The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 322,802 1,234 SH SOLE 0 0 1,234
ALPHABET INC CAP STK CL A 02079K305 997,832 2,900 SH SOLE 0 0 2,900
ALPHABET INC CAP STK CL C 02079K107 705,332 2,070 SH SOLE 0 0 2,070
AMAZON COM INC COM 023135106 1,288,853 5,173 SH SOLE 0 0 5,173
APPLE INC COM 037833100 2,888,247 8,673 SH SOLE 0 0 8,673
APPLIED MATLS INC COM 038222105 231,144 452 SH SOLE 0 0 452
ARISTA NETWORKS INC COM SHS 040413205 296,020 1,454 SH SOLE 0 0 1,454
AUTOMATIC DATA PROCESSING IN COM 053015103 333,672 1,293 SH SOLE 0 0 1,293
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 849,005 1,705 SH SOLE 0 0 1,705
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 317,567 6,253 SH SOLE 0 0 6,253
BLACKROCK INC COM 09290D101 583,903 552 SH SOLE 0 0 552
BLUE OWL CAPITAL CORPORATION COM 69121K104 115,390 11,000 SH SOLE 0 0 11,000
BROADCOM INC COM 11135F101 210,714 600 SH SOLE 0 0 600
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 7,748,799 298,720 SH SOLE 0 0 298,720
CARRIER GLOBAL CORPORATION COM 14448C104 305,954 5,577 SH SOLE 0 0 5,577
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 5,903,372 112,746 SH SOLE 0 0 112,746
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 9,845,170 261,770 SH SOLE 0 0 261,770
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,602,587 86,956 SH SOLE 0 0 86,956
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 741,068 16,406 SH SOLE 0 0 16,406
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 689,979 8,310 SH SOLE 0 0 8,310
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 359,929 7,630 SH SOLE 0 0 7,630
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,281,093 28,821 SH SOLE 0 0 28,821
ELI LILLY & CO COM 532457108 701,190 606 SH SOLE 0 0 606
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 3,107,938 133,274 SH SOLE 0 0 133,274
GENWORTH FINL INC COM SHS 37247D106 464,485 51,782 SH SOLE 0 0 51,782
IDEXX LABS INC COM 45168D104 1,028,192 1,969 SH SOLE 0 0 1,969
INTEL CORP COM 458140100 303,220 2,522 SH SOLE 0 0 2,522
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 275,052 3,220 SH SOLE 0 0 3,220
INTERNATIONAL BUSINESS MACHS COM 459200101 284,589 1,294 SH SOLE 0 0 1,294
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 410,824 7,548 SH SOLE 0 0 7,548
ISHARES TR MSCI USA QLT FCT 46432F339 3,670,855 16,518 SH SOLE 0 0 16,518
ISHARES TR IBONDS DEC 29 46436E205 712,191 31,388 SH SOLE 0 0 31,388
ISHARES TR TRS FLT RT BD 46434V860 469,804 9,272 SH SOLE 0 0 9,272
ISHARES TR CORE S&P US VLU 464287663 2,989,649 27,110 SH SOLE 0 0 27,110
ISHARES TR MSCI INTL QUALTY 46434V456 935,609 18,913 SH SOLE 0 0 18,913
ISHARES TR CORE S&P500 ETF 464287200 302,902 396 SH SOLE 0 0 396
ISHARES TR CORE S&P US GWT 464287671 2,280,813 11,772 SH SOLE 0 0 11,772
ISHARES TR S&P 100 ETF 464287101 2,475,663 6,479 SH SOLE 0 0 6,479
ISHARES TR IBONDS DEC 2030 46436E726 348,469 16,484 SH SOLE 0 0 16,484
ISHARES TR IBDS DEC28 ETF 46435U515 502,126 20,117 SH SOLE 0 0 20,117
ISHARES TR CORE S&P TTL STK 464287150 2,288,751 13,764 SH SOLE 0 0 13,764
ISHARES TR RUS 1000 GRW ETF 464287614 4,043,393 32,280 SH SOLE 0 0 32,280
ISHARES TR RUS 1000 VAL ETF 464287598 769,823 3,105 SH SOLE 0 0 3,105
ISHARES TR IBONDS 27 ETF 46435UAA9 542,809 22,505 SH SOLE 0 0 22,505
ISHARES TR IBONDS DEC2026 46435GAA0 419,400 17,302 SH SOLE 0 0 17,302
ISHARES TR RUS 2000 VAL ETF 464287630 203,585 972 SH SOLE 0 0 972
ISHARES TR S&P 500 GRWT ETF 464287309 1,385,043 9,736 SH SOLE 0 0 9,736
ISHARES TR S&P 500 VAL ETF 464287408 613,845 2,689 SH SOLE 0 0 2,689
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,823,776 55,850 SH SOLE 0 0 55,850
JOHNSON & JOHNSON COM 478160104 8,643,496 32,649 SH SOLE 0 0 32,649
JPMORGAN CHASE & CO COM 46625H100 561,749 1,698 SH SOLE 0 0 1,698
KENVUE INC COM 49177J102 185,377 10,497 SH SOLE 0 0 10,497
MERCK & CO INC COM 58933Y105 261,994 1,803 SH SOLE 0 0 1,803
MICROSOFT CORP COM 594918104 1,586,400 3,093 SH SOLE 0 0 3,093
MONDELEZ INTL INC CL A 609207105 232,205 4,016 SH SOLE 0 0 4,016
MORGAN STANLEY ETF TRUST CALVERT ULT SHR 61774R601 550,502 10,914 SH SOLE 0 0 10,914
NEUBERGER BERMAN ETF TRUST SHORT DURATION I 64135A887 5,513,114 110,572 SH SOLE 0 0 110,572
NEXTERA ENERGY INC COM 65339F101 434,596 5,738 SH SOLE 0 0 5,738
NVIDIA CORPORATION COM 67066G104 723,965 3,170 SH SOLE 0 0 3,170
OTIS WORLDWIDE CORP COM 68902V107 203,701 3,167 SH SOLE 0 0 3,167
PEPSICO INC COM 713448108 330,896 2,611 SH SOLE 0 0 2,611
PHILIP MORRIS INTL INC COM 718172109 218,680 1,146 SH SOLE 0 0 1,146
PIMCO ETF TR INTER MUN BD ACT 72201R866 290,269 5,842 SH SOLE 0 0 5,842
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 427,799 3,821 SH SOLE 0 0 3,821
PROCTER & GAMBLE CO COM 742718109 649,837 4,473 SH SOLE 0 0 4,473
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 10,927,069 207,660 SH SOLE 0 0 207,660
RTX CORPORATION COM 75513E101 1,378,080 7,423 SH SOLE 0 0 7,423
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 31,602,409 1,078,213 SH SOLE 0 0 1,078,213
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 221,748 9,294 SH SOLE 0 0 9,294
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,190,926 39,698 SH SOLE 0 0 39,698
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,893,938 52,712 SH SOLE 0 0 52,712
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 831,085 24,950 SH SOLE 0 0 24,950
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 533,667 16,355 SH SOLE 0 0 16,355
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 233,929 7,191 SH SOLE 0 0 7,191
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 250,160 8,000 SH SOLE 0 0 8,000
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,989,613 2,609 SH SOLE 0 0 2,609
TEXAS INSTRS INC COM 882508104 212,868 760 SH SOLE 0 0 760
UNITED RENTALS INC COM 911363109 334,261 334 SH SOLE 0 0 334
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 211,731 2,477 SH SOLE 0 0 2,477
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 426,302 6,077 SH SOLE 0 0 6,077
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,774,651 19,694 SH SOLE 0 0 19,694
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,365,482 6,229 SH SOLE 0 0 6,229
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 448,714 1,199 SH SOLE 0 0 1,199
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 465,501 5,936 SH SOLE 0 0 5,936
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 391,537 1,812 SH SOLE 0 0 1,812
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 297,336 1,287 SH SOLE 0 0 1,287
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 262,988 1,345 SH SOLE 0 0 1,345
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 365,128 6,156 SH SOLE 0 0 6,156
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 236,771 3,065 SH SOLE 0 0 3,065
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,287,977 9,807 SH SOLE 0 0 9,807
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 643,328 9,111 SH SOLE 0 0 9,111
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 892,400 5,750 SH SOLE 0 0 5,750
VANGUARD WORLD FD ESG US STK ETF 921910733 1,087,628 8,025 SH SOLE 0 0 8,025
WALMART INC COM 931142103 240,263 2,312 SH SOLE 0 0 2,312
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 790,871 15,695 SH SOLE 0 0 15,695
WISDOMTREE TR US MIDCAP DIVID 97717W505 388,440 7,200 SH SOLE 0 0 7,200
WISDOMTREE TR US LARGECAP DIVD 97717W307 462,964 4,763 SH SOLE 0 0 4,763
WISDOMTREE TR US AI ENHANCED 97717W406 911,434 7,124 SH SOLE 0 0 7,124
WISDOMTREE TR US SMALLCAP DIVD 97717W604 326,054 8,603 SH SOLE 0 0 8,603