exhibit992

FINANCIAL RESULTS Third Quarter 2026 Earnings Presentation

| October 22, 2026

Forward looking statements This presentation may contain “forward

-looking statements” that involve risks and uncertainties, which could

cause actual results to differ from those contained in the forward

-looking statements. These include statements concerning the Corporation’s

future economic, operational, and financial performance,

which may constitute forward-looking statements and are subject

to the risk that the actual impact may differ, possibly materially,

from what is currently expected.

For a discussion of additional risks and uncertainties, which could

cause actual results to differ from those contained in the forward

-looking statements, see the Corporation’s Securities and Exchange

Commission filings, including, but not limited to, those risks and

uncertainties included under the captions “Risk Factors” and “Forward

-Looking Statements” set forth in these filings and any updates

to such risks and uncertainties contained in subsequent report

on Form 10-K, Form 10-Q or Form 8-K. Undue reliance

should not be placed on the forward-looking statements in this press

release, which are based upon information available to the Corporation

on the date hereof. The Corporation undertakes no duty to update

this information unless required by law. NON-GAAP FINANCIAL

MEASURES In addition to the Corporation’s financial information

presented in accordance with GAAP, management uses

certain non-GAAP financial measures within the meaning

of Regulation G promulgated by the SEC, to clarify and enhance

understanding of past performance

and prospects for the future. Please refer to pages 15-17 for a

reconciliation of GAAP to non-GAAP measures and calculations. 2

Agenda 1 3Q 2026 Quarter Highlights Aurelio Alemán President and

Chief Executive Officer Pages 4-5 2 3Q 2026 Results of Operations

Said Ortiz Executive Vice President and Chief Financial Officer

Pages 7-12 3 Questions and Answers Appendix: p. 14+ 3

3Q 2026 | PERFORMANCE HIGHLIGHTS Strong return on assets of 1.98%;

healthy balance sheet trends Growth across the franchise,

stable credit, and strong profitability NET INCOME $96.1M Flat

QoQ ▼ -$4.4M YoY Strong core revenue and stable

credit costs DILUTED EPS $0.63 ▲ +$0.01 QoQ ▲ +$0.12 YoY (adj.)

Up 14% year-to-date vs. same period last year ROAA 1.98%

▼ -4 bps QoQ ▼ -12 bps YoY 19th straight quarter

above 1.5% NIM (GAAP) 4.73% ▼ -14 bps QoQ ▲ +16 bps YoY

2Q26 higher by 7 bps due to purchase discount and def. fee

acceleration EFFICIENCY RATIO 50.1% ▲ +2.0 pts QoQ

▼ -16 bps YoY Below the 52% operating target TOTAL

LOANS $13.4B ▲ +3.3% ann. QoQ ▲ +2.4% YoY Broad-based

growth across all geographies DEPOSITS (EX. BROKERED) $16.3B

▲ +$44M QoQ ▲ +$86M YoY Driven by $120 million increase

in core deposits during 3Q26 CET1 RATIO 16.9% ▼ -5 bps QoQ

▲ +24 bps YoY Well above well-capitalized levels

PROFITABILITY Net income of $96.1 million ($0.63 per diluted

share), flat vs 2Q 2026 Net interest income decreased

to $227.5 million,

and the margin was down by 14 basis points reaching 4.73% On

a non-GAAP basis, adjusted pre-tax, pre-provision income of

$129.9 million,

$7.6 million below 2Q 2026 Operating expenses were up by $2.9

million resulting in an efficiency ratio of 50.1% vs. 48.1%

in 2Q 2026 BALANCE SHEET Total loans increased by 3.3%

on a linked-quarter annualized basis to $13.4 billion driven by commercial

and industrial loan growth across all regions Total non-brokered

deposits grew by $43.7 million during the quarter Increase

mainly driven by a $120.4 million increase in core customer deposits partially

offset by a $76.7 million

reduction in fully collateralized government deposits ASSET QUALITY

Non-performing assets (“NPA”) ratio was flat at 0.59% Annualized

net charge-offs to average loans increased by 6 bps to 0.55%,

mostly due to a $2.0 million increase in consumer loan net charge-offs

LIQUIDITY AND CAPITAL Total available liquidity

sources of approximately $6.2 billion or 1.3x of uninsured

deposits (excluding fully collateralized govt. deposits) Repurchased

$50.0 million in common stock and declared $30.4 million in common

stock dividends; CET1 remains strong and above well-capitalized

levels at 16.9% On a non-GAAP basis, tangible book value per

share decreased by 4.2% to $12.15 mostly driven by AOCL impact

and tangible common equity ratio decreased to 9.6% 3Q 2026 |

PERFORMANCE

HIGHLIGHTS Strong return on assets of 1.98%; healthy balance

sheet trends 4

3Q 2026 | FRANCHISE HIGHLIGHTS PR economy steady; significant

excess capital to continue supporting strategic priorities PUERTO

RICO ECONOMY +0.1% Economic Activity Index August

YoY Growth (%) 6.1% August 2026 Unemployment Rate

ASSET QUALITY 0.59% NPA ratio 1.81% ACL coverage

CAPITAL AND RETURNS 19.46% Return on Average Equity

84% Net payout 3Q26 Operating Environment Steady economic

backdrop +0.3% real GNP growth in FY2026 and 0.2% expected

for FY2027 August 2026 Economic Activity Index at 128.1 (+0.1%

year-over-year growth) Disaster recovery Ongoing federal

disbursements, mainly from FEMA and HUD (CDBG), continue to support

reconstruction and the overall economy Encouraging reshoring activity

Announced expansion plans equivalent to a $2.2B investment and

4K+ jobs committed in Puerto Rico Auto sector normalizing

September year-to-date 2026 retail auto sales down 13%; August 2026 down

5% YoY and September up 1.2% YoY Business Highlights

Loan Growth Loans up 3.3% annualized on a linked-quarter

basis, led by commercial and industrial; total originations up 8% YoY

Strong end-of-year pipeline Deposits Core deposits up 3.6% annualized

on a linked-quarter basis Proactively managing funding costs in a

volatile rate environment Channels Active digital banking users

up 6.5% YoY and ~95% of deposit transactions captured

through digital and self-service channels Increased

branch footprint in non-competing markets Recognitions and Awards

Recognized by Global Finance as “Best Digital User Experience

in Latin America and Puerto Rico” and “Best Digital Banking App”

in Puerto Rico Strategic Priorities Grow Market Share Loan growth:

3%-5% organic loan

growth target Focus on speed, service quality, and providing the best

experience for customers across multiple channels Profitability

Sustain top-quartile profitability while safeguarding asset quality Maintain

efficiency ratio below 52% Enhance Shareholder Value

Return at least ~100% of earnings to shareholders; 84% of earnings

returned via buybacks and dividends in 3Q26 Deploy AI

Strategically Use AI to enhance capabilities and the way we serve

our clients by focusing on automating routine tasks to drive operational

efficiency and improve customer experience 5

3Q 2026 | OUTLOOK AND TARGETS Year-to-date key

performance metrics on track Stated financial targets vs. year-to-date

performance Priority Target YTD 3Q 2026 Status Comment

Organic loan growth ~3% - 5% +1.8% (2.4% annualized) On track

(Low-End) Pipelines and +8% YoY originations support

end-of-year expectations Efficiency ratio ~50% - 52% 49.1% Ahead

50.1% in 3Q26 Net Interest Income / Margin Baseline 2026:

~4.80% 4.78% On track 20 bps NIM expansion YTD; volatile rate

environment impacting funding costs Capital return ~100% of annual

earnings 86% On track $150M buybacks and $92.9M dividends

YTD Capital strength Above well-capitalized and internal

targets CET1 16.9% On track TCE ratio 9.55% (non-GAAP) due

to AOCL impact Asset quality Safeguard while growing NCO 0.55%;

NPA 0.59% On track Proactively monitoring inflationary

pressures on consumers Strategic priorities: selectively grow

share in core segments, achieve operating leverage, and deploy AI

to automate routine tasks and improve customer experience

Results of Operations

3Q 2026 | DISCUSSION OF RESULTS Net income flat vs.

2Q26; lower provision expense and taxes offset higher expenses

and lower income NET INCOME BRIDGE · 2Q26 → 3Q26 ($MM)

$96.1 -$1.6 $2.7 -$3.1 -$2.9 $4.9 $96.1 2Q26 Net Income Net Interest

Income Provision Non-Interest Income Non-Interest Expnese

Inocme Taxes 3Q26 Net Income NON-GAAP RECONCILIATION

· EXCLUDING AOCL IMPACT⁽¹⁾ TCE Ratio Tangible

BV / Shares ROACE 9.55% - 11.76% $12.15 - $15.34 19.46% -

16.30% AOCL Impact +21.21 pts AOCL impact +$3.19 AOCL

impact -3.16 pts INCOME STATEMENT AND SELECTED

FINANCIAL DATA $000s, except per share data 3Q 2026

2Q 2026 Variance 3Q 2025 Interest income $290,845 $287,710

3,135 $282,743 Interest expense 63,318 58,579 4,739 64,827 Net

interest income 227,527 229,131 (1,604) 217,916 Provision for

credit losses 14,633 17,333 (2,700) 17,593 Total non-interest

income 32,590 35,732 (3,142) 30,794 Personnel expense 64,286 63,439

847 59,761 Occupancy and equipment expense 22,299 22,108

191 22,185 Professional service fees 11,435 13,116 (1,681) 11,903

FDIC deposit insurance 2,156 2,167 (11) 2,236 Net (gain) loss on OREO

operations (766) (842) 76 1,033 Other non-interest expenses 30,812

27,336 3,476 27,776 Total non-interest expenses 130,222

127,324 2,898 124,894 Pre-tax income 115,262 120,206 (4,944)

106,223 Income tax expense 19,147 24,052 (4,905) 5,697 Net

income $96,115 $96,154 $(39) $100,526 SELECTED FINANCIAL DATA

Adj. pre-tax, pre-provision income⁽¹⁾ $129,895 $137,539 $(7,644)

$121,458 Fully diluted EPS $0.63 $0.62 $0.01 $0.63 Tangible book

value per share $12.15 $12.68 ($0.53) $11.79 Common stock

price, end of period $26.34

$26.07 $0.27 $22.05 Dividend payout ratio 31.44% 31.92% -0.48% 28.52%

Net interest margin (GAAP) 4.73% 4.87% -0.14% 4.57% Efficiency

ratio 50.06% 48.07% 1.99% 50.22% ROAA 1.98% 2.02% -0.04%

2.10% Non-GAAP financial measures; see calculation and management’

rationale on 8

3Q 2026 | NET INTEREST INCOME AND MARGIN Strong net interest

margin; higher rate environment impacting funding costs NET INTEREST

INCOME AND MARGIN ($MM)(1) $217.9 $222.8 $221.0 $229.1

$225.7 $227.5 4.57% 4.68% 4.75% 4.87% 4.80% 4.73% 3Q25 4Q25

1Q26 2Q26 2Q26 (Adj.) 3Q26 Net interest income ($) Net Interest

Margin (GAAP %) EVOLUTION OF LOAN YIELDS AND

COST OF FUNDS(1)(2) 7.62% 7.55% 7.49% 7.51% 7.46% 7.42%

6.11% 6.09% 6.07% 6.12% 6.07% 5.95% 1.51% 1.46% 1.42%

1.39% 1.39% 1.47% 3Q25 4Q25 1Q26 2Q26 2Q26 (Adj.)

3Q26 Loan Yields Cost of Fu nds NET INTEREST MARGIN

BRIDGE 0.20% 4.58% 4.78% 0.07% 4.80% -0.07% 0.09% 0.02%

4.73% "Full Year 2025 NIM" "YTD 3Q26 NIM" 21Q26 NIM

"One- Timer" "2Q26 (Adj.)" "Change in CoF" "Change in Debt

Secs." 3Q26 NIM Key highlights Net interest income decreased

by $1.6 million to $227.5 million primarily reflecting the following: $3.4 million

in interest income recognized during 2Q26 from purchase discount

and deferred fees accelerations due to certain refinancings and

an increase of $4.8 million in deposit costs Partially offset by

higher commercial and construction loan balances, reinvestment of

maturing debt securities in higher-yielding assets, and $1.3 million

related to an additional day in the quarter Year

-to-date 3Q26 net interest margin up 20 bps vs. full year 2025 (1)2Q26 net

interest income, margin, and loan yields adjusted for one-time

impact of purchase discount and deferred fee acceleration

due to refinancings. (2)Average cost of funds include cost of

all interest-bearing deposits, non-interest-bearing deposits, and wholesale

funding 9

3Q 2026 | NON-INTEREST INCOME AND EXPENSES Other income

up 6% YoY; expenses grew to $130 million;

efficiency ratio below 52% target NON-INTEREST INCOME

($MM) $30.8 $34.4 $37.7 $35.7 $32.6 $17.7 $20.3 $23.7 $22.1

$19.1 $3.3 $4.2 $4.0 $3.7 $3.7 $9.8 $9.9 $9.9 $9.9 $9.8 3Q25

4Q25 1Q26 2Q26 3Q26 Other Mortgage Banking Service Charges

on Deposits NON-INTEREST EXPENSES ($MM) $124.9 $126.9

$127.1 $127.3 $130.2 $1.9 $0.2 -$0.2 $0.4 $0.1 $59.8 $63.2

$65.3 $63.4 $64.3 $63.2 $63.5 $62.0 $63.5 $65.8 3Q25 4Q25

1Q26 2Q26 3Q26 Credit Related Payroll Related Other

Operating Expneses Key highlights Non-interest income of $32.6 million

compared to $35.7 million in 2Q26; decrease mainly reflected:

$1.9 million in lower realized gains on purchased income tax credits and

a $0.6 million gain from the sale of a fixed asset in the

Florida region in the previous quarter Non-interest expenses

amounted to $130.2 million compared to $127.3 million in 2Q26;

increase mainly driven by: An additional $2.8 million contingency reserve

for interest and penalties associated with escrowed rent in connection

with an adverse ruling involving a commercial OREO property

in the U.S. Virgin Islands 10

3Q 2026 | ASSET QUALITY Stable credit performance; low NPA

levels and stable ACL coverage NPA / TOTAL ASSETS

Repossessed Assets and Other Non-Performing Loans NPAs/Assets

$119.4 $114.1 $108.8 $113.9 $114.1 $23.2 $21.5 $21.1

$19.4 $17.9 0.62% 0.60% 0.57% 0.59% 0.59% $96.3 $92.6 $87.7

$94.6 $96.2 3Q25 4Q25 1Q26 2Q26 3Q26 NPA – DISTRIBUTION

BY TYPE Repossessed Assets and Other Consumer Residential

Construction Commercial $119.4 $114.1 $108.8 $113.9 $114.1

$23.2 $21.5 $21.1 $19.4 $17.9 $20.7 $21.4 $19.7 $17.6 $18.6 $28.9

$29.2 $28.1 $23.4 $23.9 $5.6 $5.5 $5.4 $5.5 $5.5 $41.1 $36.4

$34.5 $48.1 $48.2 3Q25 4Q25 1Q26 2Q26 3Q26 NCO / AVG.

LOANS 0.62% 0.63% 65.00% 49.00% 55.00% 3Q25 4Q25

1Q26 2Q26 3Q26 ACL / LOANS HFI 1.89% 1.90% 1.87% 1.85%

1.81% 3Q25 4Q25 1Q26 2Q26 3Q26 Key highlights Non-performing

assets increased by $0.2 million to $114.1 million,

driven by a $1.6 million increase in nonaccrual loans, primarily

in auto loans, partially offset by a $1.3 million decrease

in the OREO portfolio balance Net-charge offs increased to 0.55% compared

to 0.49%, primarily reflecting a $2.0 million increase in consumer

loans and finance leases net charge-offs, mainly in the auto loan portfolio

Loans in early delinquency (30-89 days past due) – increased

by $12.1 million to $155.5 million, which included an $8.3 million

matured construction loan that was fully repaid in October and

a $6.8 million increase in consumer loans and finance leases,

mainly auto loans ACL to loans held for investment decreased to 1.81%

of which 2 bps was related to a reduction in ACL for residential

mortgage 11

3Q 2026 | CAPITAL AND RETURNS Strong capital levels and consistent

shareholders’ distributions CAPITAL RATIOS (%)

17.9 16.7 11.5 9.7 18 16.8 11.6 10.1 18.2 16.9 11.7 10.1 18.2

17 11.7 10.1 18.2 16.9 11.7 9.6 3Q25 4Q25 1Q26 2Q26

3Q26 Total Risk-Based Capital Tier-1 Common Leverage

Tangible Common CAPITAL RETURNED AND NET

PAYOUT RATIO (% OF EARNINGS) 78% 90%

92% 84% 84% $78.7 $78.3 $81.5 $81.0 $80.4 $50.0 $50.0 $50.0

$50.0 $50.0 $28.7 $28.3 $31.5 $31.0 $30.4 3Q25 4Q25 1Q26 2Q26

3Q26 Repurchases Dividends TANGIBLE BOOK VALUE

PER SHARE $11.79 $12.29 $12.45 $12.68 $12.15 3Q25

4Q25 1Q26 2Q26 3Q26 Key highlights Total equity amounted

to $1.9 billion,

a decrease of $101.3 million from prior quarter driven by a

$119.4 million decrease in the fair value of available-for-sale

debt securities due to changes in market interest rates recognized as

part of accumulated other comprehensive loss Repurchased $50.0 million

in common stock and declared $30.4 million in common stock

dividends; net payout ratio of approximately 84% of 3Q26 earnings

Capital ratios significantly above “well-capitalized” levels with CET1

at 16.9% 12

3Q 2026 Financial Results Appendix and Non-GAAP Financial Measures

3Q 2026 | BALANCE SHEET HIGHLIGHTS LOAN PORTFOLIO

- $MM Loans HFS $13,061 $13,142 $13,104 $13,273 $13,381

Commercial $13 $17 $13 $16 $17 Cosumer $6,163 $6,243 $6,322

$6,464 $6,564 Construction $3,736 $3,709 $3,659 $3,661 $3,638

residential $260 $266 $195 $205 $218 residnetial $2,889 $2,908

$2,915 $2,927 $2,944 3Q25 4Q25 1Q26 2Q26 3Q26 TOTAL

DEPOSITS - $MM (EXCLUDING BROKERED CDS) $16,233

$16,077 $16,089 $16,275 $16,318 Public Funds $3,438 $3,016 $2,869

$3,037 $2,960 CDs & IRAs $3,055 $3,122 $3,179 $3,241 $3,494

Commerical $4,879 $5,019 $5,060 $5,074 $4,995 Retail $4,861

$4,920 $4,981 $49,232 $4,869 3Q25 4Q25 1Q26 2Q26 3Q26 PUBLIC

FUNDS DISTRIBUTION - $MM $2,960 $2,551 -86% PR $409 Other

-14% 3Q25 Public Corp/Agencies Municipalities US Govt. $1,933 $566

$52 76% 22% 2% LOAN ORIGINATIONS - $MM(1)

$1,371 $1,391 $1,248 $1,718 $1,479 Consumer $267 $261 $253 $290

$272 Credit Cards $104 $104 $95 $103 $101 Residnetial $132

$128 $116 $134 $136 Construction $35 $29 $14 $36 $23 Commercial

$833 $869 $770 $1,155 $947 3Q25 4Q25 1Q26 2Q26 3Q26 COMPOSITION

OF DEPOSIT PORTFOLIO VS. AVAILABLE

LIQUIDITY - $MM(2) $16,275 $16,318 $5,549 $5,466 -34%

-33% NIB $10,726 $10,852 IB -66% -67% 2Q26 3Q26 $8,529

$4,829 $2,930 52% 30% 18% Insured Uninsured Public Funds

$6,191 $463 Cash & Equivalents $2,121 Free Liquid Securities $1,108

FHLB Availability $8,529 $2,499 Fed Line Uninsured Deposits

Available Liquidity (1)Loan Originations include refinancings

and renewals, as well as credit card utilization activity (2)Uninsured

deposits exclude public funds which are fully collateralized 14

3Q 2026 | APPENDIX: NON-GAAP RECONCILIATION

Tangible common equity (“TCE”) and tangible book value per

share (“TBVPS”) In thousands,

except ratios and per share information 3Q26 2Q26 1Q26 4Q25

3Q25 Total common equity (GAAP) $1,875,484 $1,976,833

$1,967,239 $1,966,865 $1,918,045 Goodwill (38,611) (38,611)

(38,611) (38,611) (38,611) Other intangible assets (2,804)

(3,022) (3,240) (3,458) (3,676) Tangible common equity

$1,834,069 $1,935,200 $1,925,388 $1,924,796 $1,875,758 Total

assets (GAAP) $19,250,334 $19,241,235 $19,086,105 $19,132,892

$19,321,335 Goodwill (38,611) (38,611) (38,611) (38,611)

(38,611) Other intangible assets (2,804) (3,022) (3,240) (3,458)

(3,676) Tangible assets $19,208,919 $19,199,602 $19,044,254

$19,090,823 $19,279,048 Common shares outstanding 150,921

152,674 154,694 156,619 159,135 TCE ratio 9.55% 10.08% 10.11%

10.08% 9.73% TBVPS $12.15 $12.68 $12.45 $12.29 $11.79 Basis

of presentation This presentation contains non-GAAP financial

measures. Non-GAAP financial measures are used when management

believes that the presentation of these non-GAAP financial

measures enhances the ability of analysts and investors to analyze trends

in the Corporation’s business and understand the performance

of the Corporation. Where non-GAAP financial measures are

used, the most comparable GAAP financial measure, as well as the reconciliation

of the non-GAAP financial measure to the most comparable

GAAP financial measure, can be found in the text or in the attached

tables to this earnings presentation. Any analysis of these non-GAAP

financial measures should be used only in conjunction with results

presented in accordance with GAAP. TCE and TBVPS

TCE is total

common equity less goodwill and other intangibles. Tangible assets

are total assets less goodwill and other intangibles. Management and

many stock analysts use the TCE ratio and TBVPS in conjunction with

more traditional bank capital ratios to compare the capital adequacy

of banking organizations with significant amounts of goodwill

or other intangible assets. Neither measure should be considered

in isolation or as a substitute for stockholders’ equity, total assets,

or any other measure calculated in accordance with GAAP.

3Q 2026 | APPENDIX: NON-GAAP RECONCILIATION

Adjusted pre-tax, pre-provision income $ in thousands 3Q26 2Q26

1Q26 4Q25 3Q25 Income before income taxes $115,262 $120,206

$114,263 $107,327 $106,223 Add: Provision for credit losses

14,633 17,333 17,273 22,971 17,593 Less: FDIC special

assessment reversal - - (92) (1,099) - Less: Employee retention credit

- - - - (2,358) Adjusted PTPP income $129,895 $137,539

$131,444 $129,199 $121,458 Change from prior period ($) $(7,644)

$6,095 $2,245 $7,741 $(2,014) Change from prior period (%)

-5.6% 4.6% 1.7% 6.4% -1.6% Adjusted PTPP income ($M) $129.9

$137.5 $131.4 $129.2 $121.5 3Q26 2Q26 1Q26 4Q25 3Q25 Adjusted

pre-tax, pre-provision income Adjusted pre-tax, pre-provision

income is a non-GAAP performance metric that management uses

and believes that investors may find useful in analyzing underlying

performance trends, particularly in times of economic stress, including

as a result of natural catastrophes or health epidemics. Adjusted

pre-tax, pre-provision income, as defined by management, represents

income before income taxes adjusted to exclude the provision for credi

losses expense, as well as certain items that management believes are

not reflective of core operating performance. 16

3Q 2026 | APPENDIX: NON-GAAP RECONCILIATION

Adjusted TCE ratio, TBVPS and ROACE excluding AOCL As

of September 30, 2026, and 3Q26 averages; $ in thousands,

except per share As of September 2026 TCE $1,834,069 Add: AOCL

on AFS debt securities 480,464 Adjusted TCE $2,314,533

Tangible assets $19,208,919 Add: AOCL on AFS debt securities

480,464 Adjusted tangible assets $19,689,383 Adjusted TCE

ratio 11.76% Common shares outstanding 150,921 Adjusted TBVPS

$15.34 3Q26 (average) Average common equity $1,959,928

Add: avg. AOCL on AFS debt securities 379,234 Adjusted average

common equity $2,339,162 Net income $96,115 Adjusted ROACE 16.30%

Reported

AOCL impact

Adjsuted TCE ratio 9.55% → +2.21% → 11.76% TBVPS

$12.15 → +$3.19 → $15.34 ROACE 19.46% → -3.16% →

16.30% Definitions Adjusted TCE ratio: total common equity less goodwill

and other intangibles, after exclusion of net unrealized losses

on AFS debt securities recognized in AOCL, divided by total assets

less goodwill and other intangibles, after the same exclusion. Adjusted

TBVPS: adjusted TCE divided by common shares outstanding.

Adjusted ROACE: net income divided by average total common

equity after exclusion of average net unrealized losses on AFS debt

securities recognized in AOCL.+

Thank You Questions and Answers Earnings Presentation |

October 22, 2026 18