v3.26.3
Segment Reporting - Schedule of Segment Information (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Jun. 30, 2026
Mar. 31, 2026
Sep. 30, 2025
Jun. 30, 2025
Mar. 31, 2025
Sep. 30, 2026
Sep. 30, 2025
Segment Reporting [Line Items]                
Interest and fees on loans [1] $ 5,591     $ 5,510     $ 16,384 $ 16,150
Interest on cash and debt securities 197     221     590 717
Total interest income 5,788     5,731     16,974 16,867
Interest Expense, Operating 979     1,011     2,922 3,162
Net interest income 4,809     4,720     14,052 13,705
Retailer share arrangements (1,096)     (1,024)     (3,193) (2,911)
Provision for credit losses 1,266     1,146     3,802 3,783
Other income:                
Total other income 105     127     375 394
Other expense:                
Employee costs 507     503     1,538 1,518
Professional fees 234     240     663 693
Marketing and business development 137     120     388 363
Information processing 260     226     770 660
Total other expense 1,371     1,248     4,018 3,736
Provision for income taxes 289     352     832 868
Net earnings 892 $ 885 $ 805 1,077 $ 967 $ 757 2,582 2,801
Synchrony Segment                
Segment Reporting [Line Items]                
Interest and fees on loans 5,591     5,510     16,384 16,150
Interest on cash and debt securities 197     221     590 717
Total interest income 5,788     5,731     16,974 16,867
Interest Expense, Operating 979     1,011     2,922 3,162
Net interest income 4,809     4,720     14,052 13,705
Retailer share arrangements (1,096)     (1,024)     (3,193) (2,911)
Reserve build (release) 30     (152)     (144) (514)
Net charge-offs 1,236     1,298     3,946 4,297
Provision for credit losses 1,266     1,146        
Other income:                
Other income 105     127     375 394
Total other income 105     127     375 394
Other expense:                
Employee costs 507     503     1,538 1,518
Professional fees 234     240     663 693
Marketing and business development 137     120     388 363
Information processing 260     226     770 660
Fraud-related operational losses 91     43     257 117
Other segment items 142     116     402 385
Total other expense 1,371     1,248     4,018 3,736
Provision for income taxes 289     352     832 868
Net earnings $ 892     $ 1,077     $ 2,582 $ 2,801
[1] Deferred merchant discounts to be recognized in interest income at September 30, 2026 and December 31, 2025, were $1.8 billion for both periods, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Position.