v3.26.3
Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) - USD ($)
$ in Millions
Sep. 30, 2026
Dec. 31, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables [1],[2],[3] $ 103,346 $ 103,808
90 or more days delinquent and accruing 2,098 2,217
Total non-accruing $ 32 $ 31
Percentage of total loan receivables 0.00% 0.00%
Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 95,526 $ 96,346
90 or more days delinquent and accruing 2,058 2,181
Total non-accruing 0 0
Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 5,109 5,548
90 or more days delinquent and accruing 0 0
Total non-accruing 32 31
Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 2,644 1,833
90 or more days delinquent and accruing 40 36
Total non-accruing 0 0
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 67 81
Financial Asset, Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 4,482 $ 4,660
Percentage of total loan receivables 4.30% 4.50%
Financial Asset, Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 4,228 $ 4,404
Financial Asset, Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 159 175
Financial Asset, Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 95 81
Financing Receivables, 30 to 89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,352 $ 2,412
Percentage of total loan receivables 2.30% 2.30%
Financing Receivables, 30 to 89 Days Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,170 $ 2,223
Financing Receivables, 30 to 89 Days Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 127 144
Financing Receivables, 30 to 89 Days Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 55 45
Financial Asset, Equal to or Greater than 90 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,130 $ 2,248
Percentage of total loan receivables 2.00% 2.20%
Financial Asset, Equal to or Greater than 90 Days Past Due | Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 2,058 $ 2,181
Financial Asset, Equal to or Greater than 90 Days Past Due | Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 32 31
Financial Asset, Equal to or Greater than 90 Days Past Due | Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 40 $ 36
Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of total loan receivables 2.00% 2.10%
[1] At September 30, 2026 and December 31, 2025, loan receivables included deferred costs, net of purchase discounts and deferred income, of $25 million and $(53) million, respectively.
[2] Total loan receivables include $21.9 billion and $22.4 billion of restricted loans of consolidated securitization entities at September 30, 2026 and December 31, 2025, respectively. See Note 5. Variable Interest Entities for further information.
[3] At September 30, 2026 and December 31, 2025, $18.4 billion and $18.3 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.