The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 680,889 1,113 SH SOLE 0 0 1,113
AEGON LTD AMER REG 1 CERT 0076CA104 612,808 71,009 SH SOLE 0 0 71,009
ALPHABET INC CAP STK CL A 02079K305 435,222 1,265 SH SOLE 0 0 1,265
ALPHABET INC CAP STK CL C 02079K107 364,449 1,070 SH SOLE 0 0 1,070
AMAZON COM INC COM 023135106 886,476 3,558 SH SOLE 0 0 3,558
APPLE INC COM 037833100 3,474,013 10,432 SH SOLE 0 0 10,432
APPLIED MATLS INC COM 038222105 396,320 775 SH SOLE 0 0 775
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 976,480 1,961 SH SOLE 0 0 1,961
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 615,062 8,860 SH SOLE 0 0 8,860
CARLISLE COS INC COM 142339100 385,316 1,196 SH SOLE 0 0 1,196
CHEVRON CORPORATION COM 166764100 283,212 1,387 SH SOLE 0 0 1,387
COSTCO WHOLESALE CORPORATION COM 22160K105 253,865 279 SH SOLE 0 0 279
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 73,887,904 889,894 SH SOLE 0 0 889,894
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 234,759 4,268 SH SOLE 0 0 4,268
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 15,673,785 235,909 SH SOLE 0 0 235,909
DOMINION ENERGY INC COM 25746U109 399,669 6,604 SH SOLE 0 0 6,604
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 303,692 1,866 SH SOLE 0 0 1,866
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 48,808,554 1,127,218 SH SOLE 0 0 1,127,218
GLADSTONE COMMERCIAL CORP COM 376536108 366,757 29,050 SH SOLE 0 0 29,050
INTUITIVE SURGICAL INC COM NEW 46120E602 477,791 1,175 SH SOLE 0 0 1,175
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 325,151 4,937 SH SOLE 0 0 4,937
INVESCO QQQ TR UNIT SER 1 46090E103 771,581 1,043 SH SOLE 0 0 1,043
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 243,328 5,140 SH SOLE 0 0 5,140
ISHARES INC ESG AWR MSCI EM 46434G863 902,469 16,663 SH SOLE 0 0 16,663
ISHARES INC MSCI EMRG CHN 46434G764 988,125 9,973 SH SOLE 0 0 9,973
ISHARES TR CORE MSCI EAFE 46432F842 247,591 2,556 SH SOLE 0 0 2,556
ISHARES TR CORE S&P TTL STK 464287150 436,319 2,624 SH SOLE 0 0 2,624
ISHARES TR CORE S&P500 ETF 464287200 497,868 650 SH SOLE 0 0 650
ISHARES TR CORE US AGGBD ET 464287226 533,584 5,644 SH SOLE 0 0 5,644
ISHARES TR ESG AW MSCI EAFE 46435G516 2,243,708 21,773 SH SOLE 0 0 21,773
ISHARES TR ESG AWARE MSCI 46435U663 459,576 8,838 SH SOLE 0 0 8,838
ISHARES TR ESG AWR MSCI USA 46435G425 1,731,551 10,381 SH SOLE 0 0 10,381
ISHARES TR ESG OPTIMIZED 464288802 414,421 2,662 SH SOLE 0 0 2,662
ISHARES TR NATIONAL MUN ETF 464288414 384,686 3,805 SH SOLE 0 0 3,805
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,070,659 21,176 SH SOLE 0 0 21,176
JPMORGAN CHASE & CO COM 46625H100 509,063 1,539 SH SOLE 0 0 1,539
KROGER CO COM 501044101 200,104 3,414 SH SOLE 0 0 3,414
MANHATTAN BRDG CAP INC COM 562803106 50,837 50,837 SH SOLE 0 0 50,837
META PLATFORMS INC CL A 30303M102 426,665 588 SH SOLE 0 0 588
MICROSOFT CORP COM 594918104 619,331 1,208 SH SOLE 0 0 1,208
NORFOLK SOUTHN CORP COM 655844108 255,557 827 SH SOLE 0 0 827
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 30,716 22,420 SH SOLE 0 0 22,420
NVIDIA CORPORATION COM 67066G104 886,178 3,880 SH SOLE 0 0 3,880
RTX CORPORATION COM 75513E101 400,633 2,158 SH SOLE 0 0 2,158
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,234,574 33,870 SH SOLE 0 0 33,870
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 726,265 24,779 SH SOLE 0 0 24,779
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,210,458 160,174 SH SOLE 0 0 160,174
SCIENCE APPLICATIONS INTL CO COM 808625107 333,570 2,615 SH SOLE 0 0 2,615
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 447,093 2,284 SH SOLE 0 0 2,284
SPDR GOLD TR GOLD SHS 78463V107 616,961 1,620 SH SOLE 0 0 1,620
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,788,755 73,199 SH SOLE 0 0 73,199
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 342,885 6,829 SH SOLE 0 0 6,829
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 3,018,968 102,027 SH SOLE 0 0 102,027
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 254,538 10,449 SH SOLE 0 0 10,449
SPDR SERIES TRUST ST STR PR SP1500 78464A805 933,572 10,142 SH SOLE 0 0 10,142
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 467,521 613 SH SOLE 0 0 613
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 218,400 2,859 SH SOLE 0 0 2,859
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 20,443,166 104,553 SH SOLE 0 0 104,553
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,365,491 17,413 SH SOLE 0 0 17,413
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 207,183 728 SH SOLE 0 0 728
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,971,447 12,862 SH SOLE 0 0 12,862
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 41,237,081 110,189 SH SOLE 0 0 110,189
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 73,617,551 340,696 SH SOLE 0 0 340,696
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,559,062 2,224 SH SOLE 0 0 2,224
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,243,501 135,513 SH SOLE 0 0 135,513
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,209,562 37,254 SH SOLE 0 0 37,254
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,228,655 89,287 SH SOLE 0 0 89,287
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,065,781 24,315 SH SOLE 0 0 24,315
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 58,815,581 832,964 SH SOLE 0 0 832,964
WALMART INC COM 931142103 210,141 2,022 SH SOLE 0 0 2,022