The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,307,688 4,999 SH SOLE 4,999 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,336,311 3,819 SH SOLE 3,819 0 0
ALPHABET INC CAP STK CL C 02079K107 5,176,181 15,191 SH SOLE 15,191 0 0
AMAZON COM INC COM 023135106 4,437,361 17,810 SH SOLE 17,810 0 0
AMERICAN ELEC PWR CO INC COM 025537101 911,986 7,687 SH SOLE 7,687 0 0
APPLE INC COM 037833100 5,803,399 17,427 SH SOLE 17,427 0 0
APPLIED MATLS INC COM 038222105 1,964,211 3,841 SH SOLE 3,841 0 0
BANK OF AMER CORP COM 060505104 1,010,439 18,564 SH SOLE 18,564 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,567,547 3,148 SH SOLE 3,148 0 0
BROADCOM INC COM 11135F101 2,194,586 6,249 SH SOLE 6,249 0 0
CHEVRON CORPORATION COM 166764100 4,394,395 21,519 SH SOLE 21,519 0 0
CISCO SYS INC COM 17275R102 2,171,435 20,175 SH SOLE 20,175 0 0
CITIGROUP INC COM NEW 172967424 417,594 3,225 SH SOLE 3,225 0 0
COCA COLA CO COM 191216100 1,556,929 18,087 SH SOLE 18,087 0 0
CONOCOPHILLIPS COM 20825C104 1,626,324 12,995 SH SOLE 12,995 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 2,103,796 2,311 SH SOLE 2,311 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 761,156 2,875 SH SOLE 2,875 0 0
DELL TECHNOLOGIES INC CL C 24703L202 459,947 855 SH SOLE 855 0 0
DEVON ENERGY CORP NEW COM 25179M103 216,572 4,704 SH SOLE 4,704 0 0
DOMINION ENERGY INC COM 25746U109 877,601 14,501 SH SOLE 14,501 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,120,604 9,829 SH SOLE 9,829 0 0
ELI LILLY & CO COM 532457108 2,409,041 2,082 SH SOLE 2,082 0 0
ENTERGY CORP NEW COM 29364G103 549,801 5,539 SH SOLE 5,539 0 0
EOG RES INC COM 26875P101 804,823 5,842 SH SOLE 5,842 0 0
EXELON CORP COM 30161N101 563,661 13,952 SH SOLE 13,952 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 5,719,035 35,140 SH SOLE 35,140 0 0
FIFTH THIRD BANCORP COM 316773100 504,080 9,966 SH SOLE 9,966 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 202,723 3,173 SH SOLE 3,173 0 0
INTEL CORP COM 458140100 211,485 1,759 SH SOLE 1,759 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 12,376,391 122,928 SH SOLE 122,928 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 991,887 8,991 SH SOLE 8,991 0 0
JOHNSON & JOHNSON COM 478160104 2,014,671 7,610 SH SOLE 7,610 0 0
JPMORGAN CHASE & CO COM 46625H100 1,710,060 5,169 SH SOLE 5,169 0 0
KINDER MORGAN INC DEL COM 49456B101 710,997 23,582 SH SOLE 23,582 0 0
LAM RESEARCH CORP COM NEW 512807306 1,511,475 4,601 SH SOLE 4,601 0 0
MARATHON PETE CORP COM 56585A102 1,055,771 2,670 SH SOLE 2,670 0 0
MASTERCARD INCORPORATED CL A 57636Q104 931,433 1,689 SH SOLE 1,689 0 0
MERCK & CO INC COM 58933Y105 867,937 5,973 SH SOLE 5,973 0 0
META PLATFORMS INC CL A 30303M102 1,195,220 1,648 SH SOLE 1,648 0 0
MICRON TECHNOLOGY INC COM 595112103 3,955,819 3,714 SH SOLE 3,714 0 0
MICROSOFT CORP COM 594918104 6,409,711 12,497 SH SOLE 12,497 0 0
MONDELEZ INTL INC CL A 609207105 865,739 14,973 SH SOLE 14,973 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 634,622 15,248 SH SOLE 15,248 0 0
NEXTERA ENERGY INC COM 65339F101 2,284,546 30,163 SH SOLE 30,163 0 0
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 200,022 3,700 SH SOLE 3,700 0 0
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633 213,900 9,300 SH SOLE 9,300 0 0
NVIDIA CORPORATION COM 67066G104 5,789,433 25,350 SH SOLE 25,350 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,753,220 9,373 SH SOLE 9,373 0 0
PALO ALTO NETWORKS INC COM 697435105 282,885 712 SH SOLE 712 0 0
PEPSICO INC COM 713448108 1,656,230 13,070 SH SOLE 13,070 0 0
PHILLIPS 66 COM 718546104 967,114 3,788 SH SOLE 3,788 0 0
PROCTER & GAMBLE CO COM 742718109 1,958,084 13,478 SH SOLE 13,478 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 259,607 9,658 SH SOLE 9,658 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 13,697,356 568,355 SH SOLE 568,355 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 8,795,631 410,244 SH SOLE 410,244 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 223,920 7,464 SH SOLE 7,464 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 1,127,594 13,990 SH SOLE 13,990 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,557,795 25,330 SH SOLE 25,330 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,039,889 20,638 SH SOLE 20,638 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 922,344 23,386 SH SOLE 23,386 0 0
SEMPRA COM 816851109 714,114 9,160 SH SOLE 9,160 0 0
SLB LIMITED COM STK 806857108 725,636 14,894 SH SOLE 14,894 0 0
SOFI TECHNOLOGIES INC COM 83406F102 169,037 10,753 SH SOLE 10,753 0 0
SOUTHERN CO COM 842587107 1,427,034 17,216 SH SOLE 17,216 0 0
SPDR SERIES TRUST ST LONG BD ETF 78464A367 222,611 10,923 SH SOLE 10,923 0 0
TESLA INC COM 88160R101 341,682 963 SH SOLE 963 0 0
TRUIST FINL CORP COM 89832Q109 320,072 6,913 SH SOLE 6,913 0 0
UNITEDHEALTH GROUP INC COM 91324P102 796,931 2,171 SH SOLE 2,171 0 0
VALERO ENERGY CORP COM 91913Y100 1,098,487 2,834 SH SOLE 2,834 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,312,632 16,762 SH SOLE 16,762 0 0
VISA INC COM CL A 92826C839 1,031,636 2,871 SH SOLE 2,871 0 0
WALMART INC COM 931142103 3,415,227 32,864 SH SOLE 32,864 0 0
WILLIAMS COS INC COM 969457100 808,095 11,889 SH SOLE 11,889 0 0