The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,015,619 4,036 SH SOLE 4,036 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,615,257 4,502 SH SOLE 4,502 0 0
ALPHABET INC CAP STK CL C 02079K107 2,757,034 7,803 SH SOLE 7,803 0 0
AMAZON COM INC COM 023135106 2,309,515 9,690 SH SOLE 9,690 0 0
AMERICAN ELEC PWR CO INC COM 025537101 918,132 6,711 SH SOLE 6,711 0 0
APPLE INC COM 037833100 6,631,942 22,919 SH SOLE 22,919 0 0
APPLIED MATLS INC COM 038222105 2,042,475 2,825 SH SOLE 2,825 0 0
BANK OF AMER CORP COM 060505104 709,458 12,451 SH SOLE 12,451 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,697,823 3,393 SH SOLE 3,393 0 0
BROADCOM INC COM 11135F101 3,998,862 10,586 SH SOLE 10,586 0 0
CHEVRON CORPORATION COM 166764100 3,362,939 20,288 SH SOLE 20,288 0 0
CISCO SYS INC COM 17275R102 2,162,556 18,411 SH SOLE 18,411 0 0
CITIGROUP INC COM NEW 172967424 453,493 3,240 SH SOLE 3,240 0 0
COCA COLA CO COM 191216100 1,242,456 15,288 SH SOLE 15,288 0 0
CONOCOPHILLIPS COM 20825C104 1,292,119 12,429 SH SOLE 12,429 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 2,012,196 2,151 SH SOLE 2,151 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 549,461 720 SH SOLE 720 0 0
DELL TECHNOLOGIES INC CL C 24703L202 369,761 857 SH SOLE 857 0 0
DOMINION ENERGY INC COM 25746U109 740,810 10,848 SH SOLE 10,848 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,068,588 8,442 SH SOLE 8,442 0 0
ELI LILLY & CO COM 532457108 2,055,823 1,714 SH SOLE 1,714 0 0
ENTERGY CORP NEW COM 29364G103 510,782 4,447 SH SOLE 4,447 0 0
EOG RES INC COM 26875P101 679,164 5,235 SH SOLE 5,235 0 0
EXELON CORP COM 30161N101 509,044 10,919 SH SOLE 10,919 0 0
EXXON MOBIL CORP COM 30231G102 5,184,969 37,924 SH SOLE 37,924 0 0
FIFTH THIRD BANCORP COM 316773100 562,065 9,971 SH SOLE 9,971 0 0
INTEL CORP COM 458140100 245,609 1,759 SH SOLE 1,759 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 17,515,414 158,726 SH SOLE 158,726 0 0
JOHNSON & JOHNSON COM 478160104 1,648,265 6,490 SH SOLE 6,490 0 0
JPMORGAN CHASE & CO COM 46625H100 1,441,561 4,404 SH SOLE 4,404 0 0
KINDER MORGAN INC DEL COM 49456B101 580,543 18,159 SH SOLE 18,159 0 0
LAM RESEARCH CORP COM NEW 512807306 1,756,286 4,053 SH SOLE 4,053 0 0
MARATHON PETE CORP COM 56585A102 671,134 2,625 SH SOLE 2,625 0 0
MASTERCARD INCORPORATED CL A 57636Q104 723,149 1,408 SH SOLE 1,408 0 0
MERCK & CO INC COM 58933Y105 624,896 4,863 SH SOLE 4,863 0 0
META PLATFORMS INC CL A 30303M102 259,677 461 SH SOLE 461 0 0
MICRON TECHNOLOGY INC COM 595112103 4,864,178 4,214 SH SOLE 4,214 0 0
MICROSOFT CORP COM 594918104 5,956,010 15,967 SH SOLE 15,967 0 0
MONDELEZ INTL INC CL A 609207105 836,077 14,455 SH SOLE 14,455 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 631,605 6,571 SH SOLE 6,571 0 0
NEXTERA ENERGY INC COM 65339F101 2,297,116 26,172 SH SOLE 26,172 0 0
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 226,253 3,909 SH SOLE 3,909 0 0
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633 232,304 9,773 SH SOLE 9,773 0 0
NVIDIA CORPORATION COM 67066G104 6,662,197 33,296 SH SOLE 33,296 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,846,536 15,827 SH SOLE 15,827 0 0
PALO ALTO NETWORKS INC COM 697435105 242,806 712 SH SOLE 712 0 0
PEPSICO INC COM 713448108 1,295,101 9,565 SH SOLE 9,565 0 0
PHILLIPS 66 COM 718546104 631,064 3,733 SH SOLE 3,733 0 0
PROCTER & GAMBLE CO COM 742718109 1,578,873 10,767 SH SOLE 10,767 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 293,604 9,722 SH SOLE 9,722 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 17,770,711 720,629 SH SOLE 720,629 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 219,666 7,464 SH SOLE 7,464 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 1,068,031 12,857 SH SOLE 12,857 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,430,783 26,940 SH SOLE 26,940 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 3,743,718 19,650 SH SOLE 19,650 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 907,480 20,015 SH SOLE 20,015 0 0
SEMPRA COM 816851109 745,110 8,037 SH SOLE 8,037 0 0
SLB LIMITED COM STK 806857108 650,395 13,990 SH SOLE 13,990 0 0
SOFI TECHNOLOGIES INC COM 83406F102 195,294 10,892 SH SOLE 10,892 0 0
SOUTHERN CO COM 842587107 1,347,980 14,084 SH SOLE 14,084 0 0
SPDR SERIES TRUST ST LONG BD ETF 78464A367 244,675 10,923 SH SOLE 10,923 0 0
TESLA INC COM 88160R101 405,038 963 SH SOLE 963 0 0
TRUIST FINL CORP COM 89832Q109 364,633 7,319 SH SOLE 7,319 0 0
UNITEDHEALTH GROUP INC COM 91324P102 754,784 1,816 SH SOLE 1,816 0 0
VALERO ENERGY CORP COM 91913Y100 724,023 2,780 SH SOLE 2,780 0 0
VISA INC COM CL A 92826C839 945,213 2,755 SH SOLE 2,755 0 0
WALMART INC COM 931142103 2,639,751 23,307 SH SOLE 23,307 0 0
WILLIAMS COS INC COM 969457100 622,672 8,376 SH SOLE 8,376 0 0
YUM BRANDS INC COM 988498101 221,246 1,384 SH SOLE 1,384 0 0