The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 233,942 975 SH SOLE 0 0 975
ALPHABET INC CAP STK CL C 02079K107 1,149,976 3,374 SH SOLE 0 0 3,374
AMAZON COM INC COM 023135106 986,634 3,960 SH SOLE 0 0 3,960
APPLE INC COM 037833100 2,163,584 6,496 SH SOLE 0 0 6,496
BANK OF AMER CORP COM 060505104 477,787 8,778 SH SOLE 0 0 8,778
BANK OF MONTREAL COM 063671101 372,131 2,225 SH SOLE 0 0 2,225
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 479,028 962 SH SOLE 0 0 962
CLINUVEL PHARMACEUTICALS LTD SPON ADS 188769103 121,900 20,453 SH SOLE 0 0 20,453
COCA COLA CO COM 191216100 451,920 5,250 SH SOLE 0 0 5,250
COSTCO WHOLESALE CORPORATION COM 22160K105 710,384 780 SH SOLE 0 0 780
CVS HEALTH CORP COM 126650100 257,070 3,000 SH SOLE 0 0 3,000
DISNEY WALT CO COM 254687106 580,622 5,535 SH SOLE 0 0 5,535
EATON CORP PLC SHS G29183103 629,955 1,466 SH SOLE 0 0 1,466
ECOLAB INC COM 278865100 411,870 1,500 SH SOLE 0 0 1,500
EMERSON ELEC CO COM 291011104 473,055 3,050 SH SOLE 0 0 3,050
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 564,921 7,777 SH SOLE 0 0 7,777
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 395,347 4,000 SH SOLE 0 0 4,000
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 576,900 2,000 SH SOLE 0 0 2,000
GARTNER INC COM 366651107 697,660 3,740 SH SOLE 0 0 3,740
GENCO SHIPPING & TRADING LTD SHS Y2685T131 205,618 7,860 SH SOLE 0 0 7,860
GENERAL MILLS INC COM 370334104 3,477,718 108,138 SH SOLE 0 0 108,138
GOLUB CAP BDC INC COM 38173M102 423,926 33,565 SH SOLE 0 0 33,565
HERSHEY CO COM 427866108 299,459 1,900 SH SOLE 0 0 1,900
HOME DEPOT INC COM 437076102 327,448 1,151 SH SOLE 0 0 1,151
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 1,171,000 20,447 SH SOLE 0 0 20,447
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 666,288 3,203 SH SOLE 0 0 3,203
INVESCO QQQ TR UNIT SER 1 46090E103 517,839 700 SH SOLE 0 0 700
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 6,883,748 145,410 SH SOLE 0 0 145,410
ISHARES GOLD TR ISHARES NEW 464285204 2,069,650 26,500 SH SOLE 0 0 26,500
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 2,672,246 64,515 SH SOLE 0 0 64,515
ISHARES INC CORE MSCI EMKT 46434G103 1,050,454 12,943 SH SOLE 0 0 12,943
ISHARES TR U.S. TECH ETF 464287721 317,880 1,200 SH SOLE 0 0 1,200
ISHARES TR TIPS BD ETF 464287176 586,682 5,639 SH SOLE 0 0 5,639
ISHARES TR CORE S&P SCP ETF 464287804 775,428 5,700 SH SOLE 0 0 5,700
ISHARES TR CORE MSCI EAFE 46432F842 529,837 5,469 SH SOLE 0 0 5,469
ISHARES TR CORE S&P MCP ETF 464287507 431,700 6,000 SH SOLE 0 0 6,000
ISHARES TR CORE S&P500 ETF 464287200 2,154,179 2,812 SH SOLE 0 0 2,812
ISHARES TR ISHARES BIOTECH 464287556 715,802 3,400 SH SOLE 0 0 3,400
JOHNSON & JOHNSON COM 478160104 568,817 2,148 SH SOLE 0 0 2,148
JPMORGAN CHASE & CO COM 46625H100 561,159 1,696 SH SOLE 0 0 1,696
LOCKHEED MARTIN CORP COM 539830109 236,292 464 SH SOLE 0 0 464
MASTERCARD INCORPORATED CL A 57636Q104 227,757 413 SH SOLE 0 0 413
MCDONALDS CORP COM 580135101 369,042 1,598 SH SOLE 0 0 1,598
MICROSOFT CORP COM 594918104 1,562,795 3,046 SH SOLE 0 0 3,046
PETCO HEALTH & WELLNESS CO I CL A COM 71601V105 78,088 34,400 SH SOLE 0 0 34,400
SALESFORCE INC COM 79466L302 247,083 1,076 SH SOLE 0 0 1,076
SANDISK CORP COM 80004C200 1,451,068 834 SH SOLE 0 0 834
STARBUCKS CORP COM 855244109 223,725 2,381 SH SOLE 0 0 2,381
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 811,701 1,064 SH SOLE 0 0 1,064
TARGET CORP COM 87612E106 4,077,544 26,023 SH SOLE 0 0 26,023
UNION PAC CORP COM 907818108 408,195 1,500 SH SOLE 0 0 1,500
UNITEDHEALTH GROUP INC COM 91324P102 997,723 2,718 SH SOLE 0 0 2,718
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,573,266 21,593 SH SOLE 0 0 21,593
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,549,209 93,360 SH SOLE 0 0 93,360
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,613,892 5,156 SH SOLE 0 0 5,156
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 97,132,032 259,544 SH SOLE 0 0 259,544
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 980,250 12,500 SH SOLE 0 0 12,500
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 290,749 1,022 SH SOLE 0 0 1,022
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 587,045 3,719 SH SOLE 0 0 3,719
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,774,051 100,803 SH SOLE 0 0 100,803
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 575,056 11,469 SH SOLE 0 0 11,469
VANGUARD STAR FDS VG TL INTL STK F 921909768 19,111,242 224,944 SH SOLE 0 0 224,944
WELLS FARGO & CO COM 949746101 2,464,740 30,790 SH SOLE 0 0 30,790
WHEATON PRECIOUS METALS CORP COM 962879102 200,580 1,500 SH SOLE 0 0 1,500