v3.26.3
Credit Losses
 9 Months Ended
Sep. 30, 2026
Credit Loss [Abstract]  
Credit Loss, Financial Instrument Allowance for Credit Losses
Premiums receivable
Premiums receivable balances are carried at face value, net of any allowance for credit losses. The allowance for credit losses represents an estimate of amounts considered uncollectible based on the Company’s assessment of the collectability of receivables that are past due. The estimate considers historical loss data, current and future economic conditions and specific identification of collectability concerns, where applicable. The following table presents the change in the allowance for credit losses for premiums receivable for the three and nine months ended September 30, 2026 and 2025:
Three Months Ended September 30,Nine Months Ended September 30,
2026202520262025
(in thousands)
Beginning balance$29,922 $26,906 $27,328 $26,926 
Current period change for estimated uncollectible premiums3,006 2,341 7,047 7,242 
Write-offs of uncollectible premiums receivable(1,149)(3,859)(2,596)(8,780)
Ending balance$31,779 $25,388 $31,779 $25,388