| Financial Instruments with Off-Balance Sheet Risk |
Financial Instruments with Off-Balance Sheet Risk The table below presents the Company’s financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (in thousands) | Commercial | | Mortgage
Finance | | Commercial
Real Estate | | Consumer | | Total | | Nine Months Ended September 30, 2026 | | | | | | | | | | | Beginning balance | $ | 58,209 | | | $ | 16 | | | $ | 3,979 | | | $ | 51 | | | $ | 62,255 | | | Provision for off-balance sheet credit losses | 4,871 | | | 18 | | | (1,645) | | | 1 | | | 3,245 | | | Ending balance | $ | 63,080 | | | $ | 34 | | | $ | 2,334 | | | $ | 52 | | | $ | 65,500 | | | Nine Months Ended September 30, 2025 | | | | | | | | | | | Beginning balance | $ | 47,907 | | | $ | 23 | | | $ | 5,351 | | | $ | 51 | | | $ | 53,332 | | | Provision for off-balance sheet credit losses | 5,717 | | | 2 | | | (522) | | | (16) | | | 5,181 | | | Ending balance | $ | 53,624 | | | $ | 25 | | | $ | 4,829 | | | $ | 35 | | | $ | 58,513 | | | | | | | | | | | | | | | | | | | (in thousands) | | | | | | | September 30, 2026 | | December 31, 2025 | | | | | | | | | | | | Commitments to extend credit - period end balance | | | | | | | $ | 11,732,168 | | | $ | 12,193,441 | | | Standby letters of credit - period end balance | | | | | | | 819,492 | | | 610,178 | |
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