The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 241,468 2,443 SH SOLE 0 0 2,443
AIR PRODUCTS AND CHEMICALS I COM 009158106 295,898 1,064 SH SOLE 0 0 1,064
AMAZON COM INC COM 023135106 5,160,333 20,712 SH DFND 1, 2, 5, 6 0 0 20,712
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 515,249 7,403 SH SOLE 0 0 7,403
AMERICAN CENTY ETF TR US SML CP VALU 025072877 621,943 5,281 SH SOLE 0 0 5,281
AMERICAN ELEC PWR CO INC COM 025537101 1,492,838 12,583 SH SOLE 0 0 12,583
AMERICAN EXPRESS CO COM 025816109 954,064 3,137 SH DFND 5 0 0 3,137
AMGEN INC COM 031162100 2,458,336 5,832 SH SOLE 0 0 5,832
AMPHENOL CORP CL A 032095101 652,430 7,740 SH DFND 2 0 0 7,740
ANALOG DEVICES INC COM 032654105 545,516 1,375 SH SOLE 0 0 1,375
ELEVANCE HEALTH INC FORMERLY COM 036752103 275,402 708 SH SOLE 0 0 708
APPLE INC COM 037833100 15,558,087 46,718 SH DFND 2, 6 0 0 46,718
AUTOMATIC DATA PROCESSING IN COM 053015103 241,044 934 SH SOLE 0 0 934
BANK OF AMER CORP COM 060505104 789,543 14,506 SH DFND 1 0 0 14,506
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,639,840 13,334 SH SOLE 0 0 13,334
BLACKROCK ETF TRUST II ISHAR INTER ETF 092528207 414,468 18,107 SH SOLE 0 0 18,107
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 691,338 13,612 SH SOLE 0 0 13,612
BOEING CO COM 097023105 215,136 1,156 SH DFND 1 0 0 1,156
CVS HEALTH CORP COM 126650100 553,936 6,464 SH DFND 1 0 0 6,464
CHEVRON CORPORATION COM 166764100 1,937,636 9,488 SH DFND 1 0 0 9,488
CITIGROUP INC COM NEW 172967424 834,526 6,445 SH DFND 1 0 0 6,445
COCA COLA CO COM 191216100 3,771,152 43,810 SH DFND 5 0 0 43,810
COLGATE PALMOLIVE CO COM 194162103 528,310 6,192 SH SOLE 0 0 6,192
CONSOLIDATED EDISON INC COM 209115104 1,970,615 19,280 SH SOLE 0 0 19,280
DISNEY WALT CO COM 254687106 476,155 4,539 SH DFND 5 0 0 4,539
FASTENAL CO COM 311900104 1,462,272 29,523 SH SOLE 0 0 29,523
GAP INC COM 364760108 332,951 14,578 SH SOLE 0 0 14,578
GENERAL DYNAMICS CORP COM 369550108 225,125 678 SH DFND 5 0 0 678
GE AEROSPACE COM NEW 369604301 482,542 1,545 SH SOLE 0 0 1,545
GENUINE PARTS CO COM 372460105 950,513 7,559 SH SOLE 0 0 7,559
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 440,372 9,607 SH SOLE 0 0 9,607
HOME DEPOT INC COM 437076102 375,433 1,320 SH SOLE 0 0 1,320
HUNTINGTON INGALLS INDS INC COM 446413106 217,000 813 SH SOLE 0 0 813
INTEL CORP COM 458140100 207,258 1,724 SH SOLE 0 0 1,724
ISHARES TR CORE S&P TTL STK 464287150 1,828,681 10,998 SH SOLE 0 0 10,998
ISHARES TR CORE S&P500 ETF 464287200 70,598,419 92,183 SH SOLE 0 0 92,183
ISHARES TR CORE US AGGBD ET 464287226 314,913 3,331 SH SOLE 0 0 3,331
ISHARES TR GLOBAL TECH ETF 464287291 2,248,731 15,172 SH SOLE 0 0 15,172
ISHARES TR S&P 500 GRWT ETF 464287309 2,465,932 17,334 SH SOLE 0 0 17,334
ISHARES TR S&P 500 VAL ETF 464287408 1,150,448 5,040 SH SOLE 0 0 5,040
ISHARES TR RUS MD CP GR ETF 464287481 443,880 3,224 SH SOLE 0 0 3,224
ISHARES TR RUS MID CAP ETF 464287499 243,611 2,283 SH SOLE 0 0 2,283
ISHARES TR CORE S&P MCP ETF 464287507 20,008,503 278,089 SH SOLE 0 0 278,089
ISHARES TR RUS 1000 VAL ETF 464287598 507,343 2,046 SH SOLE 0 0 2,046
ISHARES TR RUS 1000 GRW ETF 464287614 890,304 7,108 SH SOLE 0 0 7,108
ISHARES TR CORE S&P US VLU 464287663 321,797 2,918 SH SOLE 0 0 2,918
ISHARES TR U.S. TECH ETF 464287721 505,164 1,907 SH SOLE 0 0 1,907
ISHARES TR CORE S&P SCP ETF 464287804 14,714,713 108,165 SH SOLE 0 0 108,165
ISHARES TR MRGSTR MD CP GRW 464288307 7,146,565 76,116 SH SOLE 0 0 76,116
ISHARES TR INTL SEL DIV ETF 464288448 3,885,356 92,092 SH SOLE 0 0 92,092
ISHARES TR TRUST ISHARE 0-1 464288679 2,613,922 23,694 SH SOLE 0 0 23,694
ISHARES TR ESG OPTIMIZED 464288802 1,481,244 9,515 SH SOLE 0 0 9,515
ISHARES TR EAFE VALUE ETF 464288877 369,137 4,664 SH SOLE 0 0 4,664
ISHARES TR EAFE GRWTH ETF 464288885 251,231 2,097 SH SOLE 0 0 2,097
ISHARES TR RUS TP200 GR ETF 464289438 218,716 742 SH SOLE 0 0 742
ISHARES TR CORE 80 20 ETF 464289859 2,993,412 30,774 SH SOLE 0 0 30,774
ISHARES TR CORE 60 BALA ETF 464289867 3,256,239 47,522 SH SOLE 0 0 47,522
ISHARES TR CORE 40 MODE ETF 464289875 852,484 17,490 SH SOLE 0 0 17,490
JOHNSON & JOHNSON COM 478160104 4,105,827 15,509 SH SOLE 0 0 15,509
KIMBERLY-CLARK CORP COM 494368103 457,336 4,694 SH SOLE 0 0 4,694
ELI LILLY & CO COM 532457108 3,530,422 3,051 SH DFND 2 0 0 3,051
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 940,716 167,090 SH SOLE 0 0 167,090
LOCKHEED MARTIN CORP COM 539830109 3,345,905 6,570 SH SOLE 0 0 6,570
LOWES COS INC COM 548661107 232,893 1,264 SH DFND 1 0 0 1,264
MARVELL TECHNOLOGY INC COM 573874104 1,168,968 4,424 SH DFND 3, 5 0 0 4,424
MCDONALDS CORP COM 580135101 2,179,325 9,437 SH SOLE 0 0 9,437
MICROSOFT CORP COM 594918104 11,072,562 21,589 SH DFND 2, 5, 6 0 0 21,589
MICRON TECHNOLOGY INC COM 595112103 325,925 306 SH DFND 1, 2, 5 0 0 306
MONDELEZ INTL INC CL A 609207105 694,870 12,018 SH SOLE 0 0 12,018
MORGAN STANLEY COM NEW 617446448 705,834 3,753 SH DFND 1, 5 0 0 3,753
OMNICOM GROUP INC COM 681919106 635,491 8,631 SH SOLE 0 0 8,631
PALO ALTO NETWORKS INC COM 697435105 1,928,543 4,854 SH SOLE 0 0 4,854
PAYCHEX INC COM 704326107 432,555 4,391 SH SOLE 0 0 4,391
PEPSICO INC COM 713448108 1,382,561 10,910 SH SOLE 0 0 10,910
PFIZER INC COM 717081103 921,453 32,309 SH SOLE 0 0 32,309
PHILIP MORRIS INTL INC COM 718172109 2,507,303 13,140 SH DFND 1, 5 0 0 13,140
PROCTER & GAMBLE CO COM 742718109 2,814,452 19,373 SH SOLE 0 0 19,373
PROGRESSIVE CORP COM 743315103 883,141 4,260 SH DFND 6 0 0 4,260
QUALCOMM INC COM 747525103 420,715 2,286 SH SOLE 0 0 2,286
SAP SE SPON ADR 803054204 271,232 1,301 SH SOLE 0 0 1,301
CHARLES SCHWAB CORP (THE) COM 808513105 224,379 2,296 SH SOLE 0 0 2,296
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 428,674 13,622 SH SOLE 0 0 13,622
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,189,431 36,564 SH SOLE 0 0 36,564
SIMON PPTY GROUP INC NEW COM 828806109 1,279,661 6,374 SH SOLE 0 0 6,374
SOUTHERN CO COM 842587107 1,079,184 13,019 SH DFND 5 0 0 13,019
TJX COS INC NEW COM 872540109 318,807 2,410 SH DFND 2, 6 0 0 2,410
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,676,106 5,866 SH DFND 4, 6 0 0 5,866
TEXAS INSTRS INC COM 882508104 304,006 1,085 SH DFND 2 0 0 1,085
THERMO FISHER SCIENTIFIC INC COM 883556102 910,719 1,349 SH SOLE 0 0 1,349
US BANCORP COM NEW 902973304 358,541 6,207 SH SOLE 0 0 6,207
UNILEVER PLC SPON ADR NEW 904767803 233,574 3,846 SH SOLE 0 0 3,846
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,478,531 23,482 SH SOLE 0 0 23,482
VANGUARD WORLD FD ESG US STK ETF 921910733 1,702,716 12,563 SH SOLE 0 0 12,563
VANGUARD WORLD FD MRNGSTR CAP ETF 921910873 367,285 1,301 SH SOLE 0 0 1,301
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 90,036,290 580,131 SH SOLE 0 0 580,131
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,415,388 33,772 SH SOLE 0 0 33,772
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 296,762 3,143 SH SOLE 0 0 3,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 440,563 7,428 SH SOLE 0 0 7,428
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 715,485 1,021 SH SOLE 0 0 1,021
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 1,675,631 8,570 SH SOLE 0 0 8,570
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 360,699 4,024 SH SOLE 0 0 4,024
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 1,384,419 4,098 SH SOLE 0 0 4,098
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,570,799 11,128 SH SOLE 0 0 11,128
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 55,240,521 613,034 SH SOLE 0 0 613,034
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 39,179,702 181,320 SH SOLE 0 0 181,320
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 8,418,298 22,494 SH SOLE 0 0 22,494
WALMART INC COM 931142103 1,795,081 17,274 SH SOLE 0 0 17,274
WELLS FARGO & CO COM 949746101 500,949 6,258 SH DFND 1, 5 0 0 6,258
WILLIAMS COS INC COM 969457100 1,648,764 24,258 SH DFND 1, 2 0 0 24,258
AT&T INC COM 00206R102 371,282 15,216 SH SOLE 0 0 15,216
ABBVIE INC COM 00287Y109 3,599,859 13,761 SH DFND 5 0 0 13,761
ALPHABET INC CAP STK CL C 02079K107 4,152,969 12,188 SH SOLE 0 0 12,188
ALPHABET INC CAP STK CL A 02079K305 4,018,905 11,681 SH DFND 1, 2, 6 0 0 11,681
ALTRIA GROUP INC COM 02209S103 2,015,226 29,926 SH SOLE 0 0 29,926
AMERICAN TOWER CORP COM 03027X100 267,443 1,634 SH DFND 1 0 0 1,634
APOLLO GLOBAL MGMT INC COM 03769M106 253,063 2,180 SH DFND 5 0 0 2,180
BLACKSTONE INC COM 09260D107 381,424 3,403 SH SOLE 0 0 3,403
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 1,391,615 20,093 SH SOLE 0 0 20,093
BLACKROCK INC COM 09290D101 4,004,511 3,784 SH DFND 5 0 0 3,784
BOOKING HOLDINGS INC COM 09857L108 211,783 1,300 SH DFND 5, 6 0 0 1,300
BROADCOM INC COM 11135F101 2,885,040 8,215 SH DFND 1, 2 0 0 8,215
CISCO SYS INC COM 17275R102 1,167,570 10,848 SH SOLE 0 0 10,848
COSTCO WHOLESALE CORPORATION COM 22160K105 303,325 334 SH DFND 2 0 0 334
DELL TECHNOLOGIES INC CL C 24703L202 689,406 1,282 SH DFND 5 0 0 1,282
DIAGEO PLC SPON ADR NEW 25243Q205 229,750 2,684 SH SOLE 0 0 2,684
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 236,262 3,052 SH SOLE 0 0 3,052
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 226,065 4,047 SH SOLE 0 0 4,047
DUKE ENERGY CORP NEW COM NEW 26441C204 2,129,446 18,678 SH SOLE 0 0 18,678
EDWARDS LIFESCIENCES CORP COM 28176E108 363,925 4,216 SH DFND 6 0 0 4,216
ENBRIDGE INC COM 29250N105 1,292,012 27,791 SH SOLE 0 0 27,791
ENTERGY CORP NEW COM 29364G103 1,400,134 14,106 SH DFND 5 0 0 14,106
EVERSOURCE ENERGY COM 30040W108 240,370 3,746 SH SOLE 0 0 3,746
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 3,868,749 23,771 SH SOLE 0 0 23,771
META PLATFORMS INC CL A 30303M102 1,606,832 2,216 SH DFND 2, 5, 6 0 0 2,216
ONEOK INC NEW COM 30609A109 882,621 10,351 SH SOLE 0 0 10,351
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 255,776 6,183 SH SOLE 0 0 6,183
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 448,693 11,243 SH SOLE 0 0 11,243
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 374,855 4,788 SH SOLE 0 0 4,788
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,799,290 57,765 SH SOLE 0 0 57,765
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 317,350 7,820 SH SOLE 0 0 7,820
GE VERNOVA INC COM 36828A101 333,640 351 SH DFND 2 0 0 351
GSK PLC SPONSORED ADR 37733W204 322,211 6,689 SH SOLE 0 0 6,689
GOLDMAN SACHS GROUP INC COM 38141G104 388,965 432 SH DFND 2 0 0 432
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 215,040 5,250 SH SOLE 0 0 5,250
NYLIM ETF TR FTSE INTL EQTY C 45409B560 8,333,008 224,186 SH SOLE 0 0 224,186
INVESCO QQQ TR UNIT SER 1 46090E103 7,226,206 9,768 SH SOLE 0 0 9,768
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 262,255 4,659 SH SOLE 0 0 4,659
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,527,194 31,378 SH SOLE 0 0 31,378
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 891,745 46,085 SH SOLE 0 0 46,085
ISHARES TR CORE HIGH DV ETF 46429B663 272,288 9,738 SH SOLE 0 0 9,738
ISHARES TR MSCI USA MIN ETF 46429B697 2,887,729 29,636 SH SOLE 0 0 29,636
ISHARES TR MSCI USA QLT FCT 46432F339 7,816,247 35,170 SH SOLE 0 0 35,170
ISHARES TR MSCI USA VALUE 46432F388 359,596 1,816 SH SOLE 0 0 1,816
ISHARES TR MSCI USA MMENTM 46432F396 2,251,524 7,095 SH SOLE 0 0 7,095
ISHARES TR CORE MSCI EAFE 46432F842 491,350 5,072 SH SOLE 0 0 5,072
ISHARES INC CORE MSCI EMKT 46434G103 225,858 2,783 SH SOLE 0 0 2,783
ISHARES INC ESG AWR MSCI EM 46434G863 331,681 6,124 SH SOLE 0 0 6,124
ISHARES TR U S EQUITY FACTR 46434V282 772,810 9,927 SH SOLE 0 0 9,927
ISHARES TR CORE UNIVRSL USD 46434V613 1,200,119 27,220 SH SOLE 0 0 27,220
ISHARES TR CORE DIV GRWTH 46434V621 6,950,307 92,191 SH SOLE 0 0 92,191
ISHARES TR ESG AWR MSCI USA 46435G425 1,296,500 7,773 SH SOLE 0 0 7,773
ISHARES TR ESG MSCI LEADR 46435U218 334,040 2,451 SH SOLE 0 0 2,451
ISHARES TR US INFRASTRUC 46435U713 442,606 8,043 SH SOLE 0 0 8,043
JPMORGAN CHASE & CO COM 46625H100 9,614,680 29,062 SH DFND 1, 5 0 0 29,062
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 4,219,921 75,061 SH SOLE 0 0 75,061
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 290,047 5,008 SH SOLE 0 0 5,008
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 503,347 9,993 SH SOLE 0 0 9,993
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 245,692 3,552 SH SOLE 0 0 3,552
MARATHON PETE CORP COM 56585A102 4,574,393 11,568 SH DFND 1, 5 0 0 11,568
MASTERCARD INCORPORATED CL A 57636Q104 1,942,168 3,522 SH SOLE 0 0 3,522
MERCK & CO INC COM 58933Y105 3,629,271 24,976 SH SOLE 0 0 24,976
NEXTERA ENERGY INC COM 65339F101 269,984 3,565 SH DFND 5 0 0 3,565
NOVARTIS AG SPONSORED ADR 66987V109 599,991 4,208 SH DFND 4 0 0 4,208
NVIDIA CORPORATION COM 67066G104 2,526,660 11,064 SH DFND 2, 5 0 0 11,064
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 539,878 79,161 SH SOLE 0 0 79,161
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 651,965 5,735 SH SOLE 0 0 5,735
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 315,652 5,995 SH SOLE 0 0 5,995
RTX CORPORATION COM 75513E101 774,809 4,173 SH SOLE 0 0 4,173
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,759,960 2,308 SH SOLE 0 0 2,308
SPDR GOLD TR GOLD SHS 78463V107 1,078,841 2,833 SH SOLE 0 0 2,833
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 423,165 8,176 SH SOLE 0 0 8,176
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 618,845 20,914 SH SOLE 0 0 20,914
SPDR SERIES TRUST ST STR SP DIV 78464A763 40,821,410 278,682 SH SOLE 0 0 278,682
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 261,595 514 SH SOLE 0 0 514
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 217,449 331 SH SOLE 0 0 331
SPDR SERIES TRUST ST STR SP500FF 78468R796 2,039,857 32,648 SH SOLE 0 0 32,648
SALESFORCE INC COM 79466L302 371,474 1,618 SH DFND 1 0 0 1,618
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 241,164 1,232 SH SOLE 0 0 1,232
SERVICENOW INC COM 81762P102 242,156 1,807 SH SOLE 0 0 1,807
T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 625,844 12,968 SH SOLE 0 0 12,968
3M CO COM 88579Y101 323,767 1,972 SH SOLE 0 0 1,972
TRAVELERS COMPANIES INC COM 89417E109 395,673 1,110 SH SOLE 0 0 1,110
TRUIST FINL CORP COM 89832Q109 1,230,363 26,574 SH SOLE 0 0 26,574
UNITEDHEALTH GROUP INC COM 91324P102 311,219 848 SH DFND 6 0 0 848
VALERO ENERGY CORP COM 91913Y100 3,465,305 8,940 SH SOLE 0 0 8,940
VENTAS INC COM 92276F100 1,367,819 16,088 SH SOLE 0 0 16,088
VERIZON COMMUNICATIONS INC COM 92343V104 2,815,366 61,377 SH DFND 1 0 0 61,377
VIATRIS INC COM 92556V106 180,810 10,204 SH SOLE 0 0 10,204
VISA INC COM CL A 92826C839 1,831,415 5,097 SH DFND 2, 5, 6 0 0 5,097
WISDOMTREE TR US LARGECAP DIVD 97717W307 298,987 3,076 SH SOLE 0 0 3,076
WISDOMTREE TR US MIDCAP DIVID 97717W505 865,763 16,047 SH SOLE 0 0 16,047
WISDOMTREE TR US SMALLCAP DIVD 97717W604 566,074 14,936 SH SOLE 0 0 14,936
MEDTRONIC PLC SHS G5960L103 629,553 7,296 SH DFND 2 0 0 7,296
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 561,705 609 SH SOLE 0 0 609
CHUBB LIMITED COM H1467J104 208,923 642 SH DFND 6 0 0 642