The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 429,235 2,304 SH SOLE 0 0 2,304
ADVANCED MICRO DEVICES INC COM 007903107 359,715 588 SH SOLE 0 0 588
ALPHABET INC CAP STK CL A 02079K305 775,776 2,255 SH SOLE 0 0 2,255
ALPHABET INC CAP STK CL C 02079K107 423,165 1,242 SH SOLE 0 0 1,242
AMAZON COM INC COM 023135106 1,793,666 7,199 SH SOLE 0 0 7,199
AMERICAN EXPRESS CO COM 025816109 395,330 1,300 SH SOLE 0 0 1,300
AMERICAN WTR WKS CO INC NEW COM 030420103 300,241 2,319 SH SOLE 0 0 2,319
ANGEL STUDIOS INC. CL A COM 034948109 187,818 40,218 SH SOLE 0 0 40,218
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 756,941 40,071 SH SOLE 0 0 40,071
APPLE INC COM 037833100 8,080,499 24,264 SH SOLE 0 0 24,264
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 301,438 605 SH SOLE 0 0 605
BLACKSTONE MORTGAGE TRUST IN COM CL A 09257W100 229,000 20,000 SH SOLE 0 0 20,000
BROADCOM INC COM 11135F101 416,511 1,186 SH SOLE 0 0 1,186
CHUBB LIMITED COM H1467J104 394,203 1,212 SH SOLE 0 0 1,212
COSTCO WHOLESALE CORPORATION COM 22160K105 1,164,301 1,279 SH SOLE 0 0 1,279
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 438,278 2,250 SH SOLE 0 0 2,250
DUOS TECHNOLOGIES GROUP INC COM 266042407 353,600 40,000 SH SOLE 0 0 40,000
EA SERIES TRUST TOWLE SML CAP VL 26824D506 206,230 6,556 SH SOLE 0 0 6,556
ELI LILLY & CO COM 532457108 605,153 523 SH SOLE 0 0 523
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 4,777,194 45,136 SH SOLE 0 0 45,136
FMC CORP COM NEW 302491303 278,750 31,250 SH SOLE 0 0 31,250
GODADDY INC CL A 380237107 2,355,945 24,667 SH SOLE 0 0 24,667
INTERNATIONAL BUSINESS MACHS COM 459200101 223,009 1,014 SH SOLE 0 0 1,014
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 309,240 2,000 SH SOLE 0 0 2,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 974,990 4,687 SH SOLE 0 0 4,687
INVESCO QQQ TR UNIT SER 1 46090E103 80,335,611 108,595 SH SOLE 0 0 108,595
ISHARES GOLD TR ISHARES NEW 464285204 6,590,469 84,385 SH SOLE 0 0 84,385
ISHARES TR 0-3 MTH TREASURY 46436E718 22,849,215 226,949 SH SOLE 0 0 226,949
ISHARES TR CALIF MUN BD ETF 464288356 1,603,413 29,627 SH SOLE 0 0 29,627
ISHARES TR CORE 60 BALA ETF 464289867 353,015 5,152 SH SOLE 0 0 5,152
ISHARES TR CORE MSCI EAFE 46432F842 53,038,575 547,467 SH SOLE 0 0 547,467
ISHARES TR CORE S&P TTL STK 464287150 1,381,953 8,311 SH SOLE 0 0 8,311
ISHARES TR CORE UNIVRSL USD 46434V613 70,444,004 1,597,732 SH SOLE 0 0 1,597,732
ISHARES TR CORE US AGGBD ET 464287226 1,736,314 18,366 SH SOLE 0 0 18,366
ISHARES TR MSCI EAFE ETF 464287465 680,064 6,546 SH SOLE 0 0 6,546
ISHARES TR RUS 1000 ETF 464287622 8,003,844 19,234 SH SOLE 0 0 19,234
ISHARES TR RUS 1000 GRW ETF 464287614 1,398,403 11,164 SH SOLE 0 0 11,164
ISHARES TR RUSSELL 2000 ETF 464287655 2,661,908 9,579 SH SOLE 0 0 9,579
ISHARES TR SELECT DIVID ETF 464287168 335,923 2,209 SH SOLE 0 0 2,209
JPMORGAN CHASE & CO COM 46625H100 371,196 1,122 SH SOLE 0 0 1,122
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 727,533 11,441 SH SOLE 0 0 11,441
MASTERCARD INCORPORATED CL A 57636Q104 349,632 634 SH SOLE 0 0 634
META PLATFORMS INC CL A 30303M102 1,261,178 1,739 SH SOLE 0 0 1,739
MICRON TECHNOLOGY INC COM 595112103 928,776 872 SH SOLE 0 0 872
MICROSOFT CORP COM 594918104 2,686,274 5,237 SH SOLE 0 0 5,237
NETFLIX INC. COM 64110L106 305,247 4,387 SH SOLE 0 0 4,387
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107 158,455 10,750 SH SOLE 0 0 10,750
NVIDIA CORPORATION COM 67066G104 2,237,424 9,797 SH SOLE 0 0 9,797
PACS GROUP INC COM SHS 69380Q107 854,268 20,560 SH SOLE 0 0 20,560
PENNANT GROUP INC COM 70805E109 295,425 7,575 SH SOLE 0 0 7,575
RTX CORPORATION COM 75513E101 421,797 2,272 SH SOLE 0 0 2,272
SAP SE SPON ADR 803054204 211,399 1,014 SH SOLE 0 0 1,014
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1,512,310 28,136 SH SOLE 0 0 28,136
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,886,940 177,901 SH SOLE 0 0 177,901
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 736,582 30,871 SH SOLE 0 0 30,871
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 727,909 24,835 SH SOLE 0 0 24,835
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,563,400 386,210 SH SOLE 0 0 386,210
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,315,405 92,274 SH SOLE 0 0 92,274
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 841,459 25,261 SH SOLE 0 0 25,261
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,819,103 127,303 SH SOLE 0 0 127,303
SCHWAB STRATEGIC TR US REIT ETF 808524847 650,422 29,511 SH SOLE 0 0 29,511
SCHWAB STRATEGIC TR US TIPS ETF 808524870 236,613 9,416 SH SOLE 0 0 9,416
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 349,135 2,073 SH SOLE 0 0 2,073
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 256,455 4,170 SH SOLE 0 0 4,170
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 263,209 1,745 SH SOLE 0 0 1,745
SPDR INDEX SHS FDS ST DOW GLOBA ETF 78463X749 249,261 5,372 SH SOLE 0 0 5,372
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 2,834,101 95,779 SH SOLE 0 0 95,779
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 14,166,969 154,594 SH SOLE 0 0 154,594
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 214,852,290 281,725 SH SOLE 0 0 281,725
STRATEGY INC CL A NEW 594972408 4,454,766 29,099 SH SOLE 0 0 29,099
SWARMER INC COM SHS 86989Y109 178,300 10,000 SH SOLE 0 0 10,000
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 506,923 2,443 SH SOLE 0 0 2,443
TESLA INC COM 88160R101 1,554,271 4,381 SH SOLE 0 0 4,381
UWM HOLDINGS CORPORATION COM CL A 91823B109 1,274,400 1,080,000 SH SOLE 0 0 1,080,000
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,653,204 63,865 SH SOLE 0 0 63,865
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 42,092,390 600,034 SH SOLE 0 0 600,034
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,127,186 12,509 SH SOLE 0 0 12,509
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 10,335,546 27,617 SH SOLE 0 0 27,617
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 8,221,342 38,048 SH SOLE 0 0 38,048
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,694,153 30,059 SH SOLE 0 0 30,059
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,057,024 2,935 SH SOLE 0 0 2,935
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,883,608 156,788 SH SOLE 0 0 156,788
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,242,146 181,869 SH SOLE 0 0 181,869
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,510,626 45,445 SH SOLE 0 0 45,445
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,505,000 11,673 SH SOLE 0 0 11,673
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 29,474,822 189,915 SH SOLE 0 0 189,915
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 338,128 2,099 SH SOLE 0 0 2,099
VISA INC COM CL A 92826C839 1,165,130 3,243 SH SOLE 0 0 3,243
WALMART INC COM 931142103 571,664 5,501 SH SOLE 0 0 5,501
WELLS FARGO & CO COM 949746101 246,714 3,082 SH SOLE 0 0 3,082
WESTERN UN CO COM 959802109 294,994 49,999 SH SOLE 0 0 49,999
WHIRLPOOL CORP COM 963320106 613,600 20,000 SH SOLE 0 0 20,000
WORLD GOLD TR SPDR GLD MINIS 98149E303 6,723,146 81,810 SH SOLE 0 0 81,810