The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC NEW FOREIGN EQUITIES G54950103 4,740,197 9,987 SH SOLE 9,987 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104 3,332,163 10,245 SH SOLE 10,245 0 0
SPOTIFY TECHNOLOGY COMMON STOCK L8681T102 123,302 253 SH SOLE 253 0 0
ALPS ETF TR ETF - FIXED INCOME 00162Q346 15,531 633 SH SOLE 633 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 5,589,396 56,556 SH SOLE 56,556 0 0
ABBVIE, INC COMMON STOCK 00287Y109 2,248,507 8,596 SH SOLE 8,596 0 0
ABERDEEN PHYSICAL GOLD SHARES ETF 00326A104 478,676 12,100 SH SOLE 12,100 0 0
ADOBE INC COMMON STOCK 00724F101 48,310,231 201,343 SH SOLE 201,343 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 4,391,788 7,179 SH SOLE 7,179 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,964,308 5,765 SH SOLE 5,765 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 15,326,563 44,545 SH SOLE 44,545 0 0
AMAZON.COM INC COMMON STOCK 023135106 8,519,897 34,196 SH SOLE 34,196 0 0
AMERICAN CENTY ETR ADVANTIS US LARGE CAP ETF 025072349 22,338 247 SH SOLE 247 0 0
AVANTIS INTERNATIONAL EQUITY ETF ETF 025072703 14,956 166 SH SOLE 166 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,441,656 11,318 SH SOLE 11,318 0 0
AMPHENOL CORP COMMON STOCK 032095101 3,277,981 38,885 SH SOLE 38,885 0 0
ETF ANGEL OAK FDS TR ULTRASHORT INCOME ETF - FIXED INCOME 03463K752 7,203 142 SH SOLE 142 0 0
APPLE INCORPORATED COMMON STOCK 037833100 13,771,591 41,355 SH SOLE 41,355 0 0
BROADCOM INC COMMON STOCK 11135F101 5,961,067 16,974 SH SOLE 16,974 0 0
XTRACKERS RUSSELL 1000 COMP FACTOR ETF ETF 233051481 390,645 6,153 SH SOLE 6,153 0 0
DANAHER CORPORATION COMMON STOCK 235851102 4,537,097 20,479 SH SOLE 20,479 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 3,983,866 37,978 SH SOLE 37,978 0 0
EBAY INC COMMON STOCK 278642103 3,197,407 30,150 SH SOLE 30,150 0 0
EXXON MOBILE HOLDING CORP NVP COMMON STOCK 30233Q108 6,041,089 37,119 SH SOLE 37,119 0 0
META PLATFORMS INC CL A COMMON STOCK 30303M102 3,289,338 4,536 SH SOLE 4,536 0 0
FORTINET INC COMMON STOCK 34959E109 361,270 2,021 SH SOLE 2,021 0 0
FRANKLIN INTERNATIONAL AGGREGATE BOND ETF ETF - FIXED INCOME 35473P611 449,907 22,473 SH SOLE 22,473 0 0
GALLAGHER ARTHUR J COMMON STOCK 363576109 131,614 577 SH SOLE 577 0 0
GE VERNOVA INC COMMON STOCK 36828A101 5,752,271 6,052 SH SOLE 6,052 0 0
INTUIT COMMON STOCK 461202103 66,716 242 SH SOLE 242 0 0
ETF INVESCO S&P 500 QUALITY ETF 46137V241 42,374 504 SH SOLE 504 0 0
INVESCO DWA SC MOMENTUM COMMON STOCK 46138E842 1,300,811 11,999 SH SOLE 11,999 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 591,985 773 SH SOLE 773 0 0
ISHARES CORE U.S.AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 15,509,142 164,049 SH SOLE 164,049 0 0
ISHARES TRUST ETF FOREIGN ETF 464287465 96,721 931 SH SOLE 931 0 0
ISHARES TR US TREAS BD ETF ETF - FIXED INCOME 46429B267 6,595,375 301,712 SH SOLE 301,712 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF COMMON STOCK 46429B697 33,517 344 SH SOLE 344 0 0
ISHARES MSCI USA MOMENTUS FACTOR ETF ETF 46432F396 55,848 176 SH SOLE 176 0 0
ISHARES TR CORE MSCI EAFE COMMON STOCK 46432F842 10,522,292 108,612 SH SOLE 108,612 0 0
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 67,839 836 SH SOLE 836 0 0
ISHARES TRUST U S EQUITY FACTOR ETF ETF 46434V282 4,714,944 60,565 SH SOLE 60,565 0 0
ISHARES MSCI INTL MOMENTUM FACTOR ETF COMMON STOCK 46434V449 14,162,369 269,094 SH SOLE 269,094 0 0
ISHARES TR ISHARES CORE UNIVERSAL USD BOND EFT ETF - FIXED INCOME 46434V613 374,853 8,502 SH SOLE 8,502 0 0
ISHARES ESG MSCI USA LEADERS ETF ETF 46435U218 163,535 1,200 SH SOLE 1,200 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 13,869,271 41,924 SH SOLE 41,924 0 0
ETF J P MORGAN EXCHAN US MOMENTUM FACTOR ETF 46641Q779 15,336 184 SH SOLE 184 0 0
ETF J P MORGAN ULTRA-SHORT ETF 46641Q837 903,269 17,937 SH SOLE 17,937 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 10,623,579 40,130 SH SOLE 40,130 0 0
LAM RESEARCH CORP COM NEW COMMON STOCK 512807306 3,704,897 11,278 SH SOLE 11,278 0 0
LILLY ELI & CO COMMON STOCK 532457108 5,242,696 4,531 SH SOLE 4,531 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,886,512 3,421 SH SOLE 3,421 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 2,939,911 20,232 SH SOLE 20,232 0 0
MICROSOFT CORP COMMON STOCK 594918104 10,859,385 21,173 SH SOLE 21,173 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 4,097,409 3,847 SH SOLE 3,847 0 0
NETFLIX, INC COMMON STOCK 64110L106 1,921,564 27,617 SH SOLE 27,617 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 2,260 500 SH SOLE 500 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 6,760,007 29,600 SH SOLE 29,600 0 0
O'REILLY AUTOMOTIVE NEW YORK COMMON STOCK 67103H107 122,716 1,437 SH SOLE 1,437 0 0
PEPSICO INC COMMON STOCK 713448108 887,800 7,006 SH SOLE 7,006 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 153,702 1,058 SH SOLE 1,058 0 0
RTX CORPORATION COMMON STOCK 75513E101 5,137,461 27,673 SH SOLE 27,673 0 0
ROLLINS INC COMMON STOCK 775711104 84,907 2,820 SH SOLE 2,820 0 0
STATE STREET SPDR SP 500 ETF TRUST ETF 78462F103 1,124,107 1,474 SH SOLE 1,474 0 0
STATE ST SPDR PORTFOLIO INTERMEDIATE CORP BD ETF ETF - FIXED INCOME 78464A375 12,035 373 SH SOLE 373 0 0
STATE ST SPDR S&P 400 MID CAP VALUE ETF COMMON STOCK 78464A839 23,808 269 SH SOLE 269 0 0
STATE ST DOUBLELINE TOTAL RETURN TACTICAL ETF ETF - FIXED INCOME 78467V848 3,357,316 89,744 SH SOLE 89,744 0 0
SCHWAB US LARGE CAP VALUE ETF ETF 808524409 42,656 1,281 SH SOLE 1,281 0 0
SCHWAB FUNDAMENTAL INTL EQUITY ETF ETF 808524755 62,349 1,160 SH SOLE 1,160 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR COMMON STOCK 85207H104 469,988 15,030 SH SOLE 15,030 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,194,794 12,716 SH SOLE 12,716 0 0
TJX COMPANIES INC COMMON STOCK 872540109 2,993,347 22,624 SH SOLE 22,624 0 0
T-MOBILE US INC COMMON STOCK 872590104 1,404,089 8,610 SH SOLE 8,610 0 0
TARGA RES CORP COMMON STOCK 87612G101 5,979,275 22,121 SH SOLE 22,121 0 0
TRADEWEB MKTS INC CL A COMMON STOCK 892672106 135,525 1,344 SH SOLE 1,344 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 2,135 36 SH SOLE 36 0 0
VERISIGN INC COMMON STOCK 92343E102 747,321 2,650 SH SOLE 2,650 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108 1,459,892 6,050 SH SOLE 6,050 0 0
VICTORY SHARES US SMALL MID CAP ETF ETF 92647N568 7,702,789 74,611 SH SOLE 74,611 0 0
VISA INC COMMON STOCK 92826C839 9,976,484 27,765 SH SOLE 27,765 0 0
WAL MART STORES INC COMMON STOCK 931142103 2,804,770 26,990 SH SOLE 26,990 0 0
WELLTOWER INC COMMON STOCK 95040Q104 224,249 974 SH SOLE 974 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 157,496 2,235 SH SOLE 2,235 0 0
YUM BRANDS INC COMMON STOCK 988498101 2,247,266 16,483 SH SOLE 16,483 0 0