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  <xs:element id="phm_HomebuilderCapitalizedInterestRollforwardTableTextBlock" abstract="false" name="HomebuilderCapitalizedInterestRollforwardTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="phm_ScheduleOfCompanyInterestsInLandOptionAgreementsTableTextBlock" abstract="false" name="ScheduleOfCompanyInterestsInLandOptionAgreementsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="phm_LandrelatedChargesTableTextBlock" abstract="false" name="LandrelatedChargesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="phm_LandRelatedChargesByReportingSegmentTableTextBlock" abstract="false" name="LandRelatedChargesByReportingSegmentTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="phm_SelfInsuranceLiabilityRollforwardTableTextBlock" abstract="false" name="SelfInsuranceLiabilityRollforwardTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="phm_WriteOffOfDepositsAndPreAcquisitionCosts" abstract="false" name="WriteOffOfDepositsAndPreAcquisitionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_Contractassetinsurancerenewals" abstract="false" name="Contractassetinsurancerenewals" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_InventoryRealEstateNotOwned" abstract="false" name="InventoryRealEstateNotOwned" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_RemainingPurchasePriceOfAllLandOptionAgreements" abstract="false" name="RemainingPurchasePriceOfAllLandOptionAgreements" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_NetRealizableValueAdjustmentsLandHeldForSaleTotal" abstract="false" name="NetRealizableValueAdjustmentsLandHeldForSaleTotal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_NortheastMember" abstract="true" name="NortheastMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_SoutheastMember" abstract="true" name="SoutheastMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_MidwestMemberMember" abstract="true" name="MidwestMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_WestMemberMember" abstract="true" name="WestMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_OtherHomebuildingMember" abstract="true" name="OtherHomebuildingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_SegmentInformationDepreciationAndAmortizationDetailsTable" abstract="true" name="SegmentInformationDepreciationAndAmortizationDetailsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="phm_SegmentInformationDepreciationAndAmortizationDetailsLineItems" abstract="true" name="SegmentInformationDepreciationAndAmortizationDetailsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="phm_A5.500unsecuredseniornotesdueMarch2026Member" abstract="true" name="A5.500unsecuredseniornotesdueMarch2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_SeniorUnsecuredTermLoanMaturingJanuary32027Member" abstract="true" name="SeniorUnsecuredTermLoanMaturingJanuary32027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_A4.250UnsecuredSeniorNotesDueMarch2031Member" abstract="true" name="A4.250UnsecuredSeniorNotesDueMarch2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_UnsecuredSeniorNotes7875DueJune2032Member" abstract="true" name="UnsecuredSeniorNotes7875DueJune2032Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_UnsecuredSeniorNotes6375DueMay2033Member" abstract="true" name="UnsecuredSeniorNotes6375DueMay2033Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_UnsecuredSeniorNotes600DueFebruary2035Member" abstract="true" name="UnsecuredSeniorNotes600DueFebruary2035Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_A4.900UnsecuredSeniorNotesDueMarch2036Member" abstract="true" name="A4.900UnsecuredSeniorNotesDueMarch2036Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_JointVentureDebtMember" abstract="true" name="JointVentureDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_NotesPayableIssuedToAcquireLand" abstract="false" name="NotesPayableIssuedToAcquireLand" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_LineOfCreditFacilityPotentialMaximumBorrowingCapacity" abstract="false" name="LineOfCreditFacilityPotentialMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_LineofCreditFacilityAccordionFeatureIncreaseLimit" abstract="false" name="LineofCreditFacilityAccordionFeatureIncreaseLimit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_SharerepurchaseplanMember" abstract="true" name="SharerepurchaseplanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_ShareswithheldtopaytaxesMember" abstract="true" name="ShareswithheldtopaytaxesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="phm_ShareRepurchaseProgramIncreaseInAuthorizedAmount" abstract="false" name="ShareRepurchaseProgramIncreaseInAuthorizedAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_FairValueDisclosureAbstract" abstract="true" name="FairValueDisclosureAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="phm_SuretyBondsOutstanding" abstract="false" name="SuretyBondsOutstanding" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_ComprehensiveLimitedWarrantyAgainstBuildingDefects" abstract="false" name="ComprehensiveLimitedWarrantyAgainstBuildingDefects" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="phm_MaximumProductWarrantyInYears" abstract="false" name="MaximumProductWarrantyInYears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="phm_IncurredButNotReportedPercentageOfLiabilityReserves" abstract="false" name="IncurredButNotReportedPercentageOfLiabilityReserves" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="phm_ChangesinSelfinsuranceLiabilityRollForward" abstract="true" name="ChangesinSelfinsuranceLiabilityRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="phm_AdditionsToSelfInsuranceReserves" abstract="false" name="AdditionsToSelfInsuranceReserves" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_LesseeOperatingLeaseLiabilitytobePaidafterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilitytobePaidafterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="phm_LesseeOperatingLeaseLeaseNotYetCommencedLiability" abstract="false" name="LesseeOperatingLeaseLeaseNotYetCommencedLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
