v3.26.3
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 67,550 $ 69,249
Federal funds sold and interest bearing deposits with other banks 37,245 50,608
Investment securities, available-for-sale, at fair value (amortized cost of $1,606,405 and $1,568,429 at September 30, 2026 and December 31, 2025, respectively) 1,507,986 1,522,486
Other investments 21,160 22,140
Mortgages held for sale 3,331 4,866
Loans and leases - net of unearned discount    
Total loans and leases 7,341,091 7,046,669
Allowance for loan and lease losses (167,160) (161,846)
Net loans and leases 7,173,931 6,884,823
Equipment owned under operating leases, net 4,833 6,964
Premises and equipment, net 58,214 58,318
Goodwill and intangible assets 83,895 83,895
Accrued income and other assets 384,212 351,921
Total assets 9,342,357 9,055,270
Deposits:    
Noninterest-bearing demand 1,671,437 1,600,495
Interest-bearing deposits:    
Interest-bearing demand 2,559,506 2,592,202
Savings 1,522,975 1,446,278
Time 1,715,294 1,586,600
Total interest-bearing deposits 5,797,775 5,625,080
Total deposits 7,469,212 7,225,575
Short-term borrowings:    
Federal funds purchased and securities sold under agreements to repurchase 137,022 112,470
Other short-term borrowings 96,623 126,151
Total short-term borrowings 233,645 238,621
Long-term debt and mandatorily redeemable securities 35,633 43,330
Subordinated notes 58,764 58,764
Accrued expenses and other liabilities 194,572 170,890
Total liabilities 7,991,826 7,737,180
SHAREHOLDERS' EQUITY    
Preferred stock; no par value Authorized 10,000,000 shares; none issued or outstanding 0 0
Common stock; no par value Authorized 40,000,000 shares; issued 28,205,674 at September 30, 2026 and December 31, 2025 436,538 436,538
Retained earnings 1,123,672 1,015,160
Cost of common stock in treasury (4,121,355 shares at September 30, 2026 and 3,836,656 shares at December 31, 2025) (164,477) (141,950)
Accumulated other comprehensive loss (76,105) (34,777)
Total shareholders’ equity 1,319,628 1,274,971
Noncontrolling interests 30,903 43,119
Total equity 1,350,531 1,318,090
Total liabilities and equity 9,342,357 9,055,270
Commercial and agricultural    
Loans and leases - net of unearned discount    
Total loans and leases 855,413 797,592
Allowance for loan and lease losses (22,542) (21,983)
Renewable energy    
Loans and leases - net of unearned discount    
Total loans and leases 797,941 652,799
Allowance for loan and lease losses (14,464) (11,833)
Auto and light truck    
Loans and leases - net of unearned discount    
Total loans and leases 817,939 887,876
Allowance for loan and lease losses (17,687) (21,653)
Medium and heavy duty truck    
Loans and leases - net of unearned discount    
Total loans and leases 299,809 269,749
Allowance for loan and lease losses (6,637) (6,295)
Aircraft    
Loans and leases - net of unearned discount    
Total loans and leases 1,096,391 1,086,821
Allowance for loan and lease losses (36,282) (35,843)
Construction equipment    
Loans and leases - net of unearned discount    
Total loans and leases 1,280,450 1,221,135
Allowance for loan and lease losses (29,192) (27,529)
Commercial real estate    
Loans and leases - net of unearned discount    
Total loans and leases 1,318,018 1,269,765
Allowance for loan and lease losses (28,539) (25,396)
Residential real estate and home equity    
Loans and leases - net of unearned discount    
Total loans and leases 768,444 740,777
Allowance for loan and lease losses (9,735) (9,076)
Consumer    
Loans and leases - net of unearned discount    
Total loans and leases 106,686 120,155
Allowance for loan and lease losses $ (2,082) $ (2,238)