v3.26.3
Loans and Finance Receivables - Schedule of Changes in Fair Value of Company-owned Loans and Finance Receivables (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period $ 6,172,764 $ 4,773,315 $ 5,471,544 [1] $ 4,386,444
Originations or acquisitions [2] 2,553,250 1,945,106 7,109,060 5,449,369
Interest and fees [3] 995,857 791,723 2,775,853 2,281,721
Repayments (2,732,957) (2,158,498) (7,667,864) (6,133,605)
Charge-offs, net [4] (462,457) (377,811) (1,245,132) (1,071,027)
Net change in fair value [4] 69,681 37,939 149,270 93,119
Effect of foreign currency translation (171) 1,079 3,236 6,832
Balance at end of period [1] 6,595,967 5,012,853 6,595,967 5,012,853
Consumer        
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period 1,916,671 1,668,336 1,764,469 1,639,307
Originations or acquisitions [2] 792,846 573,232 2,012,032 1,617,426
Interest and fees [3] 537,120 443,413 1,460,346 1,302,549
Repayments (868,333) (744,432) (2,442,501) (2,192,036)
Charge-offs, net [4] (276,428) (249,545) (714,017) (692,334)
Net change in fair value [4] 29,222 2,756 47,362 13,095
Effect of foreign currency translation (171) 1,079 3,236 6,832
Balance at end of period 2,130,927 1,694,839 2,130,927 1,694,839
Small Business        
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period 4,256,093 3,104,979 3,707,075 2,747,137
Originations or acquisitions [2] 1,760,404 1,371,874 5,097,028 3,831,943
Interest and fees [3] 458,737 348,310 1,315,507 979,172
Repayments (1,864,624) (1,414,066) (5,225,363) (3,941,569)
Charge-offs, net [4] (186,029) (128,266) (531,115) (378,693)
Net change in fair value [4] 40,459 35,183 101,908 80,024
Balance at end of period $ 4,465,040 $ 3,318,014 $ 4,465,040 $ 3,318,014
[1] Includes amounts in wholly-owned, bankruptcy-remote special purpose subsidiaries (“VIEs”) presented separately in the table below.
[2] Originations or acquisitions is presented on a cost basis
[3] Included in “Revenue” in the consolidated statements of income.
[4] Included in “Change in Fair Value” in the consolidated statements of income.