The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 866,384 5,278 SH SOLE 478 4,800 0
ABBVIE INC COM 00287Y109 408,604 1,562 SH SOLE 1,562 0 0
ALPHABET INC CAP STK CL A 02079K305 316,554 920 SH SOLE 920 0 0
ALPHABET INC CAP STK CL C 02079K107 1,462,115 4,291 SH SOLE 4,291 0 0
ALTRIA GROUP INC COM 02209S103 2,101,345 31,205 SH SOLE 19,185 12,020 0
AMAZON COM INC COM 023135106 445,979 1,790 SH SOLE 1,790 0 0
AMEREN CORP COM 023608102 1,665,808 16,762 SH SOLE 7,082 9,680 0
AMERICAN ELEC PWR CO INC COM 025537101 796,430 6,713 SH SOLE 323 6,390 0
APPLE INC COM 037833100 2,226,239 6,685 SH SOLE 6,685 0 0
AT&T INC COM 00206R102 744,566 30,515 SH SOLE 4,710 25,805 0
BANK OF AMER CORP COM 060505104 512,186 9,410 SH SOLE 1,205 8,205 0
BANK OF MONTREAL COM 063671101 1,119,237 6,692 SH SOLE 492 6,200 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,197,072 2,404 SH SOLE 2,404 0 0
BOEING CO COM 097023105 981,786 5,277 SH SOLE 437 4,840 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,440,754 23,089 SH SOLE 1,201 21,888 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 409,197 7,522 SH SOLE 325 7,197 0
BROADCOM INC COM 11135F101 3,284,680 9,353 SH SOLE 90 9,263 0
CATERPILLAR INC COM 149123101 4,332,862 5,344 SH SOLE 265 5,079 0
CENTERPOINT ENERGY INC COM 15189T107 908,592 24,690 SH SOLE 350 24,340 0
CHEVRON CORPORATION COM 166764100 3,033,744 14,856 SH SOLE 1,976 12,880 0
CISCO SYS INC COM 17275R102 2,558,042 23,767 SH SOLE 2,670 21,097 0
COCA COLA CO COM 191216100 756,471 8,788 SH SOLE 1,883 6,905 0
CONSOLIDATED EDISON INC COM 209115104 1,493,084 14,608 SH SOLE 333 14,275 0
CORTEVA INC COM 22052L104 663,752 8,548 SH SOLE 552 7,996 0
DEERE & CO COM 244199105 1,746,030 2,600 SH SOLE 200 2,400 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 675,418 15,195 SH SOLE 15,195 0 0
DOMINION ENERGY INC COM 25746U109 721,943 11,929 SH SOLE 126 11,803 0
DOW HLDGS INC COM 260557103 238,551 8,662 SH SOLE 623 8,039 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,384,519 20,915 SH SOLE 992 19,923 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 363,822 2,801 SH SOLE 122 2,679 0
EATON CORP PLC SHS G29183103 263,412 613 SH SOLE 75 538 0
EDISON INTL COM 281020107 314,858 5,860 SH SOLE 0 5,860 0
ELI LILLY & CO COM 532457108 2,580,288 2,230 SH SOLE 200 2,030 0
EMERSON ELEC CO COM 291011104 2,116,340 13,645 SH SOLE 845 12,800 0
ENBRIDGE INC COM 29250N105 926,825 19,936 SH SOLE 1,331 18,605 0
ENTERGY CORP NEW COM 29364G103 774,228 7,800 SH SOLE 0 7,800 0
EVERGY INC COM 30034W106 552,767 7,047 SH SOLE 162 6,885 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 4,416,059 27,134 SH SOLE 5,378 21,756 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 578,234 33,914 SH SOLE 32,109 1,805 0
FIRSTENERGY CORP COM 337932107 427,450 9,865 SH SOLE 0 9,865 0
GATX CORP COM 361448103 782,092 4,600 SH SOLE 0 4,600 0
GENERAL DYNAMICS CORP COM 369550108 597,294 1,800 SH SOLE 0 1,800 0
HONEYWELL AEROSPACE INC COM 43849R105 554,483 3,578 SH SOLE 278 3,300 0
HONEYWELL INTL INC COM 438516205 754,743 3,578 SH SOLE 278 3,300 0
HUBBELL INC COM 443510607 789,718 1,741 SH SOLE 0 1,741 0
ILLINOIS TOOL WKS INC COM 452308109 2,761,386 10,733 SH SOLE 565 10,168 0
INFOSYS LTD SPONSORED ADR 456788108 244,822 22,753 SH SOLE 0 22,753 0
INTEL CORP COM 458140100 2,664,898 22,165 SH SOLE 985 21,180 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,009,039 4,588 SH SOLE 628 3,960 0
INTERNATIONAL PAPER CO COM 460146103 269,374 8,121 SH SOLE 81 8,040 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 205,063 10,625 SH SOLE 10,625 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 3,198,030 156,536 SH SOLE 156,536 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,858,589 73,462 SH SOLE 73,462 0 0
ISHARES INC CORE MSCI EMKT 46434G103 322,530 3,974 SH SOLE 3,974 0 0
ISHARES TR CORE S&P MCP ETF 464287507 493,577 6,860 SH SOLE 6,860 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,434,678 10,546 SH SOLE 10,546 0 0
ISHARES TR CORE S&P TTL STK 464287150 222,483 1,338 SH SOLE 1,338 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,574,885 48,391 SH SOLE 47,106 1,285 0
ISHARES TR MSCI EAFE ETF 464287465 755,904 7,276 SH SOLE 7,276 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 939,869 14,072 SH SOLE 14,072 0 0
ISHARES TR RUS 1000 ETF 464287622 1,380,303 3,317 SH SOLE 3,317 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 213,944 1,708 SH SOLE 1,708 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 211,484 853 SH SOLE 853 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 815,051 2,933 SH SOLE 2,933 0 0
ISHARES TR SELECT DIVID ETF 464287168 235,100 1,546 SH SOLE 1,546 0 0
ISHARES TR TIPS BD ETF 464287176 2,032,421 19,535 SH SOLE 18,685 850 0
JOHNSON & JOHNSON COM 478160104 1,060,019 4,004 SH SOLE 1,994 2,010 0
JPMORGAN CHASE & CO COM 46625H100 2,614,219 7,902 SH SOLE 1,826 6,076 0
KENTUCKY FIRST FED BANCORP COM 491292108 472,572 83,641 SH SOLE 83,641 0 0
KIMBERLY-CLARK CORP COM 494368103 260,625 2,675 SH SOLE 423 2,252 0
KRAFT HEINZ CO COM 500754106 254,646 11,208 SH SOLE 593 10,615 0
LOCKHEED MARTIN CORP COM 539830109 745,542 1,464 SH SOLE 164 1,300 0
MASTERCARD INCORPORATED CL A 57636Q104 220,588 400 SH SOLE 400 0 0
MCDONALDS CORP COM 580135101 650,558 2,817 SH SOLE 1,308 1,509 0
MEDTRONIC PLC SHS G5960L103 460,357 5,335 SH SOLE 635 4,700 0
MERCK & CO INC COM 58933Y105 2,954,007 20,329 SH SOLE 2,810 17,519 0
MICROSOFT CORP COM 594918104 5,572,659 10,865 SH SOLE 4,027 6,838 0
MONDELEZ INTL INC CL A 609207105 469,036 8,112 SH SOLE 832 7,280 0
NEXTERA ENERGY INC COM 65339F101 1,644,846 21,717 SH SOLE 333 21,384 0
NISOURCE INC COM 65473P105 739,050 18,950 SH SOLE 0 18,950 0
NORFOLK SOUTHN CORP COM 655844108 593,280 1,920 SH SOLE 220 1,700 0
NUCOR CORP COM 670346105 1,736,763 7,430 SH SOLE 0 7,430 0
NVIDIA CORPORATION COM 67066G104 1,119,062 4,900 SH SOLE 4,900 0 0
OGE ENERGY CORP COM 670837103 1,391,669 30,640 SH SOLE 0 30,640 0
PAYCHEX INC COM 704326107 300,622 3,052 SH SOLE 37 3,015 0
PFIZER INC COM 717081103 548,896 19,246 SH SOLE 6,020 13,226 0
PHILIP MORRIS INTL INC COM 718172109 1,061,341 5,562 SH SOLE 1,042 4,520 0
PPG INDS INC COM 693506107 208,660 2,000 SH SOLE 0 2,000 0
PROCTER & GAMBLE CO COM 742718109 647,949 4,460 SH SOLE 1,140 3,320 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 524,462 4,171 SH SOLE 173 3,998 0
ROYAL BK CDA COM 780087102 1,179,540 6,000 SH SOLE 0 6,000 0
RTX CORPORATION COM 75513E101 411,957 2,219 SH SOLE 1,279 940 0
SANDISK CORP COM 80004C200 3,159,640 1,816 SH SOLE 0 1,816 0
SANOFI SA SPONSORED ADR 80105N105 360,062 8,733 SH SOLE 0 8,733 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 394,436 2,015 SH SOLE 2,015 0 0
SEMPRA COM 816851109 938,638 12,040 SH SOLE 0 12,040 0
SHELL PLC SPON ADS 780259305 467,646 4,920 SH SOLE 365 4,555 0
SNAP ON INC COM 833034101 218,010 600 SH SOLE 0 600 0
SOUTHERN CO COM 842587107 1,173,722 14,160 SH SOLE 980 13,180 0
SOUTHWEST GAS HLDGS INC COM 844895102 376,307 4,615 SH SOLE 0 4,615 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 2,608,965 28,129 SH SOLE 27,781 348 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,457,386 1,911 SH SOLE 932 979 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 5,787,585 8,813 SH SOLE 8,529 284 0
SYSCO CORP COM 871829107 313,399 4,020 SH SOLE 0 4,020 0
THE CIGNA GROUP COM 125523100 221,813 816 SH SOLE 121 695 0
THOR INDS INC COM 885160101 237,359 3,435 SH SOLE 0 3,435 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,190,579 10,130 SH SOLE 1,430 8,700 0
TRAVELERS COMPANIES INC COM 89417E109 345,815 970 SH SOLE 372 598 0
TRUIST FINL CORP COM 89832Q109 393,041 8,489 SH SOLE 819 7,670 0
UNILEVER PLC SPON ADR NEW 904767803 357,578 5,888 SH SOLE 555 5,333 0
UNITED PARCEL SVCS INC CL B 911312106 256,773 2,748 SH SOLE 784 1,964 0
US BANCORP COM NEW 902973304 619,996 10,734 SH SOLE 3,484 7,250 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,617,692 60,441 SH SOLE 59,515 926 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 266,360 3,797 SH SOLE 3,582 215 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 682,313 7,572 SH SOLE 7,572 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 829,997 10,584 SH SOLE 10,584 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 285,129 844 SH SOLE 844 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 5,708,576 20,066 SH SOLE 19,511 555 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 291,791 1,263 SH SOLE 1,263 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 14,455,020 38,625 SH SOLE 37,897 728 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,587,616 17,713 SH SOLE 16,831 882 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,207,596 110,975 SH SOLE 108,096 2,879 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,616,427 60,975 SH SOLE 58,997 1,978 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 367,431 4,692 SH SOLE 3,697 995 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 410,880 5,819 SH SOLE 5,819 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 616,765 3,974 SH SOLE 3,974 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 584,613 12,745 SH SOLE 1,322 11,423 0
VISA INC COM CL A 92826C839 335,974 935 SH SOLE 935 0 0
VULCAN MATLS CO COM 929160109 1,174,224 4,800 SH SOLE 0 4,800 0
WALMART INC COM 931142103 226,026 2,175 SH SOLE 2,115 60 0
WASTE MGMT INC DEL COM 94106L109 530,804 2,603 SH SOLE 0 2,603 0
WEC ENERGY GROUP INC COM 92939U106 650,636 6,456 SH SOLE 26 6,430 0
WESTERN DIGITAL CORP COM 958102105 2,476,807 5,450 SH SOLE 0 5,450 0
WW GRAINGER INC COM 384802104 1,619,488 1,300 SH SOLE 0 1,300 0