v3.26.3
BUSINESS SEGMENT INFORMATION (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Segment Reporting [Line Items]          
Total interest income $ 130,570 $ 108,940 $ 357,862 $ 320,411  
Intersegment interest allocations 0 0 0 0  
Total interest expense 27,444 21,107 69,816 59,517  
Net interest income (expense) 103,126 87,833 288,046 260,894  
Credit loss expense (benefit) 5,220 4,284 7,349 4,912  
Net interest income after credit loss expense (benefit) 97,906 83,549 280,697 255,982  
Noninterest income 22,546 21,448 63,668 58,022  
Noninterest expense:          
Salaries and employee benefits 58,866 60,192 177,121 178,792  
Depreciation 3,123 3,701 8,769 11,600  
Other occupancy, furniture and equipment 3,812 4,161 11,031 12,843  
FDIC insurance and other regulatory assessments 1,656 1,468 3,881 3,089  
Professional fees 5,516 5,228 17,368 10,972  
Professional fees   5,228      
Amortization of intangible assets 2,436 2,956 7,438 8,756  
Advertising and promotion 1,681 2,209 4,298 5,511  
Communications and technology 14,140 12,295 39,209 36,854  
Software amortization 3,739 2,868 10,516 7,725  
Travel and entertainment 1,479 1,043 4,207 4,154  
Other 5,515 7,593 18,020 24,431  
Total noninterest expense 101,963 103,714 301,858 304,727  
Net intersegment noninterest income (expense) 0 0 0 0  
Net income before income tax expense 18,489 1,283 42,507 9,277  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) 0 0 0 0  
Total assets 7,680,282   7,680,282   $ 6,380,588
Gross loans 5,684,505   5,684,505   4,991,307
Operating Segments          
Segment Reporting [Line Items]          
Total interest income 130,536 108,857 357,761 320,165  
Total interest expense 25,828 19,397 64,956 54,435  
Net interest income (expense) 104,708 89,460 292,805 265,730  
Credit loss expense (benefit) 4,859 4,284 6,616 4,864  
Net interest income after credit loss expense (benefit) 99,849 85,176 286,189 260,866  
Noninterest income 22,953 20,749 63,119 55,645  
Noninterest expense:          
Salaries and employee benefits 39,196 41,559 118,358 123,585  
Depreciation 2,341 2,270 6,385 6,993  
Other occupancy, furniture and equipment 2,842 2,828 8,289 8,223  
FDIC insurance and other regulatory assessments 1,656 1,468 3,881 3,089  
Professional fees 3,715   11,883 3,456  
Professional fees   1,618      
Amortization of intangible assets 2,408 2,842 7,389 8,029  
Advertising and promotion 1,339 1,879 3,301 4,526  
Communications and technology 10,742 9,886 30,682 30,299  
Software amortization 3,388 2,514 9,463 6,900  
Travel and entertainment 626 602 2,224 2,655  
Other 4,418 6,320 14,750 18,235  
Total noninterest expense 72,671 73,786 216,605 215,990  
Net income before income tax expense 50,131 32,139 132,703 100,521  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 7,901,331   7,901,331   6,710,663
Gross loans 5,684,505   5,684,505   4,991,307
Operating Segments | Banking          
Segment Reporting [Line Items]          
Total interest income 66,884 64,931 188,876 193,275  
Total interest expense 25,822 19,391 64,937 54,427  
Net interest income (expense) 50,628 52,197 147,641 156,626  
Credit loss expense (benefit) 3,260 1,973 892 4,699  
Net interest income after credit loss expense (benefit) 47,368 50,224 146,749 151,927  
Noninterest income 6,836 8,364 18,325 23,356  
Noninterest expense:          
Salaries and employee benefits 15,123 15,349 44,781 47,667  
Depreciation 1,480 1,603 4,597 4,889  
Other occupancy, furniture and equipment 2,123 2,134 6,267 6,132  
FDIC insurance and other regulatory assessments 1,656 1,468 3,881 3,089  
Professional fees 2,483   9,163 4,060  
Professional fees   1,194      
Amortization of intangible assets 253 385 791 1,155  
Advertising and promotion 372 416 1,043 1,484  
Communications and technology 3,623 4,541 12,125 14,813  
Software amortization 0 0 0 56  
Travel and entertainment 203 188 642 732  
Other 2,957 4,393 9,313 10,628  
Total noninterest expense 30,273 31,671 92,603 94,705  
Net income before income tax expense 24,083 27,075 72,892 81,028  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 5,039,288   5,039,288   4,480,124
Gross loans 3,446,431   3,446,431   3,525,447
Operating Segments | Factoring          
Segment Reporting [Line Items]          
Total interest income 54,051 37,157 143,161 108,528  
Total interest expense 6 6 19 8  
Net interest income (expense) 42,574 27,551 112,867 81,985  
Credit loss expense (benefit) 1,469 2,302 5,242 (54)  
Net interest income after credit loss expense (benefit) 41,105 25,249 107,625 82,039  
Noninterest income 1,989 1,585 5,824 5,115  
Noninterest expense:          
Salaries and employee benefits 12,068 13,674 36,361 40,340  
Depreciation 680 449 1,241 1,420  
Other occupancy, furniture and equipment 511 525 1,470 1,570  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 615   1,328 (5,375)  
Professional fees   45      
Amortization of intangible assets 59 193 307 579  
Advertising and promotion 487 186 1,131 663  
Communications and technology 2,896 2,251 7,675 6,963  
Software amortization 1,189 952 3,376 2,671  
Travel and entertainment 117 108 503 536  
Other 522 702 1,759 4,213  
Total noninterest expense 19,144 19,085 55,151 53,580  
Net income before income tax expense 24,467 8,212 59,848 34,885  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 1,921,420   1,921,420   1,335,150
Gross loans 1,835,139   1,835,139   1,223,740
Operating Segments | Payments          
Segment Reporting [Line Items]          
Total interest income 9,601 6,769 25,724 18,362  
Total interest expense 0 0 0 0  
Net interest income (expense) 11,506 9,712 32,297 27,119  
Credit loss expense (benefit) 130 9 482 219  
Net interest income after credit loss expense (benefit) 11,376 9,703 31,815 26,900  
Noninterest income 11,768 8,462 31,824 22,717  
Noninterest expense:          
Salaries and employee benefits 9,249 8,769 27,794 27,093  
Depreciation 165 203 497 655  
Other occupancy, furniture and equipment 194 152 498 483  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 517   1,051 694  
Professional fees   248      
Amortization of intangible assets 812 904 2,441 3,873  
Advertising and promotion 361 1,221 890 2,271  
Communications and technology 3,800 2,713 9,742 7,637  
Software amortization 2,112 1,550 5,865 4,159  
Travel and entertainment 220 179 732 1,012  
Other 891 1,155 3,290 3,174  
Total noninterest expense 18,321 17,094 52,800 51,051  
Net income before income tax expense 4,154 450 8,868 (3,195)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 829,395   829,395   774,979
Gross loans 402,935   402,935   242,120
Operating Segments | Intelligence          
Segment Reporting [Line Items]          
Total interest income 0 0 0 0  
Total interest expense 0 0 0 0  
Net interest income (expense) 0 0 0 0  
Credit loss expense (benefit) 0 0 0 0  
Net interest income after credit loss expense (benefit) 0 0 0 0  
Noninterest income 2,360 2,338 7,146 4,457  
Noninterest expense:          
Salaries and employee benefits 2,756 3,767 9,422 8,485  
Depreciation 16 15 50 29  
Other occupancy, furniture and equipment 14 17 54 38  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 100   341 4,077  
Professional fees   131      
Amortization of intangible assets 1,284 1,360 3,850 2,422  
Advertising and promotion 119 56 237 108  
Communications and technology 423 381 1,140 886  
Software amortization 87 12 222 14  
Travel and entertainment 86 127 347 375  
Other 48 70 388 220  
Total noninterest expense 4,933 5,936 16,051 16,654  
Net income before income tax expense (2,573) (3,598) (8,905) (12,197)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 111,228   111,228   120,410
Gross loans 0   0   0
Corporate and Other          
Segment Reporting [Line Items]          
Total interest income 34 83 101 246  
Total interest expense 1,616 1,710 4,860 5,082  
Net interest income (expense) (1,582) (1,627) (4,759) (4,836)  
Credit loss expense (benefit) 361 0 733 48  
Net interest income after credit loss expense (benefit) (1,943) (1,627) (5,492) (4,884)  
Noninterest income (407) 699 549 2,377  
Noninterest expense:          
Salaries and employee benefits 19,670 18,633 58,763 55,207  
Depreciation 782 1,431 2,384 4,607  
Other occupancy, furniture and equipment 970 1,333 2,742 4,620  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 1,801   5,485 7,516  
Professional fees   3,610      
Amortization of intangible assets 28 114 49 727  
Advertising and promotion 342 330 997 985  
Communications and technology 3,398 2,409 8,527 6,555  
Software amortization 351 354 1,053 825  
Travel and entertainment 853 441 1,983 1,499  
Other 1,097 1,273 3,270 6,196  
Total noninterest expense 29,292 29,928 85,253 88,737  
Net income before income tax expense (31,642) (30,856) (90,196) (91,244)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 1,134,683   1,134,683   1,088,885
Gross loans 0   0   0
Eliminations          
Segment Reporting [Line Items]          
Intersegment interest allocations 0 0 0 0  
Noninterest expense:          
Net intersegment noninterest income (expense) 0 0 0 0  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) 0 0 0 0  
Total assets (1,355,732)   (1,355,732)   (1,418,960)
Gross loans 0   0   $ 0
Eliminations | Banking          
Segment Reporting [Line Items]          
Intersegment interest allocations 9,566 6,657 23,702 17,778  
Noninterest expense:          
Net intersegment noninterest income (expense) 152 158 421 450  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments 0 0 0 0  
Payments revenue received from Factoring 0 0 0 0  
Banking revenue received from Payments and Factoring 152 158 421 450  
Net intersegment noninterest income (expense) 152 158 421 450  
Eliminations | Factoring          
Segment Reporting [Line Items]          
Intersegment interest allocations (11,471) (9,600) (30,275) (26,535)  
Noninterest expense:          
Net intersegment noninterest income (expense) 517 463 1,550 1,311  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments 911 911 2,732 2,732  
Payments revenue received from Factoring (261) (329) (814) (1,082)  
Banking revenue received from Payments and Factoring (133) (119) (368) (339)  
Net intersegment noninterest income (expense) 517 463 1,550 1,311  
Eliminations | Payments          
Segment Reporting [Line Items]          
Intersegment interest allocations 1,905 2,943 6,573 8,757  
Noninterest expense:          
Net intersegment noninterest income (expense) (669) (621) (1,971) (1,761)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments (911) (911) (2,732) (2,732)  
Payments revenue received from Factoring 261 329 814 1,082  
Banking revenue received from Payments and Factoring (19) (39) (53) (111)  
Net intersegment noninterest income (expense) (669) (621) (1,971) (1,761)  
Eliminations | Intelligence          
Segment Reporting [Line Items]          
Intersegment interest allocations 0 0 0 0  
Noninterest expense:          
Net intersegment noninterest income (expense) 0 0 0 0  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) $ 0 $ 0 $ 0 $ 0