j.p. morgan acceptance corporation ii ABS-15G

Exhibit 99.43

Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

304643604

Closed

2025-03-20 14:18

2025-04-09 16:20

Resolved

1 - Information

Credit

Borrower

Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO

Resolved-Resolved as Highest mid score is used of all borrowers on loan file  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review with management - Seller-XX/XX/XXXX
Counter-Guidelines dated XX/XX/XX, When there are multiple borrowers/sponsors, the highest applicable credit score from all borrowers/sponsors is the representative credit score for the loan. The guidelines show if X borrower with X credit scores the mid score will be used. The highest Credit Score is XXX.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Please refer to the highlighted guideline which states that when there are multiple borrowers, the higher applicable score is used to qualify.  The applicable score when there are three scores is the mid score, therefore the qualifying score is - Seller-XX/XX/XXXX
Counter-Guidelines dated XX/XX/XX, When there are multiple borrowers/sponsors, the highest applicable credit score from all borrowers/sponsors is the representative credit score for the loan. The guidelines show if X borrower with X credit scores the mid score will be used. The highest Credit Score is XXX.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Per XXX guidelines, if there are multiple borrowers, the mid score of the higher credit report (borrower) is used to qualify.  The highest applicable score is the mid score when there are three credit scores present.  Both borrowers have three credit scores, so the mid score is applicable. I have uploaded both credit reports and the higher mid score belongs to XXXXX which is XXX. - Seller-XX/XX/XXXX
Counter-The Credit Memo shows Fico Score of XXX. Guidelines dated XX/XX/XX, When there are multiple borrowers/sponsors, the highest applicable credit score from all borrowers/sponsors is the representative credit score for the loan. The highest Credit Score is XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Please refer to the uploaded sizer which reflects a qualifying credit score of XXX. The is score is the mid score of the co-borrower and the higher mid score.  This is supported by the credit memo and credit reports. - Seller-XX/XX/XXXX
Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match.  Please confirm the correct Qualifying FICO value. The Credit Memo shows Fico Score of XXX. Guidelines dated XX/XX/XX, When there are multiple borrowers/sponsors, the highest applicable credit score from all borrowers/sponsors is the representative credit score for the loan. The highest Credit Score is XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please review with management - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Please refer to the highlighted guideline which states that when there are multiple borrowers, the higher applicable score is used to qualify.  The applicable score when there are three scores is the mid score, therefore the qualifying score is - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Per XXX guidelines, if there are multiple borrowers, the mid score of the higher credit report (borrower) is used to qualify.  The highest applicable score is the mid score when there are three credit scores present.  Both borrowers have three credit scores, so the mid score is applicable. I have uploaded both credit reports and the higher mid score belongs to XXXXX which is XXX. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XXX - Please refer to the uploaded sizer which reflects a qualifying credit score of XXX. The is score is the mid score of the co-borrower and the higher mid score.  This is supported by the credit memo and credit reports. - Seller-XX/XX/XXXX

Resolved-Resolved as Highest mid score is used of all borrowers on loan file - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXX.XXX
XXXXXXX_XXXXX'X XXXXXX XXXXXX.XXX
XXXXXXX_XXXX'X XXXXXX XXXXXX.XXX
XXXXXXX_XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643604

Closed

2025-03-20 16:23

2025-03-25 11:24

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Complete Deed of Trust provided.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing The Mortgage page XXX only shows X of the X property addresses, missing XXXX XXXXXXXXXX XX. Requesting updated Mortgage.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Complete Deed of Trust provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX_-_XXXXXXX_-_XXXX_XXXXXX_XXXX_XX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643604

Closed

2025-03-18 00:37

2025-03-25 11:20

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. transfer letters in initial file delivered and uploaded here - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. HUD Doc is on Page # X but missing Appraisal Fee in doc.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. transfer letters in initial file delivered and uploaded here - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXX_-_XXXX_XXXXXXXXXX_XX.XXX.XXX
XXXXXXXX_XXXXXX_-_XXXX_XXXXXXXX_XX.XXX.XXX
XXXXXXXX_XXXXXX.XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643842

Closed

2025-03-17 05:24

2025-03-28 09:49

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable. Transfer documentation provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Nor should it.  Appraisal transfers do not show as POC.  - Seller-XX/XX/XXXX
Counter-The provided HUD does not list the invoiced values as Paid Outside of Close. Appraisal fees are not listed on the HUD - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. transfer invoices were in file delivered and attached - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. HUD doc is on Page # XXX But missing Appraisal fee in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Nor should it. Appraisal transfers do not show as POC. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. transfer invoices were in file delivered and attached - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable. Transfer documentation provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXXX_-_XXXX_-_XX_X_XXXXXXX.XXX.XXX
XXXXXXX_XXXXXXX_-_XXX_X_XXXXXXX_XX.XXX.XXX
XXXXXXX_XXXXXXX_-_XXXX_X_XXXXXXX_XX.XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643842

Closed

2025-03-17 01:45

2025-03-21 07:49

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Updated Credit memo provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo with correct guideline date. - Seller-XX/XX/XXXX
Open-Overview doc is on Page # XXX shows Version XX/XX/XXXX but Tape Data shows XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo with correct guideline date. - Seller-XX/XX/XXXX

Resolved-Updated Credit memo provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643729

Closed

2025-03-17 05:22

2025-03-21 11:48

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Transfer letters have been reviewed. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Transfer letters in file - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. HUD Doc is on Page # X but missing Appraisal fee in file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Transfer letters in file - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Transfer letters have been reviewed. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXXXXX_XXXXXXX-_XXX_XXXX.XXX.XXX
XXXXXXX_XXXXXXXXX_XXXXXXX-_XXX_XXXX.XXX.XXX
XXXXXXX_XXXXXXXXX_XXXXXXX-_XXXX_XXXX.XXX.XXX
XXXXXXX_XXXXXXXX_XXXXX_XXXXXX_XXX_XXXXXXX.XXX.XXX
XXXXXXX_XXXXXXXXX_XXXXXXX-_XXX_XXXX.XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643729

Closed

2025-03-17 05:12

2025-03-21 11:46

Resolved

1 - Information

Compliance

Note; missing, illegible or incomplete.

Resolved-Document has been received and reviewed - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded sizer with allocated loan amounts per property from file.
- Seller-XX/XX/XXXX
Open-Allocated loan amounts are not specified on the UW summary page#XXX for Below Properties:
XXX XXXX XXXXXX, XXXXXXXX, XXXXXXXXXXX XXXXX
XXX XXXX XXXXXX, XXXXXXXX, XXXXXXXXXXX XXXXX
XXXX XXXX Avenue North, XXXXXXXX, XXXXXXXXXXX XXXXX  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded sizer with allocated loan amounts per property from file.
- Seller-XX/XX/XXXX

Resolved-Document has been received and reviewed - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXX XXXX XXXXXXXXX XXXX XXXXXXX XXX XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304643614

Closed

2025-03-18 00:37

2025-03-25 13:31

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document has been received. XX has been updated - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please look at top of page X - the appraisal field extends to the next page - Seller-XX/XX/XXXX
Counter-Provided HUD is pending the Appraisal Fee iao $X,XXX paid  outside of close to XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. HUD Doc is on Page # X but missing Appraisal Fee in doc.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-please look at top of page X - the appraisal field extends to the next page - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document has been received. XX has been updated - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXX__XXXXX_XXX_XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

304639376

Closed

2025-03-20 10:38

2025-03-20 13:57

Waived

2 - Non-Material

Credit

Income/Employment

Income/Employment General

Waived-Exception on page: XXXX. approved to allow use of tax transcript provided by borrower via irs.gov in lieu of transcripts obtained. Wage and Income transcripts for XXXX (borrower provided) shows No Record of Return. W-X for XXXX is supported by year end paystub, exact match. - Due Diligence Vendor-XX/XX/XXXX

Credit Score is XXX. Minimum required per guidelines is XXX.
DTI is XX.XX%. Maximum allowed per guidelines is XX%.
Residual Income is $XXXXX.XX. Minimum Residual Income required per guidelines is $XXXX.

Investment

Purchase

XXXX

Originator Pre-Close

Yes

XXXX

304852052

Closed

2025-10-30 05:12

2025-11-03 15:12

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX Provided, Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing Provided, Final signed XXXX for Borrower X and Borrower X.   - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final XXXX Provided, Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX - XXXXXXXX XXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305043748

Closed

2025-12-09 23:03

2025-12-24 00:43

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title coverage is less than Loan amount, provided updated title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Title Coverage Amount is missing from file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXX XXXXXX_-XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305043748

Closed

2025-12-10 08:24

2025-12-24 00:42

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Unable to verify housing history, provided Complete Mortgage history, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see prior mtg history w/ bk of am - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The borrower has been residing in the current primary residence for the past X years and X months as shown on the Final XXXX, while the supplemental credit report reflects only XX months of housing history. A minimum of XX months of housing history is required to meet the Guideline (GL) requirement. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX XXX XXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305182085

Closed

2025-12-31 12:18

2026-01-08 14:36

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-DSCR inline. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DSCR - Seller-XX/XX/XXXX
Open-Subject property is X-X units So have considered hazard Insurance premium of all Xunits of $XXXX as per page #XXX. Due to which there is difference in DSCR ratio. (we have dscr of X.XXX utilizing amonthly ins amount of XXX.XX, and dscr worksheet states X.XXX utilizing a monthly total for insurance of XXX.XX) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR - Seller-XX/XX/XXXX

Resolved-DSCR inline. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182085

Closed

2025-12-24 05:21

2026-01-04 21:47

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated XXXX document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Final XXXX is missing in file. Provide an updated XXXX document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

XXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305048473

Closed

2026-01-06 06:19

2026-01-13 05:32

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Final Business Purpose Affidavit disclosure provided - Resolved.   - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Initial(s) on business purpose affidavit signed at closing is blank. Provide updated Business Purpose Affidavit signed at closing.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305040446

Closed

2026-01-13 03:55

2026-01-30 05:35

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Requested Xrd Party VOE for BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Existence of the business independently verified through a disinterested third party within XX business days of closing absent from the file. - Due Diligence Vendor-XX/XX/XXXX

XXX XXX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305036800

Closed

2026-01-29 02:41

2026-07-07 09:28

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305036800

Closed

2026-01-29 04:20

2026-02-06 01:39

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-Fannie Mae approved Condo uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-X/X MM: According to the guidance Fannie Mae and Freddie Mac accept all established projects, regardless of occupancy or loan type, that have been previously approved by FHA through HRAP reciprocal condo review, as long as the review is unexpired. This review type waives the need for full review documents, requiring only the appraisal and master policy in addition to the existing HRAP approval. - Due Diligence Vendor-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. Please provide the Condominium Project Questionnaire (form XXXX). - Due Diligence Vendor-XX/XX/XXXX

Resolved-Fannie Mae approved Condo uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182414

Closed

2026-03-13 02:11

2026-03-27 17:48

Waived

2 - Non-Material

Credit

Assets

Cash Out Does Not Meet Guideline Requirements

Waived-Exception in file for cash out in excess of $XXXk with comp factors of LTV, residual income and employment. - Due Diligence Vendor-XX/XX/XXXX
Resolved-exception approval for cash out over $XXXk - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Open-Cash Out is not completed according to the guideline requirements As per guidelines max cash in hand > XX% - ≤ XX% LTV & < XXX FICO: $XXXk max cash in hand cannot be more than $XXX,XXX, however on the final cd it is $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX

XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.
Borrower has been employed at current job for X years.

Primary Residence

Refinance

Cash Out - Other

XXXX

Originator Post-Close

Yes

XXXX

305182414

Closed

2026-03-13 01:56

2026-03-24 15:31

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX attached - Seller-XX/XX/XXXX
Counter-Attached document is not for the correct address. Please attach correct report for the subject property  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  XXX attached for secondary valuation  - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provided DESK review address not matching with subject address, provide the Secondary Valuation or Additional Valuation (with acceptable variance to Primary) per guideline requirements and CU Score, in provided one CU score is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX attached - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX attached for secondary valuation - Seller-XX/XX/XXXX

XXXXXXXXXX XXXXXXX XXXXXXXX.XXX
XXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182414

Closed

2026-03-13 01:17

2026-03-20 04:15

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet attached - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Lender worksheet, it is not available in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet attached - Seller-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182414

Closed

2026-03-13 03:19

2026-03-17 15:42

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Provide Updated XXXX with correct loan number and PITIA, Value needs to be updated also. DTI should reflect front end XX.XX%, with liabilities of $XXXX this should reflect a back end DTI of XX.XX%. LTV needs to be  updated as well with appraised value at $X,XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182414

Closed

2026-03-13 03:42

2026-03-17 03:53

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Executed Final XXXX uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Provide the fully executed final XXXX  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX

Resolved-Executed Final XXXX uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX XXXXXXXXXXX XXXX XXXXXXXXXXX - X-XXXX (XXXXXXX XXX XXXXXX) (X).XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305072847

Closed

2026-03-26 17:00

2026-04-24 11:18

Resolved

1 - Information

Credit

Missing Doc

Missing Lease Agreement

Resolved-Both lease agreements provided matches lease terms on appraisal - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PLEASE SEE ATTACHED (X) DIFFERENT LEASE AGREEMENTS - Seller-XX/XX/XXXX
Open-Only one lease in file for subject property for unit X, however unit X lease is missing in file. Lease on page XXX has a different address than subject property address. Appraisal reflects tenant occupied and unit X has a month to month lease. Per guidelines a X% reduction in LTV an exception was not provided for LTV. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PLEASE SEE ATTACHED (X) DIFFERENT LEASE AGREEMENTS - Seller-XX/XX/XXXX

Resolved-Both lease agreements provided matches lease terms on appraisal - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - XXXXXXXXXX - XXXXX-XXX_ XXXXX XXXXXXXXX - XXX_XXXXX XXX XXXX XX XXXXXXX.XXX
XXXXXX - XXXXXXXXXX - XXX XXXXX XXXXXX XXXXX XXXXX-XXX_ XXXXX XXXXXXXXX - XXX_XXXXX XXXXXXXXXX XXXXX #X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305072847

Closed

2026-03-26 16:56

2026-04-24 11:18

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PLEASE SEE ATTACHED CURRENT MATRIX. MINIMUM LTV IS XX%. - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Only one lease in file for subject property for unit X, however unit X lease is missing in file. Lease on page XXX has a different address than subject property address. Appraisal reflects tenant occupied and unit X has a month to month lease. Per guidelines a X% reduction in LTV an exception was not provided for LTV. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PLEASE SEE ATTACHED CURRENT MATRIX. MINIMUM LTV IS XX%. - Seller-XX/XX/XXXX

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - XXXXXXXXXX - - XXXXXX XXXXXXX XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305082519

Closed

2026-03-25 02:36

2026-04-29 05:40

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Resolved, HOI provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. please see attached. - Buyer-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Provide updated Hazard as the Hazard insurance premium is not provided on the policy document , verified  from first payment letter which is on page XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, HOI provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX-XXXX_XXXXXX_XXXXXXXXXXXXXXXX (X).XXX
XXX_XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305082473

Closed

2026-04-08 15:26

2026-04-20 09:31

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Guard uploaded for review. - Seller-XX/XX/XXXX
Counter-Fraud alerts provided with high alerts still uncleared. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report cleared by UW uploaded for review. - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Guard uploaded for review. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report cleared by UW uploaded for review. - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XX XXXXXXXXXX.XXX
XXXXXXXXXX_XXXXXXX XX XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305082473

Closed

2026-04-06 22:02

2026-04-14 15:12

Resolved

1 - Information

Compliance

TRID

Final CD: Disbursement Date is missing or inaccurate

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Corrected page X of the SS uploaded for review. - Buyer-XX/XX/XXXX
Open-Provided disbursement date is XX/XX/XXXX which is before closing/settlement date. Provide correct disbursement date on or after closing/settlement date. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XX XXXX X.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305082473

Closed

2026-04-07 12:01

2026-04-14 15:08

Resolved

1 - Information

Credit

Borrower

Borrower information on 1003 is incomplete

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loan Application uploaded for review - Buyer-XX/XX/XXXX
Open-Provide correct XXXX with the correct loan amount to match the note of $XXX,XXX.XX, per guidelines a guarantor is required to have a signed application in file.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XXXX XXXXXXXXXXX XXXXXXX XX XXXXXXXXX XXX, XXXXXXXX, XX, XXXXX, XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305082473

Closed

2026-04-06 06:30

2026-04-14 03:18

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Updated Title Commitment uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Title uploaded for review. - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount  Provide title report with the sufficient title coverages - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XXXXXXX XXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305082473

Closed

2026-04-07 12:03

2026-04-10 15:16

Resolved

1 - Information

Credit

Deficient AUS/Loan Approval

Resolved-Loan approval provided with correct loan amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-Loan approval provided with correct loan amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Approval uploaded for review. - Seller-XX/XX/XXXX
Open-Provide corrected loan approval of $XXX,XXX.XX to match the note.  Currently the loan approval in file is $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Approval uploaded for review. - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XX XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305082473

Closed

2026-04-07 12:06

2026-04-10 15:16

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Rate lock provided with the correct loan amount of $XXX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX
Resolved-Ratel lock provided with the correct loan amount of $XXX,XXX.XX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated rate lock uploaded for review. - Buyer-XX/XX/XXXX
Open-Missing final rate lock with the correct loan amount to match note of $XXX,XXX.XX, currently rate lock in file is for loan amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XX XXXX XXXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305097250

Closed

2026-04-03 03:09

2026-05-27 02:41

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Correction Instrument and Deed uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Per DOT document pg#XXX, Security Instrument Date and Notary Date is XX/XX/XXXX and Maturity Date is XX/XX/XXXX but there is variance of XXmonths(XXX days) between Note Date XX/X/XXXX and First Payment Date XX/XX/XXXX per Note document. Hence provide corrected DOT document with Maturity Date as XX/XX/XXXX as loan program pg#XXX shows XX YR FIXED DIAMOND DSCR X-X.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Correction Instrument and Deed uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097250

Closed

2026-04-03 03:01

2026-05-21 05:26

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Updated Note document with corrected First Payment Date as XX/XX/XXXX and Maturity Date as XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Note is Incomplete Per Note document pg#XXX Note Date is XX/XX/XXXX, First Payment Date is XX/XX/XXXX and Maturity Date is XX/XX/XXXX. There is variance of XXmonths(XXX days) between Note Date and First Payment Date. Provide corrected Note document with First Payment Date as XX/XX/XXXX and Maturity Date as XX/XX/XXXX as loan program pg#XXX shows XX YR FIXED DIAMOND DSCR X-X. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXX - XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097250

Closed

2026-04-03 02:13

2026-04-21 08:13

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirements

Resolved-Updated lease provided.  DSCR now matches - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Documentation in file does not support a rent amount of $XXXX.  Leases show a rent amount of $XXXX and appraisal reflects a market rent of $XXXX.  If an updated lease exists, please provide. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Calculated DSCR is outside of allowable tolerance.  Please provide documentation to support a DSCR of X.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated lease provided. DSCR now matches - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX
XXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097679

Closed

2026-04-07 08:05

2026-05-11 14:18

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Intent to proceed provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-INTENT TO PROCEED UPLOADED  - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Required Signed Intent Procced document.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-INTENT TO PROCEED UPLOADED - Seller-XX/XX/XXXX

Resolved-Intent to proceed provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX – XXXXX – XXXXXX XX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097679

Closed

2026-04-09 12:35

2026-05-11 14:17

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FRAUD REPORT - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FRAUD REPORT - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX – XXXXX – XXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097246

Closed

2026-04-08 08:38

2026-04-27 08:47

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Approval certificate provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The lender approval certificate is missing from the file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Approval certificate provided. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305097246

Closed

2026-04-08 09:10

2026-04-27 08:46

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note was provided and updated. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The Note is Incomplete The loan dates and monthly payment suggest this may be an interest-only note; however, the note does not specifically state this. Please provide all supporting information to confirm the interest-only terms. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The Note was provided and updated. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX - XXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305097266

Closed

2026-04-08 03:45

2026-04-29 11:57

Waived

2 - Non-Material

Credit

Missing Doc

1008 Document is Missing

Waived-Exception Approval DTI XX.XX% for First Time Home Buyer.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. I’ve included the auto lease with XXXX #XXXX with the monthly payment of $XXX and remove the payment of $XXX, as it was entered in error.  The updated DTI @XX.XXX%.
We received an exception for the DTI@XX.XXX%
- Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. The provided XXXX is reflecting other housing payment of $XXX and not able to verify that payment from loan file. And U/W excluded lease payment of $XXX (MB FIN SVC) from DTI and no explanation reason provided in file which is affecting HTI and DTI ratios. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. I’ve included the auto lease with XXXX #XXXX with the monthly payment of $XXX and remove the payment of $XXX, as it was entered in error. The updated DTI @XX.XXX%.
We received an exception for the DTI@XX.XXX%
- Seller-XX/XX/XXXX

Waived-Exception Approval DTI XX.XX% for First Time Home Buyer. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX.XXX
XXXX XXXXXXXXXXX XXXX XXX XXXX.XXX

XX% LTV is below the maximum XX% LTV by XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points.
$X,XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by XX months over the required minimum.

Primary Residence

Purchase

XXXX

Investor Post-Close

XXXX

305097266

Closed

2026-04-08 01:21

2026-04-29 11:47

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Rent Free letter uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Borrower claims on the XXXX that there is no current Primary Housing Expenses. However, a Living Rent Free letter is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Rent Free letter uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX XXXX XXXX X.XXX
XXX XXXXXX XXXX XXXX X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097266

Closed

2026-04-08 10:30

2026-04-09 07:45

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Approval Certificate received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The lender's Approval Certificate is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Approval Certificate received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097733

Closed

2026-04-07 01:10

2026-04-17 09:01

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Homeownership Counseling Disclosure Is Missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097733

Closed

2026-04-07 01:10

2026-04-10 11:43

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305097733

Closed

2026-04-07 01:10

2026-04-10 11:43

Resolved

1 - Information

Compliance

HigherPriced:APR

Maryland - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (X.XXX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (COMAR XX.XX.XX.XX(B)(XX); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’XX, and copy of the appraisal was given to the borrower – see Pg#’s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097264

Closed

2026-04-08 12:55

2026-04-17 08:42

Resolved

1 - Information

Credit

Unable to verify PITI on other mortgage related obligations (ATR)

Resolved-Documents to verify monthly payments of properties XXXX XXXth XXXX #X and XXXX XXX XXXX  uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Require supporting documents to verify monthly payments of properties XXXX XXXth XXXX #X and XXXX XXXth XXXX X.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Documents to verify monthly payments of properties XXXX XXXth XXXX #X and XXXX XXXth XXXX X uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XXXXXXXXXXX.XXX
XXXX XXXXX XX # X XXXXX XXX XXXX.XXX
XXXXXXXX XXX XXXXXXX XXXX XX X XXXXXXX XXXX XXXXXXXX XXXX XXXXXXXXXX.XXX
XXXXXXX XXXX XXXXXXXX XXXXXXXXX XXX XXXX XXX XX X # X XXX #X.XXX
XXXX XXX XX # X - XXXXX XXX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097264

Closed

2026-04-08 10:03

2026-04-13 07:26

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Articles of Incorporation docs uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Articles of Incorporation docs uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXXX XXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX].XXX
XX XXX XXXX [XXXXXXXX][XX-XX-XX].XXX
XXX XXXXXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX]-.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097265

Closed

2026-04-08 12:42

2026-04-16 07:17

Resolved

1 - Information

Credit

Missing Doc

Missing Verification of Mortgage

Resolved-Requested other REO property documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-As per final XXXX for REO XXXX XXXth XXXX X, XXXXXX XX XXXXX and XXXX XXXth XXXX #X, XXXXXX, XX XXXXX, US  =  Monthly mortgage or net rental loss is showing $X,XXX.XX, but no documents are appears to verify the same
Also for XXX XXXXXXXXX Place, XXXXXXXX, XX XXXXX, US property required Proof of monthly $XXX.XX expenses which is mentioned on final XXXX.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested other REO property documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX - XXXXXXX XXXX $X,XXX.XX X = $X,XXX.XX.XXX
XXX XXXX XXXX XXXXXXXXXXX XXX XXXX XXXXX X #X XXX # X.XXX
XXXXXXXXX X.XXX
XXXXXX XX XXXXXXXX XXXXXX XXXX #XXXX XXXXXXX XX XXXX XXXXXXXXXX.XXX
XXXXXXXXX X.XXX
XXX XXXX X.XXX
XXXX XXXXXXXX XXXXX.XXX
XXX XXXX X.XXX
XXXX XXXXXXXX XXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097265

Closed

2026-04-08 13:08

2026-04-16 07:10

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Requested loan approval document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Missing lender approval certificate. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested loan approval document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097265

Closed

2026-04-08 05:18

2026-04-13 11:25

Resolved

1 - Information

Credit

Spousal Consent Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Missing spousal consent for, in the file. However XXXXX marital status is showing married, but no proof of document to verify both are Wife and Husband. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XX XXXX XXX XXXXXXX XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097265

Closed

2026-04-08 12:59

2026-04-13 07:24

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' Articles of Incorporation docs uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' Articles of Incorporation docs uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX]-.XXX
XXX XXXXXXXXXX XXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX].XXX
XX XXX XXXX [XXXXXXXX][XX-XX-XX].XXX
XXX XXXXXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX]-.XXX
XXX XXXXXXXXXX XXXXX XXX [XXXXXXXXXXX XX XXXXXXXXX][XX-XX-XX].XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097397

Closed

2026-04-07 09:45

2026-06-10 12:02

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EIN attached - Seller-XX/XX/XXXX
Counter-Upon rereview, the identification number provided is for the state, missing federal EIN number. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Operating Agreement attached  - Seller-XX/XX/XXXX
Counter-Lender provided proof of LLC with Articles of Inc, Tax Id number and Cert of Good standing. However condition remains for missing Operating Agreement. Condition unresolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Business Entity Currently vested in XXX Investor Inc, missing operating agreement, articles of organization, EIN and good standing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. EIN attached - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Operating Agreement attached - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX (XX).XXX
XXXXXXXXX XXXXXXXXX.XXX
XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097397

Closed

2026-04-07 17:30

2026-05-29 11:19

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Lender provided waiver. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% X mortgage lates listed on the credit report, lowering the maximum LTV. - Due Diligence Vendor-XX/XX/XXXX

Waived-Lender provided waiver. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX X.XXX

XXX FICO. XXX Min.
Over XX.X months PITIA Reserves. X months PITI reserves min.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305097397

Closed

2026-04-07 03:48

2026-05-29 00:16

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested VOR Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Missing verification of housing history for primary residence. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested VOR Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305072697

Closed

2026-04-09 07:49

2026-04-19 09:19

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Income worksheet is missing for additional income XXXX#XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXX XX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305072697

Closed

2026-07-07 17:43

2026-07-07 17:54

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Note Address Does Not Match Deed of Trust Address. Discrepancy confirmed via Appraisal, Note and Title. Note on XXXX in file confirmed XXXX report error for XXXX XXXXXXXXXX XXXX and confirms correct address is XXXX XXXXXXXXXX XXXX. Updated Note provided to confirm. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXXX XXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305097239

Closed

2026-04-09 02:36

2026-04-15 08:49

Resolved

1 - Information

Credit

Eligibility

Prepayment Penalty Does Not Meet Guideline Requirements

Resolved-Updated settlement statement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated settlement statement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Considered prepayment charges as X% X% X% X% X% as per Prepayment addendum/rider which resulting $X,XXX as maximum penalty. The prepayment penalty on Final HUD-X reflects the prepayment penalty as $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated settlement statement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated settlement statement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX X XXXXXXX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097251

Closed

2026-04-09 08:50

2026-05-04 08:20

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-Signed Documents received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PPP addendum is signed -  - Seller-XX/XX/XXXX
Counter-Updated HUD-X, Prepayment Addendum, and Prepayment Rider received. However, Hud-X and PPP documents are  not executed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Updated HUD-X, Prepayment Addendum, and Prepayment Rider received.  However, none of these documents are executed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. The prepayment penalty on on pg#XXX, XXX are showing XX months with X% each year which resulting $XX,XXX, whereas pg#XXX  and pg#XXX are showing XX months with X% penalty which resulting $XX,XXX, but  The HUD-X pg#XXX is showing $XX,XXX.XX as maximum penalty. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PPP addendum is signed -  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Resolved-Signed Documents received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX X.XXX
XXXXXXXXX XXX.XXX
XXXXXXX XXXXXX XXX.XXX
XXXXXXXX XXXXXXXXXX (X).XXX
XXXXXX XXX X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097251

Closed

2026-04-09 01:22

2026-04-13 08:45

Resolved

1 - Information

Credit

Eligibility

Loan does not conform to program guidelines

Resolved-Exception Approval received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines XX% LTV & FICO XXX Approved (State: XX). Exception is on pg#XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Exception Approval received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX XXXXXXXX (X).XXX

XX% LTV is below the maximum XX% LTV by X%.
XxXX mortgage history for XX months.

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-09 00:27

2026-06-03 08:18

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Updated Interest Only Note document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Note is Incomplete Per the Approval Certificate, this is an Interest-Only loan.  However, the Note document used is for an amortized fixed rate loan.  Loan amount of $XXX,XXX, Interest rate of X.XXX, and a Term of XXX months generates a P&I payment of $X,XXX.XX.  The payment shown ($X,XXX.XX), but the Note discloses nothing about it being an Interest-Only loan; nor does it disclose what the P&I would be after the Interest-Only period.  Per XXXXXXXXXX XXXXXXX Guidelines, section X.X.X: "The qualifying payment is based on the amortization term. For interest-only loans, using standard or Alt documentation, this is the remaining term after expiration of the interest-only period." - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated Interest Only Note document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-09 00:41

2026-06-03 08:17

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Corrected CD's received.  System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The CD provided makes no reference to the loan being interest only and what the payment will increase to after the end of the I/O period. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Per the Approval Certificate, this is an Interest-Only loan.  However, the Note document used is for an amortized fixed rate loan.  Loan amount of $XXX,XXX, Interest rate of X.XXX, and a Term of XXX months generates a P&I payment of $X,XXX.XX.  The payment shown ($X,XXX.XX), but the Note discloses nothing about it being an Interest-Only loan; nor does it disclose what the P&I would be after the Interest-Only period.  Per XXXXXXXXXX XXXXXXX Guidelines, section X.X.X: "The qualifying payment is based on the amortization term. For interest-only loans, using standard or Alt documentation, this is the remaining term after expiration of the interest-only period."  The CD should also disclose this same information about it being an Interest-Only loan and what the current I/O payment as well as the post-I/O period amortized payment would be. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Corrected CD's received. System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX _ XXX XXXXXX.XXX
XX XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-13 16:57

2026-06-03 08:10

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Inaccurate Loan Product - Redisclosure and Waiting Period

Resolved-Corrected CD's received.  System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Loan Product of (Fixed Rate) on the Closing Disclosure is inaccurate. The actual Loan Product is (XX Year Interest Only, Fixed Rate). Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than X business days before the consummation date of (XXXX-XX-XX). If a corrected Closing Disclosure is delivered to a consumer other than in person, a consumer is deemed to have received it X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii); XXXX.XX(f)(X)(ii)(B)) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Per the Approval Certificate, this is an Interest-Only loan. However, the Note document used is for an amortized fixed rate loan. Loan amount of $XXX,XXX, Interest rate of X.XXX, and a Term of XXX months generates a P&I payment of $X,XXX.XX. The payment shown ($X,XXX.XX), but the Note discloses nothing about it being an Interest-Only loan; nor does it disclose what the P&I would be after the Interest-Only period. Per XXXXXXXXXX XXXXXXX Guidelines, section X.X.X: "The qualifying payment is based on the amortization term. For interest-only loans, using standard or Alt documentation, this is the remaining term after expiration of the interest-only period." The CD should also disclose this same information about it being an Interest-Only loan and what the current I/O payment as well as the post-I/O period amortized payment would be. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Corrected CD's received. System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX

X XXX XX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-13 16:57

2026-06-03 08:10

Resolved

1 - Information

Compliance

TRID

Federal - Corrected Closing Disclosure (Loan Product)(Last CD Received Date)

Resolved-Corrected CD's received.  System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The last Closing Disclosure Received Date (XXXX-XX-XX) is not at least X business days before the consummation date of (XXXX-XX-XX).  The (Fixed Rate) disclosed Loan Product on the last Closing Disclosure does not match the system calculated (XX Year Interest Only, Fixed Rate) Loan Product.  Under Regulation Z, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than X business days before the consummation date of (XXXX-XX-XX). If a corrected Closing Disclosure is not provided in person, a consumer is deemed to have received it X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX CFR XXXX.XX(f)(X)(ii)(B); OSC XX(f)(X)(ii)-X) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Corrected CD's received. System updated & Mavent passes. - Due Diligence Vendor-XX/XX/XXXX

X XXX XX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-09 01:17

2026-04-15 07:38

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The Full Payment XXXX was provided.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Per the Approval Certificate, this is an Interest-Only loan.  However, the Note document used is for an amortized fixed rate loan.  Loan amount of $XXX,XXX, Interest rate of X.XXX, and a Term of XXX months generates a P&I payment of $X,XXX.XX.  The payment shown ($X,XXX.XX), which is the Interest-Only payment.  Per XXXXXXXXXX XXXXXXX Guidelines, section X.X.X: "The qualifying payment is based on the amortization term. For interest-only loans, using standard or Alt documentation, this is the remaining term after expiration of the interest-only period."  The provided XXXX shows the qualifying payment as the Interest-Only payment, but guidelines state that it must be the amortized payment after the interest-only period.  With the payment on the XXXX incorrect, the DTI ratios are also incorrect. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The Full Payment XXXX was provided. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXXX XXXX.XXX
XXXX XXXX XXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097236

Closed

2026-04-08 05:43

2026-04-13 17:00

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-COC Received. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The COC for the first issue (Discount Points increase) was provided.  However, the file is still missing the COC for the addition of the Originator Compensation on the X/XX/XXXX LE. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). (X) Originator Compensation increased from $X on the Initial LE to $X,XXX on the LE dated X/XX/XXXX.  There was no COC provided for this increase.
(X) Discount Points increased from $XXX.XX on the CD dated X/XX/XXXX to $X,XXX.XX on the CD dated X/XX/XXXX.  There was no COC provided for this increase. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-COC Received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX XXXXXXXXXXXX _ XXX X.XX.XX.XXX
XXXXXX XX XXXXXXXXXXXX _ XXX X.XX.XX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097654

Closed

2026-04-09 09:42

2026-04-09 11:11

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Non-Conforming)

Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The System determines the threshold by adding X.X points to the comparable average prime offer rate index of (X.XX%). The System applied this threshold because this ($X,XXX,XXX.XX) loan exceeds ($X,XXX,XXX.XX), which is the XXXXXX XXX conforming loan limit as of the date the loan's interest rate was set before consummation. (Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(ii)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097654

Closed

2026-04-09 09:42

2026-04-09 11:11

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Non-Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The system determines the threshold by adding X.X points to the comparable average prime offer rate index of (X.XX%). The System applied this threshold because this ($X,XXX,XXX.XX) loan exceeds ($X,XXX,XXX.XX), which is the XXXXXX XXX conforming loan limit as of the date the loan's interest rate was set before consummation. (XX CFR XXXX.XX(a)(X)(ii)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097248

Closed

2026-04-13 08:24

2026-04-23 10:55

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The COC provided does not have anything to do with the change of lender credits. Need the COC for the decrease of lender credits. It appears the difference may be from the recording fees. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The lender credit decreased from $XXX to $XX.XX. There is no COC in the file for the decrease in the lender credits. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX XXXXXXXXXXXX _ XXX.XXX
XXX X.XX.XXX
XXX X.XX.XXX

Primary Residence

Refinance

Cash Out - Debt Consolidation

XXXX

N/A

XXXX

305097252

Closed

2026-04-13 16:39

2026-04-15 09:28

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Business Bank Statements Missing

Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Business Bank Statements Missing January XXXX business bank statement for the XXXXX Fargo account ending in XXXX is missing from the loan file.  Please provide - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXX XX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305097252

Closed

2026-04-13 04:54

2026-04-13 17:01

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305082336

Closed

2026-04-09 02:55

2026-04-21 18:50

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX Approves Exception - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Exception made for borrower having no primary residence housing history. - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points

Investment

Refinance

Cash Out - Other

XXXX

Investor Post-Close

XXXX

305097452

Closed

2026-04-14 01:54

2026-05-22 09:52

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured-Lender provided PC CD, LOX, proof of voided check and evidence of delivery. Finding cured.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. COPY OF CHECK AND UPS DELIVERY PROOF UPLOADED ALSO - Seller-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Counter-In order to complete cure, proof of voided check and evidence of delivery is required. Finding countered.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD & CHECK REQUEST UPLOADED TO SHOW CURE AND CLEAR. THANK YOU.  - Seller-XX/XX/XXXX
Counter-The COC provided is a duplicate for re-disclosure  provided X/XX/XX  for discount points added from Initial LE X/XX/XX $X to X/XX/XX $XXXX. This has applied to X/XX/XX increase. However, the request is for the COC for an increase from Initial CD X/XX/XX $X,XXX.XX to Final CD X/XX $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-PLEASE SEE COC FOR RATE LOCK AND POINTS INCREASE.  FYI....THIS WAS IN THE ORIGINAL DELIVERY PKG. PLEASE ADVISE IF THIS WILL SUFFICE TO CLEAR.  - Seller-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Missing COC for Discount Fee increase from X/XX/XX $X,XXX.XX to $X,XXX.XX X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. COPY OF CHECK AND UPS DELIVERY PROOF UPLOADED ALSO - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD & CHECK REQUEST UPLOADED TO SHOW CURE AND CLEAR. THANK YOU.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-PLEASE SEE COC FOR RATE LOCK AND POINTS INCREASE.  FYI....THIS WAS IN THE ORIGINAL DELIVERY PKG. PLEASE ADVISE IF THIS WILL SUFFICE TO CLEAR.  - Seller-XX/XX/XXXX

Cured-Lender provided PC CD, LOX, proof of voided check and evidence of delivery. Finding cured. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - XXXXXXXXXX - XXX XXXX XXXX XXX XXXXXX XXXXXX.XXX
XXXXXXXXXX - XXXXXX XXXXX XXXXXXX.XXX
XXXXXXXXXX - XXXXXX XXXXX XXXX.XXX
XXXXXXXXXX - XXXXXX XXX XXXXXXXX XXXXX.XXX
XXXXXXXXXX - XXXXXX XXXXX XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097452

Closed

2026-04-15 13:12

2026-05-01 08:10

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Executed Intent to proceed provided dated X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. SIGNED INTENT TO PROCEED ATTACHED.  - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. The intent to proceed is missing borrower's signature. The disclosure tracking form in file does not show borrower receipt.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. SIGNED INTENT TO PROCEED ATTACHED. - Seller-XX/XX/XXXX

Resolved-Executed Intent to proceed provided dated X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - XXXXXXXXXX - XXX_ XXXXXX XX XXXXXXX - XXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097240

Closed

2026-04-16 07:00

2026-04-21 07:27

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The invoice only reflects the annual premium but does not show effective dates. Documentation supporting there would be no lapse in coverage was not located in the file. Policy in the file does not cover a full XX months.  Please provide an updated hazard insurance policy.  - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided The hazard insurance policy on file does not evidence a full XX months of coverage and does not reflect the premium amount. Additionally, as this is a refinance transaction, documentation supporting there would be no lapse in coverage was not located in the file.
Please provide an updated hazard insurance policy or binder evidencing continuous coverage, reflecting a full XX-month policy term, and clearly stating the annual premium amount. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy premium invoice with policy term provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-The invoice only reflects the annual premium but does not show effective dates. Documentation supporting there would be no lapse in coverage was not located in the file. Policy in the file does not cover a full XX months. Please provide an updated hazard insurance policy. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy premium invoice with policy term provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXX.XXX
XXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097295

Closed

2026-04-21 09:09

2026-05-07 08:25

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Credit Report is Missing

Resolved-X/XX/XX initial CBR provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PLEASE ADVISE IF THIS IS THE CREDIT REPORT YOU ARE LOOKING FOR.  OTHERWISE, PLEASE ADVISE.  THANK YOU.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Borrower X initial credit report is missing. Nations Direct Credit Score Disclosures in file dated X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PLEASE ADVISE IF THIS IS THE CREDIT REPORT YOU ARE LOOKING FOR. OTHERWISE, PLEASE ADVISE. THANK YOU. - Seller-XX/XX/XXXX

Resolved-X/XX/XX initial CBR provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXX - XXXXXX XXXXXX - XXXXXXXX X XXX X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305097295

Closed

2026-04-21 09:09

2026-05-07 08:25

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-X/XX/XX initial CBR provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PLEASE ADVISE IF THIS IS WHAT CREDIT REPORT YOU ARE LOOKING FOR.  OTHERWISE, PLEASE ADVISE WHICH ONE YOU ARE LOOKING FOR.  THANK YOU.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Borrower X initial credit report is missing. Nations Direct Credit Score Disclosures in file dated X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PLEASE ADVISE IF THIS IS WHAT CREDIT REPORT YOU ARE LOOKING FOR. OTHERWISE, PLEASE ADVISE WHICH ONE YOU ARE LOOKING FOR. THANK YOU. - Seller-XX/XX/XXXX

Resolved-X/XX/XX initial CBR provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXX - XXXXXX XXXXXX - XXXXXXXX X XXX X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305082393

Closed

2026-05-07 16:32

2026-06-10 12:57

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Cured-Cure documents received and finding cleared. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-The report cannot be cleared until the COC form is provided disclosing the second appraisal fee added in the amount of $XX to the initial CD issued on X/XX/XX or a evidence of a refund to cure the tolerance fail.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD XXXXXXX WITH PRINCIPAL REDUCTION - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. There was not initial cd send on X/XX/XX . That was when the initial LE was sent to the borrower. Please see attached LE for clearing this condition .  - Seller-XX/XX/XXXX
Counter-Per COC forms provided in the finding the initial CD was issued on X/XX/XX. The initial CD provided in loan package is dated X/XX/XX. Advise if a CD was issued on X/XX/XX. If so provide this CD dated X/XX/XX in order to complete testing. Also provide a corresponding COC form dated X/XX/XX if applicable. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD provided  - Seller-XX/XX/XXXX
Counter-Additional clarification. The PCCD provided was updated to the loan review and the Mavent PC report is still failing. This loan failed the charges that cannot increase test due to a second appraisal fee that was added to the initial CD dated X/XX/XX in the amount of $XX without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Provide a valid COC form, or to cure upload evidence of refund check, PCCD, LOE, and POD. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD is attached  - Seller-XX/XX/XXXX
Counter-PC Mavent report is still failing. Unable to determine if wire provided is evidence of cure refunded to the borrower.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. seller rebuttal attached - Seller-XX/XX/XXXX
Counter-A Second Appraisal fee of $XX was added to the initial CD. A COC is required for the Second Appraisal fee, or the issue may be cured if the client refunds the $XX fee violation and provides XXXXXX with a copy of the refund check, PCCD, LOE, and proof of delivery. The violation was discovered on XX/XX/XXXX and must be cured by XX/XX/XXXX to remain within the required cure timeframe. - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PCCD XXXXXXX WITH PRINCIPAL REDUCTION - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. There was not initial cd send on X/XX/XX . That was when the initial LE was sent to the borrower. Please see attached LE for clearing this condition .  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD provided  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD is attached  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. seller rebuttal attached - Seller-XX/XX/XXXX

Cured-Cure documents received and finding cleared. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX
XXXX.XXX
XXXX.XXX
XXXX.XXX
XX.XXX
XXXX XXXXXXX XXXX XXXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082393

Closed

2026-04-21 01:56

2026-05-07 19:21

Resolved

1 - Information

Credit

Missing Doc

HO6 Master Insurance Policy is Missing

Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Missing HO-X Master Insurance Policy  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXX XXXXXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082393

Closed

2026-04-27 10:57

2026-05-07 16:32

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). This loan failed the charges that cannot increase test due to the appraisal fee that was added to the initial CD without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Provide COC, or to cure upload refund check, PCCD, LOE, and POD. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082393

Closed

2026-04-21 03:49

2026-05-07 07:29

Resolved

1 - Information

Credit

Assets

Asset 4 Does Not Meet Guideline Requirements

Resolved-Requested gift letter provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. gift letter attached.  - Seller-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Missing Gift letter for gift funds iao $XXX,XXX   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. gift letter attached. - Seller-XX/XX/XXXX

XXXXXXX XXX X XXXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082393

Closed

2026-04-21 03:49

2026-05-07 07:29

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Requested gift letter provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. gift letter attached  - Buyer-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Missing Gift letter for gift funds iao $XX,XXX   - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XXXXXX XX,XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082407

Closed

2026-04-28 10:17

2026-05-01 14:31

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Self-Employed Business Narrative provided in Findings. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-The Self-Employed Business Narrative is missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Self-Employed Business Narrative provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX-XXXXXXXX XXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305071413

Closed

2026-04-27 01:42

2026-05-05 06:56

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached is our u/w response. They have verified borrower owns home free and clear. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Unable to verify Primary housing history provide VOM or property report. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX

XX XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097362

Closed

2026-04-27 23:04

2026-05-07 07:43

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Lender approval form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide Lender approval form . - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender approval form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305097447

Closed

2026-05-04 01:45

2026-05-06 03:42

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Executed Initial XXXX uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX
Open-The Initial XXXX is Missing Missing initial XXXX with signatures. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX

Resolved-Executed Initial XXXX uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Initial XXXX is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305099315

Closed

2026-05-08 13:07

2026-05-15 13:15

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-PCCD provided with corrected prepay terms - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty on Closing Disclosure $X does not match the prepayment penalty calculation on the Note $XXXXX - Due Diligence Vendor-XX/XX/XXXX

Resolved-PCCD provided with corrected prepay terms - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097689

Closed

2026-05-12 07:05

2026-05-13 16:17

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final XXX-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Lender provided settlement statement including dates. Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Final XXX-X Document is Missing. We have  XXX-X @ pageXXX-XXX settlement date and signature pages are missing, we need updated document - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX X & XX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097689

Closed

2026-05-12 06:14

2026-05-13 16:15

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX
Resolved-Lender provided fully executed Business purpose affidavit. Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Missing Page X of Business Purpose Affidavit, We have only page X of X @page#XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305097689

Closed

2026-05-12 06:01

2026-05-13 16:13

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Lender provided updated Executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Loan closing date is XX/XX/XXXX and signed on XX/XX/XXXX but under DOT signed page of #XXX borrower dated as XX/XX/XXXX, we need updated document with dated as XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided updated Executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305101398

Closed

2026-05-14 17:58

2026-06-01 23:53

Waived

2 - Non-Material

Credit

Tradeline minimum has not met guidelines

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX approves exception.  Comp Factors:  XXX FICO, X.XXX XXXX. - Buyer-XX/XX/XXXX
Counter-Received credit report showing insufficient tradelines. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached.  - Buyer-XX/XX/XXXX
Open-Insufficient tradelines listed on the credit report. - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

XX-XXXXXX_X-XX-XXXX.XXX

XX% LTV is below the maximum XX% LTV by XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points.
XXXX ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Investor Post-Close

XXXX

305101398

Closed

2026-05-13 02:12

2026-05-18 01:43

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Hazard Insurance Coverage Amount is $XXXXXX for Building X and $XXXXXX for Building X, totaling $XXXXXX for the whole property, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved   - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hazard Insurance Coverage Amount is $XXXXXX for Building X and $XXXXXX for Building X, totaling $XXXXXX for the whole property. Please see attached. - Buyer-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX  - Due Diligence Vendor-XX/XX/XXXX

XX XXXX X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 07:54

2026-06-10 09:39

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Counter-Borrower Gap Credit Report is Missing from loan file.
You have uploaded the borrower credit explanation letter and the original credit report. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXX.XXX
XXXXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:16

2026-06-09 16:43

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Change of circumstance received for discount points. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Appraisal fee increased from $XXX to $XXX and Discount Points fee increased from LE to CD $XX,XXX.XX to $XX,XXX.XX. COC absent from the file. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-Change of circumstance received for discount points. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XX XX.XX.XXXX XXXXXX XX XXXXXXXXXXXXX.XXX
XXXXXXXX XX X.XX.XX XXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:52

2026-06-02 11:17

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Received X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open- Initial XXXX is Missing from loan file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-Received X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 22:04

2026-06-02 11:02

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Received X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed Disclosure. Required on Primary Residence - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:54

2026-06-02 10:59

Resolved

1 - Information

Compliance

Missing Doc

Consumer Caution and Home Owner Counseling Notice is Missing

Resolved-Received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Consumer Caution and Home Owner Counseling Notice is Missing from loan file.
  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:55

2026-06-02 02:41

Resolved

1 - Information

Credit

Missing Doc

Required Affiliated RESPA Business Disclosure is Missing

Resolved-Affiliated RESPA Business Disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Required Affiliated RESPA Business Disclosure is Missing from loan file.
  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Affiliated RESPA Business Disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:54

2026-06-02 02:39

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Self Employed Business Narrative provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Missing Self Employed Business Narrative from loan file.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Self Employed Business Narrative provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 07:19

2026-06-02 02:36

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 CPA Letter Missing

Resolved-CPA provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open-Borrower X CPA Letter Missing from loan file. Unable to verify Ownership percentage.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-CPA provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082332

Closed

2026-05-14 06:53

2026-06-01 23:16

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved-Homeownership Counseling Disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open-Homeownership Counseling Disclosure Is Missing from loan file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-Homeownership Counseling Disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129806

Closed

2026-05-14 01:20

2026-05-27 05:33

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-Fannie mae approved XXX Questionnaire in file. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX Questionnaire not required since project approved by Fannie mae. Please Clear. - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. XXX Questionnaire is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXX Questionnaire not required since project approved by Fannie mae. Please Clear. - Seller-XX/XX/XXXX

Resolved-Fannie mae approved XXX Questionnaire in file. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

XXXX

N/A

XXXX

305129806

Closed

2026-05-14 01:20

2026-05-27 05:33

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-XXXXXXXXXX is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXXXXXXX doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXXXXXXXXX is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXXXXXXXX is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXXXXXXX doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129806

Closed

2026-05-18 14:22

2026-05-21 05:45

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan approval is missing. Miss screen show or conditional approval showing the loan program and loan doc type. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129806

Closed

2026-05-18 14:22

2026-05-19 06:36

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Certificate showing date of rate lock provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see rate lock XXXXX XXXX XXXXX - Seller-XX/XX/XXXX
Open-Missing rate lock confirmation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-please see rate lock XXXXX XXXX XXXXX - Seller-XX/XX/XXXX

Resolved-Certificate showing date of rate lock provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305136467

Closed

2026-05-15 06:41

2026-05-27 09:14

Resolved

1 - Information

Credit

Title

Satisfactory Chain of Title not Provided

Resolved-Property is vested in an entity and is XX% owner. Per guidelines this is allowed if the property is <X months owned. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Unsatisfactory Chain of Title provided The X month seasoning requirement has not been met.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Property is vested in an entity and is XX% owner. Per guidelines this is allowed if the property is <X months owned. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305136467

Closed

2026-05-15 04:30

2026-05-26 08:17

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Document recieved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-uploaded for seller. - Seller-XX/XX/XXXX
Counter-The XXXX is not the loan approval. Please provide the conditional loan approval showing the loan program. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-LOAN APPROVAL DOCUMENT IS MISSING. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-uploaded for seller. - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document recieved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305107620

Closed

2026-05-26 11:31

2026-06-02 10:08

Resolved

1 - Information

Credit

Missing Doc

Missing Purchase Contract

Resolved-Purchase contract for subject property provided by lender. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached  - Due Diligence Vendor-XX/XX/XXXX
Counter-As this was a purchase, the request was for the sales contract for the subject property.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached  - Due Diligence Vendor-XX/XX/XXXX
Open-Purchase contract is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Purchase contract for subject property provided by lender. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305107620

Closed

2026-05-26 11:51

2026-05-27 09:37

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Updated lock confirmation provided by lender which indicates this was purchase of an investment property. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached  - Due Diligence Vendor-XX/XX/XXXX
Open-Rate lock confirmation indicates this was a refinance of an investment property rather than a purchase of investment property.  Provide updated lock confirmation. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated lock confirmation provided by lender which indicates this was purchase of an investment property. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305124434

Closed

2026-05-21 06:13

2026-06-16 13:28

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Missing Undisclosed Debt Monitoring. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124434

Closed

2026-05-21 07:48

2026-05-27 15:44

Waived

2 - Non-Material

Credit

Income/Employment

Income/Employment General

Waived-Exception pg no: XXX
EXCEPTION FOR X OVERDRAFT/NSF IN XX MONTH - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XX.XX% DTI is below the maximum XX% DTI by XX.XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points.

Primary Residence

Purchase

XXXX

Originator Pre-Close

Yes

XXXX

305124419

Closed

2026-05-21 08:29

2026-07-09 14:04

Acknowledged

2 - Non-Material

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Acknowledged-Document Uploaded. The investor acknowledged the issue and agreed the property was properly insured. See screenshot of the email. - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Dwelling coverage is less than the loan amount, required replacement cost value document or Guaranteed Replacement Coverage document to cover the loan amount.
- Due Diligence Vendor-XX/XX/XXXX

Acknowledged-Document Uploaded. The investor acknowledged the issue and agreed the property was properly insured. See screenshot of the email. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

Investor Post-Close

XXXX

305124419

Closed

2026-05-21 10:35

2026-06-03 23:26

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Updated Loan Approval Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-The loan approval on page XXX loan purpose shows "Refinance cash out," however, the final cd page XXX shows cash from borrower. Please provide an updated Loan Approval that correctly reflects. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Loan Approval Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX XXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305124419

Closed

2026-05-22 04:49

2026-06-03 00:00

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305124419

Closed

2026-05-27 12:07

2026-05-27 12:13

Waived

2 - Non-Material

Credit

Eligibility

Delinquent Credit History Does Not Meet Guideline Requirements

Waived-CREDIT: OTHER
MISSED BALLOON > XXXXXXX
- Due Diligence Vendor-XX/XX/XXXX

$XX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum.
Borrower has been employed at current job for X years.

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

Originator Pre-Close

Yes

XXXX

305129863

Closed

2026-06-08 07:12

2026-06-15 08:07

Resolved

1 - Information

Credit

Insurance

HO6 Insurance Policy Effective Date is after the Note Date

Resolved-Received PCCD with Disbursement date of X/X/XXXX. HOI effective date is X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-PCCD provided with disbursement date X/X/XX, Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-HO-X Insurance Policy Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provide updated policy with effective date on or prior Note date X/XX/XXXX or disbursement date of X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129863

Closed

2026-06-11 15:48

2026-06-15 08:05

Resolved

1 - Information

Credit

Missing Doc

HO-6 Insurance Policy is Missing

Resolved-HOI Policy received with annual premium amount and received PCCD with Disbursement date of X/X/XXXX.  HOI effective date is X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Insurance Policy doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-HO-X Insurance Policy is Missing Provide HO-X Policy wth an annual premium amount of  $XXX.XX as reflected on the Final CD - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129863

Closed

2026-06-11 15:27

2026-06-15 07:57

Resolved

1 - Information

Credit

Missing Doc

Missing Updated Credit Report Supplement

Resolved-Closing Docs for XXX XXXX XXXXXX XXXX Unit XK - Acct ending -XXXX received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Provide mortgage statement, current pay history or credit report supplement for XXX XXXX XXXXXX XXXX Unit XK - Acct ending -XXXX as indicated on the Final XXXX.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Closing Docs for XXX XXXX XXXXXX XXXX Unit XK - Acct ending -XXXX received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX.XXX
XXXXXXXXX XXXXXXX XXXX XX XXXX - XXXXX XXXXXXX (X).XXX
XXXXXXXXX XXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX.XXX
XXXXXXXXX XXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129863

Closed

2026-06-08 04:19

2026-06-15 07:55

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Undisclosed Debt Monitoring (UDM). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129863

Closed

2026-06-08 04:19

2026-06-15 07:55

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide  Undisclosed Debt Monitoring (UDM)  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129863

Closed

2026-06-08 07:49

2026-06-15 07:38

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-LOE for primary address at the closing received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Final XXXX reflects current primary address as XX XXXX; however, in Section X of the Final Information - Real Estate the primary residence address is listed as XXX XXXX XXXXXX XXXX #XK.  Provide updated Final XXXX reflecting correct primary address. - Due Diligence Vendor-XX/XX/XXXX

Resolved-LOE for primary address at the closing received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXX XXXX XX XXXX - XXXXX XXXXXXX (X).XXX
XXXXXXXXX XXX.XXX
XXXXXXXXX XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX.XXX
XXXXXXXXX XXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305129882

Closed

2026-05-27 06:40

2026-06-29 09:14

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring (UDM) is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129882

Closed

2026-05-27 22:05

2026-06-09 10:05

Resolved

1 - Information

Compliance

Missing Doc

Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing

Resolved-Per title email the required T-XX and T-XX.X forms are added to the final policy at closing.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Title email - will be added to final policy - Seller-XX/XX/XXXX
Open-One or more of the docs TX, TXX, TXX, TXX, TXX.X is Missing Texas Title Endorsements (T-X, T-XX, T-XX, T-XX, T-XX.X) Missing are missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Title email - will be added to final policy - Seller-XX/XX/XXXX

Resolved-Per title email the required T-XX and T-XX.X forms are added to the final policy at closing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXX XXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129882

Closed

2026-05-27 22:07

2026-06-29 09:01

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XX. Rate lock date was entered correctly see the pg#XXX. An interior and exterior appraisal was completed for this property  the appraisal disclosure was provided to the borrower(s)- see Pg# XX, XX-XX appraisal disclosure was provided to the borrower(s) Pg#XX and copy of the appraisal was given to the borrower  see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XX. Rate lock date was entered correctly see the pg#XXX. An interior and exterior appraisal was completed for this property the appraisal disclosure was provided to the borrower(s)- see Pg# XX, XX-XX appraisal disclosure was provided to the borrower(s) Pg#XX and copy of the appraisal was given to the borrower see Pg# XX for the copy of the disclosure. The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124438

Closed

2026-05-21 06:23

2026-06-17 07:27

Resolved

1 - Information

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements

Resolved-XXXX provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing XXXX with corrected income listed, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated income calculation is attached for the Xnd job. DTI is XX.  - Buyer-XX/XX/XXXX
Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX%  Audited DTI of XX.XX% exceeds Guideline DTI of XX%. DTI is off due to property taxes and liabilities XXXXX XXXX shows XX.XX on final XXXX however credit report shows it as $XXX.XX monthly.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXX.XXX
XXXXXXXXXXX XXXX.XXX
XXXXXXXXXXX XXXX - XXX XX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124438

Closed

2026-05-21 06:11

2026-06-03 05:59

Resolved

1 - Information

Compliance

Rescission:Variance

Federal - Right of Rescission Variance Failure (TILA)

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (XX CFR XXXX.XX(c) and Official Staff Commentary) Notice of right to cancel shows a transaction date of XX/XX/XXXX however signature date is XX/XX/XXXX. Right to cancel date is XX/XX/XXXX which is not X days after the closing date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124438

Closed

2026-05-21 05:10

2026-06-03 01:09

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Undisclosed Debt Monitoring (UDM) is missing from file of BX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124438

Closed

2026-05-21 05:10

2026-06-03 01:09

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Undisclosed Debt Monitoring (UDM) is missing from file of BX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 18:01

2026-06-23 10:37

Resolved

1 - Information

Compliance

Mavent

Tolerance: Disclosure

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Further clarification is needed to determine why Buydown fee was excluded from the finance charge. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing PCCD showing funds to Escrow. Also, further clarification is needed to determine whether the buydown fee was paid by the borrower or another party and why it was excluded from the finance charge. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. All CDs under .XXX tolerance. PCCD issued X-XX has APR at X.XXX% - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Prior CDX sent on (XXXX-XX-XX) was received at least X business days before closing. The Prior CDX (X.XXX%) APR is inaccurate when compared to the (X.XXX%) actual APR. The Last CD sent on (XXXX-XX-XX) and Prior CDX sent on (XXXX-XX-XX) were not received at least X business days before closing. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XXXXXXXX), which is X business days before the (XXXX-XX-XX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it X business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least X business days before closing and the actual APR. (XX CFR XXXX.XX(f)(X)(ii)(A); OSC XX(f)(X)(ii)-X) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. All CDs under .XXX tolerance. PCCD issued X-XX has APR at X.XXX% - Seller-XX/XX/XXXX

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX X-XX XXX X.XXX.XXX
XXXXXX XXXX.XXX
XXXXXX XXXXX XXXXXXXXXX XXXX.XXX
XXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 17:25

2026-06-23 10:32

Resolved

1 - Information

Compliance

Disclosure

Missing PCCD.

Resolved-Uploaded PCCD X/XX/XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Further clarification is needed to determine why Buydown fee was excluded from the finance charge. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Page XXX Estimated Settlement Statement Departing Primary Residence Pending Sale Close of Escrow X/X/XXXX.
Subject Transaction Page XXX Issued X/XX/XXXX CD Disbursement X/X/XXXX. Captured as PCCD however shows Funds required to close.
Missing PCCD showing funds to Escrow.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX.XXX
XXXXXX XXXXX XXXXXXXXXX XXXX.XXX
XXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 18:01

2026-06-23 10:30

Resolved

1 - Information

Compliance

Tolerance:FinanceCharge

Federal - Finance Charge Disclosure Tolerance (Closed End)

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX - XXXXXXX XX XXXXXXXXX XXXXXX.XXX
XXXXXX XXXX.XXX
XXXXXX XXXXX XXXXXXXXXX XXXX.XXX
XXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 18:01

2026-06-23 10:30

Resolved

1 - Information

Compliance

Tolerance:APR

Federal - Closed End APR Disclosure Tolerance (Regular)

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Further clarification is needed to determine why Buydown fee was excluded from the finance charge. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing PCCD showing funds to Escrow. Also, further clarification is needed to determine whether the buydown fee was paid by the borrower or another party and why it was excluded from the finance charge. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. All CDs under .XXX tolerance. PCCD issued X-XX has APR at X.XXX% - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed APR (X.XXX) is lower than the actual APR (X.XXX) by more than .XXX%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than .XXX% on a regular mortgage transaction. (XX CFR XXXX.XX(f), XXXX.XX(a)(X), & XXXX.XX(a)(X)) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded PCCD X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX X-XX XXX X.XXX.XXX
XXXXXX XXXX.XXX
XXXXXX XXXXX XXXXXXXXXX XXXX.XXX
XXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 16:49

2026-06-04 10:22

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Uploaded Trust Certification. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Property Title Issue Missing Certification of Trust.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded Trust Certification. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-27 17:23

2026-06-04 10:20

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Uploaded Loan Approval.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Loan Approval missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Uploaded Loan Approval. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-21 22:01

2026-06-03 22:53

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Evidence of Undisclosed Debt Monitoring is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124412

Closed

2026-05-21 22:01

2026-06-03 22:53

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Evidence of Undisclosed Debt Monitoring is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305124425

Closed

2026-05-28 12:56

2026-06-10 08:00

Resolved

1 - Information

Compliance

Missing Doc

Texas Title Endorsements (T-2, T-19, T-17, T-42, T-42.1) Missing

Resolved-Final Policy provided with T- endorsements incorporated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The document list and certification checklist details the forms required: A mortgagee policy of Title Insurance (Form T-X), supplemented by an Equity Loan Mortgage Endorsement (Form T-XX) and a Supplemental Coverage Equity Loan Endorsement (Form T-XX). Missing T-XX and T-XX.X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final Policy provided with T- endorsements incorporated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305124425

Closed

2026-05-22 03:44

2026-06-03 00:56

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129874

Closed

2026-05-28 23:41

2026-06-11 14:31

Resolved

1 - Information

Credit

Income/Employment

Borrower 2 Paystubs Less Than 1 Month Provided

Resolved-Offer Letter provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Provide the full clear copy of the Offer letter and that will resolve the condition.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-BX start date X/XX/XX as current employment Little Children of the World Inc. X/XX/XX- X/X/XX end date of most recent pay period ( weekly paychecks) = XX days of earnings (X weeks, X days) < XX days. Missing additional paystub to support XX days of earnings YTD.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-paystub reflects the required minimum of XX days of earnings based on YTD. We have XX days. We only require X paystub as long as there’s at least XX days of earnings reflected on YTD - Seller-XX/XX/XXXX
Open-Borrower X Paystubs Less Than X Month Provided The most recent paystub reflecting XX days of YTD is required. Provide one more weekly paystub. We have X weekly paystubs in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-paystub reflects the required minimum of XX days of earnings based on YTD. We have XX days. We only require X paystub as long as there’s at least XX days of earnings reflected on YTD - Seller-XX/XX/XXXX

Resolved-Offer Letter provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX
XXXXXX XXXXX XXXXXX XXXXXXX XXXXXX.XXX
XXXXXX XXXXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129874

Closed

2026-05-29 00:30

2026-06-03 00:24

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested AUS provided in lieu of no housing history, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Missing current primary residence housing history. Missing VOR verifying X months, $XXXX rent. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX XX XXXX XX XXXXXXX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129874

Closed

2026-05-29 00:30

2026-06-03 00:24

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of  Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129874

Closed

2026-05-29 00:30

2026-06-03 00:24

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of  Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129874

Closed

2026-05-28 08:49

2026-06-03 00:17

Resolved

1 - Information

Credit

Missing purchase contract and/or addendums.

Resolved-Purchase Contract Addendum uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing sale contract addendum with Sales price $XXX,XXX and  EMD deposit of $XXX,XXX which was reflecting on Final CD. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Purchase Contract Addendum uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129874

Closed

2026-05-29 01:05

2026-05-29 14:15

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-07-23 08:30

2026-07-27 07:16

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV.

Resolved-LTV LOX received for Primary Residence.  Updated Business Purpose -Approval and GL page - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Updated guidelines version, LTV requirements have been decreased from XX% to XX% for Primary Purchases using XX month Bank Statements with FICO XXX.  Provide exception with comp factors - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-06-26 14:13

2026-07-27 07:15

Resolved

1 - Information

Credit

Assets

Asset 4 Does Not Meet Guideline Requirements

Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Asset X Does Not Meet Guideline Requirements Provide evidence of receipt of wire iao $XX,XXX from borrower's spouse - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX XXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-07-23 08:17

2026-07-27 07:15

Resolved

1 - Information

Credit

Assets

Newfi Asset Record 5 Months Verified Is Less Than 2 Months Guideline Requirement

Resolved-April XXXX bank statement received - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-May XXXX bank statement in loan file. Provide X months bank statements for acct ending -XXXX - Due Diligence Vendor-XX/XX/XXXX
Rescinded-NewFi Asset Record X Months Verified is 'less than X'. Finding Raised- Duplicate Finding - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-April XXXX bank statement received - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-XXXXX Asset Record X Months Verified is 'less than X'. Finding Raised- Duplicate Finding - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX X-XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-07-23 08:47

2026-07-27 06:34

Resolved

1 - Information

Credit

Assets requirement other than reserves not met

Resolved-LOX for assets and reserves received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Per guidelines Gift Funds - A minimum of X% borrower contribution is required on owner occupied and Xnd homes when LTV is > XX%.   LTV is XX% and Sale Price is $XXX,XXX*X% borrower contribution= $XX,XXX.  Borrower provided EMD iao $XX,XXX and Cash to Close iao $X,XXX.XX. Totaling $XX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-LOX for assets and reserves received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-06-29 13:20

2026-07-23 08:21

Resolved

1 - Information

Credit

Assets not properly documented/insufficient

Resolved-Bank statement received.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Gift Letter reflects $XX,XXX from borrower's spouse.  Per Borrower's savings acct statement ending- XXXX. page XXX, the $XX,XXX came from spouse's savings acct.  Provide supporting documentation reflecting transfer of funds iao $XX,XXX from borrower's spouses savings- acct # unknown to borrower's and borrower's spouses savings acct ending - XXXX - Due Diligence Vendor-XX/XX/XXXX

Resolved-Bank statement received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-06-24 03:44

2026-06-29 15:30

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page  XXX  was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page  XXX-XXX the Final Closing disclosure on page  XXX  reflects escrows. Rate lock date was entered correctly – see page XXX
An interior and exterior appraisal was completed for this property – see page XX-XXX, the appraisal disclosure was provided to the borrower(s)- see page XXX-XXX, XXX-XXX and copy of the appraisal was given to the borrower – see page  XXX, The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page XXX was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX-XXX the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX
An interior and exterior appraisal was completed for this property – see page XX-XXX, the appraisal disclosure was provided to the borrower(s)- see page XXX-XXX, XXX-XXX and copy of the appraisal was given to the borrower – see page XXX, The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129889

Closed

2026-06-24 03:44

2026-06-29 15:29

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305129872

Closed

2026-05-29 04:54

2026-06-26 07:04

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Independent Contractor Agreement received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Borrower is SE - XX days prior to the note date is the requirement. - Seller-XX/XX/XXXX
Counter-Borrower X Xrd Party VOE Prior to Close Missing Independent Contractor Agreement dated X/XX/XXXX received; however, Note is dated X/XX/XXXX and  per GL for  Wage/Salaried Borrowers, Verbal verification of employment (VVOE) for each employer providing qualifying income with an effective date no more than XX-business days prior to the note date. An email from the borrower’s employer that identifies the name and title of the verifier may be used in lieu of a VVOE. Provide VVOE - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Provide VVOE - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Borrower is SE - XX days prior to the note date is the requirement. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Independent Contractor Agreement received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXXX XX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129872

Closed

2026-06-04 11:30

2026-06-26 07:04

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Worksheets received - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Lender Income Worksheet - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender Worksheets received - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXX.XXX
XXXXXXXX XXXXXXXXXX XXXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129872

Closed

2026-06-05 08:51

2026-06-26 07:04

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Paystubs Missing

Resolved-Borrower X Paystubs Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-The X months of Bank Statements showing the direct deposits of the most recent receipts of the consulting income were used to meet income requirements. No additional documentation was required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Provide clarification if the loan is being qualified under XXXX documentation requirements since the borrower is a Independent Contractor even though WX's an tax transcripts are provided. Per the GL for XXXX borrowers, this borrower can be treated like a wage earner.  For Wage and Salaried Borrowers, provide the most recent paystub reflecting XX days of YTD earnings. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Paystubs Missing - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129872

Closed

2026-06-05 09:26

2026-06-26 06:38

Resolved

1 - Information

Credit

Deficient Income Documentation

Resolved-IRA statement for acct ending -XXXX dated XX/XX/XXXX received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-IRA statement received is dated X/XX/XXXX and IRA Distribution Worksheet reflects XX/XX/XXXX.  Provide IRA statement for acct ending -XXXX dated XX/XX/XXXX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Document Uploaded. See attached. IRA Distribution iao $XXXX.XX acct ending -XXXX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please advise - there is no account ending in XXXX - Seller-XX/XX/XXXX
Open-Provide income documentation for IRA acct ending -XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Please advise - there is no account ending in XXXX - Seller-XX/XX/XXXX

Resolved-IRA statement for acct ending -XXXX dated XX/XX/XXXX received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXX XXXXXXXXXXXX.XXX
XXXXXXXX XXXX.XXX
XXXXXXXX XXXX X-XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305129872

Closed

2026-05-29 02:23

2026-06-05 04:05

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Undisclosed Debt Monitoring  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305130501

Closed

2026-06-26 15:00

2026-07-13 07:57

Resolved

1 - Information

Credit

Assets

Asset 2 Does Not Meet Guideline Requirements

Resolved-Certified copy of settlement statement received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Missing fully executed Settlement statement for the sale of XXXXX XXXXX Xth XX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Certified copy of settlement statement received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXX XXXXXXXXXX XXXX XXXXX X XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305130501

Closed

2026-06-25 00:05

2026-07-13 07:56

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. EIN Doc is missing  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305130501

Closed

2026-07-10 06:45

2026-07-13 07:53

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Email from XXXXX states spouse is on the purchase contract and other XX% owner. XXX% of  business assets can be used. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Funds access letter for use of company funds is missing. Borrower owns XX% of business only XX% of assets can be used. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Email from XXXXX states spouse is on the purchase contract and other XX% owner. XXX% of business assets can be used. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305124424

Closed

2026-05-22 05:33

2026-06-05 04:01

Resolved

1 - Information

Credit

Insurance

HO6 Insurance Policy Effective Date is after the Note Date

Resolved-HO-X Insurance Policy Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX provided Settlement statement disbursement dated XX/XX/XXXX is equal to HO-X Insurance Policy Effective Date of XX-XX-XXXX, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-HO-X Insurance Policy Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provide hazard policy with effective date of Note date. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX.XXX
XXXXX XXXXX XXXXXXXXXX XXXX.XXX
XXXXX XXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305124424

Closed

2026-05-22 05:22

2026-06-02 07:38

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title coverage amount is lower than the Loan amount.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX XXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305140899

Closed

2026-05-27 10:31

2026-06-10 10:27

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Articles of organization provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded entity docs - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Entity Formation Doc Indicator documents are Missing in the file. Required Operating agreement and Business EIN number document  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded entity docs - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Articles of organization provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140899

Closed

2026-05-27 10:15

2026-05-29 18:10

Acknowledged

2 - Non-Material

Compliance

State Reg

MI Prepayment Penalty Prohibited

Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

XXXX

305140897

Closed

2026-06-12 13:05

2026-06-16 16:59

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXX Minimum required loan amount is $XX,XXX
- Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305140897

Closed

2026-05-27 11:08

2026-06-16 16:58

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Underwriting exception on page XXX for loan amount of $XX,XXX not meeting minimum requirement of $XX,XXX per GL XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305140897

Closed

2026-05-27 10:29

2026-06-11 05:35

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-XXXXXXX doc uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded XXXXXXX - Seller-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Third Party Market rent Estimate (Form XXXX) absent from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded XXXXXXX - Seller-XX/XX/XXXX

Resolved-XXXXXXX doc uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140897

Closed

2026-05-27 09:28

2026-05-29 12:29

Acknowledged

2 - Non-Material

Compliance

State Reg

MI Prepayment Penalty Prohibited

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

XXXX

305140898

Closed

2026-05-29 10:56

2026-06-15 12:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Temp driver's license provided.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower identification found in file (pg XXX) expired X/XX/XXXX.  Provide current/valid identification for borrower.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Temp driver's license provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XX X.XX.XX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140898

Closed

2026-05-29 10:57

2026-06-15 11:44

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Credit report provided dated X/XX/XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Credit report provided in file (pg XXX) is dated X/X/XXXX.  Settlement date of X/X/XXXX.  Per Credit Memo UW decision made X/X/XXXX.  Provide credit report used for credit decision dated prior to note date of X/X/XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Credit report provided dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 04:11

2026-05-29 10:36

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-none of the Tax Statements provided are for subject property.  Please provide Tax Statement for subject property. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Provide Tax for the subject investment property to confirm the property tax.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXX XXXX (X).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 04:11

2026-05-29 10:36

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title document provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing The title documentation is missing from the loan file.  Please provide. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title document provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 11:34

2026-05-27 12:00

Resolved

1 - Information

Compliance

Missing Doc

PUD Rider is Missing

Resolved-Updated Appraisal with corrected property type uploaded, Property Type is Single Family Detached, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-not a pud the X-X family rider was attached to dot - Seller-XX/XX/XXXX
Open-PUD Rider is Missing As per Apprasial, property type is PUD-detached. Provide PUD rider.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-not a pud the X-X family rider was attached to dot - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXX XX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-22 10:36

2026-05-27 11:48

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Laon Approval provided.  resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The loan approval documentation is missing from the loan file.  Please provide. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Laon Approval provided. resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 12:51

2026-05-26 03:17

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Tax and Hazard insurance for REO properties provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide homeowner Insurance Policy for the primary residence #XXXX XXXXXXXX XXXX. Provide Tax certificate and free & clear confirmation for the REo property XXX XXXX, as per HOI, mortgage clause has mortgage listed and associated with property.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Tax and Hazard insurance for REO properties provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXXX XXXXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXXX XXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXXXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 12:43

2026-05-26 03:13

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Lock confirmation doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Rate Lock confirmation for the loan.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Lock confirmation doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 12:42

2026-05-26 03:12

Resolved

1 - Information

Credit

Missing AUS/Loan Approval

Resolved-Loan Approval provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Loan Approval for the Loan.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 11:47

2026-05-26 03:11

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Provide Third Party Fraud Report.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 11:26

2026-05-26 02:57

Resolved

1 - Information

Credit

Closing

Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Gap report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Provide borrower X evidence of Undisclosed debt monitoring within XX days from closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Gap report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129887

Closed

2026-05-21 11:26

2026-05-26 02:57

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Gap report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305104326

Closed

2026-05-26 12:09

2026-06-11 18:33

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-The XXXX for XXXXXX XXXXXXXX was provided in Findings: XXXX XXXXXXXXXXXXXXXXXXXXXX.XXX. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing The Final XXXX signed by BX, XXXXXX XXXXXXXX, is missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-The XXXX for XXXXXX XXXXXXXX was provided in Findings: XXXX XXXXXXXXXXXXXXXXXXXXXX.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX_XXXXXXXXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305104326

Closed

2026-05-26 12:19

2026-06-11 18:31

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The DOT signed by both borrowers was provided in Findings: XXXXXXXX XXX XXXXXXXXXXXXXXXXXXXXXX.XXX on p XX & p XX. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete The Mortgage Deed and Riders are only signed by BX - XXXXXX XXXXXXXXX, Managing Member, and the signature line for BX - XXXXXX XXXXXXXX, Managing Member, is not executed and left blank.  The Mortgage Riders are also only signed by BX - XXXXXX XXXXXXXXX, Managing Member, and the signature line for BX - XXXXXX XXXXXXXX, Managing Member, is not executed and left blank. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX

Resolved-The DOT signed by both borrowers was provided in Findings: XXXXXXXX XXX XXXXXXXXXXXXXXXXXXXXXX.XXX on p XX & p XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX XXXXXXXXXXXXXX_XXXXXXXXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305104326

Closed

2026-05-26 12:02

2026-06-11 18:28

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note signed by XXXXXX XXXXXXXX was provided in Findings: XXXXXXXX note.XXX. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Buyer-XX/XX/XXXX
Open-The Note is Incomplete The Note is only signed by XX - XXXXXX XXXXXXXXX, Managing Member, and the signature line for XX - XXXXXX XXXXXXXX, Managing Member, is not executed and left blank.   - Due Diligence Vendor-XX/XX/XXXX

Resolved-The Note signed by XXXXXX XXXXXXXX was provided in Findings: XXXXXXXX note.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305104326

Closed

2026-05-26 10:40

2026-06-11 18:23

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-The executed Guaranty for XXXXXX XXXXXXXX was provided in Findings: XXXXXXXX XXXXXXXXXXXXXXXX.XXX. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial The Guaranty, p XXX-XXX, is signed by XX, XXXXXX XXXXXXXXX, only but includes XXXXXX XXXXXXXXX’s name, XX, on Page X of the Guaranty. Both borrowers’ signatures are required as confirmed on the XX Correspondent Loan Purchase Eligibility Notice Final Approval on p XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXXX_XXXXXXXXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305143406

Closed

2026-05-26 04:13

2026-05-27 02:17

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Requested rate Lock document provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested rate Lock document provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143406

Closed

2026-05-26 06:36

2026-05-27 02:16

Resolved

1 - Information

Credit

Deficient non-subject rental income documentation.

Resolved-Requested Non-Subject Rental income documentation provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX XXXX is Free & Clear. Property taxes and quarterly HOA statement attached with property profile. - Seller-XX/XX/XXXX
Open-Unable to verify neg. cashflow for the property XXXX X XXXX hence provide valid documents to verify negative cashflow of the property  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXX Ocean is Free & Clear. Property taxes and quarterly HOA statement attached with property profile. - Seller-XX/XX/XXXX

Resolved-Requested Non-Subject Rental income documentation provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXX XXXX X XXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXXX XXXX X XXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXX XXXX X XXXXX - XXXXX - XXXXXX XXXX XXX XXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135046

Closed

2026-05-27 13:04

2026-06-18 08:50

Resolved

1 - Information

Credit

Missing Doc

Missing VOM or VOR

Resolved-Received XX months VOR - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. please read lox first and then look at attachments.  - Buyer-XX/XX/XXXX
Counter-Missing VOR of X,XXX per month Attachment was not received to clear the Missing a VOR to complete payment history for the current primary residence XXX XXXXXXX XXXX XX at X,XXX per month Received was X months of X,XXX.XX and X month X,XXX.XX, X month X,XXX.XX and X month X,XXX (total months received was X months and the amount do not match the stated X,XXX per month and XX months was required)  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. VOR provided  - Seller-XX/XX/XXXX
Counter-Please try again, as an attachment was not received to clear the Missing a VOR to complete payment history for the current primary residence XXX XXXXXXX XXXX XX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Seller-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOR to complete payment history for the current primary residence XXX XXXXXXX XXXX XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR provided - Seller-XX/XX/XXXX
Ready for Review-attached - Seller-XX/XX/XXXX

Resolved-Received XX months VOR - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XX XXXX_XX.XXX
XXXXXXXXXXXX XX XXXX_XX.XXX
XXXXXX XXXXXXX XXX XXXX XX XXXX XXXX.XXX
XXXXXX XXXXXXX XXXX XXXX XX XXX XXXX.XXX
XXXXXX XXXXXXX XXX XXXX XX XXX XXXX.XXX
XXX XXXXXXXXXXXX XX XXXX-XXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135046

Closed

2026-05-27 13:09

2026-06-16 07:51

Resolved

1 - Information

Credit

Doc Issue

Condo / PUD rider Missing

Resolved-Mortgage and PUD rider received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX
Open-Condo / PUD rider Missing Missing PUD rider and evidence it was recorded - Due Diligence Vendor-XX/XX/XXXX

Resolved-Mortgage and PUD rider received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135046

Closed

2026-05-26 01:51

2026-06-16 04:08

Resolved

1 - Information

Compliance

Missing Doc

PUD Rider is Missing

Resolved-PUD Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX
Open-PUD Rider is Missing. Provide DOT with PUD rider on pg X and evidence it was sent for recording. As the appraisal and final CD reflect property type as PUD - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX

Resolved-PUD Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135046

Closed

2026-05-26 01:55

2026-06-16 04:07

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Recorded Deed of Trust uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Provide DOT with PUD rider being reflected as attached on pgX of the DOT (appraisal and final CD showing property type PUD) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX XXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135046

Closed

2026-05-26 03:02

2026-06-01 09:32

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX and the Final Closing disclosure on Pg#’s XXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXXX . An interior and exterior appraisal was completed for this property – see pg XXX , and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-loan meets HPML guidelines. please waive this condition  - Seller-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is   Escrowing, escrow disclosures and loan information is on Pg#’s XXXX and the Final Closing disclosure on Pg#’s XXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXXX . An interior and exterior appraisal was completed for this property – see pg XXX , and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved.
  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-loan meets HPML guidelines. please waive this condition - Seller-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143431

Closed

2026-05-27 08:52

2026-05-29 04:14

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Updated XXXX provided with correct income. DTI matches. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Revised XXXX - Seller-XX/XX/XXXX
Open-Audited income amount $XXX,XXX.XX compare to XXXX amount of $XXX,XXX.XX. DTI difference of X.XXX on XXXX and audited DTI of X.XX. - Due Diligence Vendor-XX/XX/XXXX
Open-Audited income amount $XXX,XXX.XX  compare to XXXX amount of $XXX,XXX.XX. DTI difference of X.XXX on XXXX and audited DTI of X.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Revised XXXX - Seller-XX/XX/XXXX

Resolved-Updated XXXX provided with correct income. DTI matches. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX XXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305143431

Closed

2026-05-26 03:01

2026-05-28 03:28

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UW approval - Seller-XX/XX/XXXX
Open-Tape data extracted Loan program as XX month statement bank income whereas per XXXX, borrower is qualified with XX months statement bank statement income. Provide Loan approval to confirm the loan program and income qualified.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-UW approval - Seller-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XX XXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141297

Closed

2026-05-27 07:57

2026-06-03 23:14

Waived

2 - Non-Material

Credit

Eligibility

Excessive Seller Contributions

Waived-Exception Approved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XX agrees with this exception  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Exception approved for IPC XX% vs X% max for DSCR purchase with preferred seller.
Exception vetted and approved by SVP of UW and capital markets. - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved
- Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum.

Investment

Purchase

XXXX

Investor Post-Close

XXXX

305141336

Closed

2026-05-28 07:28

2026-06-16 00:51

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated XXXX document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. P&I as per final CD is $X,XXX.XX which is incorrectly given in XXXX as $X,XXX.XX, due to which we are getting difference in HTI and DTI. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXXX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141336

Closed

2026-05-28 08:09

2026-06-10 16:28

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Lock form provided is sufficient. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX
Open-Discount points present in final Cd but Undiscounted Rate is Missing in loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lock form provided is sufficient. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141336

Closed

2026-05-28 07:48

2026-06-09 01:31

Resolved

1 - Information

Compliance

Missing Doc

Escrow Waiver is Missing

Resolved-Escrow Waiver uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Escrow Waiver is Missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Escrow Waiver uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135110

Closed

2026-05-28 11:14

2026-06-02 14:52

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Received FNMA XX score as X - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. SSRS uploaded showing risk of X - Buyer-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X Missing a copy of the AVM which was required in addition to the appraisal - see Matrix appraisal requirements - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received FNMA XX score as X - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX - XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305141455

Closed

2026-05-28 06:13

2026-07-10 08:36

Resolved

1 - Information

Credit

Insurance

Flood Insurance Minimum Coverage Not Met

Resolved-Flood Insurance Minimum Coverage Amount is met - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please find AM certification reflecting replacement cost - Buyer-XX/XX/XXXX
Open-Flood Insurance Coverage Amount does not meet minimum required coverage amount - Due Diligence Vendor-XX/XX/XXXX

Resolved-Flood Insurance Minimum Coverage Amount is met - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141442

Closed

2026-05-29 05:18

2026-06-26 05:06

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Requested undiscounted rate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The undiscounted rate is not a field reported on the lock confirmation. Please see the attached with correct undiscounted rate of X.XX% - Buyer-XX/XX/XXXX
Open-Undiscounted Rate is Missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested undiscounted rate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX_XXXXXXXXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305140893

Closed

2026-06-03 09:26

2026-06-12 09:13

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded RentRange - Seller-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded RentRange - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140870

Closed

2026-06-01 06:28

2026-06-15 03:47

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Requested Flood certificate Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Flood Certificate The loan file contains a flood cert but it is corrupt and can't be opened. The loan file is missing the flood cert confirming the subject is not in a flood zone. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Flood certificate Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140896

Closed

2026-06-01 03:30

2026-06-15 09:37

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Lender provided final title policy. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Lender provided title for a different property. Missing a copy of the title. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Document is missing Missing a copy of the title. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided final title policy. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXX XXXXXX.XXX
XXXXXXXXXX_XXXXX XXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140896

Closed

2026-06-01 03:33

2026-06-15 09:36

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Lender provided appraisal. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Lender provided an appraisal for a different property. Missing a copy of the appraisal. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Appraisal is Missing Appraisal is corrupt in the file upload. Missing a copy of the appraisal.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided appraisal. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXX.XXX
XXXXXXXXXX_XXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140886

Closed

2026-06-01 03:20

2026-06-30 02:25

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-Requested XXXXX provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-XXXXX Completion Report is Missing XXXXX completion report is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested XXXXX provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX X XXXXX XX.XXX

Investment

Delayed Purchase

XXXX

N/A

XXXX

305140886

Closed

2026-06-01 03:40

2026-06-02 14:45

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Guideline matrix has a minimum of $XX,XXX loan amount. Audited loan amount of $XX,XXX does not meet guidelines. Approved exception in file for the low loan amount. - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Delayed Purchase

XXXX

Originator Pre-Close

Yes

XXXX

305140881

Closed

2026-06-01 07:38

2026-06-18 10:14

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage is less than loan amount, Provide updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXX is Less than Loan Amount Tittle coverage amount is less than Loan amount $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140881

Closed

2026-06-17 11:56

2026-06-18 10:14

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-The recorded UCC filing was provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Open-Property Title Issue Line X on Title Report shows a UCC Filing. The UCC statement is missing in file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-The recorded UCC filing was provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX - XXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305140867

Closed

2026-06-01 04:56

2026-06-15 03:49

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage is less than loan amount, Provide updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140965

Closed

2026-06-03 16:05

2026-07-13 10:25

Resolved

1 - Information

Credit

Doc Issue

Multiple Closing Documents do not reflect the correct address for the subject property

Resolved-Explaination provided and cleared.  - Due Diligence Vendor-XX/XX/XXXX
Counter-The attached documents have the Unit crossed out and initialed. The Initials do not match the borrowers. The Note and Deed or Trust are not resigned with the corrections made.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Multiple Closing Documents do not reflect the correct address for the subject property The Subject Property address on the Note, Deed of Trust, Loan and Security Agreement, and CDA (shows Unit X) do not match the Subject Property address on the Appraisal, Settlement Statement, Title, HOI and other documents (does not show Unit X).  - Due Diligence Vendor-XX/XX/XXXX

Our loan docs include an LPOA provision allowing us to correct the executed documents manually and initial with out the Borrowers signature. This is for administrative correction only – nothing that alters the terms of the loan.  - XX/XX/XXXX

Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Resolved-Explaination provided and cleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140990

Closed

2026-06-04 10:50

2026-07-09 08:33

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Lender provided updated notary page with X/XX as the date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete The deed of trust is dated XX/XX  but the notary date is XX/XX. The notary date cannot be prior to the date of the deed of trust. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided updated notary page with X/XX as the date. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXXXXXX XXXXXX XXXXXXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140990

Closed

2026-06-02 23:40

2026-06-04 10:37

Acknowledged

2 - Non-Material

Compliance

State Reg

MI Prepayment Penalty Prohibited

Acknowledged-Per MCL XXX.XXx(X)(x), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

XXXX

305140877

Closed

2026-06-01 14:07

2026-06-17 10:06

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-Client clarification has been received. Finding has been satisfied. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - RESCIND FINDING PLEASE -- Please refer to the uploaded rent screen which is supported by the third-party market and lease and verifies that market rents were used to qualify which are less than actual rents, so nothing more is needed. - Seller-XX/XX/XXXX
Open-Per Guideline XX.X.X for Long Term Rental income. In order to use the XXX% over market rents must have effective lease, and X months proof of receipt of the rental amount. Lease in file, however missing proof of receipt to utilize the XXX% of Market rent. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - RESCIND FINDING PLEASE -- Please refer to the uploaded rent screen which is supported by the third-party market and lease and verifies that market rents were used to qualify which are less than actual rents, so nothing more is needed. - Seller-XX/XX/XXXX

Resolved-Client clarification has been received. Finding has been satisfied. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305107618

Closed

2026-06-03 07:18

2026-06-09 09:16

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Lender provided Operating Agreement in lieu of business narrative. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - section X of OA - Due Diligence Vendor-XX/XX/XXXX
Open-Loan qualified with Business Bank statements, however Business Narrative is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lender provided Operating Agreement in lieu of business narrative. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305107618

Closed

2026-06-03 06:39

2026-06-09 00:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Gap credit report is not required as per guidelines hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached  - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Gap credit report is missing in file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141326

Closed

2026-06-03 08:00

2026-06-09 05:28

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Resolved, updated Tax cert. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached tax doc for XXX XXXXXXXX XXXXX - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Provide current Tax cert, Escrow waiver is in the service file however the current tax cert documents reflect zero. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, updated Tax cert. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX XXX XXX.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305141326

Closed

2026-06-03 08:13

2026-06-08 02:45

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Requested Non-subject rental income documentation provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX is a vacant lot, attached is the tax doc and the zillow search showing a vacant lot - Buyer-XX/XX/XXXX
Open-Provide Tax and Insurance for this property XXX XXXXXXXX XX it is missing from the service file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Non-subject rental income documentation provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX XXX XXXX.XXX
XXX XXXXXXXX XX, XXXX XXXXXXX, XX XXXXX _ XXXXXXX.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305141358

Closed

2026-06-17 00:59

2026-06-17 07:01

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX

$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX.XX months over the required minimum.
XxXX mortgage history for XX months.

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

Yes

XXXX

305141358

Closed

2026-06-03 00:34

2026-06-17 00:59

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Requested Business Purpose Affidavit document Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Business Purpose affidavit uploaded - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Business purpose affidavit signed  at closing is not present in file, according to XX Guidelines under XXXX program Business Purpose affidavit signed at closing is required.
- Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141358

Closed

2026-06-03 07:52

2026-06-16 07:19

Resolved

1 - Information

Compliance

TRID

Final CD: Prepayment Penalty is missing or inaccurate

Resolved-Received PCCD with updated Prepayment Pentalty. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX
Open-Maximum Prepayment penalty as per Final CD is $X,XXX while the calculated prepayment as per Addendum is $X,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX

Resolved-Received PCCD with updated Prepayment Pentalty. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141358

Closed

2026-06-03 02:25

2026-06-12 11:00

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception on page XXX for loan amount below the minimum program requirement. The proposed loan amount is $XX,XXX, which is below the guidelines required min loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXX.XXX

$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX.XX months over the required minimum.
XxXX mortgage history for XX months.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305140895

Closed

2026-06-08 10:45

2026-06-17 08:24

Waived

2 - Non-Material

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit memo reflecting approved exception for reserve shortage with comp factors - Seller-XX/XX/XXXX
Open-Per the matrix dated X/X/XX, X months reserves required if the property is not leased/vacant prior to funding. Using the XXXX XXXXXXXXX Credit Union Acct # XXXX, XXXX and XXXX with $XX,XXX, $XXX.XX and $XXX.XX respectively gives total assets of $XX,XXX.XX (not using acct #XXXX since funds were transferred to XXXX after the last statement in an amount more than the last statement reflected as a balance). PITIA is $X,XXX.XX*X= $X,XXX.XX required for reserves. Cash required from borrower at close is $XX,XXX.XX which leaves $X,XXX.XX for reserves. Reserves are short -$XXX.XX. The credit memo reflects an exception was made for the reserve requirements, but no compensating factors or details were filled out. Missing credit memo with full exception detail for the reserves. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit memo reflecting approved exception for reserve shortage with comp factors - Seller-XX/XX/XXXX

Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XXX points
XXXX ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Purchase

XXXX

Investor Post-Close

XXXX

305140869

Closed

2026-06-07 23:58

2026-06-11 11:10

Acknowledged

2 - Non-Material

Compliance

State Reg

PA Prepayment Penalty Prohibited

Acknowledged-Per XX Pa. Stat. Ann § XXX, BPL prepayment penalties are prohibited for X-X units loan amounts less than $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

XXXX

305140892

Closed

2026-06-08 01:12

2026-06-30 02:02

Resolved

1 - Information

Property

Appraisal

Subject property appraisal is not on an as-is basis (Primary Value)

Resolved-Requested XXXXD provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis, a Completion Report (XXXXD) is not missing, or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Primary Value Subject Property Appraisal is not on an As-Is Basis and a Completion Report (XXXXD) is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140878

Closed

2026-06-10 14:58

2026-06-16 09:04

Resolved

1 - Information

Credit

Doc Issue

Application Missing

Resolved-The client provided the original application. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded initial loan application - Seller-XX/XX/XXXX
Open-The loan file contains a copy of the borrowers initial application however it is corrupt and can't be opened.  The loan file is missing the signed initial application. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded initial loan application - Seller-XX/XX/XXXX

Resolved-The client provided the original application. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XXXX XXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305140878

Closed

2026-06-10 14:44

2026-06-15 09:55

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-The client provided the complete final policy. - Due Diligence Vendor-XX/XX/XXXX
Open-Title Document is Incomplete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Document is Incomplete The loan file contains a partial copy of the prelim title report. It only contains schedule A. The loan file is missing the complete prelim title report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The client provided the complete final policy. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305082762

Closed

2026-06-04 23:48

2026-07-14 16:44

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX
Open-Document Uploaded. BPA provided  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305082343

Closed

2026-06-05 07:38

2026-06-23 17:26

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Resolved, COC received dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved, COC received dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX
Counter-Thank you for the upload. The fee increased XX/XX/XXXX, COC not included for increase to Doc Tax Stamps/Transfer Taxes – City/County initial LE $XXXX to revised LE $X,XXX.XX XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review upload - Seller-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Doc Tax Stamps/Transfer Taxes – City/County increased from initial LE $XXXX to $X,XXX.XX, change of circumstance absent from the file. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX
Ready for Review-Please review upload - Seller-XX/XX/XXXX

Resolved-Resolved, COC received dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved, COC received dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX, XXXXXXXX - XXXXXX XX XXXXXX XX XXXXXXXXXXXX.XXX
XXXXXXX XXXXXX XXX XX.XX.XXX
XXXXXXX XXXXXX XXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082343

Closed

2026-06-05 07:38

2026-06-23 17:25

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Homeownership Counseling Disclosure Delivery

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Homeownership disclosure received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The Homeownership Counseling Disclosure Sent Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XX CFR XXXX.XX, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (XX CFR XXXX.XX) Homeownership disclosure is dated XX-XX-XXXX which is not within X business days from the application date XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Homeownership disclosure received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX, XXXXXXXX - XXXXXXXXXXXXX XXXXXXXXXX XXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082343

Closed

2026-06-10 18:14

2026-06-18 12:06

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Verification received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing VOE is is not within XX days of closing as stated in GL for verbal verificaiton of employment. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

Resolved-Verification received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX XXXX - XXXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082343

Closed

2026-06-10 16:56

2026-06-18 12:04

Resolved

1 - Information

Credit

Doc Issue

Missing proof of hazard insurance

Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The note was signed on X/XX; however, the loan did not fund until X/XX so the HOI effective date matches up with the date of disbursement. - Buyer-XX/XX/XXXX
Open-The loan closed XX/XX/XXXX per the HOI in file on page XXX the effective date is XX/XX/XXXX which is after the Note date XX/XX/XXXX.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305082343

Closed

2026-06-05 06:29

2026-06-16 00:28

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Gap report required within XX days of closing according to GL is absent from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX

XXXXXXX XXXXXX, XXXXXXXX - XXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 05:54

2026-07-02 10:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Requested income calculation sheet provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested CPA letter provided in lieu of Xrd party VOE, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Xrd party voe - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 05:54

2026-07-02 10:03

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Inc Worksheet - Due Diligence Vendor-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 06:26

2026-07-02 09:55

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-CD - Due Diligence Vendor-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure. - Due Diligence Vendor-XX/XX/XXXX

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-22 01:12

2026-07-02 09:32

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-PCCD - Due Diligence Vendor-XX/XX/XXXX
Open-Recording service of $XX.XX added in initial and Final CD. Provide COC to cure the tolerance. - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 06:13

2026-06-24 00:38

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-We already have X months of rent receipts in file & a supporting VOR for previous address on page #XXX supporting XX years of rental history., Rent receipts on XXX, XXX, XXX, XXX hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-VOR - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Unable to verify the borrowers current rental history for XXXX XXXXX XXXXX XX. Provide VOR for $XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 04:16

2026-06-23 23:51

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested Sam Search & OFAC search documents provided shows no match, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud Alert - Due Diligence Vendor-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305104174

Closed

2026-06-05 04:11

2026-06-21 23:42

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Evidence of Mortgage Recording provided with Deed of trust doc. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Recorded Mortgage - Due Diligence Vendor-XX/XX/XXXX
Open-Missing evidence of Mortgage recording  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Mortgage Recording provided with Deed of trust doc. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305128519

Closed

2026-06-09 07:51

2026-06-17 12:00

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-QM Findings from X/XX date of lock - Due Diligence Vendor-XX/XX/XXXX
Open-Undiscounted Rate Missing in file - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305128519

Closed

2026-06-09 02:48

2026-06-17 11:57

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-BX VOE SE - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Provide Verification of Employment within XX Business Days.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305128519

Closed

2026-06-09 02:48

2026-06-17 11:57

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-BX VOE SE - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Provide Verification of Employment within XX Business Days.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172408

Closed

2026-06-15 05:50

2026-06-30 12:17

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Lender provided LOE confirming borrower qualified without VOR. XXXXXXXXXX for qualifying without VOR are met. Finding resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-VOR LOE - Due Diligence XXXXXX-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Current rent history unable to verify VOR document is missing in loan file.  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Lender provided LOE confirming borrower qualified without VOR. XXXXXXXXXX for qualifying without VOR are met. Finding resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172408

Closed

2026-06-18 16:52

2026-06-25 13:35

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Lender confirmed The $XXX shown on the final CD represents only the escrowed property taxes and hazard insurance ($XXX.XX + $XXX.XX = $XXX). The $XXX.XX shown on the IEAD is the total monthly amount going into the escrow account, which includes those same taxes and homeowner’s insurance plus the monthly MI premium of $XX.XX. $XXX (Taxes + HOI) + $XX.XX (Monthly MI) = $XXX.XX. Both documents are correct, they're simply displaying different components of the monthly escrow payment. Finding resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-LOE for Escrow - Due Diligence XXXXXX-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Final CD provided in file, p. XXX, has Estimated Escrow on p. X listed as XXX however on p. X Escrow account table has Monthly Escrow Payment listed as $XXX.XX. Updated Final CD with corrected escrows required.  - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172408

Closed

2026-06-15 03:20

2026-06-24 06:04

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title insurance doc provided. Resolved - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Title Updated - Due Diligence XXXXXX-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount $XXXXXX - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Title insurance doc provided. Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172408

Closed

2026-06-15 07:34

2026-06-18 17:10

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX-XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XX. The loan meets HPML XXXXXXXXXX, resolved.
  - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX-XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XX. The loan meets HPML XXXXXXXXXX, resolved.
- Due Diligence XXXXXX-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305100651

Closed

2026-06-08 09:53

2026-06-22 11:55

Resolved

1 - Information

Credit

Missing Doc

Missing rent comparable schedule form 1007

Resolved- - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Rental Income - Due Diligence XXXXXX-XX/XX/XXXX
Open-Provide rent schedule for the REO property at XXXX XXXXXXXX XX. Since qualifying rent was considered from lesser market rent on page XXX. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305100651

Closed

2026-06-08 09:49

2026-06-22 11:53

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved- - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-REO Docs - Due Diligence XXXXXX-XX/XX/XXXX
Open-Provide Tax and Insurance docs for the following REO properties :
XXX X XXXXXX XX XXXXXX XXXXXX XX XXXXX
XXX X XXXXX XX XXXXXX XXXXXX XX XXXXX
XXX X XXXXXXX XX XXXXXX XXXXXX XX XXXXX
XXX X XXXXXX XX XXXXXX XXXXXX XX XXXXX
XXX X XXXXX XX XXXXXX XXXXXX XX XXXXX - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305100651

Closed

2026-06-08 07:32

2026-06-22 11:22

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Credit Report - Due Diligence XXXXXX-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing. The gap report on page XXX shows date X/XX/XX, which is after closing X/XX/XX. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305100651

Closed

2026-06-08 09:27

2026-06-22 01:28

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Business Narrative uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Business Narrative - Due Diligence XXXXXX-XX/XX/XXXX
Open-Provide business narrative to determine borrower percentage of ownership. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Business Narrative uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305100651

Closed

2026-06-08 05:50

2026-06-22 01:28

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-XXXX - Due Diligence XXXXXX-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:25

2026-06-26 07:16

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Requested Xrd party VOE that is within the XX business days from closing date provided, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. VOE uploaded - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing in file. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:25

2026-06-26 07:16

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Personal Bank Statements Missing

Resolved-Borrower X Personal Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loan switched to a XX month bank statement program. Updated lock uploaded for review. - Buyer-XX/XX/XXXX
Counter-We have the "last XX" bank statements from XX/XXXX through XX/XXXX. We are missing the XX bank statements prior to XX/XXXX to make it a complete XX month bank statement review.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Bank Statements uploaded - Seller-XX/XX/XXXX
Open-Borrower X Personal Bank Statements Missing Borrower is qualifying with XX months bank statement confirms lock document but there is only XX months bank statement is provided, provide other months bank statements. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Bank Statements uploaded - Seller-XX/XX/XXXX

Resolved-Borrower X Personal Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXX XXXXXXXXXX.XXX
XXXXXXXXXX_XXXXX XX XXXX XXXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:25

2026-06-26 07:16

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loan updated to a XX month bank statement program. Updated lock uploaded for review. - Seller-XX/XX/XXXX
Counter-Income document provided only covers from XX/XX-XX/XX. Lock confirmation states file is a XX month bank statement approval. Missing income worksheet for remaining months.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income worksheet uploaded - Buyer-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement Summary Lender Worksheet / Income Calculator is Missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Loan updated to a XX month bank statement program. Updated lock uploaded for review. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXX.XXX
XXXXXXXXXX_XXXXX XX XXXX XXXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 03:09

2026-06-16 07:24

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX . An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure delivered to borrower is in Findings. The loan does meet HMPL guidelines.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Delivery Docs uploaded - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XXX reflects escrows. Rate lock date was entered correctly – see page XXX . An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure is missing and copy of the appraisal was given to the borrower is missing . The loan does not meets HPML guidelines
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal Delivery Docs uploaded - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXXXXX XXXXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:27

2026-06-16 07:22

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-received intent to proceed. resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Int to Pro uploaded for review - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes.  Intent to Proceed is missing in file, Required on Primary Residence and Second Homes. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Int to Pro uploaded for review - Seller-XX/XX/XXXX

Resolved-received intent to proceed. resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXX XX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:30

2026-06-16 05:50

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Business Narrative uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Business Narrative uploaded - Buyer-XX/XX/XXXX
Open-Business Narrative is missing in file.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Business Narrative uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:27

2026-06-16 05:49

Resolved

1 - Information

Credit

Doc Issue

HEI: Missing Certificate of Homeowner Counseling

Resolved-Homeownership Counseling disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HO Counseling Disclosure uploaded - Buyer-XX/XX/XXXX
Open-Homeowner Counseling document is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Homeownership Counseling disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 02:17

2026-06-16 05:48

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Driver's License and Permanent Resident Card uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Photo ID uploaded - Buyer-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. (Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements.) - Due Diligence Vendor-XX/XX/XXXX

Resolved-Driver's License and Permanent Resident Card uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:30

2026-06-16 00:29

Resolved

1 - Information

Compliance

Missing Doc

Consumer Caution and Home Owner Counseling Notice is Missing

Resolved-Requested home loan toolkit provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Toolkit uploaded - Buyer-XX/XX/XXXX
Open-Toolkit document is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested home loan toolkit provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 05:26

2026-06-16 00:26

Resolved

1 - Information

Compliance

Missing Doc

Missing Service Provider List

Resolved-Requested settlement service provider's list provided updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ser Pro List uploaded - Seller-XX/XX/XXXX
Open-Service Provider List is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ser Pro List uploaded - Seller-XX/XX/XXXX

Resolved-Requested settlement service provider's list provided updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305099224

Closed

2026-06-09 03:09

2026-06-15 09:04

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please clarify what fees are out of compliance - Seller-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The lender credit is not sufficient to cover the increased fees, resulting in a shortage.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please clarify what fees are out of compliance - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305119469

Closed

2026-06-09 05:47

2026-06-18 10:12

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Active business license - Due Diligence Vendor-XX/XX/XXXX
Open- Business Narrative or CPA  is missing
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305119469

Closed

2026-06-09 06:41

2026-06-18 03:15

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Requested Complete Note documents provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Complete Note - Due Diligence Vendor-XX/XX/XXXX
Open-The Note is Incomplete Page X of the Note is missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Complete Note documents provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141337

Closed

2026-06-10 09:02

2026-06-15 08:18

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Processor cert provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX
Open-Uncleared alerts. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Processor cert provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXXX - XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 05:38

2026-06-15 03:06

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Requested fully executed final CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Kindly provide the document with updated signature.

Provide Final Closing Disclosure with signatures - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested fully executed final CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 03:19

2026-06-15 02:55

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Requested final Business Purpose Affidavit Disclosure provided, updated & condition resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Kindly provide the document with updated signature. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 02:04

2026-06-15 02:55

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Requested Guaranty agreement provided, updated & condition resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. I have uploaded the item for this condition as well as clearer copy of the entire closed loan package for your records. - Buyer-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Kindly provide the document with updated signature

Provide document with legible signatures. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Guaranty agreement provided, updated & condition resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX - XXXXXXXX.XXX
XXXXX XXXXXXX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 03:18

2026-06-15 02:54

Resolved

1 - Information

Credit

Borrower

Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO

Resolved-Requested updated XXXX with updated FICO of XXX provided which is now matching with credit report, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see updated XXXX - Seller-XX/XX/XXXX
Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match.  Please confirm the correct Qualifying FICO value.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see updated XXXX - Seller-XX/XX/XXXX

XXXX - XXXXXXXXXXX XXXXXXX.XXX

XXXX FICO is XXX, Credit Report FICO is XXX, updated as per credit report.

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 03:59

2026-06-12 16:49

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Audited Loan Amount is less than Guideline Minimum Loan Amount Proceed with loan amount of $XX,XXX due to
lower appraised value of $XXX,XXX

Exception on page #XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
XX% LTV is below the maximum XX% LTV by X%.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

N/A

XXXX

305135167

Closed

2026-06-09 14:36

2026-06-12 08:09

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX
Open-Fraud report has uncleared alerts. - Due Diligence Vendor-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135167

Closed

2026-06-09 00:36

2026-06-12 08:08

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Document provided. Signature is is very light on documentation. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing Kindly provide the document with updated signature.

Provide signed DOT - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached. - Seller-XX/XX/XXXX

Resolved-Document provided. Signature is is very light on documentation. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141459

Closed

2026-06-15 05:44

2026-07-02 16:53

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-XX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Xx approves exception.  Comp Factors:
XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
DSCR ratio of X.XX exceeds the minimum requirement of X by X.XX points.
Borrower has owned subject investment property X years.
- Buyer-XX/XX/XXXX
Ready for Review-Please consult with XXXXXXXXX as we have a variance allowing for loan amounts down to XXK on DSCR loans. - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Audited Loan Amount of $XX,XXX is less than the Guideline Minimum Loan Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-XX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX

XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
DSCR ratio of X.XX exceeds the minimum requirement of X by X.XX points.
Borrower has owned subject investment property X years.

Investment

Refinance

Cash Out - Other

XXXX

Investor Post-Close

XXXX

305120600

Closed

2026-06-10 07:19

2026-06-17 10:30

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX ’ in file and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.  TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX,  Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX,  An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX ’ in file and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX  The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX ’ in file and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX ’ in file and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141473

Closed

2026-06-15 02:12

2026-07-14 18:23

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XX approves exception.  Comp Factor:  XXX FICO, XXX mos reserves, X.XX DSCR - Buyer-XX/XX/XXXX
Ready for Review-Please escalate with  XXXXXXXXX.  We have a fee variance allowance which allows for loan amounts down to XXK on DSCR products - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Loan amount is less than guideline min loan amount - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX

XXX FICO
XXX months reserves
X.XX DSCR

Investment

Purchase

XXXX

Investor Post-Close

XXXX

305141338

Closed

2026-06-10 12:26

2026-06-22 09:05

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-XXXX XXXX accepts secretary of state - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see SOS which verifies all we need. Please clear this condition.  - Buyer-XX/XX/XXXX
Counter-Missing Certificate of Good Standing. Received was verification the business is in existence and good standing (meaning no penalties and taxes are paid to date is not reflected.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Buyer-XX/XX/XXXX
Open-Certificate of Good Standing is missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX XXXX accepts secretary of state - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXXXX XX XXXXXX.XXX
XXX - XXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305129278

Closed

2026-06-15 08:50

2026-06-24 16:09

Resolved

1 - Information

Credit

Missing Doc

Asset 3 Missing

Resolved-Note, DOT, Settlement Statement accepted to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached Note, Deed of Trust for loan with proceeds of $XXX,XXX and Settlement Statement for current loan confirming receipt of funds from XXXXXXXX XXXXX. Updated XXXX assets to match settlement statement. - Due Diligence Vendor-XX/XX/XXXX
Counter-There are no documents attached to the condition to support evidence of the bridge loan. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached final CD for bridge loan. - Due Diligence Vendor-XX/XX/XXXX
Open-There are no supporting documents in the file for the Bridge Loan listed in the XXXX IAO $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Note, DOT, Settlement Statement accepted to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305177939

Closed

2026-06-12 03:03

2026-07-17 13:27

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Acknowledged by lender. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-We’re acknowledging this finding. Please downgrade it to an EVX as credit/underwriting. - Buyer-XX/XX/XXXX
Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-Acknowledged by lender. - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

XXXX

Originator Post-Close

Yes

XXXX

305129699

Closed

2026-06-12 12:32

2026-06-22 14:43

Resolved

1 - Information

Credit

Missing Doc

Missing income documentation

Resolved-Received X months bank statements. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Bank Statements - Due Diligence Vendor-XX/XX/XXXX
Open-Missing recent two months proof of receipt for income. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received X months bank statements. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305129693

Closed

2026-06-12 14:59

2026-06-30 11:32

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Received signed XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX - Due Diligence Vendor-XX/XX/XXXX
Open-Final XXXX missing LO signature date. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received signed XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305129693

Closed

2026-06-12 14:28

2026-06-18 10:58

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud Report - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Third Party Fraud Report Missing fraud report from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305172135

Closed

2026-06-15 06:40

2026-06-20 08:54

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Resolved, Updated DOT. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Ready for Review-Document Uploaded. DOT uploaded - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Missing Provide the signed and dated mortgage corresponding to the Note dated X/X/XX with a loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, Updated DOT. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305172135

Closed

2026-06-12 03:11

2026-06-18 01:06

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Requested updated title policy with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Title uploaded for review. - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title coverage amount of $XXXXXX is Less than Loan amount, provide updated Title policy with loan amount. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XXX XXXXX XX-XX-XXXX XXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305182511

Closed

2026-06-12 01:01

2026-06-16 23:35

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Bank Statement Lender Income Worksheet, Missing in file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XXXXXXXXX XXX XXXX.XXX
XXXXXX XXXXXX XXXXXXXXX XXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305144467

Closed

2026-06-15 08:10

2026-06-29 04:20

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested Secondary Valuation(BPO) Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Guidelines require a second appraisal/ valuation. Provide the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135122

Closed

2026-06-17 01:14

2026-07-02 16:20

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Provided and compliance retested. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Provide the Intent to Proceed it is missing from the service file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Provided and compliance retested. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX XX XXXXXX XX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135122

Closed

2026-06-17 01:29

2026-06-30 03:29

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved-Initial LE provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX
Open-Provide the Initial Loan Estimate and all associated Coc's. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX

Resolved-Initial LE provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX X-X.XXX
XXXXXX XX XXXXXX XXXXXXXXXXXXX XXXXXXX.XXX
XXXX XXXXXXXX X-X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135122

Closed

2026-06-30 03:15

2026-06-30 03:28

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135122

Closed

2026-06-17 01:13

2026-06-30 02:57

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved-Homeownership Counseling disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX
Open-Provide the Homeownership counselling disclosure it is missing from the service file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Homeownership Counseling disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135122

Closed

2026-06-17 01:28

2026-06-30 02:55

Resolved

1 - Information

Compliance

Missing Doc

Consumer Caution and Home Owner Counseling Notice is Missing

Resolved-Home loan tool kit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX
Open-Provide the Home loan tool kit . - Due Diligence Vendor-XX/XX/XXXX

Resolved-Home loan tool kit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XXXX XXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135122

Closed

2026-06-15 09:42

2026-06-23 20:22

Waived

1 - Information

Property

Appraisal

Property/Appraisal General

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with this exception  - Seller-XX/XX/XXXX
Open-Review exception  in file
Exception review - approved to allow Ag zoning for subject property. No Ag use, in mostly residential larger lot homes
Underwriting Exception History is on page XXXX-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Unable to Resolve-Unable to Resolve-XX agrees with this exception - Seller-XX/XX/XXXX

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX

Comp Factors
XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points

Primary Residence

Purchase

XXXX

Originator Pre-Close

Yes

XXXX

305172338

Closed

2026-06-22 16:20

2026-06-22 16:57

Waived

2 - Non-Material

Credit

Income/Employment

Income documentation does not meet guidelines

Waived-Exception for borrower-provided transcripts is approved. Transcripts match income documentation used to qualify.
Underwriting Exception History is on page -XXXX - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by XX%.
$XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by XX months over the required minimum.

Second Home

Purchase

XXXX

Originator Pre-Close

Yes

XXXX

305135013

Closed

2026-06-15 12:54

2026-06-25 08:59

Resolved

1 - Information

Compliance

Missing Doc

Missing Flood Hazard Notice

Resolved-Received signed Flood Hazard Notice - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Missing signed Flood Hazard Notice - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received signed Flood Hazard Notice - Due Diligence Vendor-XX/XX/XXXX

X XXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305135013

Closed

2026-06-15 03:18

2026-06-22 19:46

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with this exception - Buyer-XX/XX/XXXX
Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception review - approved to allow loan amount of $XX,XXX (vs. min of XXXK). Underwriting Exception History on Page : XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points.
XX.XX% LTV is below the maximum XX% LTV by XX.XX%.

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

Originator Pre-Close

Yes

XXXX

305141265

Closed

2026-06-15 12:13

2026-07-01 08:25

Resolved

1 - Information

Credit

Deficient title documentation and/or endorsements

Resolved-Received email cert from title co stating a coal clause was not required for the subject property.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. seller rebuttal attached  - Buyer-XX/XX/XXXX
Counter-Missing a letter from the title company verifying that there is "not" a severance of coal rights.  as the property is in a coal region and if there is a severance of coal rights, the mortgage may still be subject to other disclosures or exceptions in the title insurance policy.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-A coal clause is not required to be signed in XXXXXXXXXXXX. -this is the response that title gave when inquired about this. Please escalate. - Buyer-XX/XX/XXXX
Open-Missing a copy of the fully executed Deed - NOTICE section was not signed / agreed to by the Borrowers that they may not be obtaining the right of protection against subsidence resulting from coal mining operations - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received email cert from title co stating a coal clause was not required for the subject property. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXXXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305141265

Closed

2026-06-15 07:58

2026-06-25 01:54

Resolved

1 - Information

Credit

Doc Issue

Prepayment Rider Missing

Resolved-Prepayment Rider uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Prepayment rider is missing in the final. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Prepayment Rider uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXX (XX).XXX

Investment

Purchase

XXXX

N/A

XXXX

305141265

Closed

2026-06-15 05:32

2026-06-25 01:52

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Recorded Deed of Trust uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing  DOT is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Recorded Deed of Trust uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXX (XX).XXX

Investment

Purchase

XXXX

N/A

XXXX

305141265

Closed

2026-06-15 11:44

2026-06-24 08:28

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-Secretary of state is acceptable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Certificate of Good Standing Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Secretary of state is acceptable - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX XX XXXX XXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305135108

Closed

2026-06-15 05:26

2026-06-25 07:50

Resolved

1 - Information

Compliance

Mavent

License: Loan Originator

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A relationship between XXXXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. XXXXXX is working in XXXXXXX funding XXX in XX state as per NMLS lookup  NMLS showing XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXX XXXXXX - XXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135108

Closed

2026-06-15 05:26

2026-06-24 07:53

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-Loan resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please resolve condition  - Buyer-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan resolved - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135108

Closed

2026-06-15 03:29

2026-06-24 07:52

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Borrower currently living for rent since X year X months, VOR in file on page#XXXX shows proof for only X months. Provide rent proof for XX months to verify housing history. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305135108

Closed

2026-06-15 05:26

2026-06-24 07:50

Resolved

1 - Information

Compliance

Mavent

AbilityToRepay: QMPointsAndFees

Resolved-NON- QM Loan - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is a NON QM loan so this fail should not apply  - Seller-XX/XX/XXXX
Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($X,XXX.XX), the difference is ($X,XXX.XX). (XX CFR XXXXX.XX(e)(X). Mavent ATR selected as QM - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-This is a NON QM loan so this fail should not apply - Seller-XX/XX/XXXX

Resolved-NON- QM Loan - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141279

Closed

2026-06-15 02:24

2026-06-24 13:22

Resolved

1 - Information

Compliance

Mavent

License: Loan Originator

Resolved-Received proof of relationship. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. search attached - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A relationship between XXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. (A relationship between XXXX XXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section.) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received proof of relationship. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141279

Closed

2026-06-15 02:24

2026-06-15 23:38

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305182256

Closed

2026-06-17 15:38

2026-06-22 08:32

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months).

Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final settlement statement was provided. Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS attached showing borrowers funds to close were much less and we have plenty for reserves

- Seller-XX/XX/XXXX
Open-Audited Reserves of X.X month(s) are less than Guideline Required Reserves of X month(s) The total assets are $XX,XXX.XX, down payment of $XX,XXX.XX with a required reserves of $X,XXX.XX. Per guidelines X months of reserves are required, but there is only X.X months available. The loan is short $X,XXX.XX for reserves. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final SS attached showing borrowers funds to close were much less and we have plenty for reserves

- Seller-XX/XX/XXXX

XXXXXX_XXXXX XX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305141159

Closed

2026-06-16 06:12

2026-06-18 16:29

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with approved exception - Buyer-XX/XX/XXXX
Open-Audited Loan Amount is less than Guideline Minimum Loan Amount approved for loan amount of $XX,XXX (vs. min of XXXk). exception at page XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV is same.
XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305172141

Closed

2026-06-17 01:51

2026-06-25 05:53

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-resolved Tax cert updated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Provide Tax Certificate it is missing from the service file. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172141

Closed

2026-06-17 03:13

2026-06-25 01:59

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-Updated Hazard Insurance Policy uploaded, Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provide updated Hazard policy, The Hazard Insurance effective date of XX-XX-XXXX is after the Note date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172141

Closed

2026-06-17 07:17

2026-06-24 06:04

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Resolved Verification of Rent payments uploaded, Housing History Meets Guideline Requirements, Verified.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Verification of Rent payments uploaded, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. history was provided via bank statements  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements  Provide VOR to verify housing history. Unable to verify housing history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. history was provided via bank statements - Seller-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172141

Closed

2026-06-17 03:38

2026-06-24 03:54

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Even if we remove asset X we have sufficient reserves hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-We are only using accounts bank of america #XXXX and XXXX #XXXX which you have  - Buyer-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Provide statement for XXXX per final XXXX there is Account #XXXX showing balance of $XX,XXX.XX. Unable to verify XXXX #XXXX. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172187

Closed

2026-06-17 03:45

2026-06-25 04:59

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Verification of Rent uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Housing History uploaded - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide LOX for rent history, Unable to verify current rent history.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Verification of Rent uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXXXXXXXXXX XX XXXX_XX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172187

Closed

2026-06-17 05:40

2026-06-26 12:19

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) Resolved,  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX-XXXX and the Final Closing disclosure on Pg#’s XXXX-XXXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXXX An interior and exterior appraisal was completed for this property – see pg# XXX-XXX the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX  and confirmation the appraisal was delivered to the borrower – see Pg#’s XXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) Resolved, This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX-XXXX and the Final Closing disclosure on Pg#’s XXXX-XXXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXXX An interior and exterior appraisal was completed for this property – see pg# XXX-XXX the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172280

Closed

2026-06-22 01:25

2026-06-30 06:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. voe attached - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Xrd party VOE is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172280

Closed

2026-06-22 01:25

2026-06-30 06:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. VOe attached - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Xrd party VOE is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305182510

Closed

2026-06-26 13:14

2026-06-30 09:39

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Uploaded XXXX  with correct DTI provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Per lender guidelines, the qualifying payment is based on the amortization term of the loan. For interest only, this is the remaining term after the interest-only period. Using this method, the PITIA of the subject property increases to $XX,XXX.XX causing an increase in DTI. Please provide documentation to support the correct qualifying payment. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is not applicable. License not required for XX business purpose loans.  - Seller-XX/XX/XXXX
Open-Per lender guidelines, the qualifying payment is based on the amortization term of the loan.  For interest only, this is the remaining term after the interest-only period.  Using this method, the PITIA of the subject property increases to $XX,XXX.XX causing an increase in DTI. Please provide documentation to support the correct qualifying payment. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-This is not applicable. License not required for XX business purpose loans. - Seller-XX/XX/XXXX

Resolved-Uploaded XXXX with correct DTI provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305182510

Closed

2026-06-23 07:04

2026-06-29 09:42

Resolved

1 - Information

Credit

Deficient Income Documentation

Resolved-Signed letter certifying P&L uploaded - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Borrower is qualifying with P&L however the statement is not Signed. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Signed letter certifying P&L uploaded - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX.XXX
XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305182510

Closed

2026-06-23 02:12

2026-06-29 03:01

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Rent Free Letter provided, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Borrower is living with No primary Housing expense, Provide LOX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305182510

Closed

2026-06-26 12:56

2026-06-26 13:07

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV.

Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception form in file on page XXX - Due Diligence Vendor-XX/XX/XXXX

XX.XXX% DTI is below the maximum XX% DTI by XX.XXX%. XXX representative credit score exceeds the minimum required of XXX by XX points. XX months reserves exceeds the X month minimum requirement by X months. Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

Originator Pre-Close

Yes

XXXX

305182510

Closed

2026-06-26 12:56

Waived

2 - Non-Material

Credit

Eligibility

Audited CLTV Exceeds Guideline CLTV Requirements.

Waived-Audited CLTV of XX% exceeds Guideline CLTV of XX% Exception in file on page XXX - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

XXXX

Originator Pre-Close

Yes

XXXX

305135191

Closed

2026-06-23 03:25

2026-07-17 11:31

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing history received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the attached VOR - see XXX XXXXXXXX Current lease agreement. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Unable to verify housing history - borrower living rent free provide lox for same. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Housing history received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXXXX XX XXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135191

Closed

2026-06-25 11:43

2026-07-17 11:31

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirements

Resolved-Not a first-time investor, DSCR meets guidelines. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Document Uploaded. Borrower isn't a FTI per VOM screen borrower has owned an investment property since X/XX/XX. - Buyer-XX/XX/XXXX
Open-Borrower is a first-time investor, min DSCR is X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Not a first-time investor, DSCR meets guidelines. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305135191

Closed

2026-06-25 11:44

2026-07-17 11:30

Resolved

1 - Information

Credit

Eligibility

Audited FICO is less than Guideline requirements.

Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Borrower isn't a FTI per VOM screen borrower has owned an investment property since X/XX/XX. - Buyer-XX/XX/XXXX
Open-Audited FICO of XXX is less than Guideline FICO of XXX First-time investor, minimum FICO score allowed is XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305133151

Closed

2026-06-25 00:24

2026-07-28 09:53

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Citizenship Identification Documentation Missing

Resolved-Requested Identification (permanent resident card) provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-perm res card - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X Citizenship status is Permanent Resident Alien and the Permanent Resident Card is missing in file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305133151

Closed

2026-06-24 08:09

2026-07-27 23:16

Resolved

1 - Information

Compliance

Missing Doc

PUD Rider is Missing

Resolved-PUD rider provided, Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-PUD RIder - Due Diligence Vendor-XX/XX/XXXX
Open-PUD Rider is Missing PUD Rider is missing in file - Due Diligence Vendor-XX/XX/XXXX

Resolved-PUD rider provided, Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305134799

Closed

2026-06-24 03:03

2026-07-08 09:46

Resolved

1 - Information

Property

Appraisal

Appraisal incomplete (missing map, layout, pages, etc.)

Resolved-Property confirmed as a X-unit self managed townhouse semi-detached end unit. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UPDATED APPRAISAL  - Due Diligence Vendor-XX/XX/XXXX
Open-The property type is a Single Family Detached; however, the appraisal shows a PUD.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Property confirmed as a X-unit self managed townhouse semi-detached end unit. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305167983

Closed

2026-06-23 03:45

2026-06-29 13:25

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Non-Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The system determines the threshold by adding X.X points to the comparable average prime offer rate index of (X.XX%). The System applied this threshold because this ($X,XXX,XXX.XX) loan exceeds ($XXX,XXX.XX), which is the XXXXXX XXX conforming loan limit as of the date the loan's interest rate was set before consummation. (XX CFR XXXX.XX(a)(X)(ii)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The system determines the threshold by adding X.X points to the comparable average prime offer rate index of (X.XX%). The System applied this threshold because this ($X,XXX,XXX.XX) loan exceeds ($XXX,XXX.XX), which is the XXXXXX XXX conforming loan limit as of the date the loan's interest rate was set before consummation. (XX CFR XXXX.XX(a)(X)(ii)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172255

Closed

2026-06-23 02:01

2026-07-01 01:25

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower Xrd Party VOE Missing from the Loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172255

Closed

2026-06-25 02:48

2026-06-30 23:46

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Requested initial closing disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial CD is missing in the file . Provide initial CD - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested initial closing disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX-XXXXXXXXXXXXXXXXX.XXX
XXXXXXX-XXXXXXXXXXXX.XXX
XXXXXXX-XXXXXXXXXXXXXXXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172255

Closed

2026-06-23 07:49

2026-06-30 16:36

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-Unable to resolve; XX agrees with approved exception. - Buyer-XX/XX/XXXX
Open-Loan does not conform to program guidelines Exception for NAL relationship approved. Borrower is an owner of the title company
used to close the loan. CPL verified with insurer Page on: XXX

- Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XX.XX% DTI is below the maximum XX% DTI by XX.XX%.

Primary Residence

Purchase

XXXX

Originator Pre-Close

Yes

XXXX

305177950

Closed

2026-06-24 06:55

2026-07-10 13:49

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
Experienced Investor - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX Representative credit score exceeds the minimum required of XXX by XX points
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XX Approved exception attached.  - Buyer-XX/XX/XXXX
Open-Loan does not conform to program guidelines  Exception approved to proceed with loan for principal/owner of submitting broker.
Repeat customer with multiple loans with XXX. Loan application and documentation processed by
other licensed loan officer. DSCR qualification. Experienced investor. Tenant occupied subject with
DSCR > X.X based on long term rents. > XX mo reserves. XXX CS on pg; XXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXXXX XXXXXXXX XXXXXXXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305177950

Closed

2026-06-24 06:59

2026-07-10 13:48

Waived

2 - Non-Material

Credit

Eligibility

Borrower owns more financed properties than allowed per guidelines

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX Representative credit score exceeds the minimum required of XXX by XX points
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XX approved exception attached. - Buyer-XX/XX/XXXX
Open- Exception approved to proceed with > XX loans to one individual. Bwr will have total
of XX loans with XXX, but less than $X XXX vs $XX XXX max exposure. DSCR qualification. Experienced
investor. Tenant occupied subject with DSCR > X.X based on long term rents. > XX mo reserves. XXX
C - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXX XXXXXXXX XXXXXXXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
Experienced Investor

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

N/A

XXXX

305155338

Closed

2026-06-29 14:58

2026-07-08 12:10

Resolved

1 - Information

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements.

Resolved-Documentation provided to remove departing residence PITIA from DTI provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached rebuttal as sufficient reserves have been provided to exclude the PITIA from departing residence. - Due Diligence Vendor-XX/XX/XXXX
Counter-Appraisal and Listing agreement provided.  However, departing residence payment cannot be excluded.  Additional XX months reserves not provided per GL's to exclude departing residence pitia.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached rebuttal along with listing agreement and Appraisal for departing residence.  - Due Diligence Vendor-XX/XX/XXXX
Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% Audited DTI XX.XX exceeds Maximum Allowed of XX%.  Evidence of sale of prior residence and verification Xst lien and bridge loan paid missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Documentation provided to remove departing residence PITIA from DTI provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305155338

Closed

2026-06-24 06:36

2026-07-13 11:28

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Cured-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Tolerance cure for $XX.XX provided on Final CD for increase in Credit Report Fee.  Additional $X.XX is due to increase of Fraud Report Fee from $X.XX LE to $X.XX on CD.  Resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Cured-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Tolerance cure for $XX.XX provided on Final CD for increase in Credit Report Fee. Additional $X.XX is due to increase of Fraud Report Fee from $X.XX LE to $X.XX on CD. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305172277

Closed

2026-06-29 15:08

2026-07-02 10:17

Resolved

1 - Information

Credit

Guarantor Recourse Doc is missing.

Resolved-Guaranty provided, finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. guaranty attached  - Buyer-XX/XX/XXXX
Open-Bothe DOT and Note signed as member of LLC.  Guaranty required.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Guaranty provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX - XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305143559

Closed

2026-07-01 14:00

2026-07-09 05:44

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LOAN APPROVAL - Due Diligence Vendor-XX/XX/XXXX
Open-Missing conditional UW approval with approval date and expiration date. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143559

Closed

2026-06-30 01:41

2026-07-09 04:07

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Requested Final Cd Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-final CD - Due Diligence Vendor-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Loan Calculation information is missing in Final CD - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Final Cd Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143559

Closed

2026-07-01 12:57

2026-07-09 04:02

Resolved

1 - Information

Compliance

Tolerance:FinanceCharge

Federal - Finance Charge Disclosure Tolerance (Closed End)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-final CD - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed finance charge ($X.XX) is ($XXX,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) Missing calculations on page X of the closing disclosure (CD). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143559

Closed

2026-07-01 12:57

2026-07-09 04:02

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Closing Disclosure Total of Payments Disclosure Tolerance

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-final CD - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed Total of Payments ($X.XX) is understated by more than $XXX when compared to the actual Total of Payments ($XXX,XXX.XX). The difference is ($XXX,XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (XX CFR XXXX.XX(o)(X)) Missing calculations on page X of the closing disclosure (CD). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305143559

Closed

2026-07-01 12:57

2026-07-09 04:02

Resolved

1 - Information

Compliance

Tolerance:APR

Federal - Closed End APR Disclosure Tolerance (Regular)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-final CD - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed APR (X.X) is lower than the actual APR (X.XXX) by more than .XXX%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than .XXX% on a regular mortgage transaction. (XX CFR XXXX.XX(f), XXXX.XX(a)(X), & XXXX.XX(a)(X)) Missing calculations on page X of the closing disclosure (CD). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141396

Closed

2026-06-29 02:46

2026-07-14 20:40

Resolved

1 - Information

Credit

Missing Doc

Closing Disclosure is Unexecuted

Resolved-Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final CD provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed CD attached. - Seller-XX/XX/XXXX
Open-Unexecuted Final Closing Disclosure Final CD is not signed by the Borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Executed CD attached. - Seller-XX/XX/XXXX

Resolved-Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final CD provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XX.XXX
XXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141396

Closed

2026-06-29 00:55

2026-07-14 20:37

Resolved

1 - Information

Compliance

Closing

The Deed of Trust is Not Executed

Resolved-The executed DOT was provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed DOT attached. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Not Executed Deed of Trust is not signed by the Borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Executed DOT attached. - Seller-XX/XX/XXXX

Resolved-The executed DOT was provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141396

Closed

2026-06-29 00:51

2026-07-14 20:35

Resolved

1 - Information

Compliance

Closing

The Note is Not Executed

Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed note attached. - Seller-XX/XX/XXXX
Open-The Note is Not Executed Note is not signed by the borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Executed note attached. - Seller-XX/XX/XXXX

Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141396

Closed

2026-07-02 13:48

2026-07-14 20:24

Resolved

1 - Information

Compliance

Missing Doc

Missing Executed Loan Agreement

Resolved-The executed Loan and Security Agreement was provided in Findings. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loan and security agreement attached. - Seller-XX/XX/XXXX
Open-The executed Loan Agreement is missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Loan and security agreement attached. - Seller-XX/XX/XXXX

Resolved-The executed Loan and Security Agreement was provided in Findings. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXXX XXX XXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141396

Closed

2026-06-29 00:28

2026-07-13 03:02

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Business purpose affidavit attached. - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Final Business Purpose Affidavit is missing from the File. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Business purpose affidavit attached. - Seller-XX/XX/XXXX

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305141396

Closed

2026-06-29 01:57

2026-07-13 02:59

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Photo ID DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Photo Identification attached. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Driving License is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Photo Identification attached. - Seller-XX/XX/XXXX

Resolved-Photo ID DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX_XX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305119688

Closed

2026-06-30 04:59

2026-07-07 01:19

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Requested XXX Policy with XXX% estimated replacement cost provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX Policy Declarations page X in Dwelling protection states that the coverage is XXX% of the Estimated Replacement Cost of the property. - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXX,XXX is less than Required Coverage Amount of $XXX,XXX.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305136747

Closed

2026-07-02 12:35

2026-07-09 09:24

Resolved

1 - Information

Credit

Missing departing residence documentation

Resolved-Received Final CD for sale of departing residence. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-FINAL CD FROM SALE - Due Diligence Vendor-XX/XX/XXXX
Open-Required exterior only or interior-exterior appraisal for departing residence to verify equity is missing from file. (GL Section X.XX) - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received Final CD for sale of departing residence. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141202

Closed

2026-06-29 04:34

2026-07-07 09:56

Resolved

1 - Information

Compliance

Mavent

License: Loan Originator

Resolved-Resolved, NMLS consumer access provided, NMLS updated.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-A relationship between XXXXXXX XXXXXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Provide current NMLS. Company NMLS ID: XXXXXXX does not exist in the NMLS Consumer Access.
As of XXXX-XX-XX. Loan originator is working with XXXXXXX funding XXX with NMLS ID XXXXXXX in XX State. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Resolved, NMLS consumer access provided, NMLS updated. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141202

Closed

2026-06-29 04:34

2026-07-06 06:35

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) Resolved,  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (XX.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) Resolved, This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg# XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305177944

Closed

2026-07-02 17:34

2026-07-22 16:19

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The Final Title Policy has been provided and reflects the correct vesting in the XXX. Please rescind this finding. Thank you. - Buyer-XX/XX/XXXX
Open-Title Document is missing Missing vesting in the XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305177944

Closed

2026-06-29 11:58

2026-07-02 16:57

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception made for the loan amount being under $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
XXXX ratio of X.XX exceeds the minimum requirement of X by X.XX points.
Investor has X years of experience with investment properties.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305144283

Closed

2026-07-01 03:52

2026-07-09 06:13

Resolved

1 - Information

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-XXXX provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-misc; disbursement date after RTC - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary)  As per Final CD Disbursement date is XX/XX and RTC showing XX/XX as cancel date, funds can't be disbursed before XX/XX, provide updated final CD - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305144283

Closed

2026-07-01 07:16

2026-07-08 23:40

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested Fraud Report provided, verified primary housing history from closed mortgage in credit Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-misc docs - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Missing proof of subject property being owned free and clear via a property report or risk assessment report. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305142868

Closed

2026-06-30 10:35

2026-07-06 10:37

Resolved

1 - Information

Compliance

Mavent

Fees: Limited

Resolved-XXXXXXXXXX requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "XXXXXXXXXX Foreclosure Prevention Fee".  "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Recording fee includes foreclosure prevention fee as listed on the settlement statement, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305175217

Closed

2026-07-02 02:28

2026-07-08 11:38

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-COC - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The COC is missing in file for the fee increase in LE dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305141552

Closed

2026-07-02 01:41

2026-07-08 10:01

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305149434

Closed

2026-07-02 03:22

2026-07-19 23:35

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested VOR provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See VOR - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per guidelines, If an Applicant rents from a professional management company, a fully completed and signed VOR may be utilized. The borrower is a renter and the VOR o XX months of recent consecutive canceled checks are missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested VOR provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305149434

Closed

2026-07-02 08:29

2026-07-08 23:30

Resolved

1 - Information

Credit

Missing Doc

Missing Letter of Explanation (Assets)

Resolved-Requested Proof of wire for Gift amount provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached gift wire from title co. - Due Diligence Vendor-XX/XX/XXXX
Open-The proof of transfer of the gift is missing in the file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Proof of wire for Gift amount provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305140088

Closed

2026-06-30 01:18

2026-07-14 03:59

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Rent free LOX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-misc - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide rent free letter for Borrower X. BX is living with no primary housing expense. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Rent free LOX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305182098

Closed

2026-07-01 13:26

2026-07-06 10:30

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Guaranty doc is missing  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305182098

Closed

2026-07-01 07:25

2026-07-02 02:59

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-Hazard Insurance Effective Date of XX-XX-XXXX prior to funding date XX-XX-XXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-hazard insurance is dated prior to funding so is acceptable - Buyer-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date of XX-XX-XXXX is after the Closing Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX

Resolved-Hazard Insurance Effective Date of XX-XX-XXXX prior to funding date XX-XX-XXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

XXXX

N/A

XXXX

305182098

Closed

2026-07-01 05:48

2026-07-02 02:58

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Occupancy and Financial Status affidavit provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure documents missing on this file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305182097

Closed

2026-07-01 07:12

2026-07-02 10:10

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Guaranty Agreement Doc provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement Doc is Missing, required since NOTE and DOT signed by LLC - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Guaranty Agreement Doc provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305182097

Closed

2026-07-01 06:42

2026-07-02 02:40

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Occupancy Certificate uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure missing in file, it is required for a DSCR loan - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXX XXXXXXXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305182099

Closed

2026-06-30 07:17

2026-07-09 14:30

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Occupancy Certificate uploaded, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit missing in file, it is required for a DSCR loan - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX.XXX

Investment

Purchase

XXXX

N/A

XXXX

305120519

Closed

2026-07-06 23:54

2026-07-07 19:22

Waived

2 - Non-Material

Property

Appraisal

Property/Appraisal General

Waived-Lender provided approved exception in file, p. XXXX, to allow rent control on a XX property is approved. Subject encumbered by local rent control ordinance. Finding waived. - Due Diligence Vendor-XX/XX/XXXX

X. XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
X. XXX Representative credit score exceeds the minimum required of XXX by XX points
X. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

Cash Out - Other

XXXX

Originator Pre-Close

Yes

XXXX

305141207

Closed

2026-07-07 03:33

2026-07-08 20:40

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305172342

Closed

2026-07-07 01:24

2026-07-17 01:15

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Requested Rate Lock document Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rate Lock - Due Diligence Vendor-XX/XX/XXXX
Open-Lock Confirmation is missing in file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Rate Lock document Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305144498

Closed

2026-07-07 08:18

2026-07-09 05:57

Resolved

1 - Information

Credit

Doc Issue

HOA Fee Difference

Resolved-XXXX provided with HOA correction and tax correction. Provided HOA document in the amount of XXX.XX, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-HOA Fee difference exsits between validated HOA and documents Final closing disclosure shows HOA as $XXX.XX however appraisal shows $XXX.XX. Provide proof of HOA fee is $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX provided with HOA correction and tax correction. Provided HOA document in the amount of XXX.XX, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305144498

Closed

2026-07-07 08:21

2026-07-09 05:56

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-XXXX provided with HOA correction and tax correction. Provided HOA document in the amount of XXX.XX, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Difference in DTI is due to the discrepancy on XXXX for HOA fee ($XX.XX vs $XX.XX) and tax amount ($X,XXX.XX vs $X,XXX.XX). XXXX DTI XX.XXX%. Audited DTI XX.XX%. - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX provided with HOA correction and tax correction. Provided HOA document in the amount of XXX.XX, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305144498

Closed

2026-07-07 09:26

2026-07-08 05:39

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Missing conditional UW approval. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305182001

Closed

2026-07-06 00:15

2026-07-21 17:06

Resolved

1 - Information

Compliance

TRID

Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate "

Resolved-Lender provided updated Final XXXX and XXXX with HOI premium as $XXX.XX monthly per HOI declarations page. Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HOI premium is $XXX.XX monthly per HOI declarations page. Updated URLA and XXXX provided at the lower amount. Our escrows will be adjusted downward accordingly by our servicing department. Please clear this as presented, thank you. - Buyer-XX/XX/XXXX
Open-Monthly Property Insurance premium is $XXX.XX as confirmed from EOI in file. Monthly premium amount does not match on Final CD and first payment letter. Updated Final closing docs are required.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lender provided updated Final XXXX and XXXX with HOI premium as $XXX.XX monthly per HOI declarations page. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305182001

Closed

2026-07-02 04:00

2026-07-09 16:55

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXXX. An interior and exterior appraisal was completed for this property – see pg# XXX, XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX, XXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX, XXXX. The loan meets HPML guidelines, resolved.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305182001

Closed

2026-07-02 04:00

2026-07-09 16:55

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Primary Residence

Purchase

XXXX

N/A

XXXX

305174267

Closed

2026-07-07 23:54

2026-07-14 13:57

Acknowledged

2 - Non-Material

Compliance

Mavent

NJ Fee Not Allowed- Appraisal Review Fee (Fee ID: 96)

Acknowledged-Although this fee appears to violate the Prohibited Fees Statute, the NJ Residential Mortgage Lending Act it does not appear to have any liability to assignees nor is the validity or enforceability of the mortgage loan affected.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the New Jersey Mortgage Loans, Fees, Obligations Provisions (N.J.A.C. X:X-XX.X) does not allow Appraisal Review Fee (Fee ID: XX) to be charged to the Borrower in NJ. Nj does not allow Appraisal Review Fee. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

Investor Post-Close

XXXX

305174267

Closed

2026-07-07 23:29

2026-07-13 02:24

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Signed Seller CD from sale of property provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached signed CD from sale of property - Due Diligence Vendor-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Proof of Net sale proceeds missing in file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Signed Seller CD from sale of property provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305138953

Closed

2026-07-06 04:30

2026-07-10 12:27

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-UDM provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested Gap Credit Report(UDM) Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached LQDM reports. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305138953

Closed

2026-07-06 04:30

2026-07-10 12:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305138953

Closed

2026-07-06 04:48

2026-07-09 23:12

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage is less than loan amount, provided updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached title with XXXXk coverage - Due Diligence Vendor-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305137119

Closed

2026-07-08 05:45

2026-07-16 17:02

Cured

2 - Non-Material

Compliance

TRID Tolerance

Fees: Limited

Cured-Refund, PCCD, LOX and proof of delivery provided.  Cured.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see PCCD docs - Due Diligence Vendor-XX/XX/XXXX
Open-The total amount of the XX% category fees on the last Closing Disclosure ($XXX.XX) has increased by more than XX% over the current baseline value of ($XX.XX). The total amount of fees in the XX% category cannot exceed ($XX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). COC is required for the increase in Recording Fees – Mortgage/Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Cured-Refund, PCCD, LOX and proof of delivery provided. Cured. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305137119

Closed

2026-07-08 02:54

2026-07-09 23:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Requested Xrd party VOE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Business info from SOS website - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305130814

Closed

2026-07-13 10:43

2026-07-17 14:31

Resolved

1 - Information

Credit

Income/Employment

Borrower 2 Paystubs Less Than 1 Month Provided

Resolved-Provided Work # WVOE provides YTD Income. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Attached WVOE - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Paystubs Less Than X Month Provided BX paystub dated X/X/XXXX is for period X/XX/XXXX through X/X/XXXX only provide X/X month.  Additional paystubs in file are for year XXXX and exceed XXX days. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305130814

Closed

2026-07-13 10:43

2026-07-17 14:30

Resolved

1 - Information

Credit

Income/Employment

Borrower 1 Paystubs Less Than 1 Month Provided

Resolved-Provided  Work # WVOE provides YTD pay history. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Attached WVOE - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Paystubs Less Than X Month Provided BX paystub dated X/XX/XXXX for period X/XX/XX through X/XX/XXXX only provide X/X month.  Additional paystubs in file are for year XXXX and exceed XXX days. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Provided Work # WVOE provides YTD pay history. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305133661

Closed

2026-07-08 00:54

2026-07-14 23:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LQDM - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing. Per guidelines, A soft pull dated within XX calendar days of funding or undisclosed monitoring through the funding date must be provided with the closed loan package for loans other than DSCR loans.    - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305133661

Closed

2026-07-08 00:54

2026-07-14 23:02

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LQDM - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing. Per guidelines, A soft pull dated within XX calendar days of funding or undisclosed monitoring through the funding date must be provided with the closed loan package for loans other than DSCR loans.    - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305142721

Closed

2026-07-08 07:20

2026-07-14 23:09

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-USA Patriot Act Information Form uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing in loan provide Identification document. - Due Diligence Vendor-XX/XX/XXXX

Resolved-USA Patriot Act Information Form uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305175192

Closed

2026-07-08 06:00

2026-07-23 07:20

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-ID provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached Bwr Drivers License - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements.  Borrower X Photo Identification Missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-ID provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305175192

Closed

2026-07-08 02:09

2026-07-23 07:16

Resolved

1 - Information

Compliance

Missing Doc

Right to Cancel is Missing or Unexecuted

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached Notice of Right to Cancel, LOX and proof sent to bwr. - Due Diligence Vendor-XX/XX/XXXX
Counter-The Right of Rescission is based on whether the transaction involves a consumer's principal dwelling. LLC ownership alone does not exempt the loan from Regulation Z's rescission requirements; therefore, ROR is required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This loan falls under Entity Exemption: Since the property owner (the LLC) is not a "natural person" the transaction does not trigger TILA's mandated Right of Rescission. Please waive condition. - Due Diligence Vendor-XX/XX/XXXX
Open-Right to Cancel Disclosure is Missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305175192

Closed

2026-07-14 07:20

2026-07-17 05:56

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Undisclosed debt monitoring (UDM) provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached LQDM alerts - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing undisclosed debt monitoring (UDM) or gap report. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Undisclosed debt monitoring (UDM) provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305175192

Closed

2026-07-14 06:47

2026-07-17 05:55

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Conditional approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached UW approval. - Due Diligence Vendor-XX/XX/XXXX
Open-Missing conditional UW approval. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Conditional approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305170534

Closed

2026-07-09 11:14

2026-07-23 11:37

Resolved

1 - Information

Credit

Assets

Asset 6 Does Not Meet Guideline Requirements

Resolved-Requested proof for gift funds via check provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-check  - Due Diligence Vendor-XX/XX/XXXX
Open-Asset X Does Not Meet Guideline Requirements Gift of $XX,XXX is missing verification of transfer to the borrower using one of the following:

o A copy of the donor’s check and the Applicant’s deposit slip
o A copy of the donor’s withdrawal slips and the Applicant’s deposit slip
o A copy of the donor’s check to the closing agent, or
o A settlement statement showing receipt of the donor’s check  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305170534

Closed

2026-07-15 18:33

2026-07-21 11:14

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LQDM - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305170534

Closed

2026-07-09 11:02

2026-07-21 11:12

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X CU score not used. AVM provided as secondary valuation. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-AVM - Due Diligence Vendor-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Required Updated secondary valuation and that should be less than X.X - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305173126

Closed

2026-07-23 09:34

2026-07-29 15:32

Acknowledged

2 - Non-Material

Credit

Deficient Income Documentation

Acknowledged-XXX Acknowledges offer letter signed only by borrower. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-rebuttal  - Due Diligence Vendor-XX/XX/XXXX
Counter-As per guidelines, the offer letter must be signed by employer and borrower. The offer letter is only signed by the borrower.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see pages XXX-XXX that is signed by the borrower--this condition is not valid.  - Due Diligence Vendor-XX/XX/XXXX
Counter-As per guidelines, the offer letter must be signed by employer and borrower with no contingencies. The offer letter in file is only signed by the employer and reflects in order to accept they must sign the offer letter. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-starting on page XXX of your investor loan package it shows that the borrower has met all requirements and is fully cleared to start on August Xrd--this should be sufficient. please waive condition.  - Due Diligence Vendor-XX/XX/XXXX
Open-Missing job offer letter executed by both borrower and employer. Job offer letter in file is only signed by the employer and states in order to accept they must sign the offer letter. Guidelines also state they offer letter must be signed by employer and borrower with no contingencies. - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-XXX Acknowledges offer letter signed only by borrower. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

Investor Post-Close

XXXX

305173126

Closed

2026-07-09 05:33

2026-07-22 00:52

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Requested loan quality debt monitoring report that is within the XX business days from closing date provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-lqdm bX - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Borrower X gap report is missing in file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305173126

Closed

2026-07-09 05:33

2026-07-22 00:52

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305130807

Closed

2026-07-17 06:59

2026-07-20 05:42

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Conditional UW approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Missing conditional UW approval. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Conditional UW approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305130807

Closed

2026-07-17 07:17

2026-07-20 05:41

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-UDM provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see attached.  - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing undisclosed debt monitoring or gap report dated within XX days of closing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-UDM provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305147874

Closed

2026-07-13 02:30

2026-07-29 16:43

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property is X-X unit project, XXX Questionnaire is not required. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-
This is a X-X unit project thus the condo review is waived.  A questionnaire was not required. - Due Diligence Vendor-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. Provide XXX Questionnaire  document which is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property is X-X unit project, XXX Questionnaire is not required. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305147874

Closed

2026-07-28 12:12

2026-07-29 16:39

Waived

2 - Non-Material

Compliance

TRID

Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy

Waived-XXXXXXXXX agrees to waive this finding based on the $XX discrepancy due to the wire fee. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please clear XX wire fee; the borrower had enough to consummate the loan - Due Diligence Vendor-XX/XX/XXXX
Open-Final CD reflects $XXX,XXX Gift Funds which does not match wire amount of $XXX,XXX.XX.  - Due Diligence Vendor-XX/XX/XXXX

Waived-XXXXXXXXX agrees to waive this finding based on the $XX discrepancy due to the wire fee. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

Investor Post-Close

XXXX

305147874

Closed

2026-07-13 04:03

2026-07-28 00:33

Resolved

1 - Information

Property

Appraisal

Property/Appraisal General

Resolved-Requested Updated Appraisal Document Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-revised - Due Diligence Vendor-XX/XX/XXXX
Open-Provide Appraisal Report with correct property address. As per closing documents property address XX-XX XXXXXX XX where as Appraisal Report document reflecting XX XXXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Updated Appraisal Document Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305147874

Closed

2026-07-13 04:00

2026-07-22 01:22

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Partially Provided

Resolved-Updated flood certificate with correct property address provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-flood cert
- Due Diligence Vendor-XX/XX/XXXX
Open-Flood Certificate is Partially Provided Provide Flood certification with correct property address. As per closing documents property address XX-XX XXXXXX XX where as flood document reflecting XX XXXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated flood certificate with correct property address provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305147874

Closed

2026-07-13 03:33

2026-07-22 01:10

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Requested loan quality debt monitoring report that is within the XX business days from closing date provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-misc - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing gap report/soft pull not in file.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305147874

Closed

2026-07-13 03:33

2026-07-22 01:10

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Requested loan quality debt monitoring report that is within the XX business days from closing date provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-misc - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing gap report/soft pull not in file.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305147874

Closed

2026-07-13 02:47

2026-07-22 01:07

Resolved

1 - Information

Credit

Assets

Asset 5 Does Not Meet Guideline Requirements

Resolved-Requested proof for gift funds via wire transfer provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-wire - Due Diligence Vendor-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Provide Wire Instructions or Donor slip to verify gift amount transfer to the closing or escrow team.   - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305169888

Closed

2026-07-13 02:45

2026-07-21 05:31

Acknowledged

1 - Information

Compliance

Fees:Limited

Washington - Maximum Lender Fees (01/09)

Acknowledged-Per XX XXX - X%/X% RCW is outdated and does not apply to creditors, as defined in TILA, acknowledged. - Due Diligence Vendor-XX/XX/XXXX
Acknowledged-The "loan origination fee" ($XX,XXX.XX) exceeds the Washington Consumer Loan Act limit of X% of the first $XX,XXX plus X% of the remaining loan amount ($X,XXX.XX). (RCW XX.XX.XXX(X)). Per XX XXX - X%/X% RCW is
outdated and does not apply to
creditors, as defined in TILA - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

Originator Post-Close

Yes

XXXX

305169888

Closed

2026-07-17 09:47

2026-07-21 05:24

Resolved

1 - Information

Credit

Assets

Asset 6 Does Not Meet Guideline Requirements

Resolved-Departure CD provided showing proceeds going to title company, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached - Due Diligence Vendor-XX/XX/XXXX
Counter-Provide executed closing disclosure (CD) or settlement statement signed by the buyer and seller, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Missing executed closing disclosure for departure property showing proceeds to borrower of $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305169888

Closed

2026-07-17 08:36

2026-07-20 05:30

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Proof of loan and proof of loan being paid in full from closing proceeds from departure sale, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-DTI discrepancy due to liability for XX,XXX installment to Quorum Federal CU  not being found on the credit report or supplemental liability documents. Provide proof of this liability. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Proof of loan and proof of loan being paid in full from closing proceeds from departure sale, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305169888

Closed

2026-07-13 02:45

2026-07-21 05:32

Resolved

1 - Information

Compliance

Mavent

Fees: Limited

Resolved-Recording fee includes foreclosure prevention fee as listed on the settlement statement. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Washington requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "Washington Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Recording fee includes foreclosure prevention fee as listed on the settlement statement. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305180175

Closed

2026-07-13 03:28

2026-07-22 01:57

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-CPA on page #XXX is acceptable, Business narrative is not required. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Business Narrative from loan fie.
  - Due Diligence Vendor-XX/XX/XXXX

Resolved-CPA on page #XXX is acceptable, Business narrative is not required. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305132722

Closed

2026-07-15 06:13

2026-07-22 04:33

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Attached Appraisal field review is already present in file which is acceptable for secondary value hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Filed Review - Due Diligence Vendor-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The seller must order a Collateral Desktop Analysis (CDA) from Clear Capital or an Appraisal Risk Review (AAR) from Stewart Valuation Intelligence for each loan with no collateral underwriter score (CU) or a score greater than X.X that does not include two appraisals.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Attached Appraisal field review is already present in file which is acceptable for secondary value hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305132722

Closed

2026-07-15 06:16

2026-07-22 04:25

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Policy already has XXX% extended replacement cost which is sufficient to cover the loan amount, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXXX is equal to or greater than Required Coverage Amount of $XXXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Condition is not valid. Per the industry standard, as of July Xst, the file can have extended coverage or guaranteed coverage.  RCE is not needed any longer. This policy has extended coverage.
- Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount as per hazard insurance of $XXX,XXX is less than Required Coverage Amount of $X,XXX,XXX. Need additional coverage or provide RCE to verify. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXX

N/A

XXXX

305153939

Closed

2026-07-20 14:00

2026-07-23 06:11

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Cleared fraud report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached Loan safe report with alerts cleared. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached fraud alerts summary with very low Fraud score of XXX on scale to XXX. All high and medium alerts have been addressed. Per Fraud report Recommendation only requires to review and clear all high and medium alerts. - Due Diligence Vendor-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts There are X uncleared alert on the risk assessment. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Cleared fraud report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305153939

Closed

2026-07-14 00:51

2026-07-23 00:46

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Requested UDM Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached LQDM-UDM Alerts. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing undisclosed Debt Monitoring (UDM) borrower X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested UDM Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305153939

Closed

2026-07-14 00:51

2026-07-23 00:46

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Requested UDM Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305167458

Closed

2026-07-14 01:21

2026-07-28 23:14

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XXX Secondary Valuation uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-xxx - Due Diligence Vendor-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X The XXX report on page XXX shows a score of X.X and XXXXXXX XXX report on page XXX shows not eligible. A secondary valuation is required. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305167458

Closed

2026-07-14 02:36

2026-07-27 10:49

Resolved

1 - Information

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-The disbursement date is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-SEE PAGE XXX OF YOUR INVESTOR PACKAGE IT SHOWS THE LOAN DISBURSED ON X/XX/XXXX---THIS CONDITION IS NOT VALID  - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX XXX XXXXX.XX(c) and Official Staff Commentary). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The disbursement date is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

XXXX

N/A

XXXX

305145019

Closed

2026-07-14 07:13

2026-07-23 11:51

Resolved

1 - Information

Credit

Income/Employment

Borrower 1 Paystubs Less Than 1 Month Provided

Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-BX Income Docs - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Paystubs Less Than X Month Provided Provided Paystub for Borrower X is less than X month  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305145019

Closed

2026-07-14 07:13

2026-07-23 11:51

Resolved

1 - Information

Credit

Income/Employment

Borrower 2 Paystubs Less Than 1 Month Provided

Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-WVOE condition met with ytd earnings - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Paystubs Less Than X Month Provided Provided Paystub for Borrower X is less than X month  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Paystubs Less Than X Month Provided Condition Resolved or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305145019

Closed

2026-07-14 07:05

2026-07-23 11:48

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Borrower owned their residence  and then sold it - we have the lease dated XX/XX/XX - landlord is a professional management company and we have the printed ledger - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements If an Applicant rents from a professional management company, a fully completed and signed VOR may be utilized. If an Applicant rents from a private landlord, the most recent XX months' consecutive cancelled checks (front and back) along with a copy of the lease must be provided.    - Due Diligence Vendor-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

XXXX

N/A

XXXX

305133201

Closed

2026-07-17 08:08

2026-07-29 10:34

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-supporting docs - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Provide XXX. There was an increase in the appraisal fee and appraisal review fee. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305133201

Closed

2026-07-17 07:05

2026-07-28 23:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LQDM - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide Evidence of Undisclosed Debt Monitoring (UDM) for Borrower X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305133201

Closed

2026-07-17 07:05

2026-07-28 23:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LQDM - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide Evidence of Undisclosed Debt Monitoring (UDM) for Borrower X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Second Home

Purchase

XXXX

N/A

XXXX

305179700

Closed

2026-07-23 02:03

2026-07-29 15:53

Acknowledged

2 - Non-Material

Compliance

Missing Doc

Texas Home Equity Receipt Of Documents is Missing

Acknowledged-The documents in the file suffice as evidence of receipt of the Texas Home Equity documents. - Due Diligence Vendor-XX/XX/XXXX
Open-Texas Home Equity Receipt Of Documents is Missing - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-The documents in the file suffice as evidence of receipt of the Texas Home Equity documents. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

XXXX

Investor Post-Close