j.p. morgan acceptance corporation ii ABS-15G

 

Exhibit 99.12

 

Loan ID Seller Loan ID Redaction ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXX XXXX 305039214 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305039214 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial LE in File - Missing Initial 1003
XXXX XXXX 305039214 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305030867 XXXX Note Date notePage XXXX XXXX per Note
XXXX XXXX 305030867 XXXX Application Date complianceDetailPage XXXX XXXX per Application
XXXX XXXX 305030867 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX per CD
XXXX XXXX 305030867 XXXX Is the Condo Project warrantable propertyValuationPage Yes No Lender attested to condo is warrantable on 1008. Audit review of appraisal/questionnaire indicates the project is FNMA eligible project.
XXXX XXXX 305030867 XXXX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Borrower is FN per passport in file.
XXXX XXXX 305030867 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 11.19 DSCR per 1003/1008
XXXX XXXX 305055928 XXXX Loan Type the1003Page DSCR Conventional Per 1003 & ATR
XXXX XXXX 305055928 XXXX Application Date complianceDetailPage XXXX XXXX Per initial 1003 and other docs in file.
XXXX XXXX 305055928 XXXX Number of Mortgaged Properties creditLiabilitiesPage 3 1.0 Per 1003
XXXX XXXX 305051895 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305051895 XXXX Application Date complianceDetailPage XXXX XXXX Per Application 
XXXX   305062501 XXXX Note Date notePage XXXX XXXX Per Note
XXXX   305062501 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.21 44.62 Variance due to audit qualifying income higher.
XXXX XXXX 305097626 XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX per CD
XXXX XXXX 305097626 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX per CD
XXXX XXXX 305097626 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX XXXX 305086843 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305097672 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal, tape states prior sales price.
XXXX XXXX 305097672 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 18.14 8.01 Per 1008.
XXXX XXXX 305097655 XXXX Maturity Date notePage XXXX XXXX PER NOTE 
XXXX XXXX 305097655 XXXX Note Date notePage XXXX XXXX PER NOTE DATE. 
XXXX XXXX 305097655 XXXX First Payment Date notePage XXXX XXXX PER NOTE 
XXXX XXXX 305097655 XXXX Closing/Settlement Date closingDetailsNonCompliancePage XXXX XXXX Per notary date
XXXX XXXX 305097655 XXXX Qualifying FICO creditLiabilitiesPage 767 780 Per Credit Report
XXXX XXXX 305097778 XXXX Loan Amount notePage XXXX XXXX Per note
XXXX XXXX 305097778 XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Per final CD
XXXX XXXX 305097778 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal
XXXX XXXX 305097778 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.46 26.65 matches 1008
XXXX XXXX 305087395 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305087395 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report 
XXXX   305087379 XXXX Note Date notePage XXXX XXXX Per Note
XXXX   305087379 XXXX Application Date complianceDetailPage XXXX XXXX Per initial application
XXXX   305087379 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX   305087379 XXXX Calculated DSCR diligenceFinalLookPage 1.617 1.697 Lender DSCR Breakdown not provided
XXXX XXXX 305086842 XXXX Loan Type the1003Page DSCR Conventional Per 1008
XXXX XXXX 305086842 XXXX Borrower 1 Sex - I do not wish to provide this information the1003Page true false 1003 blank
XXXX XXXX 305086842 XXXX Borrower 1 Race - I do not wish to provide this information the1003Page true false 1003 blank.
XXXX XXXX 305086842 XXXX Borrower 1 Ethnicity - I do not wish to provide this information the1003Page true false 1003 blank
XXXX XXXX 305086842 XXXX Amount of Other Lien titlePage XXXX XXXX no other lien
XXXX XXXX 305086842 XXXX Number of Mortgaged Properties creditLiabilitiesPage 3 1.0 per credit report
XXXX XXXX 305086841 XXXX Loan Type the1003Page DSCR Conventional Per 1008
XXXX XXXX 305097277 XXXX Verified Doc Type employmentIncomePage 1YR Business P&L FullDocumentation per income
XXXX XXXX 305097277 XXXX Borrower 1 FTHB the1003Page true N Per final 1003
XXXX XXXX 305102343 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305102343 XXXX Application Date complianceDetailPage XXXX XXXX Per application
XXXX XXXX 305102343 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 443.72 DSCR loan - no DTI
XXXX XXXX 305102344 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305102344 XXXX Application Date complianceDetailPage XXXX XXXX Per application
XXXX XXXX 305102344 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 505.23 DSCR loan - no DTI
XXXX XXXX 305102346 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305102346 XXXX Application Date complianceDetailPage XXXX XXXX Per application
XXXX XXXX 305102346 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 889.37 DSCR loan - no DTI
XXXX XXXX 305108306 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305108306 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal
XXXX XXXX 305108306 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.64 46.76 Lender included a debt which was paid in full
XXXX XXXX 305102279 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305102279 XXXX Is the Condo Project warrantable propertyValuationPage Yes No Per UW attestation
XXXX XXXX 305097192 XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Per final CD
XXXX   305108368 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
XXXX   305108368 XXXX Calculated DSCR diligenceFinalLookPage 1.144 1.108 Lender used Actual Rents vs Market Rents
XXXX XXXX 305108391 XXXX Is the Condo Project warrantable propertyValuationPage Yes No Per 1008.
XXXX XXXX 305073100 XXXX Qualifying FICO creditLiabilitiesPage 763 793 per new credit report.
XXXX XXXX 305122130 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305122130 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan App
XXXX XXXX 305122130 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached per appraisal
XXXX XXXX 305108542 XXXX Property Type propertyValuationPage PUD Single Family Detached Per appraisal , title
XXXX XXXX 305108516 XXXX Calculated DSCR diligenceFinalLookPage 1.37 2.212 matches 1008
XXXX XXXX 305108514 XXXX Sales Price propertyValuationPage XXXX XXXX XXXX
XXXX XXXX 305108514 XXXX Property Type propertyValuationPage Condotel Condominium per appraisal.
XXXX XXXX 305122056 XXXX Note Date notePage XXXX XXXX Per executed Note in file
XXXX XXXX 305108505 XXXX Calculated DSCR diligenceFinalLookPage 1.114 1.0 Audit used Market Rent/ PITIA.  Lender Calculation not provided
XXXX XXXX 305122131 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305122131 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per executed final CD
XXXX XXXX 305097468 XXXX Initial Originator Signature Date complianceDetailPage XXXX XXXX Per initial application
XXXX XXXX 305097468 XXXX ULI the1003Page XXXX XXXX Per 1003
XXXX XXXX 305097468 XXXX Application Date complianceDetailPage XXXX XXXX Per initial application
XXXX XXXX 305097468 XXXX Subject Property Gross Rental income businessPurposePage 2500 2800.0 Per 1025
XXXX XXXX 305097468 XXXX Number of Mortgaged Properties creditLiabilitiesPage 2 1.0 Per Credit Report
XXXX XXXX 305129634 XXXX Lender Name notePage XXXX XXXX Per Note 
XXXX XXXX 305108513 XXXX Sales Price propertyValuationPage XXXX XXXX Per contract of sale
XXXX XXXX 305108513 XXXX Property Type propertyValuationPage Condotel Condominium Per Appraisal/Condo Questionnaire
XXXX XXXX 305108513 XXXX Qualifying LTV propertyValuationPage 64.68 65.00 Loan Amount/Purchase Price
XXXX XXXX 305122105 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305122105 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial App
XXXX XXXX 305122105 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305108521 XXXX Property Type propertyValuationPage Condotel Condominium As per Audit, Appraisal, etc 
XXXX XXXX 305108494 XXXX Property Type propertyValuationPage Single Family Attached Single Family Detached  
XXXX XXXX 305072973 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached As per Audit, Appraisal, etc 
XXXX XXXX 305129690 XXXX Sales Price propertyValuationPage XXXX XXXX As per Audit, Approval, Stlmnt Stnt, etc 
XXXX XXXX 305129690 XXXX Property Type propertyValuationPage Condotel Condominium per appraisal
XXXX XXXX 305108480 XXXX Borrower 1 First Name notePage XXXX XXXX Per Note.
XXXX XXXX 305129707 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 305129707 XXXX Property Type propertyValuationPage Cooperative Single Family Detached Per appraisal
XXXX XXXX 305129707 XXXX Calculated DSCR diligenceFinalLookPage 1.052 1.3653 matches approval
XXXX XXXX 305129645 XXXX Property Type propertyValuationPage Townhouse Single Family Detached Per appraisal
XXXX XXXX 305129611 XXXX Property Type propertyValuationPage PUD Two to Four Unit Per appraisal, title
XXXX XXXX 305129662 XXXX Lender Name notePage XXXX XXXX per note
XXXX XXXX 305129662 XXXX Loan Program businessPurposeApprovalandGuidelinePage XXXX XXXX per income
XXXX XXXX 305129658 XXXX Qualifying LTV propertyValuationPage 15.36 15.25 Loan amount/ Sales price matches 1008
XXXX XXXX 305129658 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.27 36.98 Audit matches final 1008
XXXX XXXX 305129667 XXXX Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX XXXX 305129617 XXXX Property Type propertyValuationPage Single Family Attached Single Family Detached Per Appraisal 
XXXX XXXX 305145194 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145194 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145372 XXXX Note Date notePage XXXX XXXX Per executed Note in file
XXXX XXXX 305145292 XXXX Note Date notePage XXXX XXXX PER FINAL NOTE DATE.
XXXX XXXX 305145268 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305145268 XXXX Application Date complianceDetailPage XXXX XXXX Per initial 1003
XXXX XXXX 305145268 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report 
XXXX XXXX 305145351 XXXX Note Date notePage XXXX XXXX Per note 
XXXX XXXX 305145351 XXXX Is the Condo Project warrantable propertyValuationPage Yes No Property is a Site Condo
XXXX XXXX 305145341 XXXX Note Date notePage XXXX XXXX Per executed Note in file
XXXX XXXX 305145341 XXXX ULI the1003Page XXXX XXXX Per 1003
XXXX XXXX 305145341 XXXX Application Date complianceDetailPage XXXX XXXX Per 1003 in file
XXXX XXXX 305145341 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD in file
XXXX XXXX 305145341 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2456.68 DSCR per 1003/1008
XXXX XXXX 305102349 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305102349 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per final settlement statement
XXXX XXXX 305145427 XXXX Application Date complianceDetailPage XXXX XXXX Per application
XXXX XXXX 305145427 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal.
XXXX XXXX 305145277 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145277 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal 
XXXX XXXX 305145277 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 176.39 DSCR
XXXX XXXX 305145199 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145383 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145383 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial App
XXXX XXXX 305145415 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145415 XXXX Application Date complianceDetailPage XXXX XXXX Per Loan Approval 
XXXX XXXX 305145415 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145415 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305145256 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145256 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145220 XXXX Note Date notePage XXXX XXXX per note
XXXX XXXX 305145220 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305145253 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD.
XXXX XXXX 305145274 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305157134 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305157134 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan App
XXXX XXXX 305157134 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per appraisal
XXXX XXXX 305157134 XXXX Calculated DSCR diligenceFinalLookPage 1.679 1.594 Lender DSCR Breakdown not provided
XXXX XXXX 305157134 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 25.41 DSCR
XXXX XXXX 305145370 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145402 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145402 XXXX Application Date complianceDetailPage XXXX XXXX Per Credit Report 
XXXX XXXX 305145402 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305145212 XXXX First Payment Date notePage XXXX XXXX Per Note
XXXX XXXX 305145212 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145212 XXXX Maturity Date notePage XXXX XXXX Per Note
XXXX XXXX 305145305 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145255 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145200 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145366 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305145366 XXXX Application Date complianceDetailPage XXXX XXXX Per initial loan application
XXXX XXXX 305145347 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145352 XXXX Note Date notePage XXXX XXXX PER EXECUTED NOTE
XXXX XXXX 305145352 XXXX Application Date complianceDetailPage XXXX XXXX PER INITIAL APPLICATION
XXXX XXXX 305145219 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305145384 XXXX Note Date notePage XXXX XXXX Per Final Note
XXXX XXXX 305145384 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal.
XXXX XXXX 305145276 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145276 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD
XXXX XXXX 305145286 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305145286 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305145286 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 94379.48 dscr - no dti
XXXX XXXX 305145240 XXXX Note Date notePage XXXX XXXX Per Note Date
XXXX XXXX 305145450 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145450 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145450 XXXX Is the Condo Project warrantable propertyValuationPage No Y Audit confirmed the project is non-warrantable. 
XXXX XXXX 305145450 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 129.84 Loan is a DSCR no DTI
XXXX XXXX 305145407 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145407 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
XXXX XXXX 305145407 XXXX Calculated DSCR diligenceFinalLookPage 1.582 1.428 Variance is due to Lender using lower lease amount
XXXX XXXX 305145323 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145323 XXXX Application Date complianceDetailPage XXXX XXXX Per 1003
XXXX XXXX 305145284 XXXX Note Date notePage XXXX XXXX Per Final Note
XXXX XXXX 305145198 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145198 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145198 XXXX Calculated DSCR diligenceFinalLookPage 0.755 1.211 Lender DSCR Breakdown not provided
XXXX XXXX 305145395 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305129708 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 305129708 XXXX Property Type propertyValuationPage Condotel Single Family Detached Per appraisal
XXXX XXXX 305129708 XXXX Calculated DSCR diligenceFinalLookPage 1.304 3.1601 Per lender worksheet
XXXX XXXX 305145234 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145234 XXXX Is the Condo Project warrantable propertyValuationPage Yes No Per Appraisal/ Condo Questionnaire
XXXX XXXX 305157144 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305157144 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached per appraisal
XXXX XXXX 305157144 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX
per appraisal
XXXX XXXX 305157144 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 3195.25 DSCR
XXXX XXXX 305157144 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 416.30 DSCR
XXXX XXXX 305182518 XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Per PCCD
XXXX XXXX 305145216 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145216 XXXX Application Date complianceDetailPage XXXX XXXX Per Credit Report
XXXX XXXX 305145216 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305145216 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 89090.99 89131.87 Per Final CD
XXXX XXXX 305180501 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 12447.05 12523.04 per cd
XXXX XXXX 305180501 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal.
XXXX XXXX 305180501 XXXX Qualifying LTV propertyValuationPage 63.12 75.00 Loan Amount /Appraised Value
XXXX XXXX 305180501 XXXX Calculated DSCR diligenceFinalLookPage 1.317 1.288 Lender Final 1003 reflects higher property taxes than tax documents. Audit matched Lender taxes on Final CD and tax documents.
XXXX XXXX 305182428 XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Per PCCD
XXXX XXXX 305193642 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305193642 XXXX Property County deedOfTrustPage XXXX XXXX Per mortgage 
XXXX XXXX 305193642 XXXX Application Date complianceDetailPage XXXX XXXX Per application
XXXX XXXX 305193642 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per appraisal
XXXX XXXX 305193642 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 3382.37 DSCR loan-income not considered
XXXX XXXX 305193642 XXXX Calculated DSCR diligenceFinalLookPage 1.465 1.451 Lender used lower total rents
XXXX XXXX 305193642 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 76.43 DSCR loan-Debts not considered
XXXX XXXX 305180449 XXXX Note Date notePage XXXX XXXX PER EXECUTED NOTE
XXXX XXXX 305180449 XXXX Application Date complianceDetailPage XXXX XXXX PER CREDIT REPORT
XXXX XXXX 305180449 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3386.01 DSCR PRODUT PER APPROVAL AND 1008.
XXXX XXXX 305180472 XXXX Vested Business Entity Name notePage XXXX XXXX Per Note
XXXX XXXX 305180472 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180472 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305180472 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 102342.21 105596.08 Per PCCD
XXXX XXXX 305180472 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per PCCD
XXXX XXXX 305180472 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per appraisal
XXXX XXXX 305180472 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 57.76 Loan is a DSCR no DTI
XXXX XXXX 305145385 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305145385 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Title
XXXX XXXX 305193640 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305193640 XXXX Cash out Include Debt Paid at Close finalCdDetailPage 1399095.71 1407095.71 Per Final CD
XXXX XXXX 305193640 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX 2 Full Appraisals - Lower Value used for LTV
XXXX XXXX 305180517 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305180517 XXXX Application Date complianceDetailPage XXXX XXXX Per 1003.
XXXX XXXX 305180517 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 323857.06 324985.46 Per CD
XXXX XXXX 305180517 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached 5 unit per appraisal

XXXX XXXX 305180524 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180524 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan App
XXXX XXXX 305180442 XXXX Note Date notePage XXXX XXXX Per Note in file
XXXX XXXX 305180438 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305180460 XXXX Note Date notePage XXXX XXXX Per Note 
XXXX XXXX 305180460 XXXX Application Date complianceDetailPage XXXX XXXX Per 1003 in file
XXXX XXXX 305180460 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per Appraisal
XXXX XXXX 305180460 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 1467.85 Loan is a DSCR No income
XXXX XXXX 305180460 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2615.32 Loan is a DSCR No DTI
XXXX XXXX 305180455 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180455 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
XXXX XXXX 305180455 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.49 43.24 Did not Included REO (a) Sold on  XXXX.
XXXX XXXX 305180455 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 49016.62 Not employed
XXXX XXXX 305180503 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180503 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305180503 XXXX Borrower 1 Qualifying Income employmentIncomePage 58199.52 149638.38 Per Income documentation, audit calculation lower than lender
XXXX XXXX 305180503 XXXX Loan Program businessPurposeApprovalandGuidelinePage XXXX XXXX XXXX
XXXX XXXX 305180526 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305180526 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached appraisal
XXXX XXXX 305180526 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 3028.06 DSCR
XXXX XXXX 305180526 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 105.10 DSCR
XXXX XXXX 305180526 XXXX Calculated DSCR diligenceFinalLookPage 1.552 1.461 Lender DSCR Breakdown not provided
XXXX XXXX 305180535 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180535 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan Application
XXXX XXXX 305180535 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 305180510 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180433 XXXX Note Date notePage XXXX XXXX per Note
XXXX XXXX 305180433 XXXX Application Date complianceDetailPage XXXX XXXX per Application
XXXX XXXX 305180433 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 1758.66 0.00 per CD
XXXX XXXX 305180433 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX per CD
XXXX XXXX 305180427 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180439 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180439 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal report 
XXXX XXXX 305180450 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180450 XXXX Borrower 1 Last Name notePage XXXX XXXX Per Note
XXXX XXXX 305180450 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX 2 Full Appraisals – used Lower Appraised Value (Review Product 1)
XXXX XXXX 305180415 XXXX Borrower 1 Qualifying Income employmentIncomePage 6020.1 5808.24 Per income documentation, audited income was higher. 
XXXX XXXX 305180528 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180528 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial App
XXXX XXXX 305180528 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 3.99 DSCR
XXXX XXXX 305180528 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 24060.15 DSCR file. 
XXXX XXXX 305180473 XXXX HOA Flag propertyValuationPage No Y No HOA per appraisal
XXXX XXXX 305180453 XXXX Note Date notePage XXXX XXXX per note
XXXX XXXX 305180522 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180522 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305180522 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 1623.13 Loan is a DSCR no income
XXXX XXXX 305180522 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 297.70 Loan is a DSCR no DTI
XXXX XXXX 305180429 XXXX Note Date notePage XXXX XXXX Per Note 
XXXX XXXX 305180491 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 639.15 Loan is a DSCR No income
XXXX XXXX 305180491 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 383.79 Loan is a DSCR No DTI
XXXX XXXX 305180418 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305180418 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 613.76 Loan is a DSCR no income
XXXX XXXX 305180418 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 254.33 Loan is a DSCR no DTI
XXXX XXXX 305180531 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180531 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial LE
XXXX XXXX 305180531 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 3438.53 0.00 Per Final CD
XXXX XXXX 305180531 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached per appraisal
XXXX XXXX 305180531 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 5780.45 DSCR - no income
XXXX XXXX 305180531 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 407.41 DSCR - no dti
XXXX XXXX 305180424 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305180424 XXXX Vested Business Entity Name notePage XXXX XXXX Per Note.
XXXX XXXX 305180424 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305180459 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180459 XXXX Application Date complianceDetailPage XXXX XXXX Per initial 1003
XXXX XXXX 305180459 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 3718.66 Loan is a DSCR no income
XXXX XXXX 305180459 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 221.16 Loan is a DSCR - no DTI
XXXX XXXX 305180471 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180451 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305180451 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 39.36 Loan is a DSCR no Income
XXXX XXXX 305180451 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2594.00 Loan is a DSCR no DTI
XXXX XXXX 305180488 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180488 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 228357.84 229240.05 Per Final CD
XXXX XXXX 305180488 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305180479 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305180479 XXXX Borrower 1 Qualifying Income employmentIncomePage 14738 18919.81 Audit calculated lower income
XXXX XXXX 305180481 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180481 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan App
XXXX XXXX 305180428 XXXX Vested Business Entity Name notePage XXXX XXXX Per executed note
XXXX XXXX 305180428 XXXX Note Date notePage XXXX XXXX Per executed note
XXXX XXXX 305180428 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1259.30 DSCR loan
XXXX XXXX 305180478 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180478 XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX XXXX 305180509 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 6183.99 DSCR
XXXX XXXX 305180509 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 162.37 DSCR
XXXX XXXX 305180486 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180486 XXXX Vested Business Entity Name notePage XXXX XXXX Per Note
XXXX XXXX 305180486 XXXX Application Date complianceDetailPage XXXX XXXX Per initial 1003
XXXX XXXX 305180486 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
XXXX XXXX 305180486 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 529.82 DSCR
XXXX XXXX 305193641 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305193641 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per Appraisal
XXXX XXXX 305193629 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per Appraisal
XXXX XXXX 305193629 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 1112.75 DSCR
XXXX XXXX 305193629 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1830.34 Per 1008 DSCR
XXXX XXXX 305193629 XXXX Calculated DSCR diligenceFinalLookPage 1.128 1.095 Audit used Market Rent/ PITIA.  
XXXX XXXX 305180426 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180426 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial 1003
XXXX XXXX 305180426 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 383.98 Per 1008 the loan is a  DSCR, no income
XXXX XXXX 305180426 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1452.91 Per 1008 the loan is a  DSCR, no DTI
XXXX XXXX 305180432 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180432 XXXX ULI the1003Page XXXX XXXX Per Inital 1003
XXXX XXXX 305180432 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX per CD
XXXX XXXX 305180430 XXXX Note Date notePage XXXX XXXX per CD
XXXX XXXX 305180430 XXXX Application Date complianceDetailPage XXXX XXXX per Application
XXXX XXXX 305180430 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 13366.27 14327.16 per CD
XXXX XXXX 305180430 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 1261.60 Per 1008 DSCR
XXXX XXXX 305180419 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305182082 XXXX Borrower 1 Years in Current Home the1003Page 0.25 3 Per 1003
XXXX XXXX 305182082 XXXX B1 Country Name the1003Page XXXX XXXX XXXX
XXXX XXXX 305182082 XXXX Borrower 2 Years in Current Home the1003Page 0.25 3 Per 1003
XXXX XXXX 305180498 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305180498 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal.
XXXX XXXX 305180506 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305180506 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal 
XXXX XXXX 305193644 XXXX Note Date notePage XXXX XXXX per Note
XXXX XXXX 305193644 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX per CD
XXXX XXXX 305193644 XXXX Number of Units propertyValuationPage 9 8 Per Appraisal
XXXX XXXX 305193644 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per Appraisal
XXXX XXXX 305193644 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 296.99 DSCR 
XXXX XXXX 305188766 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305180422 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305193633 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305193633 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 357795.75 354242.83 Per Final CD
XXXX XXXX 305193633 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached Per Appraisal
XXXX XXXX 305193635 XXXX Application Date complianceDetailPage XXXX XXXX per Application
XXXX XXXX 305193635 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX per CD
XXXX XXXX 305180490 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180490 XXXX Application Date complianceDetailPage XXXX XXXX Per initial application
XXXX XXXX 305180490 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final 1003
XXXX XXXX 305180490 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 110.22 DSCR
XXXX XXXX 305180490 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 17751.77 DSCR
XXXX XXXX 305180490 XXXX Calculated DSCR diligenceFinalLookPage 0.825 1.036 lender did not include HOA
XXXX XXXX 305180482 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180482 XXXX Application Date complianceDetailPage XXXX XXXX Per Final CD
XXXX XXXX 305180470 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180470 XXXX Property City notePage XXXX XXXX XXXX
XXXX XXXX 305180470 XXXX Cash out Include Debt Paid at Close finalCdDetailPage 935915.68 1695101.60 Per Final CD
XXXX XXXX 305193643 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 676.56 DSCR loan No DTI
XXXX XXXX 305180500 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180500 XXXX Application Date complianceDetailPage XXXX XXXX Per Initial Loan App
XXXX XXXX 305180500 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal.
XXXX XXXX 305180437 XXXX Note Date notePage XXXX XXXX per Note
XXXX XXXX 305180437 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX per CD
XXXX XXXX 305180494 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180494 XXXX Cash out Include Debt Paid at Close postConsummationCdDetailPage 333603.1 333387.03 Per Final CD/Settlement Statement
XXXX XXXX 305180493 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305180493 XXXX Borrower 1 Qualifying Income employmentIncomePage 30297.31 31852.00 Per bank statements
XXXX XXXX 305193631 XXXX Application Date the1003Page XXXX XXXX Per Earliest 1003
XXXX XXXX 305193631 XXXX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage 379408.96 379486.57 Per Final CD
XXXX XXXX 305193631 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per Final CD
XXXX XXXX 305193631 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report 
XXXX XXXX 305180507 XXXX Borrower 1 Last Name notePage XXXX XXXX Per Application
XXXX XXXX 305180507 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305180507 XXXX Vested Business Entity Name notePage XXXX XXXX Per Note
XXXX XXXX 305180507 XXXX Borrower 1 SSN the1003Page XXXX XXXX Tape SSN is for B2 - B1 SSN is correct. 
XXXX XXXX 305180507 XXXX Application Date the1003Page XXXX XXXX Per Initial App
XXXX XXXX 305193634 XXXX Note Date notePage XXXX XXXX Per Note.
XXXX XXXX 305193634 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD.
XXXX XXXX 305194832 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194837 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194837 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD
XXXX XXXX 305194837 XXXX Qualifying FICO creditLiabilitiesPage 760 778 Per Credit Report
XXXX XXXX 305194799 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305194799 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 473.14 DSCR per Loan Approval
XXXX XXXX 305194799 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 635.33 DSCR per Loan Approval
XXXX XXXX 305194762 XXXX Note Date notePage XXXX XXXX XXXX
XXXX XXXX 305194762 XXXX Cash out Include Debt Paid at Close finalCdDetailPage 180702.78 428610.19 Per final CD
XXXX XXXX 305194792 XXXX Application Date the1003Page XXXX XXXX Per initial 1003
XXXX XXXX 305194792 XXXX Cash Disbursement Date closingDetailsNonCompliancePage XXXX XXXX Per final CD
XXXX XXXX 305194792 XXXX Property Type propertyValuationPage 5-10 Unit Multi-Family Single Family Detached per Appraisal
XXXX XXXX 305194792 XXXX Calculated DSCR diligenceFinalLookPage 2.734 1.844 Lender DSCR Breakdown not provided
XXXX XXXX 305194792 XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 732.69 DSCR loan no DTI
XXXX XXXX 305194810 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194810 XXXX Application Date the1003Page XXXX XXXX Per Initial 1003
XXXX XXXX 305194810 XXXX Borrower 1 Qualifying Income employmentIncomePage 0 6691.75 DSCR no Income
XXXX XXXX 305194761 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194694 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194694 XXXX Borrower 1 Qualifying Income   19712.35 19712.00 Per Income documentation 
XXXX XXXX 305194662 XXXX Note Date notePage XXXX XXXX Per note
XXXX XXXX 305194662 XXXX Occupancy the1003Page Second Home OwnerOccupied Per 1003, 1008
XXXX XXXX 305194714 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194714 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD
XXXX XXXX 305194752 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 305194752 XXXX Cash out Include Debt Paid at Close finalCdDetailPage 27504.97 30116.78 Per Final CD
XXXX XXXX 305194752 XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per Final CD