Supplement dated
October 21, 2026, to the Statutory Prospectus dated May 1, 2013 for the following
variable universal life policies:
| Issued by Pacific Life Insurance Company | Issued by Pacific Life & Annuity Company |
| Pacific Select Accumulator | Pacific Estate Preserver-NY |
| Pacific Select Choice | Pacific Select Exec II-NY |
| Pacific Select Estate Maximizer | Pacific Select Exec III-NY |
| Pacific Select Estate Preserver | Pacific Select Exec IV-NY |
| M’s Versatile Product - Survivorship | |
| Pacific Select Estate Preserver II | |
| Pacific Select Estate Preserver III | |
| Pacific Select Estate Preserver IV | |
| Pacific Select Estate Preserver V |
The purpose of this supplement is to announce an underlying fund change. This supplement must be preceded or accompanied by the Statutory Prospectus, for your Policy, as supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. “We’’, “us’’, or “our” refer to Pacific Life Insurance Company, as applicable; “you” or “your” refer to the Policy Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 347-7787 or (800) 748-6907 for New York contracts, or online at PacificLife.com/Prospectuses. Please retain this supplement for future reference.
Effective November 1, 2026, the INVESTMENT OPTIONS section is amended to reflect the following changes
| · | The Subadvisor for the Pacific Select Fund International Small-Cap will change from FIAM LLC to Wellington Management Company LLP. |
Form No. 15-53374-00
85-53383-00