v3.26.3
LINES OF CREDIT (Details Narrative) - USD ($)
9 Months Ended
Mar. 24, 2026
Sep. 30, 2026
Dec. 31, 2025
Line of Credit Facility [Line Items]      
Line of credit description (i) extended the maturity of the credit facility to February 28, 2029, (ii) modified certain portfolio composition requirements, including limiting mortgage loans outstanding for more than 30 months to 17.5% of the total portfolio, (iii) updated applicable interest margins, and (iv) revised certain mortgage loan eligibility criteria. Except as amended, all other material terms of the credit facility remain in full force and effect.    
Extended maturity date Feb. 28, 2029    
Line of credit outstanding amount   $ 17,034,621 $ 17,601,132
MBC Funding II [Member] | Valley Credit Line [Member]      
Line of Credit Facility [Line Items]      
Maximum borrowings   10,000,000.0  
Limited guaranteed amount   500,000  
Webster Credit Line [Member]      
Line of Credit Facility [Line Items]      
Maximum borrowings   $ 32,500,000  
Percentage of agency fee   0.50%  
Limited guaranteed amount   $ 1,000,000.0  
Line of credit outstanding amount   $ 10,992,121  
Line of credit facility, interest rate at period end   7.20%  
Webster Credit Line [Member] | Secured Overnight Financing Rate (SOFR) [Member]      
Line of Credit Facility [Line Items]      
Line of credit facility, interest rate description   (i) the Secured Overnight Financing Rate (“SOFR”) plus an applicable premium, including a 0.5% agency fee, or (ii) a Base Rate (as defined in the Amended and Restated Credit Agreement) plus 2.00%, plus a 0.5% agency fee.  
Percentage of agency fee   0.50%  
Webster Credit Line [Member] | Base Rate [Member]      
Line of Credit Facility [Line Items]      
Percentage of agency fee   0.50%  
Base rate applicable margin   2.00%  
Valley Credit Line [Member]      
Line of Credit Facility [Line Items]      
Line of credit outstanding amount   $ 6,042,500  
Line of credit facility, interest rate at period end   6.70%