Hildene-CCC Depositor II, LLC ABS-15G
Exhibit 99.5 - Schedule 5
| ALT Loan ID | Loan ID | Seller Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Subordinate Lien 2 Type | Subordinate Lien 2 Max Draw Amount (HELOC) | Subordinate Lien 3 Type | Subordinate Lien 3 Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | ITIN Flag | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Maturity Date | Borrower 1 Trust Name | Borrower 2 Trust Name | Borrower 3 Trust Name | Borrower 4 Trust Name | Delayed Financing Flag | Title Company Name | Settlement Agent Company | Neighborhood Location | Gift Funds | Gift Funds Percentage of Total Funds Required |
| HILD2026NQM1-251 | XXXXXXXX | DSCR | DSCR 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.222 | 1.222 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 681 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 60.1 | No | 64.77 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-252 | XXXXXXXX | Closed End - 1st Lien | Closed End - 1st Lien | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 28.16% | 28.16% | 28.16% | Yes | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 11.1 | $X,XXX.XX | 11.1 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-253 | XXXXXXXX | XXXXXXXX Solutions Bank Statement Non-Conf 30 Yr Fixed | XXXXXXXX Solutions Bank Statement Non-Conf 30 Yr Fixed | XXXXXXXX | No | XX/XX/XXXX XXXXXXXX Non-QM Guides V1 | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.410% | Manual Underwriting | Manual Underwriting | No | 8.037% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 26.91% | 26.88% | 26.88% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 50.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 672 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 41.9 | $X,XXX.XX | 41.9 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-254 | XXXXXXXX | DSCR | DSCR 30 Year Fixed | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 0.939 | 0.939 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 755 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 43.7 | $X,XXX.XX | 43.7 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-255 | XXXXXXXX | DSCR | DSCR 30 Year Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | 4 - Verified 2+ Mos | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | .00 | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.307 | 1.307 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 769 | 810 | 832 | 806 | 810 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 47.2 | $X,XXX.XX | 47.2 | No | 79.16 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-256 | XXXXXXXX | DSCR | DSCR Non-Conf 30 Yr Fixed 5% PPP | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.96 | 0.96 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 746 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 134.8 | $X,XXX.XX | 134.8 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-257 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Choice Bank Statements | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 6.959% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 27.32% | 27.32% | 27.32% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 748 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 8.7 | $X,XXX.XX | 8.7 | No | 76.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-258 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.570% | Manual Underwriting | Manual Underwriting | No | 6.789% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 32.31% | 32.31% | 32.31% | No | No | Self-Employed | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | Third-Party Prepared (Unaudited) | 29 | XXXXXXXX | Third-Party Prepared (Unaudited) | XXXXXXXX | 29 | Yes | XXXXXXXX | Yes | XXXXXXXX | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX || Co Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 788 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 6.2 | $X,XXX.XX | 6.2 | No | 70.0 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 7.86 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-259 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.287 | 1.27 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 51.6 | $X,XXX.XX | 51.6 | No | 80.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-260 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Choice Bank Statements | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 21.49% | 21.36% | 21.36% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 50.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 764 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 71.9 | No | 74.42 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-261 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential P&L guidelines_ v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 7.422% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 40.22% | 40.22% | 40.22% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Audited | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 722 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 74.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-262 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | All Fixed Loans - NON QM(XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential VOE guidelines_v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.420% | Manual Underwriting | Manual Underwriting | No | 7.067% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 47.73% | 47.73% | 47.73% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 76 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 759 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 37.5 | $X,XXX.XX | 11.8 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 166.04 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-263 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 49.99% | 49.99% | 49.99% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 90.00% | XXXXXXXX | Third-Party Prepared (Unaudited) | 17 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 718 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 47.0 | $X,XXX.XX | 47.0 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-264 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential P&L guidelines_ v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 7.348% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 38.39% | 35.85% | 35.85% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Audited | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 35.1 | $X,XXX.XX | 4.2 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 189.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-265 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Program Guidelines 2.0 | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.250% | 8.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 49.99% | 49.99% | 49.99% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 17 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 718 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 53.8 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-266 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential VOE guidelines_v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.420% | Manual Underwriting | Manual Underwriting | No | 7.750% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 43.53% | 42.48% | 42.48% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 75 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 719 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 5.5 | $X,XXX.XX | 5.5 | No | 79.83 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 85.54 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-267 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 19.71% | 19.71% | 19.71% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 714 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 324.0 | $X,XXX.XX | 324.0 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-268 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential Bank Statement guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 19.71% | 19.71% | 19.71% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 714 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 102.6 | No | 26.67 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-269 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_CHOICE VOE Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.410% | Manual Underwriting | Manual Underwriting | No | 7.006% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 52.18% | 52.18% | 52.18% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 48 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 683 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 21.2 | No | 14.04 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-270 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 6.933% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 45.72% | 45.72% | 45.72% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 16 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 57.8 | $X,XXX.XX | 57.8 | No | 66.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 192.45 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-271 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential Bank Statement guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.863% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 32.33% | 32.23% | 32.23% | No | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 759 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 20.6 | $X,XXX.XX | 4.2 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 208.46 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-272 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential VOE guidelines_v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 7.118% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 43.72% | 43.72% | 43.72% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 52 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 771 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 35.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-273 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential VOE guidelines_ v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 7.280% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 44.57% | 44.57% | 44.57% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | Yes | 46 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 769 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.2 | $X,XXX.XX | 6.2 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-274 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential P&L guidelines_ v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.750% | 8.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 16.67% | 22.98% | 22.98% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 698 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.9 | $X,XXX.XX | 9.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-275 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.695% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 33.70% | 33.70% | 33.70% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | XXXXXXXX | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 8.6 | $X,XXX.XX | 8.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 15.29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-276 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_CHOICE VOE Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 6.976% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 44.64% | 44.64% | 44.64% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 37 | XXXXXXXX | XXXXXXXX | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 783 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 94.7 | No | 37.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-277 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_ essential P&L guidelines_ v XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 29.84% | 29.84% | 29.84% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 38.5 | $X,XXX.XX | 38.5 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-278 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Select Bank Statements XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.54% | 40.63% | 40.63% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 686 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 117.3 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-279 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 25.66% | 25.66% | 25.66% | Yes | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Audited | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 719 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 21.8 | No | 69.74 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-280 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 31.42% | 29.96% | 29.96% | Yes | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | XXXXXXXX | Audited | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 126.5 | $X,XXX.XX | 126.5 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-281 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 37.31% | 37.32% | 37.32% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 767 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.6 | $X,XXX.XX | 9.6 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-282 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.846% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 27.89% | 27.94% | 27.94% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 746 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 9.8 | $X,XXX.XX | 5.4 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 131.70 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-283 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 7.320% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.29% | 40.29% | 40.29% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 30 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 43.3 | No | 70.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-284 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Choice Bank Statements | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 7.86% | 9.76% | 9.76% | Yes | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 817 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 299.8 | $X,XXX.XX | 299.8 | No | 80.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-285 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 6.938% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 47.15% | 47.15% | 47.15% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 61 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 17.8 | No | 60.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-286 | XXXXXXXX | ALL FIXED LOANS (XXXXXXXX_CONV) | ALL FIXED LOANS (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX_Essential VOE guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.570% | Manual Underwriting | Manual Underwriting | No | 6.959% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 43.18% | 43.18% | 43.18% | No | No | Employed | Employed | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 38 | XXXXXXXX | XXXXXXXX | Yes | 168 | XXXXXXXX | XXXXXXXX 1005 | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.7 | $X,XXX.XX | 9.7 | No | 80.0 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 34.25 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-287 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential VOE guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 6.885% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 37.90% | 38.33% | 38.33% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 38 | XXXXXXXX | XXXXXXXX | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 783 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 50.4 | .00 | 0.0 | No | 70.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 200.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-288 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 14.58% | 14.61% | 14.61% | Yes | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 50.00% | Audited | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 806 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 45.4 | $X,XXX.XX | 45.4 | No | 66.22 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-289 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.144% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 31.50% | 31.50% | 31.50% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Audited | 29 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 698 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | $X,XXX.XX | 0 | 0 | 0 | $X,XXX.XX | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 44.44 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-290 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM | XXXXXXXX | No | XXXXXXXX Choice Bank Statements | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.851% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 23.49% | 23.49% | 23.49% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.9 | $X,XXX.XX | 6.9 | No | 44.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 102.56 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-291 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.136% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 20.61% | 21.52% | 21.52% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 50 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 801 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 15.1 | $X,XXX.XX | 15.1 | No | 30.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 23.81 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-292 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.021% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.70% | 32.73% | 32.73% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 50.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 772 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 44.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-293 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.119% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 44.14% | 44.14% | 44.14% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Audited | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 768 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 10.6 | $X,XXX.XX | 10.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-294 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.602% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 46.05% | 46.06% | 46.06% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | XXXXXXXX | Third-Party Prepared (Unaudited) | 29 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.6 | $X,XXX.XX | 7.6 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 206.68 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-295 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.343% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 47.10% | 47.68% | 47.68% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 751 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 32.1 | $X,XXX.XX | 11.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 79.65 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-296 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.837% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.93% | 40.93% | 40.93% | No | No | Employed | Employed | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 127 | XXXXXXXX | XXXXXXXX 1005 | Yes | 78 | XXXXXXXX | XXXXXXXX | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX || Co Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 800 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.5 | $X,XXX.XX | 4.5 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-297 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Program Guidelines 2.0 | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 45.55% | 45.55% | 45.55% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 680 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.7 | $X,XXX.XX | 6.7 | No | 66.67 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-298 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX_Essential P&L guidelines_version XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 6.742% | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 43.82% | 44.01% | 44.01% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 17 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 794 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 0.9 | $X,XXX.XX | 0.9 | No | 50.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 50.77 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-299 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.838% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 34.59% | 34.59% | 34.59% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 35.7 | $X,XXX.XX | 18.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 135.78 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-300 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.368% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 9.72% | 9.72% | 9.72% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 744 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 128.7 | $X,XXX.XX | 128.7 | No | 70.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-301 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.585% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 44.88% | 44.88% | 44.88% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 742 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.7 | $X,XXX.XX | 9.7 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-302 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.457% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 42.52% | 42.52% | 42.52% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.1 | $X,XXX.XX | 4.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 191.06 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-303 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.180% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 33.42% | 33.42% | 33.42% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 29 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 809 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 31.6 | $X,XXX.XX | 31.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 90.42 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-304 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.887% | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 43.82% | 43.82% | 43.82% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 17 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 714 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 12.0 | $X,XXX.XX | 12.0 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-305 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 34.97% | 34.97% | 34.97% | Yes | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.0 | $X,XXX.XX | 9.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-306 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 35.95% | 35.95% | 35.95% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 716 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 49.3 | $X,XXX.XX | 49.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 123.27 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-307 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.736% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 36.05% | 36.24% | 36.24% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 30 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 804 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 39.3 | $X,XXX.XX | 39.3 | No | 48.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-308 | XXXXXXXX | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 45.02% | 45.02% | 45.02% | Yes | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 109 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 790 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.0 | $X,XXX.XX | 6.0 | No | 80.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 191.43 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-309 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.479% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 45.03% | 45.03% | 45.03% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 47 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 728 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 10.5 | $X,XXX.XX | 10.5 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 124.57 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-310 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.271% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 34.14% | 34.14% | 34.14% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 721 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 48.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-311 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.325% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 44.55% | 44.55% | 44.55% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 26 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.3 | $X,XXX.XX | 4.3 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-312 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 37.16% | 37.16% | 37.16% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 90.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 12.7 | $X,XXX.XX | 12.7 | No | 74.02 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 23.32 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-313 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Choice Bank Statements dated XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 34.67% | 34.56% | 34.56% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 747 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 11.3 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-314 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | Choice Bank Stmts 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX Choice Bank XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 6.963% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 38.71% | 31.19% | 31.19% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 776 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 2.1 | $X,XXX.XX | 53.0 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-315 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 6.988% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 43.90% | 43.90% | 43.90% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 49 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 733 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 91.4 | $X,XXX.XX | 91.4 | No | 52.42 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 202.81 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-316 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.847% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 46.41% | 46.41% | 46.41% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 37 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | N/A | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 11.2 | $X,XXX.XX | 11.2 | No | 54.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-317 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.342% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 46.09% | 46.09% | 46.09% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 2.0 | $X,XXX.XX | 2.0 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 49.41 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-318 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.358% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 48.29% | 48.29% | 48.29% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 27 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 10.6 | $X,XXX.XX | 10.6 | No | 75.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-319 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.244% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 38.30% | 38.30% | 38.30% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 15.1 | $X,XXX.XX | 15.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 151.21 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-320 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.025% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 45.18% | 45.18% | 45.18% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | Yes | 53 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 681 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 15.5 | $X,XXX.XX | 15.5 | No | 55.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-321 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 7.116% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.74% | 32.74% | 32.74% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | XXXXXXXX | Third-Party Prepared (Unaudited) | 13 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 809 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.1 | $X,XXX.XX | 7.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-322 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 6.961% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 24.79% | 24.79% | 24.79% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 82.3 | No | 21.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-323 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 35.63% | 35.64% | 35.64% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 767 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 14.3 | $X,XXX.XX | 14.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 83.33 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-324 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Choice Bank Statements XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.11% | 40.24% | 40.24% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 814 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.9 | $X,XXX.XX | 4.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-325 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 7.014% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 48.79% | 48.79% | 48.79% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 30 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.5 | $X,XXX.XX | 4.5 | No | 24.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-326 | XXXXXXXX | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 6.731% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.74% | 40.74% | 40.74% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 768 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.9 | $X,XXX.XX | 7.9 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 127.84 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-327 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.346% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 36.24% | 36.08% | 36.08% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Borrower Prepared | 31 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 724 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.4 | $X,XXX.XX | 4.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-328 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 7.301% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 48.67% | 48.67% | 48.67% | No | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 30 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 697 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 31.0 | No | 60.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-329 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 8.082% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 42.29% | 42.29% | 42.29% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 75 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 685 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 37.3 | $X,XXX.XX | 37.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 131.56 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-330 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 33.88% | 33.88% | 33.88% | Yes | Self-Employed | 2YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Borrower Prepared | 24 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 807 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 147.2 | No | 65.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-331 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XXXXXXXX X, XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.354% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 42.22% | 42.22% | 42.22% | No | No | Self-Employed | Not Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 31 | XXXXXXXX | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX || Co Borrower | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 762 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 9.7 | $X,XXX.XX | 9.7 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-332 | XXXXXXXX | 30YR FIXED RATE, 10YR INTEREST-ONLY - XXXXXXXX (XXXXXXXX_XXX) | 30YR FIXED RATE, 10YR INTEREST-ONLY - XXXXXXXX (XXXXXXXX_XXX) | XXXXXXXX | No | XXXXXXXX Select Bank Statements XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 6.551% | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.85% | 32.85% | 32.85% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 780 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 17.6 | $X,XXX.XX | 17.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-333 | XXXXXXXX | DSCR | DSCR 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX SELECT DSCR | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.107 | 1.107 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 795 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 8.8 | $X,XXX.XX | 8.8 | No | 50.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 104.76 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-334 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Select P&L dated XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 7.167% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.45% | 40.42% | 40.42% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 799 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.5 | $X,XXX.XX | 7.5 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-335 | XXXXXXXX | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS – NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 7.056% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 47.22% | 47.22% | 47.22% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 115 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 817 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 31.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-336 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX NON-QM_revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 6.952% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 45.81% | 45.81% | 45.81% | No | Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 120 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.9 | $X,XXX.XX | 4.9 | No | 38.76 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-337 | XXXXXXXX | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | ALL FIXED LOANS - NON QM (XXXXXXXX_CONVNQM) | XXXXXXXX | No | XXXXXXXX Non-QM revised XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 7.110% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 44.21% | 44.21% | 44.21% | No | No | Self-Employed | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | XXXXXXXX | Yes | XXXXXXXX | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX || Co Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 757 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 26.7 | $X,XXX.XX | 22.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 61.48 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-338 | XXXXXXXX | DSCR | XXXXXXXX DSCR | XXXXXXXX | No | Non-QM underwriting Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.125 | 1.125 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 780 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 32.8 | $X,XXX.XX | 32.8 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-339 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 Yr Fixed No PPP | XXXXXXXX 30 Yr Fixed No PPP | XXXXXXXX | No | XXXXXXXX Non-Conforming | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 6.671% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 39.80% | 39.79% | 39.79% | No | No | Self-Employed | Self-Employed | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 100.00% | 50.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | XXXXXXXX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - XXXX, XXXX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - XXXX, XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 765 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 28.1 | $X,XXX.XX | 28.1 | No | 62.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-340 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.140% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 48.34% | 48.78% | 48.78% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 730 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 9.9 | $X,XXX.XX | 9.9 | No | 63.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-341 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 YR FIXED NO PPP | XXXXXXXX 30 YR FIXED NO PPP | XXXXXXXX | No | XXXXXXXX Non-Conforming | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.989% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 21.71% | 21.73% | 21.73% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 686 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 5.4 | $X,XXX.XX | 5.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-342 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED 5% 1 YR PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 3.464 | 4.269 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 109.9 | No | 19.48 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-343 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR | XXXXXXXX | No | DSCR | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.094 | 1.094 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 731 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 274.8 | $X,XXX.XX | 274.8 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-344 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 7.034% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 1.63% | 1.63% | 1.63% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 794 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 54.1 | $X,XXX.XX | 54.1 | No | 69.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-345 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Full No PPP | XXXXXXXX XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 6.792% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 35.42% | 35.42% | 35.42% | No | No | Employed | Employed | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | XXXXXXXX | Other | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 775 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 45.3 | $X,XXX.XX | 45.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 26.23 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-346 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.053 | 1.053 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 775 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal Use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 17.8 | $X,XXX.XX | 17.8 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-347 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 6.942% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 31.62% | 29.25% | 29.25% | No | No | Self-Employed | Employed | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | Yes | 21 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | N/A | 0 | 0 | 86.96% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | XXXXXXXX | No | 0 | NA | 0 | 0 | N/A | Yes | 8 | XXXXXXXX | XXXXXXXX 1005 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 743 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 128.4 | $X,XXX.XX | 128.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-348 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX DSCR | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.011 | 1.011 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 775 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 5.8 | $X,XXX.XX | 33.0 | No | 70.0 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-349 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR < XX/XX/XXXX 30 YR FIXED 5% 1 YR PPP | XXXXXXXX | No | XXXXXXXX Non-Conforming | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.958 | 1.958 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 680 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | N/A | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 7.2 | $X,XXX.XX | 7.2 | No | 65.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-350 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 40 Yr Fixed Alt No PPP | XXXXXXXX Prime 40 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 6.942% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 44.47% | 44.47% | 44.47% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 767 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 12.2 | $X,XXX.XX | 12.2 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-351 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Full No PPP | XXXXXXXX Prime 30 Yr Fixed Full No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 6.225% | 6.125% | 6.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 41.25% | 41.25% | 41.25% | Yes | Employed | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 10.35% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 192 | XXXXXXXX | Other | 0 | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 786 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 73.1 | $X,XXX.XX | 73.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-352 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 Yr Fixed 2 Yr PPP | XXXXXXXX 30 Yr Fixed 2 Yr PPP | XXXXXXXX | No | XXXXXXXX Non-Conforming_XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 33.48% | 35.29% | 35.29% | Yes | Yes | Employed | Employed | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 79 | XXXXXXXX | XXXXXXXX | Yes | 65 | XXXXXXXX | XXXXXXXX 1005 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 781 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 40.0 | $X,XXX.XX | 40.0 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-353 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED NO PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V2 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.032 | 1.032 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 112.4 | $X,XXX.XX | 112.4 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-354 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED 1 YR PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.129 | 1.129 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 783 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 87.2 | $X,XXX.XX | 88.0 | No | 41.98 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-355 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.570% | Manual Underwriting | Manual Underwriting | No | 7.075% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 49.20% | 49.20% | 49.20% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | XXXXXXXX | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 725 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.4 | $X,XXX.XX | 6.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 15.03 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-356 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.373% | 7.875% | 7.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 46.76% | 46.76% | 46.76% | No | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 695 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 25.4 | $X,XXX.XX | 25.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-357 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Full 3 Yr PPP | XXXXXXXX Prime 30 Yr Fixed Full 3 Yr PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 43.47% | 46.56% | 46.56% | Yes | Yes | Employed | Self-Employed | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 32.7 | $X,XXX.XX | 16.6 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-358 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.625% | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.294 | 1.294 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 719 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal Use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 33.7 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-359 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME 30 YR FIXED ALT NO PPP | XXXXXXXX XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 6.807% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 37.23% | 37.23% | 37.23% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 766 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 66.1 | No | 46.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-360 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 Yr Fixed | XXXXXXXX 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.009% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.08% | 32.02% | 32.02% | Yes | Yes | Employed | Employed | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 791 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 14.4 | $X,XXX.XX | 103.7 | No | 51.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-361 | XXXXXXXX | XXXXXXXX | XXXXXXXX GOLD 30 YR FIXED FULL NO PPP | XXXXXXXX Prime | XXXXXXXX | No | XXXXXXXX Prime | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.202% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 43.62% | 44.05% | 44.05% | Yes | Yes | Employed | Employed | 1YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | XXXXXXXX | XXXXXXXX 1005 | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 61.7 | $X,XXX.XX | 61.7 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-362 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >=XX/XX/XXXX 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.576 | 1.576 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 812 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 273.1 | $X,XXX.XX | 273.1 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-363 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 6.852% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 35.28% | 35.28% | 35.28% | No | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 756 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | N/A | XXXXXXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 19.9 | $X,XXX.XX | 20.0 | No | 66.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-364 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Full No PPP | XXXXXXXX Prime 30 Yr Fixed Full No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.277% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 41.92% | 42.01% | 42.01% | No | Self-Employed | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 2 | 3 | 2 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 796 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 17.1 | $X,XXX.XX | 17.1 | No | 80.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-365 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >=XX/XX/XXXX 30 Yr Fixed No PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.172 | 1.172 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 137.6 | $X,XXX.XX | 137.6 | No | 72.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-366 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED 5% 2 YR PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.436 | 1.436 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 712 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 15.6 | $X,XXX.XX | 15.6 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-367 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED 3 YR PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.498 | 1.498 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 29.0 | $X,XXX.XX | 29.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-368 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 YR FIXED 1 YR PPP | XXXXXXXX | No | XXXXXXXX DSCR | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 2.775 | 3.099 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 812 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 129.2 | No | 26.25 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-369 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME 30 YR FIXED ALT NO PPP | XXXXXXXX PRIME 30 YR FIXED ALT NO PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.222% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 16.55% | 16.49% | 16.49% | Yes | Yes | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | N/A | 0 | 0 | 100.00% | 46.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal Use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 92.2 | $X,XXX.XX | 92.2 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-370 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 40 Yr Fixed Alt IO 2 Yr PPP | XXXXXXXX Prime 40 Yr Fixed Alt IO 2 Yr PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 48.53% | 48.72% | 48.72% | Yes | Yes | Self-Employed | Employed | Asset Depletion – Debt Ratio Calculation | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | Yes | 13 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | Yes | Yes | 84.0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 711 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 42.2 | $X,XXX.XX | 42.2 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-371 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME 30 YR FIXED ALT NO PPP | XXXXXXXX PRIME 30 YR FIXED ALT NO PPP | XXXXXXXX | No | XXXXXXXX_XX/XX/XXXX v2 | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 6.491% | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 44.94% | 44.94% | 44.94% | No | Self-Employed | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 734 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 33.6 | No | 38.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-372 | XXXXXXXX | XXXXXXXX | XXXXXXXX Gold 30 Yr Fixed Alt 1 Yr PPP | XXXXXXXX Gold 30 Yr Fixed Alt 1 Yr PPP | XXXXXXXX | No | XXXXXXXX Gold XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 29.69% | 29.69% | 29.69% | Yes | Yes | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 691 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 2.6 | $X,XXX.XX | 21.9 | No | 55.79 | N/A | No | No | Yes | Member on Behalf of Entity | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-373 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 7.520% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.09% | 32.09% | 32.09% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 701 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 13.3 | $X,XXX.XX | 13.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-374 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.093% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 31.96% | 31.96% | 31.96% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 14.4 | $X,XXX.XX | 14.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-375 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME 30 YR FIXED FULL NO PPP | XXXXXXXX PRIME 30 YR FIXED FULL NO PPP | XXXXXXXX | No | XXXXXXXX Prime | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 27.79% | 27.79% | 27.79% | Yes | Employed | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 123.5 | $X,XXX.XX | 123.5 | No | 54.95 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-376 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.048% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 2.67% | 2.68% | 2.68% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 754 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 119.3 | $X,XXX.XX | 119.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-377 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR PLUS 30 YR FIXED NO PPP | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.066 | 1.066 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 737 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 52.1 | $X,XXX.XX | 52.1 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-378 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.122% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 30.54% | 30.53% | 30.53% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 750 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 14.1 | $X,XXX.XX | 14.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 40.76 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-379 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME 30 YR FIXED ALT 1 YR PPP | XXXXXXXX PRIME 30 YR FIXED ALT 1 YR PPP | XXXXXXXX | No | XXXXXXXX PRIME | XXXXXXXX | XX/XX/XXXX | V2 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 19.73% | 19.70% | 19.70% | Yes | Yes | Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 0.00% | 25.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower || Co Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 784 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 36.9 | $X,XXX.XX | 36.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-380 | XXXXXXXX | XXXXXXXX | XXXXXXXX PRIME PLUS XXXXXXXX NO PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 6.846% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 30.96% | 30.99% | 30.99% | No | No | Employed | Employed | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 783 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal Use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 33.0 | $X,XXX.XX | 33.0 | No | 79.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-381 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 6.910% | 6.500% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 31.09% | 30.53% | 30.53% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 744 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 39.1 | $X,XXX.XX | 39.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-382 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt 1 Yr PPP | XXXXXXXX Prime 30 Yr Fixed Alt 1 Yr PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 19.70% | 19.70% | 19.70% | Yes | Yes | Not Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 0.00% | 25.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower || Co Borrower - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 784 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 32.9 | $X,XXX.XX | 32.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-383 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 Yr Fixed Full No PPP | XXXXXXXX 30 Yr Fixed Full No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 6.679% | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 49.98% | 49.98% | 49.98% | No | Retired | Retirement Income Doc Verified | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 785 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 30.1 | $X,XXX.XX | 30.1 | No | 74.97 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-384 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX Prime Plus XXXXXXXX No PPP | XXXXXXXX | No | XXXXXXXX Prime XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 7.142% | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 42.17% | 42.17% | 42.17% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 810 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 12.7 | $X,XXX.XX | 23.8 | No | 69.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-385 | XXXXXXXX | DSCR | DSCR 30 Yr Fixed - EG | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.091 | 1.091 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 716 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 5.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-386 | XXXXXXXX | OB - Non QM | OB - Non QM | XXXXXXXX | No | XX/XX/XXXX – XXXXXXXX – Non-QM Guides v1 (1) | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 6.924% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 38.13% | 38.13% | 38.13% | No | No | Employed | Not Employed | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 111 | XXXXXXXX | XXXXXXXX | NA | 0 | 0 | N/A | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 810 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 121.8 | $X,XXX.XX | 121.8 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-387 | XXXXXXXX | XXXXXXXX, LLC - Correspondent - Non-QM 1 XX XXXXXXXX 30 Yr Fixed - XX | XXXXXXXX, LLC - Correspondent - Non-QM 1 JP XXXXXXXX 30 Yr Fixed - XX | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 8.028% | 8.000% | 8.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 31.50% | 31.50% | 31.50% | No | No | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 15.4 | $X,XXX.XX | 15.4 | No | 85.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 39.60 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-388 | XXXXXXXX | Full Del Simple Access Series Alt Doc 30 Yr Fixed - XX | Full Del Simple Access Series Alt Doc 30 Yr Fixed - XX | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.338% | 8.250% | 8.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 34.03% | 33.92% | 33.92% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 27.6 | $X,XXX.XX | 27.6 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-389 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XXXXXXXX, Inc - Non-QM Underwriting Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.084 | 1.05 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.8 | $X,XXX.XX | 6.8 | No | 57.1 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-390 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.063 | 1.04 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.0 | $X,XXX.XX | 7.0 | No | 58.39 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-391 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XXXXXXXX, Inc - Non-QM Underwriting Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.02 | 1.06 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.2 | $X,XXX.XX | 7.2 | No | 61.38 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-392 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.079 | 1.079 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.1 | $X,XXX.XX | 7.1 | No | 57.42 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-393 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XXXXXXXX Servicing NON-QM Underwriting Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.016 | 1.068 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 728 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 59.2 | $X,XXX.XX | 59.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-394 | XXXXXXXX | Bank Statement 30 Yr Fixed | Bank Statement 30 Yr Fixed | XXXXXXXX | No | XX/XX/XXXX XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.541% | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 46.46% | 46.46% | 46.46% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | 100.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 741 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 57.8 | $X,XXX.XX | 57.8 | No | 75.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-395 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XXXXXXXX Non-QM Select 5 Program Guide | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.068 | 1.068 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 717 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 98.1 | $X,XXX.XX | 190.4 | No | 72.97 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-396 | XXXXXXXX | 12 Month Bank Statement | 12 Month Bank Statement | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.120% | Manual Underwriting | Manual Underwriting | No | 8.230% | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 28.27% | 28.27% | 28.27% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 116.6 | $X,XXX.XX | 116.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-397 | XXXXXXXX | DSCR | XXXXXXXX DSCR | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.022 | 1.022 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 695 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | N/A | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 13.1 | $X,XXX.XX | 20.8 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-398 | XXXXXXXX | NQM 12-Mo Bank Statement | NQM 12-Mo Bank Statement | XXXXXXXX | No | XXXXXXXX Guidelines v2.5 | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.523% | 7.125% | 7.125% | $X,XXX.XX | Yes | 24.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 21.28% | 21.28% | 21.28% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 26.6 | $X,XXX.XX | 26.6 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-399 | XXXXXXXX | 1st Lien - ARM IO | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.210% | Manual Underwriting | Manual Underwriting | No | 9.249% | 8.990% | 8.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 35.51% | 35.51% | 41.22% | No | Self-Employed | 12 Month Bank Statement | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 48.52% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 670 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 17.3 | $X,XXX.XX | 17.3 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-400 | XXXXXXXX | 1st Lien Fixed | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.460% | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 49.13% | 49.13% | 49.13% | No | Retired | Retirement Income Doc Verified | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 756 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 54.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-401 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.995 | 0.995 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 809 | No | NA | 0 | 0 | 0 | XX/XX/XXXX | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | N/A | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 107.0 | No | 55.56 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-402 | XXXXXXXX | 1st Lien Fixed | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.570% | Manual Underwriting | Manual Underwriting | No | 7.048% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 46.05% | 46.69% | 46.69% | No | No | Self-Employed | Self-Employed | 1YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 1 | Yes | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1, 1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1, 1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 776 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End - Fixed | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 10.8 | $X,XXX.XX | 10.8 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-403 | XXXXXXXX | 1st Lien Fixed | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.570% | Manual Underwriting | Manual Underwriting | No | 7.688% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 43.47% | 43.47% | 43.47% | No | No | Retired | Employed | Retirement Income Doc Verified | 0 | 0 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 271 | XXXXXXXX | XXXXXXXX | No | 0 | No | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal Use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 75.6 | No | 20.58 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-404 | XXXXXXXX | 1st Lien Fixed | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.270% | 9.000% | 9.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 42.84% | 42.84% | 42.84% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 665 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | .00 | 0.0 | No | 25.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-405 | XXXXXXXX | XXXXXXXX | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX Prime 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Prime CES | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.520% | Manual Underwriting | Manual Underwriting | No | 6.897% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 49.96% | 49.94% | 49.94% | No | Retired | Asset Depletion – Debt Ratio Calculation | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | Yes | No | 84.0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 775 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 183.4 | $X,XXX.XX | 183.4 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-406 | XXXXXXXX | XXXXXXXX | XXXXXXXX 30 Yr Fixed 2 Yr PPP | XXXXXXXX 30 Yr Fixed 2 Yr PPP | XXXXXXXX | No | XXXXXXXX Non-Conforming_XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.490% | 7.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.99% | 32.99% | 32.99% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 714 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 22.8 | $X,XXX.XX | 22.8 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-407 | XXXXXXXX | Non-Agency Purchase Existing | Non-Agency Purchase Existing | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX Underwriting Guidelines. XXXXXXXX - Expanded Bank Statement. | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.640% | 7.499% | 7.499% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 37.88% | 37.88% | 37.88% | No | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 33.33% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 8.2 | $X,XXX.XX | 8.2 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-408 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guideline | XXXXXXXX | No | XXXXXXXX Non-QM Guideline | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.158 | 1.155 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 789 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 54.4 | $X,XXX.XX | 54.4 | No | 67.72 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-409 | XXXXXXXX | DSCR | DSCR | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 5.250% | 6.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.123 | 1.051 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 690 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 29.3 | $X,XXX.XX | 29.3 | No | 66.52 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-410 | XXXXXXXX | XXXXXXXX | DSCR | XXXXXXXX DSCR >= XX/XX/XXXX 30 Yr Fixed 3 Yr PPP IO | XXXXXXXX | No | XXXXXXXX DSCR XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | XXXXXXXX | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.008 | 1.008 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 816 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | N/A | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 21.5 | $X,XXX.XX | 21.5 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-411 | XXXXXXXX | XXXXXXXX | XXXXXXXX Gold 30 Yr Fixed Alt No PPP | XXXXXXXX Gold 30 Yr Fixed Alt No PPP | XXXXXXXX | No | XXXXXXXX Gold XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 6.786% | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 17.30% | 17.30% | 17.30% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 787 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.4 | $X,XXX.XX | 6.4 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 4.44 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-412 | XXXXXXXX | DSCR | XXXXXXXX/XXXXXXXX Solutions XXXXXXXX DSCR 30 Year Fixed | XXXXXXXX | No | XXXXXXXX Solutions Guideline | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.443 | 1.443 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 738 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 317.5 | $X,XXX.XX | 317.5 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-413 | XXXXXXXX | DSCR | XXXXXXXX Non-QM underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.371 | 1.33 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 11.8 | $X,XXX.XX | 11.8 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-414 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 0.928 | 0.84 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 689 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Missing | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Missing | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 8.3 | $X,XXX.XX | 12.3 | No | 69.93 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-415 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.269 | 1.01 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | N/A | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 15.2 | $X,XXX.XX | 15.2 | No | 45.45 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-416 | XXXXXXXX | DSCR | DSCR - 5/6 ARM | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.842 | 1.212 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 39.7 | $X,XXX.XX | 39.7 | No | 78.77 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-417 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.889 | 1.567 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 17.0 | $X,XXX.XX | 17.0 | No | 79.95 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-418 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.375% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.964 | 1.597 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 19.4 | $X,XXX.XX | 19.4 | No | 79.92 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-419 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.83 | 1.212 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 40.3 | $X,XXX.XX | 40.3 | No | 79.8 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-420 | XXXXXXXX | XXXXXXXX/XXXXXXXX Solutions XXXXXXXX Alt Doc 30 Yr Fixed I/O | XXXXXXXX/XXXXXXXX Solutions XXXXXXXX Alt Doc 30 Yr Fixed I/O | XXXXXXXX | No | XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 40.96% | 40.96% | 40.96% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 91.16% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 790 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 16.7 | $X,XXX.XX | 16.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-421 | XXXXXXXX | XXXXXXXX Solutions Pro NQM 40 Yr Fixed IO | XXXXXXXX Solutions Pro NQM 40 Yr Fixed IO | XXXXXXXX | No | Retail - XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.420% | Manual Underwriting | Manual Underwriting | No | 6.964% | 6.875% | 6.875% | $X,XXX.XX | Yes | 5.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 41.87% | 41.58% | 41.58% | No | No | 4 - Verified 2+ Mos | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns | 3 - Stated, 3rd Party Verification | Employed | Employed | Self-Employed | 43.00 | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower 2 - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 770 | 777 | 768 | 803 | 777 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 232.8 | $X,XXX.XX | 232.8 | No | 75.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-422 | XXXXXXXX | XXXXXXXX Solutions Pro NQM 30 Yr Fixed | XXXXXXXX Solutions Pro NQM 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.510% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 37.61% | 23.57% | 23.57% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 50.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 755 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.2 | $X,XXX.XX | 7.2 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-423 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Solutions NQM DSCR | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.559% | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.118 | 1.118 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 50.2 | $X,XXX.XX | 50.2 | No | 71.43 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-424 | XXXXXXXX | XXXXXXXX Solutions Pro NQM 30 Yr Fixed IO | XXXXXXXX Solutions Pro NQM 30 Yr Fixed IO | XXXXXXXX | No | Retail – XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 9.37% | 9.37% | 9.37% | Yes | Yes | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | XXXXXXXX | Yes | XXXXXXXX | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 795 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 165.6 | $X,XXX.XX | 165.6 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-425 | XXXXXXXX | XXXXXXXX Solutions Pro NQM 30 Yr Fixed | XXXXXXXX Solutions Pro NQM 30 Yr Fixed | XXXXXXXX | No | XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.530% | Manual Underwriting | Manual Underwriting | No | 6.990% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 40.35% | 40.44% | 40.44% | No | No | Not Employed | Self-Employed | Asset Depletion – Debt Ratio Calculation | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | Yes | Yes | 60.0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | XXXXXXXX | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 789 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 18.9 | $X,XXX.XX | 18.9 | No | 75.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-426 | XXXXXXXX | DSCR | 30 Year Fixed With 120 Month Interest Only Period | XXXXXXXX | No | XXXXXXXX Solutions Guideline XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.058 | 1.06 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 798 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 86.2 | $X,XXX.XX | 86.2 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-427 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.990% | 6.990% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.16 | 1.16 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 666 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 105.2 | No | 65.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-428 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 7.253% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 32.71% | 32.71% | 32.71% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 814 | No | NA | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 33.8 | $X,XXX.XX | 33.8 | No | 77.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-429 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | Yes | 23.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.173 | 1.06 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 715 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.1 | $X,XXX.XX | 9.1 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-430 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.375% | 8.375% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.298 | 1.25 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 660 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 5.6 | $X,XXX.XX | 6.2 | No | 61.82 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-431 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.188 | 1.19 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 738 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 14.0 | $X,XXX.XX | 14.0 | No | 69.64 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-432 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX Non-QM | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.326 | 1.32 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 57.6 | No | 74.92 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-433 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $X,XXX.XX | Yes | 25.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 0.814 | 0.81 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 694 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 60.9 | $X,XXX.XX | 60.9 | No | 62.09 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-434 | XXXXXXXX | DSCR | DSCR 30YR Fixed | XXXXXXXX | No | XXXXXXXX Non-QM Guides XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.769 | 1.0 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 696 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 11.5 | No | 74.88 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-435 | XXXXXXXX | DSCR | DSCR - 30Y Fixed | XXXXXXXX | No | XXXXXXXX NON-QM Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 18.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.249 | 1.25 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | No | NA | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 13.6 | $X,XXX.XX | 13.6 | No | 55.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-436 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.243 | 1.243 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 707 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 25.9 | No | 72.43 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-437 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.075 | 1.075 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 749 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 266.2 | $X,XXX.XX | 266.2 | No | 59.57 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-438 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.25 | 1.25 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 831 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 725.6 | $X,XXX.XX | 725.6 | No | 57.72 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-439 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Product Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.26 | 1.26 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 749 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 205.5 | $X,XXX.XX | 205.5 | No | 60.13 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-440 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.035 | 1.035 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 747 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 46.0 | $X,XXX.XX | 24.5 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 42.84 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-441 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.09 | 1.09 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 771 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 51.7 | $X,XXX.XX | 51.7 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-442 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.710% | Manual Underwriting | Manual Underwriting | No | 8.969% | 8.500% | 8.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 49.71% | 49.71% | 49.71% | No | Self-Employed | 12 Month Bank Statement | 2 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 97.73% | 100.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 82 | XXXXXXXX | XXXXXXXX 1005 | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 646 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 0.9 | $X,XXX.XX | 3.0 | No | 70.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-443 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.582 | 1.582 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 15.5 | $X,XXX.XX | 15.5 | No | 55.56 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-444 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.035% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 54.60% | 54.60% | 54.60% | No | Not Employed | Asset Depletion – Debt Ratio Calculation | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | Yes | No | 84.0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 817 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 28.3 | $X,XXX.XX | 28.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-445 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.919 | 0.919 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 733 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 118.7 | No | 58.8 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-446 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.375% | 6.375% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.181 | 1.181 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 809 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Standard Driver's License - Not for federal use | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 53.0 | $X,XXX.XX | 53.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-447 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 12.58% | 12.58% | 12.58% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 763 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 18.7 | $X,XXX.XX | 18.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-448 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 5.990% | 5.990% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | XXXXXXXX | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.535 | 1.535 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 763 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 6.8 | $X,XXX.XX | 6.8 | No | 47.06 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 15.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-449 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 46.09% | 46.09% | 46.09% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 87.37% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 70.3 | $X,XXX.XX | 70.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-450 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.610% | Manual Underwriting | Manual Underwriting | No | 7.165% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 31.27% | 31.89% | 31.89% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 51.00% | 49.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 718 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 9.4 | $X,XXX.XX | 9.4 | No | 70.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-451 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.01 | 1.01 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 732 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 4.1 | $X,XXX.XX | 4.1 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 9.85 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-452 | XXXXXXXX | DSCR | XXXXXXXX Underwriting Guidelines | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.579 | 1.18 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 784 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 123.3 | No | 27.4 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-453 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | Yes | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.065 | 1.065 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 772 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 7.1 | $X,XXX.XX | 7.1 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-454 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.639 | 1.639 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 739 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 20.7 | $X,XXX.XX | 20.7 | No | 50.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-455 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.131 | 1.131 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 796 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 100.5 | No | 59.35 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-456 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.160% | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 26.78% | 26.78% | 26.78% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 707 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 19.3 | No | 65.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-457 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.02 | 1.02 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 774 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 113.3 | No | 57.97 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-458 | XXXXXXXX | 15YR/30YR FIXED RATE -XXXXXXXX (XXXXXXXX_CONV) | 15YR/30YR FIXED RATE -XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.859% | 7.490% | 7.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 49.93% | 49.93% | 49.93% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 49.00% | 51.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX || Co Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 649 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 158.5 | $X,XXX.XX | 158.5 | No | 42.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-459 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.283 | 1.283 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 738 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 28.8 | $X,XXX.XX | 28.8 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-460 | XXXXXXXX | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | 30Yr Fixed Rate, 10Yr Interest-Only – XXXXXXXX (XXXXXXXX_XXX) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.463% | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 29.46% | 34.18% | 34.18% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | N/A | 0 | 0 | XXXXXXXX | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | XXXXXXXX | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 767 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 11.1 | $X,XXX.XX | 11.1 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | 18.60 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-461 | XXXXXXXX | DSCR | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX/ XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX/ XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.026 | 1.026 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 774 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | $X,XXX.XX | 45.6 | No | 51.43 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-462 | XXXXXXXX | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | 15Yr/30Yr Fixed Rate – XXXXXXXX (XXXXXXXX_CONV) | XXXXXXXX | No | XXXXXXXX Non-QM Product Guidelines XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.680% | Manual Underwriting | Manual Underwriting | No | 6.924% | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 36.29% | 36.29% | 36.29% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 756 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $X,XXX.XX | 42.1 | $X,XXX.XX | 42.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-463 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | No | XXXXXXXX Non-QM guidelines with the XXXXXXXX DSCR Matrix | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.490% | 6.490% | $X,XXX.XX | Yes | 20.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.993 | 1.11 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 125.8 | $X,XXX.XX | 125.8 | No | 79.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-464 | XXXXXXXX | DSCR | XX/XX/XXXX - XXXXXXXX_ Finance_Non-QM_Guides v1 | XXXXXXXX | No | XX/XX/XXXX - XXXXXXXX_ Finance_Non-QM_Guides v1 | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.252 | 1.252 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 778 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 209.4 | $X,XXX.XX | 209.4 | No | 74.33 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-465 | XXXXXXXX | XXXXXXXX | 30 Yr Fixed Premium Class Owner Occupied | 30 Yr Fixed Premium Class Owner Occupied | XXXXXXXX | No | XXXXXXXX Underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.831% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | XXXXXXXX | XXXXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXXXX | 45.29% | 45.29% | 45.29% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | 100.00% | 100.00% | XXXXXXXX | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Other | Patriot Act Form | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 21.6 | $X,XXX.XX | 21.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-466 | XXXXXXXX | 30 Yr Fixed XXXXXXXX - NonQM First Class | 30 Yr Fixed XXXXXXXX - NonQM First Class | XXXXXXXX | No | XX/XX/XXXX XXXXXXXX underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.059% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 27.65% | 27.65% | 27.65% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 774 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 18.5 | $X,XXX.XX | 18.5 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-467 | XXXXXXXX | DSCR | XXXXXXXX Non-QM guidelines | XXXXXXXX | No | XXXXXXXX Non-QM guidelines dated XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.062 | 1.062 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 807 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 22.3 | $X,XXX.XX | 22.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-468 | XXXXXXXX | 30 YR FIXED XXXXXXXX - NONQM FIRST CLASS | 30 YR FIXED XXXXXXXX - NONQM FIRST CLASS | XXXXXXXX | No | XX/XX/XXXX XXXXXXXX underwriting Guidelines | XXXXXXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | XX/XX/XXXX | 6.720% | Manual Underwriting | Manual Underwriting | No | 7.006% | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | N/A | $0.00 | 27.01% | 27.01% | 27.01% | No | Self-Employed | 24 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | XXXXXXXX | XXXXXXXX | 0 | XXXXXXXX | XXXXXXXX | 100.00% | 100.00% | N/A | 0 | N/A | Yes | XXXXXXXX | No | NA | 0 | 0 | N/A | 0 | No | 0 | XXXXXXXX | Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 806 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Real ID Driver's License | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 46.5 | $X,XXX.XX | 46.5 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HILD2026NQM1-469 | XXXXXXXX | DSCR | 5/6 SOFR ARM (10 Year I/O) | XXXXXXXX | No | XXXXXXXX Non-QM Guides | XXXXXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $0.00 | $X,XXX.XX | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | XXXXXXXX | 0 | 0 | XXXXXXXX | 0.00% | XXXXXXXX | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.996 | 1 | XXXXXXXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 779 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXXXXXXX | XXXXXXXX | XXXXXXXX | N/A | Passport | XXXXXXXX | XXXXXXXX | XX/XX/XXXX | XXXXXXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | $X,XXX.XX | 13.2 | $X,XXX.XX | 13.2 | No | 62.55 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXXXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||