Hildene-CCC Depositor II, LLC ABS-15G
Exhibit 99.4 - Schedule 3
| Loan ID | Customer Loan ID | Seller Loan ID | Note Date | Original Loan Amount | Last Name | Property State | Occupancy | Purpose | Originator QM Status | TPR QM Status | Exception ID | Exception Number | Exception Date | Exception Type | Exception Subcategory | Exception | Exception Remedy | Rebuttal | TPR Response | Compensating Factors | Status Update Date | Finding Status | Initial Exception Grade | Final Exception Grade | Initial Loan Grade | Final Loan Grade |
| HILD2026NQM1-244 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10568161 | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-07-31 18:58 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-244 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10568180 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. |
2026-07-31 18:58 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-244 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10570243 | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-07-31 20:41 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-245 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10566720 | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-07-31 17:53 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-245 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10566721 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. |
2026-07-31 17:53 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-245 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10566728 | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-07-31 17:53 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-246 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10564098 | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-07-31 16:25 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-246 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10564099 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. |
2026-07-31 16:25 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-246 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10564117 | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-07-31 16:25 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-247 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10562361 | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-07-31 15:13 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-247 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10562367 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. |
2026-07-31 15:13 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-247 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10562375 | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-07-31 15:13 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-248 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10571676 | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. The application list debt for xxxxx iao xxxxx a month however the credit report list the debt as xxxxx. Is there supporting documentation to support xxxxx in order for liabilities to be updated. |
Document Uploaded. The credit report does not show an amount for xxxxx so the application refxxxxx a default to xxxxx of the balance. This was never an accurate statement of the month liability. (See attached image) The subsequent credit refxxxxx refxxxxx the min payment due as xxxxx providing an accurate monthly payment amount. (See attached image) Since the confirmed amount was lower and would only improve the DTI, we did not update to the lesser amount as it qualified as is. - xx/xx/xxxx |
2026-08-04 16:03 | Resolved | 3 | 1 | 3 | 1 | |||||
| HILD2026NQM1-248 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10571677 | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-07-31 22:40 | Cleared | 1 | 1 | 3 | 1 | ||||||
| HILD2026NQM1-248 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10589708 | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. |
2026-08-03 11:30 | Cleared | 1 | 1 | 3 | 1 | ||||||
| HILD2026NQM1-249 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10790610 | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-08-13 15:46 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-249 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10790614 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. |
2026-08-13 15:46 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-249 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10790622 | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -xxxxx and all applicable appraisal guidelines were satisfied. |
2026-08-13 15:47 | Cleared | 1 | 1 | 1 | 1 | ||||||
| HILD2026NQM1-250 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10983103 | 1 of 3 | xx/xx/xxxx | Property | Subject property appraisal is not on an as-is basis (Secondary Value) | Secondary value for subject property appraisal is not on an as-is basis. Missing appraisal form 1004D for appraisal 2 |
xxxxx per Sasa to use the same completion cert confirming completed per plans and specs for both. Finding is resolved. - xx/xx/xxxx |
2026-08-24 21:21 | Resolved | 3 | 1 | 3 | 1 | |||||
| HILD2026NQM1-250 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10985137 | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. |
2026-08-24 17:20 | Cleared | 1 | 1 | 3 | 1 | ||||||
| HILD2026NQM1-250 | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 10988093 | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |
2026-08-24 18:41 | Cleared | 1 | 1 | 3 | 1 | ||||||