The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Inc. Stock 023135106 64,980 312 SH SOLE 0 312 0 0
Prudential Financial Inc. Stock 744320102 5,373 55 SH SOLE 0 55 0 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT CEF 36465A109 18,732 3,521 SH SOLE 0 3,521 0 0
WISDOMTREE US VALUE FUND OF BENEF INTEREST ETF 97717W547 295,288 3,117 SH SOLE 0 3,117 0 0
Starbucks Corp. Stock 855244109 448 5 SH SOLE 0 5 0 0
Elevance Health Inc. Stock 036752103 878 3 SH SOLE 0 3 0 0
Johnson & Johnson Stock 478160104 20,533 84 SH SOLE 0 84 0 0
EATON VANCE TAX ADVT DIV INCM COM CEF 27828G107 27,152 1,106 SH SOLE 0 1,106 0 0
Vanguard Total Stock Market ETF ETF 922908769 11,228 35 SH SOLE 0 35 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810 3,185 36 SH SOLE 0 36 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 3,864 41 SH SOLE 0 41 0 0
Costco Wholesale Corp. Stock 22160K105 5,979 6 SH SOLE 0 6 0 0
Goldman Sachs Group Inc. Stock 38141G104 4,230 5 SH SOLE 0 5 0 0
SHELL PLC SPON ADS ADR 780259305 15,066 162 SH SOLE 0 162 0 0
ETFmg Alternative Harvest ETFmg Alternative Harvest ETF 032108474 46 2 SH SOLE 0 2 0 0
Procter And Gamble Co. Stock 742718109 3,781,576 26,181 SH SOLE 0 26,180 0 0
Coca Cola Co. Stock 191216100 78,712 1,035 SH SOLE 0 1,035 0 0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND ETF 336917109 5,486 108 SH SOLE 0 108 0 0
United Parcel Service Inc. Cl B Stock 911312106 1,181 12 SH SOLE 0 12 0 0
Netflix Inc. Stock 64110L106 7,980 83 SH SOLE 0 83 0 0
Paccar Inc. Stock 693718108 116 1 SH SOLE 0 1 0 0
Merck & Co. Inc. Stock 58933Y105 26,584 221 SH SOLE 0 221 0 0
Mastercard Incorporated Cl A Stock 57636Q104 9,494 19 SH SOLE 0 19 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 17,960 69 SH SOLE 0 69 0 0
Conduent Inc. Stock 206787103 55 43 SH SOLE 0 43 0 0
Smucker J M Co. New Stock 832696405 19,577 203 SH SOLE 0 203 0 0
Verizon munications Inc. Stock 92343V104 75,651 1,507 SH SOLE 0 1,507 0 0
Vanguard Ftse All-World Ex-Us Small-Cap ETF ETF 922042718 7,873 54 SH SOLE 0 54 0 0
Sherwin Williams Co. Stock 824348106 1,923 6 SH SOLE 0 6 0 0
Pepsico Inc. Stock 713448108 311 2 SH SOLE 0 2 0 0
ISHARES CORE 40/60 MODERATE ALLOCATION ETF ETF 464289875 3,884 82 SH SOLE 0 82 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 47,925 115 SH SOLE 0 115 0 0
Us Bancorp Del New Stock 902973304 36,161 695 SH SOLE 0 695 0 0
Home Depot Inc. Stock 437076102 24,667 75 SH SOLE 0 75 0 0
Spdr Portfolio Intermediate Term Corporate Bond ETF ETF 78464A375 133,489 3,980 SH SOLE 0 3,980 0 0
Automatic Data Processing Inc. Stock 053015103 15,035 74 SH SOLE 0 74 0 0
Columbia EM Core Ex-China ETF ETF 19762B202 2,397,261 58,742 SH SOLE 0 58,742 0 0
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND ETF 33734X101 17,990 281 SH SOLE 0 281 0 0
FIRST TRUST FINANCIALS ALPHADEX FUND ETF 33734X135 21,408 381 SH SOLE 0 381 0 0
iShares Russell 2000 Value ETF ETF 464287630 292,537 1,543 SH SOLE 0 1,543 0 0
LITHIUM ARGENTINA AG COM SHS Stock H5012F103 13,360 2,000 SH SOLE 0 2,000 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 29,807 1,025 SH SOLE 0 1,025 0 0
iShares Russell 1000 Growth ETF ETF 464287614 1,758,900 4,125 SH SOLE 0 4,125 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 58,634 2,336 SH SOLE 0 2,336 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 297,842 12,034 SH SOLE 0 12,034 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 921,579 35,943 SH SOLE 0 35,943 0 0
Invesco Bulletshares 2027 Corporate Bond ETF ETF 46138J783 272,526 13,887 SH SOLE 0 13,886 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 354 7 SH SOLE 0 7 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 6,350 218 SH SOLE 0 218 0 0
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 130,053 4,325 SH SOLE 0 4,325 0 0
iShares Core S&P Small Cap ETF ETF 464287804 478,823 3,852 SH SOLE 0 3,851 0 0
Waste Co.nnections Inc. Stock 94106B101 2,437 15 SH SOLE 0 15 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 83,693 2,540 SH SOLE 0 2,540 0 0
Adobe Inc. Stock 00724F101 2,431 10 SH SOLE 0 10 0 0
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 11,098 140 SH SOLE 0 140 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 110,968 1,341 SH SOLE 0 1,341 0 0
Alphabet Inc. Class A Stock 02079K305 377,854 1,314 SH SOLE 0 1,314 0 0
Progressive Corp. Stock 743315103 2,181 11 SH SOLE 0 11 0 0
Fiserv Inc. Stock 337738108 893 16 SH SOLE 0 16 0 0
Schwab International Small Cap Equity ETF ETF 808524888 89,133 1,907 SH SOLE 0 1,907 0 0
Comcast Corp. New Cl A Stock 20030N101 8,182 285 SH SOLE 0 285 0 0
GENERAC HLDGS INC COM Stock 368736104 195 1 SH SOLE 0 1 0 0
Microsoft Corp. Stock 594918104 122,156 330 SH SOLE 0 330 0 0
Warner Bros Discovery Inc. Ser A Stock 934423104 26,774 975 SH SOLE 0 975 0 0
Invesco Bulletshares 2026 Corporate Bond ETF ETF 46138J791 388,952 19,916 SH SOLE 0 19,915 0 0
GARMIN LTD SHS Stock H2906T109 464 2 SH SOLE 0 2 0 0
ARES CAPITAL CORP COM CEF 04010L103 8,704 483 SH SOLE 0 483 0 0
Invesco Bulletshares 2028 Corporate Bond ETF ETF 46138J643 161,632 7,914 SH SOLE 0 7,914 0 0
NEXTERA ENERGY INC COM Stock 65339F101 16,161 174 SH SOLE 0 174 0 0
INVESCO CHINA TECHNOLOGY ETF ETF 46138E800 14,726 320 SH SOLE 0 320 0 0
Vanguard ESG International Stock ETF ETF 921910725 348,751 4,862 SH SOLE 0 4,862 0 0
Vanguard ESG US Stock ETF ETF 921910733 949,580 8,458 SH SOLE 0 8,458 0 0
Boeing Co. Stock 097023105 5,971 30 SH SOLE 0 30 0 0
Vanguard Mid-Cap ETF ETF 922908629 116,668 406 SH SOLE 0 406 0 0
Nike Inc. Cl B Stock 654106103 687 13 SH SOLE 0 13 0 0
Vanguard Short-Term Treasury ETF ETF 92206C102 9,893 169 SH SOLE 0 169 0 0
Tesla Inc. Stock 88160R101 49,815 134 SH SOLE 0 134 0 0
iShares MSCI Emerging Markets Ex-China ETF ETF 46434G764 16,047 204 SH SOLE 0 204 0 0
WISDOMTREE EMERGING MARKETS LOCAL DEBT FUND ETF 97717X867 150,152 5,397 SH SOLE 0 5,397 0 0
United States Commodity Index Fund ETF 911717106 11,533 121 SH SOLE 0 121 0 0
Dell Technologies Inc. Cl C Stock 24703L202 10,504 64 SH SOLE 0 64 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 5,436 224 SH SOLE 0 224 0 0
ANGLOGOLD ASHANTI PLC COM SHS Stock G0378L100 68,152 700 SH SOLE 0 700 0 0
Schwab U.S. Large-Cap Value ETF ETF 808524409 27,633 906 SH SOLE 0 906 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF ETF 808524854 4,185 168 SH SOLE 0 168 0 0
Royal Caribbean Group Stock V7780T103 20,639 75 SH SOLE 0 75 0 0
Lxp Industrial Trust REIT 529043408 5,181 112 SH SOLE 0 112 0 0
ASTRAZENECA PLC ORD ADR G0593M107 5,128 26 SH SOLE 0 26 0 0
FIFTH THIRD BANCORP COM Stock 316773100 6,829 147 SH SOLE 0 146 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100 504 7 SH SOLE 0 7 0 0
Huntington Bancshares Inc. Stock 446150104 10,141 648 SH SOLE 0 648 0 0
Crowdstrike Hldgs Inc. Cl A Stock 22788C105 1,952 5 SH SOLE 0 5 0 0
Vaneck Gold Miners ETF ETF 92189F106 2,019 22 SH SOLE 0 22 0 0
Spdr S&P 600 Small Cap Value ETF ETF 78464A300 20,618 218 SH SOLE 0 218 0 0
FLUX PWR HLDGS INC COM NEW Stock 344057302 5,778 5,400 SH SOLE 0 5,400 0 0
Wabtec Stock 929740108 250 1 SH SOLE 0 1 0 0
Eli Lilly & Co. Stock 532457108 8,278 9 SH SOLE 0 9 0 0
SCHWAB U.S. REIT ETF ETF 808524847 11,003 512 SH SOLE 0 512 0 0
PELOTON INTERACTIVE INC CL A COM Stock 70614W100 99 23 SH SOLE 0 23 0 0
Avantis U.S. Small Cap Value ETF ETF 025072877 7,790,861 70,525 SH SOLE 0 70,524 0 0
Avantis International Equity ETF ETF 025072703 18,241 215 SH SOLE 0 215 0 0
Avantis Emerging Markets Equity ETF ETF 025072604 187,671 2,329 SH SOLE 0 2,329 0 0
Avantis U.S. Equity ETF ETF 025072885 46,696 420 SH SOLE 0 420 0 0
iShares Russell Mid-Cap Value ETF ETF 464287473 249,798 1,714 SH SOLE 0 1,714 0 0
CATALYST PHARMACEUTICALS INC COM Stock 14888U101 495 20 SH SOLE 0 20 0 0
Xerox Holdings Corp. New Stock 98421M106 70 54 SH SOLE 0 54 0 0
SCHWAB 5-10 YEAR CORPORATE BOND ETF ETF 808524698 6,033 266 SH SOLE 0 266 0 0
Berkshire Hathaway Inc. Class B Stock 084670702 70,922 148 SH SOLE 0 148 0 0
JPMorgan Equity Premium Income ETF ETF 46641Q332 3,004 53 SH SOLE 0 53 0 0
iShares Select Dividend ETF ETF 464287168 6,813 45 SH SOLE 0 45 0 0
iShares Russell Mid-Cap Growth ETF ETF 464287481 221,135 1,726 SH SOLE 0 1,726 0 0
Vanguard Small Cap Value ETF ETF 922908611 14,990 69 SH SOLE 0 69 0 0
Palantir Technologies Inc. Stock 69608A108 1,609 11 SH SOLE 0 11 0 0
OAKMARK U.S. LARGE CAP ETF ETF 41456U106 281,649 10,218 SH SOLE 0 10,217 0 0
Viatris Inc. Stock 92556V106 311 23 SH SOLE 0 23 0 0
EATON VANCE TAX-MANAGED GLOBAL COM CEF 27829F108 78,754 9,094 SH SOLE 0 9,094 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 6,966 300 SH SOLE 0 300 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 14,926 58 SH SOLE 0 58 0 0
STATE STREET SPDR S&P SOFTWARE & SERVICES ETF ETF 78464A599 854 6 SH SOLE 0 6 0 0
Schwab Us Dividend Equity ETF ETF 808524797 626,135 20,409 SH SOLE 0 20,408 0 0
JOBY AVIATION INC COMMON STOCK Stock G65163100 677 82 SH SOLE 0 82 0 0
INVESCO RAFI US 1000 ETF ETF 46137V613 25,191 530 SH SOLE 0 530 0 0
SOUNDHOUND AI INC WT EXP 042627 Stock 039562111 9,928 4,554 SH SOLE 0 4,554 0 0
Visa Inc. Cl A Stock 92826C839 16,019 53 SH SOLE 0 53 0 0
Dimensional US Core Equity 2 ETF ETF 25239Y212 5,204,891 133,940 SH SOLE 0 133,939 0 0
Dimensional US Targeted Value ETF ETF 25239Y162 1,434,539 22,971 SH SOLE 0 22,971 0 0
Dimensional US Equity ETF ETF 25434V401 423,616 5,974 SH SOLE 0 5,974 0 0
Dimensional World Ex US Core Equity 2 ETF ETF 25434V880 904,448 26,625 SH SOLE 0 26,624 0 0
Kyndryl Hldgs Inc. mon Stock Stock 50155Q100 433 33 SH SOLE 0 33 0 0
American Tower Corp. New REIT 03027X100 690 4 SH SOLE 0 4 0 0
iShares Core S&P Total U.S. Stock Market ETF ETF 464287150 189,432 1,330 SH SOLE 0 1,330 0 0
Meta Platforms Inc. Cl A Stock 30303M102 89,824 157 SH SOLE 0 157 0 0
RALPH LAUREN CORP CL A Stock 751212101 688 2 SH SOLE 0 2 0 0
Dimensional US Small Cap Value ETF ETF 25239Y170 211,464 6,035 SH SOLE 0 6,034 0 0
CAPITAL GROUP CORE PLUS INCOME ETF ETF 14020Y102 2,323,045 103,986 SH SOLE 0 103,985 0 0
BITMINE IMMERSION TECHS INC COM NEW Stock 09175A206 1,088 55 SH SOLE 0 55 0 0
Dimensional International Small Cap Value ETF ETF 25434V781 98,824 2,506 SH SOLE 0 2,505 0 0
Dimensional International Core Equity 2 ETF ETF 25434V799 2,272,392 63,957 SH SOLE 0 63,957 0 0
Avantis Responsible International Equity ETF ETF 025072299 181,024 2,458 SH SOLE 0 2,458 0 0
Servicenow Inc. Stock 81762P102 3,137 30 SH SOLE 0 30 0 0
Dimensional US Marketwide Value ETF ETF 25434V724 272,248 5,618 SH SOLE 0 5,617 0 0
First Financial Bancorp Oh Stock 320209109 46,749 1,677 SH SOLE 0 1,676 0 0
JPMORGAN ACTIVE GROWTH ETF ETF 46654Q609 3,296 39 SH SOLE 0 39 0 0
Broadcom Inc. Stock 11135F101 109,876 355 SH SOLE 0 355 0 0
iShares Core Msci Eafe ETF ETF 46432F842 143,037 1,580 SH SOLE 0 1,580 0 0
Dimensional US Large Cap Value ETF ETF 25434V666 7,096,501 198,726 SH SOLE 0 198,725 0 0
Accenture PLC Ireland Class A Stock G1151C101 8,923 45 SH SOLE 0 45 0 0
GE Healthcare Technologies Inc. mon Stock Stock 36266G107 2,278 32 SH SOLE 0 32 0 0
KROGER CO COM Stock 501044101 289 4 SH SOLE 0 4 0 0
CONSOLIDATED WATER CO INC ORD Stock G23773107 331 10 SH SOLE 0 10 0 0
Nvidia Corporation Stock 67066G104 43,426 249 SH SOLE 0 249 0 0
iShares 1-5 Year Investment Grade Corporate Bond ETF ETF 464288646 59,025 1,123 SH SOLE 0 1,123 0 0
EOG Res Inc. Stock 26875P101 289 2 SH SOLE 0 2 0 0
Abbvie Inc. Stock 00287Y109 88,301 406 SH SOLE 0 406 0 0
S&P Global Inc. Stock 78409V104 1,701 4 SH SOLE 0 4 0 0
iShares Core Msci Emerging Markets ETF ETF 46434G103 3,236,820 46,406 SH SOLE 0 46,406 0 0
Vanguard Total Bond Market ETF ETF 921937835 390,807 5,307 SH SOLE 0 5,307 0 0
Norwegian Cruise Line Hldg Ltd Shs Stock G66721104 7,200 385 SH SOLE 0 385 0 0
iShares Core 1-5 Year Usd Bond ETF ETF 46432F859 188,509 3,890 SH SOLE 0 3,890 0 0
Zoetis Inc. Cl A Stock 98978V103 946 8 SH SOLE 0 8 0 0
iShares Russell 2000 Growth ETF ETF 464287648 136,821 436 SH SOLE 0 436 0 0
PHINIA INC COMMON STOCK Stock 71880K101 684 10 SH SOLE 0 10 0 0
Rockwell Automation Inc. Stock 773903109 89,720 250 SH SOLE 0 250 0 0
Qualcomm Inc. Stock 747525103 19,961 155 SH SOLE 0 155 0 0
T-Mobile US Inc. Stock 872590104 2,730 13 SH SOLE 0 13 0 0
General Dynamics Corp. Stock 369550108 343 1 SH SOLE 0 1 0 0
Intuitive Surgical Inc. Stock 46120E602 2,305 5 SH SOLE 0 5 0 0
Veralto Corp. Shs Stock 92338C103 177 2 SH SOLE 0 2 0 0
LITHIUM AMERS CORP NEW COM SHS Stock 53681J103 9,875 2,500 SH SOLE 0 2,500 0 0
Mcdonalds Corp. Stock 580135101 5,905 19 SH SOLE 0 19 0 0
GLOBAL X URANIUM ETF ETF 37954Y871 23,150 478 SH SOLE 0 478 0 0
Intercontinental Exchange Inc. Stock 45866F104 1,887 12 SH SOLE 0 12 0 0
GLOBAL X MSCI ARGENTINA ETF ETF 37950E259 653 7 SH SOLE 0 7 0 0
Cisco Sys Inc. Stock 17275R102 10,912 141 SH SOLE 0 140 0 0
Vanguard Total International Bond ETF ETF 92203J407 2,018 42 SH SOLE 0 42 0 0
Capital One Financial Corp. Stock 14040H105 2,189 12 SH SOLE 0 12 0 0
iShares Russell Midcap ETF ETF 464287499 30,433 313 SH SOLE 0 313 0 0
Advanced Micro Devices Inc. Stock 007903107 22,377 110 SH SOLE 0 110 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101 50,522 1,315 SH SOLE 0 1,315 0 0
At&T Inc. Stock 00206R102 119,990 4,139 SH SOLE 0 4,139 0 0
Vanguard Intermediate-Term Bond ETF ETF 921937819 108,824 1,410 SH SOLE 0 1,410 0 0
TIC SOLUTIONS INC COM Stock 00510N102 526 80 SH SOLE 0 80 0 0
Energy Select Sector Spdr Fund ETF 81369Y506 4,227 69 SH SOLE 0 69 0 0
GE VERNOVA INC COM Stock 36828A101 21,823 25 SH SOLE 0 25 0 0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF ETF 808524763 39,273 1,211 SH SOLE 0 1,211 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771 54,809 1,968 SH SOLE 0 1,968 0 0
General Electric Co. New Stock 369604301 130,263 459 SH SOLE 0 459 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 3,261 17 SH SOLE 0 17 0 0
iShares S&P Small-Cap 600 Growth ETF ETF 464287887 4,920 34 SH SOLE 0 34 0 0
Motorola Solutions Inc. New Stock 620076307 2,604 6 SH SOLE 0 6 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396 464,393 1,935 SH SOLE 0 1,935 0 0
Schwab Fundamental International Small Co. Index ETF ETF 808524748 4,497 97 SH SOLE 0 97 0 0
Schwab Fundamental Emerging Markets Large Co. Index ETF ETF 808524730 23,645 618 SH SOLE 0 618 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755 4,991 102 SH SOLE 0 102 0 0
ISHARES ETHEREUM TRUST ETF ETF 46438R204 20,104 1,270 SH SOLE 0 1,270 0 0
INVESCO RAFI DEVELOPED MARKETS EX-U.S. ETF ETF 46138E743 27,541 394 SH SOLE 0 394 0 0
iShares S&P 500 Value ETF ETF 464287408 144,004 682 SH SOLE 0 682 0 0
WISDOMTREE JAPAN SMALLCAP DIVIDEND FUND ETF 97717W836 510,300 5,000 SH SOLE 0 5,000 0 0
iShares S&P 500 Growth ETF ETF 464287309 395,319 3,495 SH SOLE 0 3,495 0 0
iShares Core S&P 500 ETF ETF 464287200 30,678,421 46,966 SH SOLE 0 46,965 0 0
ADVENT CONV & INCOME FD COM CEF 00764C109 31,293 2,804 SH SOLE 0 2,804 0 0
GMO INTERNATIONAL VALUE ETF ETF 90139K407 923,545 25,491 SH SOLE 0 25,491 0 0
FUNDSTRAT GRANNY SHOTS US LARGE CAP ETF ETF 886364231 9,667 405 SH SOLE 0 405 0 0
GMO US VALUE ETF ETF 90139K605 347,940 12,384 SH SOLE 0 12,383 0 0
Dimensional Emerging Markets Value ETF ETF 25434V740 288,709 8,069 SH SOLE 0 8,069 0 0
Dimensional Emerging Markets Core Equity 2 ETF ETF 25434V732 665,226 19,254 SH SOLE 0 19,254 0 0
iShares 0-5 Year High Yield Corporate Bond ETF ETF 46434V407 2,750 65 SH SOLE 0 65 0 0
Wells Fargo Co. New Stock 949746101 318 4 SH SOLE 0 4 0 0
Union Pac Corp. Stock 907818108 6,308 26 SH SOLE 0 26 0 0
Cintas Corp. Stock 172908105 255,740 1,512 SH SOLE 0 1,512 0 0
ISHARES MBS ETF ETF 464288588 160,371 1,689 SH SOLE 0 1,689 0 0
Northrop Grumman Corp. Stock 666807102 23,878 35 SH SOLE 0 35 0 0
Thermo Fisher Scientific Inc. Stock 883556102 16,220 33 SH SOLE 0 33 0 0
Lockheed Martin Corp. Stock 539830109 58,840 97 SH SOLE 0 97 0 0
JPMorgan Chase & Co. Stock 46625H100 69,716 237 SH SOLE 0 237 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 230,177 4,325 SH SOLE 0 4,325 0 0
Chevron Corp. New Stock 166764100 25,035 121 SH SOLE 0 121 0 0
Vanguard Ftse Developed Markets ETF ETF 921943858 18,962,660 295,922 SH SOLE 0 295,921 0 0
Cincinnati Financial Corp. Stock 172062101 280,619 1,783 SH SOLE 0 1,783 0 0
Campbell Soup Co. Stock 134429109 44,184 1,984 SH SOLE 0 1,984 0 0
Danaher Corporation Stock 235851102 2,844 15 SH SOLE 0 15 0 0
ACACIA RESH CORP ACACIA TCH COM Stock 003881307 9,620 2,000 SH SOLE 0 2,000 0 0
TJX Co. Inc. Stock 872540109 25,871 162 SH SOLE 0 162 0 0
Bank America Corp. Stock 060505104 40,219 825 SH SOLE 0 825 0 0
USA TODAY CO INC COM Stock 36472T109 7,755 1,100 SH SOLE 0 1,100 0 0
Walmart Inc. Stock 931142103 531,048 4,273 SH SOLE 0 4,273 0 0
International Business Machines Stock 459200101 43,388 179 SH SOLE 0 179 0 0
Oracle Corp. Stock 68389X105 5,296 36 SH SOLE 0 36 0 0
Vanguard Ftse Emerging Markets ETF ETF 922042858 285,870 5,289 SH SOLE 0 5,289 0 0
Texas Instrs Inc. Stock 882508104 8,154 42 SH SOLE 0 42 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 157,875 1,066 SH SOLE 0 1,066 0 0
Pfizer Inc. Stock 717081103 7,582 270 SH SOLE 0 270 0 0
Morgan Stanley New Stock 617446448 1,975 12 SH SOLE 0 12 0 0
3M Co. Stock 88579Y101 1,162 8 SH SOLE 0 8 0 0
CIRCLE INTERNET GROUP INC COM CL A Stock 172573107 5,152 54 SH SOLE 0 54 0 0
Caterpillar Inc. Stock 149123101 6,376 9 SH SOLE 0 9 0 0
Alphabet Inc. Class C Stock 02079K107 1,107,193 3,860 SH SOLE 0 3,859 0 0
American Express Co. Stock 025816109 13,914 46 SH SOLE 0 46 0 0
Amgen Inc. Stock 031162100 30,259 86 SH SOLE 0 86 0 0
Analog Devices Inc. Stock 032654105 1,591 5 SH SOLE 0 5 0 0
Vanguard Utilities ETF ETF 92204A876 5,350 27 SH SOLE 0 27 0 0
WILLIAMS COS INC COM Stock 969457100 48,035 660 SH SOLE 0 660 0 0
Mercadolibre Inc. Stock 58733R102 1,729 1 SH SOLE 0 1 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 456,572 2,123 SH SOLE 0 2,123 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 3,921 50 SH SOLE 0 50 0 0
iShares Core Dividend Growth ETF ETF 46434V621 544,246 7,755 SH SOLE 0 7,755 0 0
Eaton Corp. PLC Stock G29183103 153,440 429 SH SOLE 0 429 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 17,391 290 SH SOLE 0 290 0 0
XEROX HOLDINGS CORP WT EXP 021128 Stock 98421M114 2 27 SH SOLE 0 27 0 0
Delta Air Lines Inc. Del New Stock 247361702 13,961 210 SH SOLE 0 210 0 0
Vanguard Short-Term Bond ETF ETF 921937827 4,626 59 SH SOLE 0 59 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 4,795 29 SH SOLE 0 29 0 0
Pnc Financial Svcs Group Inc. Stock 693475105 55,560 267 SH SOLE 0 267 0 0
Bristol-Myers Squibb Co. Stock 110122108 2,062 34 SH SOLE 0 34 0 0
SHAKE SHACK INC CL A Stock 819047101 38,484 435 SH SOLE 0 435 0 0
iShares Russell 3000 ETF ETF 464287689 172,366 465 SH SOLE 0 465 0 0
Altria Group Inc. Stock 02209S103 16,498 250 SH SOLE 0 250 0 0
Cadence Design System Inc. Stock 127387108 1,945 7 SH SOLE 0 7 0 0
Exxon Mobil Corp. Stock 30233Q108 32,235 190 SH SOLE 0 190 0 0
Unitedhealth Group Inc. Stock 91324P102 1,353 5 SH SOLE 0 5 0 0
VANGUARD MORNINGSTAR MEGA CAP VALUE ETF ETF 921910840 145 1 SH SOLE 0 1 0 0
Travelers Companies Inc. Stock 89417E109 4,084 14 SH SOLE 0 14 0 0
ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381 1,022 15 SH SOLE 0 15 0 0
Lowes Co.s Inc. Stock 548661107 2,127 9 SH SOLE 0 9 0 0
Deere & Co. Stock 244199105 1,690 3 SH SOLE 0 3 0 0
Paypal Hldgs Inc. Stock 70450Y103 226 5 SH SOLE 0 5 0 0
Schwab Charles Corp. Stock 808513105 12,969 138 SH SOLE 0 138 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 4,459,884 66,043 SH SOLE 0 66,043 0 0
iShares Msci EAFE ETF ETF 464287465 55,267 569 SH SOLE 0 569 0 0
Apple Inc. Stock 037833100 397,435 1,566 SH SOLE 0 1,566 0 0
Abbott Labs Stock 002824100 20,123 196 SH SOLE 0 196 0 0
Walt Disney Co. Stock 254687106 13,590 141 SH SOLE 0 141 0 0
Vanguard Total World Stock ETF ETF 922042742 15,630 113 SH SOLE 0 113 0 0
iShares Russell 1000 ETF ETF 464287622 257,436 722 SH SOLE 0 722 0 0
iShares Russell 1000 Value ETF ETF 464287598 1,433,939 6,711 SH SOLE 0 6,711 0 0
VIRTUS REAVES UTILITIES ETF ETF 26923G806 18,697 234 SH SOLE 0 234 0 0
iShares Morningstar U.S. Equity ETF ETF 464287127 75,482 840 SH SOLE 0 840 0 0