UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
Date
of Report (Date of earliest event reported):
(Exact name of registrant as specified in its charter)
(State or other jurisdiction of incorporation)
| (Commission File Number) | (IRS Employer Identification No.) | |||
| (Address of principal executive offices) | (Zip Code) |
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of exchange on which registered |
| The |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging
growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02. Results of Operations and Financial Condition.
On October 21, 2026, First Community Corporation (the “Company”), holding company for First Community Bank (the “Bank”), issued a press release announcing its financial results for the period ended September 30, 2026. The Company also announced that the Board of Directors approved a cash dividend for the third quarter of 2026. The Company will pay a $0.17 per share dividend to holders of the Company’s common stock. This dividend is payable November 17, 2026, to shareholders of record as of November 3, 2026.
A copy of the press release is furnished herewith as Exhibit 99.1. The information furnished pursuant to this Item 2.02, including the portions of Exhibit 99.1 relating to the Company’s financial results and dividend announcement, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, nor shall it be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act, except as expressly set forth by specific reference in such filing.
FORWARD-LOOKING STATEMENTS
Certain statements in this Current Report on Form 8-K may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, such as statements relating to future plans, goals, projections and expectations, and are thus prospective. Forward-looking statements can be identified by words such as “anticipate,” “expect,” “intend,” “believe,” “may,” “likely,” “will,” “plan,” “position,” “future,” “forward,” or other statements that indicate future periods. Such forward-looking statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Such risks, uncertainties and other factors include, among others, the following: (1) the risk that anticipated cost savings or other expected benefits of the acquisition of Signature Bank of Georgia may not be realized; (2) potential disruption to client or employee relationships as a result of the acquisition of Signature Bank of Georgia; (3) competitive pressures among depository and other financial institutions may increase significantly and have an effect on pricing, spending, third-party relationships and revenues; (4) the strength of the United States economy in general and the strength of the local economies in which the Company conducts operations may be different than expected; (5) the rate of delinquencies and amounts of charge-offs, the level of allowance for credit losses, the rates of loan growth, or adverse changes in asset quality in the Company’s loan portfolio, which may result in increased credit risk-related losses and expenses; (6) changes in legislation, regulation, policies or administrative practices, whether by judicial, governmental or legislative action; (7) adverse conditions in the stock market, the public debt markets and other capital markets, including changes in interest rate conditions, which could continue to have a negative impact on the Company; (8) changes in interest rates, which have and may continue to affect the Company’s deposit and funding costs, net income, prepayment penalty income, mortgage banking income and other future cash flows, or the market value of the Company’s assets, including its investment securities; (9) technology and cybersecurity risks, including potential business disruptions, reputational risks and financial losses associated with potential attacks on or failures by the Company’s computer systems and computer systems of the Company’s vendors and other third parties; (10) elevated inflation, which causes adverse risk to the overall economy and could indirectly pose challenges to the Company’s customers and business; (11) any increases in FDIC assessments, which have increased and may continue to increase the Company’s cost of doing business; (12) the adverse effects of events beyond the Company’s control that may have a destabilizing effect on financial markets and the economy, such as epidemics and pandemics, war or terrorist activities, essential utility outages, government shutdowns, deterioration in the global economy, instability in the credit markets, disruptions in customers’ supply chains or disruptions in transportation; (13) risks associated with the planned and previously announced leadership transition, including the ability to retain key employees, maintain client relationships, and successfully integrate new executive responsibilities; and (14) risks, uncertainties and other factors disclosed in the Company’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (the “SEC”), or in any of the Company’s Quarterly Reports on Form 10-Q or Current Reports on Form 8-K filed with the SEC since the end of the fiscal year covered by the Company’s most recently filed Annual Report on Form 10-K, which are available at the SEC’s Internet site (http://www.sec.gov).
All subsequent written and oral forward-looking statements by the Company or any person acting on its behalf are expressly qualified in their entirety by the cautionary statements above. The foregoing review of important factors should not be construed as exhaustive and should be read in conjunction with other cautionary statements included herein and in the Company’s other filings with the Securities and Exchange Commission. The Company undertakes no obligation to update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except as required by law.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits
| Item | Exhibits |
| 99.1 | Earnings Press Release for the period ended September 30, 2026. |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| FIRST COMMUNITY CORPORATION | |||
| By: | /s/ D. Shawn Jordan |
||
| Name: | D. Shawn Jordan |
||
| Title: | Chief Financial Officer | ||
Dated: October 21, 2026