0000935823 2026-10-21 2026-10-21 0000935823 ck0000935823:InvescoVIAmericanValueFundSeriesIIMember 2026-10-21 2026-10-21 0000935823 ck0000935823:PacificSelectFundDividendGrowthPortfolioClassIMember 2026-10-21 2026-10-21 0000935823 ck0000935823:PacificSelectFundInternationalSmallCapPortfolioClassIMember 2026-10-21 2026-10-21 pure 2026-10-21 As of November 1, 2026, the underlying fund information related to the Current Expenses in the APPENDIX: FUNDS AVAILABLE UNDER THE POLICY section has been deleted and replaced with the following: <table cellpadding="0" style="width: 50%; border-collapse: collapse; font-family: Times New Roman, Times, Serif; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="background-color: #E8E8E8"> <td style="width: 73%; border: Black 1pt solid; font-size: 12pt; text-align: center">Fund; Advisor (Subadvisor) </td> <td style="width: 27%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">Current Expenses </td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 12pt">Invesco V.I. American Value Fund Series II; Invesco Advisers, Inc.</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">1.01%1</td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid"> Pacific Select Fund Dividend Growth Portfolio Class I; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.) </td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">0.83%1</td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid"> Pacific Select Fund International Small-Cap Portfolio Class I; Pacific Life Fund Advisors LLC (Wellington Management Company LLP) </td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">1.11%1</td></tr> </table> 1To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees and/or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements. Effective November 1, 2026, the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to reflect the following changes <table cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in">●</td><td>The Subadvisor for the Pacific Select Fund International Small-Cap will change from FIAM LLC to Wellington Management Company LLP.</td></tr></table> As of November 1, 2026, the underlying fund information related to the Current Expenses in the APPENDIX: FUNDS AVAILABLE UNDER THE POLICY section has been deleted and replaced with the following: <table cellpadding="0" style="width: 50%; border-collapse: collapse; font-family: Times New Roman, Times, Serif; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="background-color: #E8E8E8"> <td style="width: 73%; border: Black 1pt solid; font-size: 12pt; text-align: center">Fund; Advisor (Subadvisor) </td> <td style="width: 27%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">Current Expenses </td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 12pt">Invesco V.I. American Value Fund Series II; Invesco Advisers, Inc.</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">1.01%1</td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid"> Pacific Select Fund Dividend Growth Portfolio Class I; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.) </td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">0.83%1</td></tr> <tr style="vertical-align: top; "> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid"> Pacific Select Fund International Small-Cap Portfolio Class I; Pacific Life Fund Advisors LLC (Wellington Management Company LLP) </td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; text-align: center">1.11%1</td></tr> </table>1To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees and/or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements. Invesco V.I. American Value Fund Series II Invesco Advisers, Inc. 0.0101 Pacific Select Fund Dividend Growth Portfolio Class I Pacific Life Fund Advisors LLC T. Rowe Price Associates, Inc. 0.0083 Pacific Select Fund International Small-Cap Portfolio Class I Pacific Life Fund Advisors LLC Wellington Management Company LLP 0.0111 To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees and/or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements. Wellington Management Company LLP N-4 N-4 0000935823 false SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees and/or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.