The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,534,638 9,349 SH DFND 1,2 9,349 0 0
ABBOTT LABORATORIES COM 002824100 14,573,966 147,465 SH DFND 1,2 144,186 0 3,279
ABBVIE INC COM 00287Y109 24,872,239 95,081 SH DFND 1,2 92,933 0 2,148
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 215,826 1,177 SH DFND 1,2 1,177 0 0
ADOBE INC COM 00724F101 392,782 1,637 SH DFND 1,2 1,537 0 100
ADVANCED MICRO DEVICES INC COM 007903107 1,484,130 2,426 SH DFND 1,2 2,426 0 0
AFLAC INC COM 001055102 221,883 1,985 SH DFND 1,2 1,274 0 711
AGILENT TECHNOLOGIES INC COM 00846U101 1,607,480 9,329 SH DFND 1,2 9,304 0 25
AIR PRODUCTS AND CHEMICALS I COM 009158106 2,045,269 7,351 SH DFND 1,2 6,836 0 515
AKAMAI TECHNOLOGIES INC COM 00971T101 1,345,221 12,649 SH DFND 1,2 12,641 0 8
ALLSTATE CORP COM 020002101 247,152 1,114 SH DFND 1,2 571 0 543
ALPHABET INC CAP STK CL C 02079K107 6,428,401 18,866 SH DFND 1,2 18,866 0 0
ALPHABET INC CAP STK CL A 02079K305 36,313,515 105,538 SH DFND 1,2 104,568 0 970
ALTRIA GROUP INC COM 02209S103 352,458 5,234 SH DFND 1,2 5,234 0 0
AMAZON COM INC COM 023135106 18,560,678 74,496 SH DFND 1,2 73,780 0 716
AMERICAN EXPRESS CO COM 025816109 601,206 1,977 SH DFND 1,2 1,977 0 0
AMERICAN TOWER CORP COM 03027X100 2,176,422 13,296 SH DFND 1,2 13,211 0 85
AMERICAN WTR WKS CO INC NEW COM 030420103 401,098 3,098 SH DFND 1,2 2,998 0 100
AMERIPRISE FINL INC COM 03076C106 216,142 439 SH DFND 1,2 439 0 0
AMETEK INC COM 031100100 1,254,257 5,063 SH DFND 1,2 4,649 0 414
AMGEN INC COM 031162100 1,557,901 3,696 SH DFND 1,2 3,696 0 0
AMPHENOL CORP CL A 032095101 5,385,758 63,888 SH DFND 1,2 63,856 0 32
AMRIZE LTD SHS H2927K103 430,920 11,525 SH DFND 1,2 11,525 0 0
ANALOG DEVICES INC COM 032654105 4,094,841 10,322 SH DFND 1,2 9,754 0 568
AON PLC SHS CL A G0403H108 675,872 2,442 SH DFND 1,2 2,442 0 0
APPLE INC COM 037833100 92,082,694 276,508 SH DFND 1,2 271,647 0 4,861
APPLIED MATLS INC COM 038222105 3,086,178 6,035 SH DFND 1,2 5,014 0 1,021
ARISTA NETWORKS INC COM SHS 040413205 7,982,764 39,210 SH DFND 1,2 39,053 0 157
ASML HLDG NV N Y REGISTRY SHS N07059210 9,516,703 5,253 SH DFND 1,2 5,253 0 0
AT&T INC COM 00206R102 873,813 35,812 SH DFND 1,2 33,020 0 2,792
AUTOMATIC DATA PROCESSING IN COM 053015103 11,348,705 43,977 SH DFND 1,2 43,977 0 0
AUTOZONE INC COM 053332102 1,774,423 627 SH DFND 1,2 627 0 0
BAKER HUGHES COMPANY CL A 05722G100 3,001,054 54,664 SH DFND 1,2 54,644 0 20
BALL CORP COM 058498106 3,466,296 61,865 SH DFND 1,2 61,665 0 200
BANK OF AMER CORP COM 060505104 5,771,431 106,034 SH DFND 1,2 105,990 0 44
BANK OF NY MELLON CORP COM 064058100 942,843 6,519 SH DFND 1,2 5,319 0 1,200
BAR HBR BANKSHARES COM 066849100 14,852,201 383,877 SH DFND 1,2 9,000 0 374,877
BATH & BODY WORKS INC COM 070830104 930,938 58,476 SH DFND 1,2 58,476 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,581,586 27,275 SH DFND 1,2 26,963 0 312
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 13,124,796 252,973 SH DFND 1,2 250,723 0 2,250
BLACKROCK INC COM 09290D101 1,299,580 1,228 SH DFND 1,2 1,228 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 122,189 12,305 SH DFND 1,2 0 0 12,305
BLACKSTONE INC COM 09260D107 234,492 2,092 SH DFND 1,2 2,092 0 0
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 113,626 12,075 SH DFND 1,2 0 0 12,075
BOOKING HOLDINGS INC COM 09857L108 1,815,795 11,146 SH DFND 1,2 11,121 0 25
BRISTOL-MYERS SQUIBB CO COM 110122108 1,546,022 24,776 SH DFND 1,2 24,776 0 0
BROADCOM INC COM 11135F101 8,675,095 24,702 SH DFND 1,2 24,672 0 30
CAMDEN NATL CORP COM 133034108 296,428 5,356 SH DFND 1,2 5,356 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 683,062 12,451 SH DFND 1,2 9,934 0 2,517
CATERPILLAR INC COM 149123101 36,146,640 44,582 SH DFND 1,2 44,582 0 0
CHEVRON CORPORATION COM 166764100 12,334,080 60,399 SH DFND 1,2 59,695 0 704
CHUBB LIMITED COM H1467J104 6,305,947 19,388 SH DFND 1,2 19,318 0 70
CINTAS CORP COM 172908105 520,810 2,670 SH DFND 1,2 2,670 0 0
CISCO SYS INC COM 17275R102 9,065,675 84,230 SH DFND 1,2 84,104 0 126
COCA COLA CO COM 191216100 5,301,581 61,589 SH DFND 1,2 61,289 0 300
COLGATE PALMOLIVE CO COM 194162103 4,277,859 50,139 SH DFND 1,2 50,139 0 0
CONOCOPHILLIPS COM 20825C104 489,712 3,913 SH DFND 1,2 3,623 0 290
CONSOLIDATED EDISON INC COM 209115104 243,771 2,385 SH DFND 1,2 2,285 0 100
CORNING INC COM 219350105 223,567 1,454 SH DFND 1,2 454 0 1,000
COSTCO WHOLESALE CORPORATION COM 22160K105 31,307,503 34,391 SH DFND 1,2 34,360 0 31
CSX CORP COM 126408103 3,517,551 75,630 SH DFND 1,2 64,130 0 11,500
CVS HEALTH CORP COM 126650100 223,651 2,610 SH DFND 1,2 2,610 0 0
DANAHER CORP DEL COM 235851102 6,078,667 27,437 SH DFND 1,2 26,960 0 477
DEERE & CO COM 244199105 891,818 1,328 SH DFND 1,2 1,278 0 50
DISNEY WALT CO COM 254687106 4,014,523 38,270 SH DFND 1,2 37,174 0 1,096
DOMINION ENERGY INC COM 25746U109 3,653,774 60,373 SH DFND 1,2 59,783 0 590
DOVER CORP COM 260003108 349,784 1,870 SH DFND 1,2 1,594 0 276
DOW HLDGS INC COM 260557103 314,231 11,410 SH DFND 1,2 11,368 0 42
DTE ENERGY CO COM 233331107 213,881 1,756 SH DFND 1,2 1,756 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 628,423 5,512 SH DFND 1,2 5,512 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 401,490 3,091 SH DFND 1,2 3,077 0 14
EASTGROUP PPTYS INC COM 277276101 9,216,374 46,677 SH DFND 1,2 46,617 0 60
EASTMAN CHEM CO COM 277432100 5,777,698 89,107 SH DFND 1,2 88,907 0 200
EATON CORP PLC SHS G29183103 6,603,783 15,368 SH DFND 1,2 15,358 0 10
EATON VANCE MUN INCOME TR SH BEN INT 27826U108 123,936 13,413 SH DFND 1,2 0 0 13,413
ECOLAB INC COM 278865100 970,915 3,536 SH DFND 1,2 3,536 0 0
ELI LILLY & CO COM 532457108 76,857,882 66,424 SH DFND 1,2 66,424 0 0
EMERSON ELEC CO COM 291011104 11,495,702 74,118 SH DFND 1,2 74,118 0 0
EQUINIX INC COM 29444U700 253,907 251 SH DFND 1,2 220 0 31
EQUITY LIFESTYLE PROPERTIES COM 29472R108 4,497,943 77,112 SH DFND 1,2 77,112 0 0
EVERSOURCE ENERGY COM 30040W108 426,343 6,645 SH DFND 1,2 6,645 0 0
FEDEX CORP COM 31428X106 3,012,831 10,568 SH DFND 1,2 10,563 0 5
FIRST AMERN FINL CORP COM 31847R102 8,723,479 143,620 SH DFND 1,2 143,370 0 250
FIRST BANCORP INC ME COM 31866P102 346,636 10,397 SH DFND 1,2 10,397 0 0
FIRST SOLAR INC COM 336433107 415,129 2,370 SH DFND 1,2 2,370 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 359,038 4,586 SH DFND 1,2 4,586 0 0
FTAI AVIATION LTD SHS G3730V105 494,075 2,958 SH DFND 1,2 2,958 0 0
GE AEROSPACE COM NEW 369604301 1,956,497 6,265 SH DFND 1,2 5,677 0 588
GE VERNOVA INC COM 36828A101 1,130,133 1,189 SH DFND 1,2 1,042 0 147
GENERAL DYNAMICS CORP COM 369550108 332,825 1,003 SH DFND 1,2 1,003 0 0
GENERAL MILLS INC COM 370334104 433,903 13,492 SH DFND 1,2 12,212 0 1,280
GENUINE PARTS CO COM 372460105 674,469 5,364 SH DFND 1,2 5,364 0 0
GILEAD SCIENCES INC COM 375558103 428,966 2,878 SH DFND 1,2 2,878 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 341,236 379 SH DFND 1,2 379 0 0
GSK PLC SPONSORED ADR 37733W204 3,237,602 67,212 SH DFND 1,2 67,212 0 0
HANOVER INS GROUP INC COM 410867105 279,427 1,305 SH DFND 1,2 1,305 0 0
HARBOR ETF TRUST ARES SYSTEMATIC 41151J109 215,226 4,876 SH DFND 1,2 1,472 0 3,404
HEWLETT PACKARD ENTERPRISE C COM 42824C109 5,465,214 85,541 SH DFND 1,2 85,481 0 60
HOME DEPOT INC COM 437076102 7,733,576 27,184 SH DFND 1,2 27,080 0 104
HONEYWELL AEROSPACE INC COM 43849R105 1,224,418 7,901 SH DFND 1,2 7,826 0 75
HONEYWELL INTL INC COM 438516205 1,879,897 8,912 SH DFND 1,2 8,837 0 75
ILLINOIS TOOL WKS INC COM 452308109 965,057 3,751 SH DFND 1,2 3,751 0 0
INTEL CORP COM 458140100 1,111,647 9,246 SH DFND 1,2 9,246 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,715,005 24,436 SH DFND 1,2 23,914 0 522
INTERNATIONAL BUSINESS MACHS COM 459200101 16,121,089 73,301 SH DFND 1,2 73,264 0 37
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 613,518 9,645 SH DFND 1,2 9,645 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 227,016 2,700 SH DFND 1,2 2,700 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 595,977 2,865 SH DFND 1,2 2,865 0 0
INVESCO MUN OPPORTUNIT TR COM 46132C107 165,288 19,795 SH DFND 1,2 0 0 19,795
INVESCO QQQ TR UNIT SER 1 46090E103 28,926,487 39,102 SH DFND 1,2 39,102 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 115,060 13,348 SH DFND 1,2 0 0 13,348
ISHARES INC MSCI STH AFR ETF 464286780 1,024,256 16,009 SH DFND 1,2 16,009 0 0
ISHARES TR CORE S&P TTL STK 464287150 12,501,596 75,184 SH DFND 1,2 75,184 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,239,523 8,151 SH DFND 1,2 8,151 0 0
ISHARES TR TIPS BD ETF 464287176 592,092 5,691 SH DFND 1,2 5,691 0 0
ISHARES TR CORE S&P500 ETF 464287200 75,574,844 98,681 SH DFND 1,2 98,385 0 296
ISHARES TR CORE US AGGBD ET 464287226 71,238,632 753,529 SH DFND 1,2 749,550 0 3,979
ISHARES TR MSCI EMG MKT ETF 464287234 1,905,318 28,527 SH DFND 1,2 28,377 0 150
ISHARES TR IBOXX INV CP ETF 464287242 4,211,553 41,217 SH DFND 1,2 40,751 0 466
ISHARES TR S&P 500 GRWT ETF 464287309 522,663 3,674 SH DFND 1,2 3,674 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 273,482 3,368 SH DFND 1,2 3,368 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,015,615 29,027 SH DFND 1,2 28,877 0 150
ISHARES TR RUS MD CP GR ETF 464287481 236,810 1,720 SH DFND 1,2 1,720 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,183,947 11,095 SH DFND 1,2 11,095 0 0
ISHARES TR CORE S&P MCP ETF 464287507 37,097,636 515,603 SH DFND 1,2 514,169 0 1,434
ISHARES TR ISHARES BIOTECH 464287556 3,625,748 17,222 SH DFND 1,2 17,153 0 69
ISHARES TR GLOBAL 100 ETF 464287572 428,142 2,973 SH DFND 1,2 2,973 0 0
ISHARES TR S&P MC 400GR ETF 464287606 430,438 3,927 SH DFND 1,2 3,927 0 0
ISHARES TR RUS 1000 ETF 464287622 342,059 822 SH DFND 1,2 822 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 610,802 2,198 SH DFND 1,2 2,198 0 0
ISHARES TR CORE S&P US GWT 464287671 274,931 1,419 SH DFND 1,2 1,419 0 0
ISHARES TR S&P MC 400VL ETF 464287705 260,410 1,891 SH DFND 1,2 1,891 0 0
ISHARES TR CORE S&P SCP ETF 464287804 36,041,485 264,933 SH DFND 1,2 263,150 0 1,783
ISHARES TR S&P SML 600 GWT 464287887 267,430 1,668 SH DFND 1,2 1,668 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 244,273 14,369 SH DFND 1,2 14,369 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,237,970 12,245 SH DFND 1,2 12,245 0 0
ISHARES TR INTL SEL DIV ETF 464288448 420,803 9,974 SH DFND 1,2 9,974 0 0
ISHARES TR IBOXX HI YD ETF 464288513 569,887 7,381 SH DFND 1,2 7,381 0 0
ISHARES TR ESG MSCI KLD ETF 464288570 957,479 6,550 SH DFND 1,2 6,550 0 0
ISHARES TR MBS ETF 464288588 259,540 2,896 SH DFND 1,2 2,896 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 12,760,301 253,432 SH DFND 1,2 249,911 0 3,521
ISHARES TR ISHS 1-5YR INVS 464288646 23,206,319 452,983 SH DFND 1,2 446,738 0 6,245
ISHARES TR 3 7 YR TREAS BD 464288661 292,902 2,582 SH DFND 1,2 2,582 0 0
ISHARES TR PFD AND INCM SEC 464288687 464,507 15,746 SH DFND 1,2 14,246 0 1,500
ISHARES TR ESG OPTIMIZED 464288802 363,824 2,337 SH DFND 1,2 2,337 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,753,334 18,098 SH DFND 1,2 18,098 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 288,849 2,803 SH DFND 1,2 2,803 0 0
JANUS LIVING INC CL A-1 471024109 1,721,473 58,099 SH DFND 1,2 58,099 0 0
JOHNSON & JOHNSON COM 478160104 47,657,701 180,017 SH DFND 1,2 175,210 0 4,807
JPMORGAN CHASE & CO COM 46625H100 25,073,275 75,789 SH DFND 1,2 75,589 0 200
KIMBERLY-CLARK CORP COM 494368103 445,060 4,568 SH DFND 1,2 4,568 0 0
KINDER MORGAN INC DEL COM 49456B101 4,343,198 144,053 SH DFND 1,2 143,352 0 701
KINSALE CAP GROUP INC COM 49714P108 4,185,422 12,968 SH DFND 1,2 12,943 0 25
KLA CORP COM NEW 482480100 241,713 1,240 SH DFND 1,2 1,240 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 4,102,214 17,325 SH DFND 1,2 17,298 0 27
LAM RESEARCH CORP COM NEW 512807306 10,721,581 32,637 SH DFND 1,2 32,617 0 20
LENNAR CORP CL A 526057104 3,392,512 41,580 SH DFND 1,2 41,580 0 0
LINDE PLC SHS G54950103 745,675 1,571 SH DFND 1,2 1,456 0 115
LOCKHEED MARTIN CORP COM 539830109 1,085,212 2,131 SH DFND 1,2 2,131 0 0
LOWES COS INC COM 548661107 1,542,507 8,370 SH DFND 1,2 8,150 0 220
M & T BK CORP COM 55261F104 354,688 1,630 SH DFND 1,2 1,571 0 59
MANULIFE FINL CORP COM 56501R106 270,021 6,340 SH DFND 1,2 6,340 0 0
MARATHON PETE CORP COM 56585A102 1,206,031 3,050 SH DFND 1,2 3,050 0 0
MARSH & MCLENNAN COS INC COM 571748102 671,823 3,935 SH DFND 1,2 3,836 0 99
MASTERCARD INCORPORATED CL A 57636Q104 7,886,021 14,300 SH DFND 1,2 14,269 0 31
MCDONALDS CORP COM 580135101 3,192,976 13,826 SH DFND 1,2 13,189 0 637
MCKESSON CORP COM 58155Q103 254,435 298 SH DFND 1,2 298 0 0
MEDTRONIC PLC SHS G5960L103 3,745,159 43,402 SH DFND 1,2 43,372 0 30
MERCK & CO INC COM 58933Y105 25,547,968 175,817 SH DFND 1,2 175,328 0 489
META PLATFORMS INC CL A 30303M102 15,001,799 20,687 SH DFND 1,2 20,639 0 48
METLIFE INC COM 59156R108 376,546 3,999 SH DFND 1,2 3,999 0 0
MICROSOFT CORP COM 594918104 39,144,528 76,320 SH DFND 1,2 73,682 0 2,638
MONDELEZ INTL INC CL A 609207105 270,540 4,679 SH DFND 1,2 4,679 0 0
MOODYS CORP COM 615369105 460,942 1,015 SH DFND 1,2 1,015 0 0
MURPHY USA INC COM 626755102 252,015 500 SH DFND 1,2 500 0 0
NELNET INC CL A 64031N108 13,250,300 107,656 SH DFND 1,2 107,546 0 110
NETFLIX INC. COM 64110L106 3,345,267 48,078 SH DFND 1,2 47,971 0 107
NEUBERGER MUN FD INC COM 64124P101 180,573 19,865 SH DFND 1,2 630 0 19,235
NEXTERA ENERGY INC COM 65339F101 2,738,531 36,157 SH DFND 1,2 34,705 0 1,452
NORFOLK SOUTHN CORP COM 655844108 2,114,487 6,843 SH DFND 1,2 6,843 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,890,179 20,272 SH DFND 1,2 20,272 0 0
NOVO-NORDISK A S ADR 670100205 376,636 9,935 SH DFND 1,2 9,134 0 801
NUVEEN AMT FREE QLTY MUN INC COM 670657105 176,224 17,711 SH DFND 1,2 3,014 0 14,697
NUVEEN MUN VALUE FD INC COM 670928100 4,102,099 494,825 SH DFND 1,2 469,825 0 25,000
NUVEEN QUALITY MUNCP INCOME COM 67066V101 131,813 13,025 SH DFND 1,2 2,550 0 10,475
NVIDIA CORPORATION COM 67066G104 20,446,633 89,529 SH DFND 1,2 89,467 0 62
NVR INC COM 62944T105 246,176 40 SH DFND 1,2 40 0 0
ORACLE CORP COM 68389X105 592,999 4,319 SH DFND 1,2 3,669 0 650
OTIS WORLDWIDE CORP COM 68902V107 221,132 3,438 SH DFND 1,2 2,180 0 1,258
PALO ALTO NETWORKS INC COM 697435105 7,057,020 17,762 SH DFND 1,2 17,752 0 10
PARKER-HANNIFIN CORP COM 701094104 5,695,259 5,961 SH DFND 1,2 5,866 0 95
PEPSICO INC COM 713448108 6,949,452 54,841 SH DFND 1,2 52,486 0 2,355
PFIZER INC COM 717081103 4,990,201 174,972 SH DFND 1,2 172,048 0 2,924
PHILIP MORRIS INTL INC COM 718172109 2,250,913 11,796 SH DFND 1,2 11,796 0 0
PHILLIPS 66 COM 718546104 1,377,142 5,394 SH DFND 1,2 5,169 0 225
PNC FINL SVCS GROUP INC COM 693475105 610,548 2,747 SH DFND 1,2 2,747 0 0
PROCTER & GAMBLE CO COM 742718109 10,247,325 70,535 SH DFND 1,2 67,382 0 3,153
PROGRESSIVE CORP COM 743315103 553,103 2,668 SH DFND 1,2 2,668 0 0
PROLOGIS INC. COM 74340W103 2,906,988 22,389 SH DFND 1,2 22,364 0 25
PURECYCLE TECHNOLOGIES INC COM 74623V103 74,970 17,000 SH DFND 1,2 17,000 0 0
QUALCOMM INC COM 747525103 792,844 4,308 SH DFND 1,2 4,183 0 125
QUEST DIAGNOSTICS INC COM 74834L100 4,451,171 19,098 SH DFND 1,2 19,088 0 10
REGENERON PHARMACEUTICALS COM 75886F107 10,904,681 14,381 SH DFND 1,2 14,361 0 20
ROCKWELL AUTOMATION INC COM 773903109 4,485,640 10,304 SH DFND 1,2 10,199 0 105
ROSS STORES INC COM 778296103 233,400 1,000 SH DFND 1,2 1,000 0 0
ROYAL GOLD INC COM 780287108 8,403,252 35,607 SH DFND 1,2 35,257 0 350
RPM INTL INC COM 749685103 2,056,381 20,841 SH DFND 1,2 20,832 0 9
RTX CORPORATION COM 75513E101 4,093,583 22,050 SH DFND 1,2 19,075 0 2,975
S&P GLOBAL INC COM 78409V104 669,021 1,696 SH DFND 1,2 1,696 0 0
SALESFORCE INC COM 79466L302 5,333,829 23,234 SH DFND 1,2 23,222 0 12
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 232,947 7,161 SH DFND 1,2 7,161 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 7,873,913 161,682 SH DFND 1,2 161,564 0 118
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 16,589,202 98,499 SH DFND 1,2 98,328 0 171
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 13,393,463 166,172 SH DFND 1,2 166,092 0 80
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 30,830,236 283,262 SH DFND 1,2 282,970 0 292
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 10,836,054 176,196 SH DFND 1,2 176,092 0 104
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 25,472,387 477,011 SH DFND 1,2 476,183 0 828
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 26,015,484 155,800 SH DFND 1,2 155,725 0 75
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 181,325,378 926,311 SH DFND 1,2 925,400 0 911
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 11,289,866 101,738 SH DFND 1,2 101,629 0 109
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 2,964,461 72,463 SH DFND 1,2 72,390 0 73
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 7,846,904 198,958 SH DFND 1,2 198,203 0 755
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 11,577,028 247,584 SH DFND 1,2 243,584 0 4,000
SLB LIMITED COM STK 806857108 422,890 8,680 SH DFND 1,2 8,680 0 0
SOUTHERN CO COM 842587107 483,083 5,828 SH DFND 1,2 5,628 0 200
SPDR GOLD TR GOLD SHS 78463V107 586,874 1,541 SH DFND 1,2 1,355 0 186
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 352,050 15,000 SH DFND 1,2 0 0 15,000
SPDR SERIES TRUST ST STR SP DIV 78464A763 1,459,527 9,964 SH DFND 1,2 9,610 0 354
SPDR SERIES TRUST ST STR SP600 SML 78468R853 201,978 3,821 SH DFND 1,2 3,821 0 0
STARBUCKS CORP COM 855244109 331,867 3,532 SH DFND 1,2 3,532 0 0
STATE STR CORP COM 857477103 417,619 2,392 SH DFND 1,2 2,392 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 10,731,729 14,072 SH DFND 1,2 14,072 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 271,878 414 SH DFND 1,2 414 0 0
SYNOPSYS INC COM 871607107 1,891,989 4,350 SH DFND 1,2 4,347 0 3
SYSCO CORP COM 871829107 9,947,852 127,602 SH DFND 1,2 127,002 0 600
TARGET CORP COM 87612E106 538,544 3,437 SH DFND 1,2 3,375 0 62
TEXAS INSTRS INC COM 882508104 1,925,059 6,873 SH DFND 1,2 6,813 0 60
TEXAS PACIFIC LAND CORPORATI COM 88262P102 10,154,492 31,165 SH DFND 1,2 31,165 0 0
THE CIGNA GROUP COM 125523100 303,906 1,118 SH DFND 1,2 1,118 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,670,922 5,438 SH DFND 1,2 5,325 0 113
TIMKEN CO COM 887389104 4,092,905 35,057 SH DFND 1,2 35,057 0 0
TJX COS INC NEW COM 872540109 2,212,488 16,722 SH DFND 1,2 16,722 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 574,722 4,890 SH DFND 1,2 4,890 0 0
TRACTOR SUPPLY CO COM 892356106 1,449,603 46,328 SH DFND 1,2 46,303 0 25
TRAVELERS COMPANIES INC COM 89417E109 580,042 1,627 SH DFND 1,2 1,627 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,684,044 24,581 SH DFND 1,2 24,565 0 16
ULTA BEAUTY INC COM 90384S303 2,308,114 4,226 SH DFND 1,2 4,219 0 7
UNION PAC CORP COM 907818108 11,486,607 42,210 SH DFND 1,2 42,210 0 0
UNITED PARCEL SVCS INC CL B 911312106 1,414,495 15,138 SH DFND 1,2 15,138 0 0
UNITEDHEALTH GROUP INC COM 91324P102 779,311 2,123 SH DFND 1,2 2,023 0 100
VALERO ENERGY CORP COM 91913Y100 5,352,119 13,808 SH DFND 1,2 13,808 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 380,396 4,979 SH DFND 1,2 4,979 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 259,695 3,702 SH DFND 1,2 3,702 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 260,138 5,250 SH DFND 1,2 5,250 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,103,855 1,575 SH DFND 1,2 1,575 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 306,982 1,570 SH DFND 1,2 1,570 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 304,294 3,395 SH DFND 1,2 3,395 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 250,899 1,086 SH DFND 1,2 1,086 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,825,955 48,788 SH DFND 1,2 48,672 0 116
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 254,793 1,100 SH DFND 1,2 1,100 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 603,972 2,123 SH DFND 1,2 2,123 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 616,748 1,648 SH DFND 1,2 1,648 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 631,400 4,000 SH DFND 1,2 4,000 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 376,767 4,541 SH DFND 1,2 4,541 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,447,619 243,595 SH DFND 1,2 240,408 0 3,187
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,235,851 67,778 SH DFND 1,2 67,778 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 297,748 5,255 SH DFND 1,2 5,255 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 232,143 995 SH DFND 1,2 995 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 42,813,667 606,340 SH DFND 1,2 605,339 0 1,001
VANGUARD WORLD FD ESG US STK ETF 921910733 237,178 1,750 SH DFND 1,2 1,750 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 370,600 4,000 SH DFND 1,2 4,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,622,126 166,168 SH DFND 1,2 163,878 0 2,290
VISA INC COM CL A 92826C839 3,668,759 10,210 SH DFND 1,2 10,170 0 40
WALMART INC COM 931142103 15,584,155 149,963 SH DFND 1,2 149,584 0 379
WASTE MGMT INC DEL COM 94106L109 5,515,832 27,049 SH DFND 1,2 27,036 0 13
WELLS FARGO & CO COM 949746101 323,002 4,035 SH DFND 1,2 4,035 0 0
WELLTOWER INC COM 95040Q104 256,487 1,114 SH DFND 1,2 1,114 0 0
WESTERN ASSET INTER MUNI COM 958435109 105,619 15,110 SH DFND 1,2 0 0 15,110
WESTERN ASSET MANAGED MUNS F COM 95766M105 372,220 41,682 SH DFND 1,2 0 0 41,682
WISDOMTREE TR US LARGECAP FUND 97717W588 374,726 4,687 SH DFND 1,2 4,687 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 335,787 4,086 SH DFND 1,2 4,086 0 0
XCEL ENERGY INC COM 98389B100 275,718 3,912 SH DFND 1,2 3,912 0 0
YUM BRANDS INC COM 988498101 654,432 4,800 SH DFND 1,2 4,800 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 261,871 2,948 SH DFND 1,2 2,948 0 0