The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,152,663 13,114 SH SOLE 0 0 13,114
ABBOTT LABORATORIES COM 002824100 8,913,922 90,195 SH SOLE 0 0 90,195
ABBVIE INC COM 00287Y109 21,008,555 80,311 SH SOLE 0 0 80,311
AIR PRODUCTS AND CHEMICALS I COM 009158106 7,345,133 26,400 SH SOLE 0 0 26,400
ALPHABET INC CAP STK CL C 02079K107 21,812,130 64,014 SH SOLE 0 0 64,014
ALPHABET INC CAP STK CL A 02079K305 12,836,385 37,306 SH SOLE 0 0 37,306
AMAZON COM INC COM 023135106 10,878,683 43,663 SH SOLE 0 0 43,663
AMERICAN EXPRESS CO COM 025816109 1,244,681 4,093 SH SOLE 0 0 4,093
AMGEN INC COM 031162100 2,719,583 6,452 SH SOLE 0 0 6,452
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR 03524A108 798,252 10,865 SH SOLE 0 0 10,865
APPLE INC COM 037833100 58,294,311 175,047 SH SOLE 0 0 175,047
AT&T INC COM 00206R102 1,482,480 60,757 SH SOLE 0 0 60,757
AUTOMATIC DATA PROCESSING IN COM 053015103 5,645,664 21,877 SH SOLE 0 0 21,877
BANK OF AMER CORP COM 060505104 4,489,053 82,474 SH SOLE 0 0 82,474
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 66,920,489 134,392 SH SOLE 0 0 134,392
BLACKSTONE INC COM 09260D107 1,695,698 15,128 SH SOLE 0 0 15,128
BOEING CO COM 097023105 211,911 1,139 SH SOLE 0 0 1,139
BROADCOM INC COM 11135F101 228,274 650 SH SOLE 0 0 650
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 987,001 22,140 SH SOLE 0 0 22,140
BROOKFIELD CORP CL A LTD VT SH 11271J107 10,599,628 290,719 SH SOLE 0 0 290,719
CAPITAL ONE FINL CORP COM 14040H105 5,152,073 26,685 SH SOLE 0 0 26,685
CATERPILLAR INC COM 149123101 29,522,080 36,412 SH SOLE 0 0 36,412
CHEVRON CORPORATION COM 166764100 14,430,058 70,663 SH SOLE 0 0 70,663
CHUBB LIMITED COM H1467J104 3,624,261 11,143 SH SOLE 0 0 11,143
CISCO SYS INC COM 17275R102 9,641,065 89,576 SH SOLE 0 0 89,576
CITIGROUP INC COM NEW 172967424 4,918,557 37,987 SH SOLE 0 0 37,987
COCA COLA CO COM 191216100 1,743,636 20,256 SH SOLE 0 0 20,256
COMCAST CORP NEW CL A 20030N101 446,167 20,504 SH SOLE 0 0 20,504
CONSTELLATION BRANDS INC CL A 21036P108 320,864 2,838 SH SOLE 0 0 2,838
COPART INC COM 217204106 655,484 24,028 SH SOLE 0 0 24,028
CORNING INC COM 219350105 8,821,826 57,374 SH SOLE 0 0 57,374
COSTCO WHOLESALE CORPORATION COM 22160K105 491,584 540 SH SOLE 0 0 540
CUMMINS INC COM 231021106 17,429,072 33,740 SH SOLE 0 0 33,740
CVS HEALTH CORP COM 126650100 2,709,551 31,620 SH SOLE 0 0 31,620
DEERE & CO COM 244199105 16,506,027 24,579 SH SOLE 0 0 24,579
DEVON ENERGY CORP NEW COM 25179M103 1,509,283 32,782 SH SOLE 0 0 32,782
DOMINION ENERGY INC COM 25746U109 1,776,800 29,359 SH SOLE 0 0 29,359
ELI LILLY & CO COM 532457108 1,203,363 1,040 SH SOLE 0 0 1,040
EOG RES INC COM 26875P101 5,816,916 42,225 SH SOLE 0 0 42,225
ERIE INDTY CO CL A 29530P102 614,277 2,803 SH SOLE 0 0 2,803
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 15,161,617 93,159 SH SOLE 0 0 93,159
FEDEX CORP COM 31428X106 7,441,134 26,101 SH SOLE 0 0 26,101
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 1,062,517 9,714 SH SOLE 0 0 9,714
GE VERNOVA INC COM 36828A101 209,108 220 SH SOLE 0 0 220
GOLDMAN SACHS GROUP INC COM 38141G104 23,171,064 25,735 SH SOLE 0 0 25,735
HERSHEY CO COM 427866108 1,452,219 9,214 SH SOLE 0 0 9,214
HOME DEPOT INC COM 437076102 1,183,763 4,161 SH SOLE 0 0 4,161
INTERNATIONAL BUSINESS MACHS COM 459200101 1,720,365 7,822 SH SOLE 0 0 7,822
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,089,193 5,236 SH SOLE 0 0 5,236
INVESCO QQQ TR UNIT SER 1 46090E103 696,124 941 SH SOLE 0 0 941
ISHARES TR EAFE VALUE ETF 464288877 363,648 4,595 SH SOLE 0 0 4,595
ISHARES TR SELECT DIVID ETF 464287168 446,478 2,936 SH SOLE 0 0 2,936
ISHARES TR RUS 2000 VAL ETF 464287630 1,078,877 5,151 SH SOLE 0 0 5,151
ISHARES TR CORE S&P500 ETF 464287200 957,756 1,251 SH SOLE 0 0 1,251
ISHARES TR CORE S&P TTL STK 464287150 614,405 3,695 SH SOLE 0 0 3,695
ISHARES TR RUSSELL 2000 ETF 464287655 10,550,372 37,966 SH SOLE 0 0 37,966
ISHARES TR CORE S&P SCP ETF 464287804 2,902,549 21,336 SH SOLE 0 0 21,336
ISHARES TR MSCI EAFE ETF 464287465 834,341 8,031 SH SOLE 0 0 8,031
ISHARES TR CORE S&P MCP ETF 464287507 1,646,720 22,887 SH SOLE 0 0 22,887
ISHARES TR RUS MID CAP ETF 464287499 17,520,075 164,184 SH SOLE 0 0 164,184
ISHARES TR S&P 100 ETF 464287101 6,366,378 16,662 SH SOLE 0 0 16,662
ISHARES TR CORE US AGGBD ET 464287226 1,461,116 15,455 SH SOLE 0 0 15,455
ISHARES TR CORE MSCI EAFE 46432F842 330,458 3,411 SH SOLE 0 0 3,411
JOHNSON & JOHNSON COM 478160104 43,544,478 164,480 SH SOLE 0 0 164,480
JOHNSON CONTROLS INTERNATION SHS G51502105 1,734,597 11,669 SH SOLE 0 0 11,669
JPMORGAN CHASE & CO COM 46625H100 35,860,265 108,395 SH SOLE 0 0 108,395
KENVUE INC COM 49177J102 176,600 10,000 SH SOLE 0 0 10,000
LOWES COS INC COM 548661107 526,701 2,858 SH SOLE 0 0 2,858
M & T BK CORP COM 55261F104 3,939,430 18,104 SH SOLE 0 0 18,104
MARKEL GROUP INC COM 570535104 11,007,629 6,428 SH SOLE 0 0 6,428
MARSH & MCLENNAN COS INC COM 571748102 1,195,964 7,005 SH SOLE 0 0 7,005
MASTERCARD INCORPORATED CL A 57636Q104 1,812,130 3,286 SH SOLE 0 0 3,286
MCDONALDS CORP COM 580135101 8,515,412 36,873 SH SOLE 0 0 36,873
MCKESSON CORP COM 58155Q103 16,987,404 19,896 SH SOLE 0 0 19,896
META PLATFORMS INC CL A 30303M102 1,744,783 2,406 SH SOLE 0 0 2,406
MICROSOFT CORP COM 594918104 44,279,211 86,331 SH SOLE 0 0 86,331
MONDELEZ INTL INC CL A 609207105 2,470,128 42,721 SH SOLE 0 0 42,721
MORGAN STANLEY COM NEW 617446448 4,699,555 24,987 SH SOLE 0 0 24,987
NIKE INC CL B 654106103 325,645 9,199 SH SOLE 0 0 9,199
OMNICOM GROUP INC COM 681919106 645,072 8,761 SH SOLE 0 0 8,761
ORACLE CORP COM 68389X105 11,577,136 84,320 SH SOLE 0 0 84,320
ORANGE CNTY BANCORP INC COM 68417L107 475,916 12,880 SH SOLE 0 0 12,880
PARAMOUNT SKYDANCE CORP COM CL B 69932A204 165,001 15,973 SH SOLE 0 0 15,973
PAYCHEX INC COM 704326107 1,232,531 12,513 SH SOLE 0 0 12,513
PEPSICO INC COM 713448108 8,209,957 64,788 SH SOLE 0 0 64,788
PROCTER & GAMBLE CO COM 742718109 8,483,941 58,397 SH SOLE 0 0 58,397
PROGRESSIVE CORP COM 743315103 1,185,191 5,717 SH SOLE 0 0 5,717
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 439,650 15,000 SH SOLE 0 0 15,000
SLB LIMITED COM STK 806857108 567,893 11,656 SH SOLE 0 0 11,656
SPDR GOLD TR GOLD SHS 78463V107 298,959 785 SH SOLE 0 0 785
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 1,098,100 24,097 SH SOLE 0 0 24,097
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 4,341,415 47,375 SH SOLE 0 0 47,375
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 1,383,729 56,780 SH SOLE 0 0 56,780
SPDR SERIES TRUST ST STR P500ETF 78464A854 619,344 6,900 SH SOLE 0 0 6,900
STARBUCKS CORP COM 855244109 1,091,439 11,616 SH SOLE 0 0 11,616
STATE STR CORP COM 857477103 4,716,985 27,018 SH SOLE 0 0 27,018
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,446,517 3,208 SH SOLE 0 0 3,208
TEXAS INSTRS INC COM 882508104 5,763,132 20,576 SH SOLE 0 0 20,576
TJX COS INC NEW COM 872540109 3,101,479 23,441 SH SOLE 0 0 23,441
TRAVELERS COMPANIES INC COM 89417E109 6,231,795 17,480 SH SOLE 0 0 17,480
TRUIST FINL CORP COM 89832Q109 1,401,530 30,271 SH SOLE 0 0 30,271
UNION PAC CORP COM 907818108 1,881,507 6,914 SH SOLE 0 0 6,914
UNITED PARCEL SVCS INC CL B 911312106 1,651,926 17,679 SH SOLE 0 0 17,679
US BANCORP COM NEW 902973304 9,286,248 160,773 SH SOLE 0 0 160,773
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 285,523 2,701 SH SOLE 0 0 2,701
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,197,338 94,206 SH SOLE 0 0 94,206
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 328,517 6,630 SH SOLE 0 0 6,630
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,604,366 22,871 SH SOLE 0 0 22,871
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 6,187,065 68,661 SH SOLE 0 0 68,661
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 6,010,708 26,017 SH SOLE 0 0 26,017
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,899,458 4,137 SH SOLE 0 0 4,137
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 5,125,504 23,720 SH SOLE 0 0 23,720
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 4,615,486 23,605 SH SOLE 0 0 23,605
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 7,412,258 94,520 SH SOLE 0 0 94,520
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 13,344,650 35,658 SH SOLE 0 0 35,658
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 11,148,025 39,186 SH SOLE 0 0 39,186
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 4,108,983 54,265 SH SOLE 0 0 54,265
VANGUARD INSTL INDEX FD ULTR SHOR TR ETF 922040852 1,502,721 19,872 SH SOLE 0 0 19,872
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 214,821 3,622 SH SOLE 0 0 3,622
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,540,864 53,650 SH SOLE 0 0 53,650
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,906,742 102,619 SH SOLE 0 0 102,619
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,578,590 46,325 SH SOLE 0 0 46,325
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 425,223 5,430 SH SOLE 0 0 5,430
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 482,252 2,067 SH SOLE 0 0 2,067
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,122,705 36,755 SH SOLE 0 0 36,755
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,990,658 25,713 SH SOLE 0 0 25,713
VANGUARD WORLD FD INF TECH ETF 92204A702 9,607,597 76,451 SH SOLE 0 0 76,451
VERIZON COMMUNICATIONS INC COM 92343V104 2,786,648 60,751 SH SOLE 0 0 60,751
VISA INC COM CL A 92826C839 8,648,714 24,069 SH SOLE 0 0 24,069
WALMART INC COM 931142103 4,465,650 42,972 SH SOLE 0 0 42,972
WELLS FARGO & CO COM 949746101 6,796,858 84,908 SH SOLE 0 0 84,908
WISDOMTREE TR US SMALLCAP FUND 97717W562 3,908,376 60,520 SH SOLE 0 0 60,520
WISDOMTREE TR US MIDCAP FUND 97717W570 3,155,384 44,045 SH SOLE 0 0 44,045
WISDOMTREE TR INTL EQUITY FD 97717W703 272,116 3,695 SH SOLE 0 0 3,695
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,147,440 22,093 SH SOLE 0 0 22,093
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,525,167 28,270 SH SOLE 0 0 28,270
ZOETIS INC CL A 98978V103 2,897,317 41,491 SH SOLE 0 0 41,491