The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS TP200 GR ETF 464289438 42,329,419 143,533 SH SOLE 0 0 143,533
ISHARES TR RUS TP200 VL ETF 464289420 30,195,791 275,685 SH SOLE 0 0 275,685
STERLING CAP FDS STERL CAP BD ETF 85918D566 23,416,044 985,939 SH SOLE 0 0 985,939
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 21,011,907 389,976 SH SOLE 0 0 389,976
ISHARES TR EAFE VALUE ETF 464288877 14,008,534 177,010 SH SOLE 0 0 177,010
ISHARES TR RUS MDCP VAL ETF 464287473 12,473,724 77,602 SH SOLE 0 0 77,602
ISHARES TR EAFE GRWTH ETF 464288885 11,925,866 99,523 SH SOLE 0 0 99,523
ISHARES GOLD TR ISHARES NEW 464285204 11,824,853 151,407 SH SOLE 0 0 151,407
APPLE INC COM 037833100 11,779,946 35,373 SH SOLE 0 0 35,373
ISHARES INC CORE MSCI EMKT 46434G103 9,976,708 122,926 SH SOLE 0 0 122,926
NVIDIA CORPORATION COM 67066G104 8,191,495 35,868 SH SOLE 0 0 35,868
ISHARES TR CORE S&P MCP ETF 464287507 8,156,415 113,362 SH SOLE 0 0 113,362
STERLING CAP FDS NATIONAL MUNI BD 85917K470 7,801,023 331,624 SH SOLE 0 0 331,624
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,306,757 74,232 SH SOLE 0 0 74,232
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 6,003,738 53,490 SH SOLE 0 0 53,490
PACER FDS TR US CASH COWS 100 69374H881 5,952,198 89,158 SH SOLE 0 0 89,158
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 5,424,972 8,908 SH SOLE 0 0 8,908
STERLING CAP FDS CAP HEDGED EQT P 85917K454 4,654,290 187,824 SH SOLE 0 0 187,824
STERLING CAP FDS CAPITAL MULTI 85917K462 4,355,772 178,369 SH SOLE 0 0 178,369
MICROSOFT CORP COM 594918104 4,258,757 8,303 SH SOLE 0 0 8,303
AMAZON COM INC COM 023135106 4,238,512 17,012 SH SOLE 0 0 17,012
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,691,288 9,863 SH SOLE 0 0 9,863
ALPHABET INC CAP STK CL A 02079K305 3,528,568 10,255 SH SOLE 0 0 10,255
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F698 3,510,405 68,576 SH SOLE 0 0 68,576
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,411,231 44,158 SH SOLE 0 0 44,158
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 3,357,179 65,049 SH SOLE 0 0 65,049
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,222,774 4,598 SH SOLE 0 0 4,598
DIREXION SHARES ETF TRUST NASDAQ 100 EQ WT 25459Y207 3,118,642 25,965 SH SOLE 0 0 25,965
ISHARES TR RUS MD CP GR ETF 464287481 2,737,952 19,886 SH SOLE 0 0 19,886
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F680 2,590,110 53,000 SH SOLE 0 0 53,000
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,564,997 52,113 SH SOLE 0 0 52,113
ISHARES TR CORE UNIVRSL USD 46434V613 2,555,014 57,950 SH SOLE 0 0 57,950
ISHARES TR 20 YR TR BD ETF 464287432 2,265,846 29,131 SH SOLE 0 0 29,131
BROADCOM INC COM 11135F101 2,231,395 6,354 SH SOLE 0 0 6,354
SPDR SERIES TRUST ST STR P500ETF 78464A854 2,119,501 23,613 SH SOLE 0 0 23,613
WISDOMTREE TR US S CAP QTY DIV 97717X651 1,841,688 32,919 SH SOLE 0 0 32,919
AIM ETF PRODUCTS TRUST ALLIA US MAY ETF 00888H752 1,777,711 50,020 SH SOLE 0 0 50,020
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H646 1,759,190 56,043 SH SOLE 0 0 56,043
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,732,117 35,056 SH SOLE 0 0 35,056
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854 1,643,559 34,565 SH SOLE 0 0 34,565
TESLA INC COM 88160R101 1,619,932 4,566 SH SOLE 0 0 4,566
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F516 1,595,239 34,605 SH SOLE 0 0 34,605
META PLATFORMS INC CL A 30303M102 1,581,560 2,181 SH SOLE 0 0 2,181
ELEVATION SERIES TRUST TRUE SE BUFF ETF 210322608 1,561,763 55,777 SH SOLE 0 0 55,777
MARRIOTT INTL INC NEW CL A 571903202 1,410,200 3,965 SH SOLE 0 0 3,965
ALPHABET INC CAP STK CL C 02079K107 1,382,950 4,059 SH SOLE 0 0 4,059
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,288,330 39,604 SH SOLE 0 0 39,604
ISHARES SILVER TR ISHARES 46428Q109 1,259,999 23,115 SH SOLE 0 0 23,115
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 1,234,009 25,205 SH SOLE 0 0 25,205
ADVANCED MICRO DEVICES INC COM 007903107 1,170,805 1,914 SH SOLE 0 0 1,914
FIRST TR EXCHNG TRADED FD VI FT VEST DEEP ETF 33740U703 1,159,648 38,184 SH SOLE 0 0 38,184
AIM ETF PRODUCTS TRUST ALLIA US JUN ETF 00888H737 1,103,533 31,638 SH SOLE 0 0 31,638
FIRST TR EXCHNG TRADED FD VI FT LADD BUFF ETF 33740F755 1,040,130 27,759 SH SOLE 0 0 27,759
AMPHENOL CORP CL A 032095101 1,023,652 12,143 SH SOLE 0 0 12,143
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U406 1,022,012 21,033 SH SOLE 0 0 21,033
MICRON TECHNOLOGY INC COM 595112103 999,680 939 SH SOLE 0 0 939
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 961,216 16,965 SH SOLE 0 0 16,965
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H760 937,767 23,502 SH SOLE 0 0 23,502
ELI LILLY & CO COM 532457108 880,978 761 SH SOLE 0 0 761
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 870,409 17,280 SH SOLE 0 0 17,280
ISHARES TR CALIF MUN BD ETF 464288356 855,421 15,806 SH SOLE 0 0 15,806
PROCTER & GAMBLE CO COM 742718109 797,991 5,493 SH SOLE 0 0 5,493
PIMCO ETF TR ULTR SH GO AC FD 72201R577 772,303 7,653 SH SOLE 0 0 7,653
SIMPLIFY EXCHANGE TRADED FUN SHORT TERM TREA 82889N657 725,380 38,098 SH SOLE 0 0 38,098
COSTCO WHOLESALE CORPORATION COM 22160K105 722,646 794 SH SOLE 0 0 794
TIMOTHY PLAN US LRGMD CP CORE 887432359 687,044 14,201 SH SOLE 0 0 14,201
FIRST TR EXCHANGE-TRADED FD DJ GLBL DIVID 33734X200 684,953 20,650 SH SOLE 0 0 20,650
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 684,846 12,997 SH SOLE 0 0 12,997
VISA INC COM CL A 92826C839 678,318 1,888 SH SOLE 0 0 1,888
SPDR INDEX SHS FDS ST STR SP GLBDIV 78463X459 673,061 8,275 SH SOLE 0 0 8,275
DELL TECHNOLOGIES INC CL C 24703L202 659,710 1,226 SH SOLE 0 0 1,226
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 633,359 13,571 SH SOLE 0 0 13,571
ISHARES TR GLOBAL REIT ETF 46434V647 626,841 24,315 SH SOLE 0 0 24,315
FIRST TR EXCHNG TRADED FD VI FT VEST EQ ENHAN 33740U638 617,374 16,147 SH SOLE 0 0 16,147
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 613,731 14,973 SH SOLE 0 0 14,973
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740F672 602,391 12,538 SH SOLE 0 0 12,538
GE AEROSPACE COM NEW 369604301 561,757 1,799 SH SOLE 0 0 1,799
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U802 540,704 12,951 SH SOLE 0 0 12,951
ELEVATION SERIES TRUST TRUE ST SEPT ETF 210322798 527,023 11,416 SH SOLE 0 0 11,416
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 509,697 3,132 SH SOLE 0 0 3,132
WALMART INC COM 931142103 496,079 4,774 SH SOLE 0 0 4,774
PALANTIR TECHNOLOGIES INC CL A 69608A108 488,997 2,614 SH SOLE 0 0 2,614
SCHWAB STRATEGIC TR US TIPS ETF 808524870 488,713 19,447 SH SOLE 0 0 19,447
ISHARES TR CORE S&P500 ETF 464287200 475,918 621 SH SOLE 0 0 621
ABBVIE INC COM 00287Y109 448,191 1,713 SH SOLE 0 0 1,713
INVESCO QQQ TR UNIT SER 1 46090E103 437,204 591 SH SOLE 0 0 591
MASTERCARD INCORPORATED CL A 57636Q104 435,860 790 SH SOLE 0 0 790
ORACLE CORP COM 68389X105 424,036 3,088 SH SOLE 0 0 3,088
DISNEY WALT CO COM 254687106 412,502 3,932 SH SOLE 0 0 3,932
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 406,918 8,116 SH SOLE 0 0 8,116
EMCOR GROUP INC COM 29084Q100 400,634 531 SH SOLE 0 0 531
DEERE & CO COM 244199105 381,769 568 SH SOLE 0 0 568
WESTERN DIGITAL CORP COM 958102105 376,606 829 SH SOLE 0 0 829
RBC BEARINGS INC COM 75524B104 373,424 748 SH SOLE 0 0 748
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 370,455 6,436 SH SOLE 0 0 6,436
TIMOTHY PLAN HIG DV STK ETF 887432326 369,502 9,110 SH SOLE 0 0 9,110
APPLIED MATLS INC COM 038222105 368,470 721 SH SOLE 0 0 721
MARVELL TECHNOLOGY INC COM 573874104 364,927 1,381 SH SOLE 0 0 1,381
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 360,231 1,544 SH SOLE 0 0 1,544
NETFLIX INC. COM 64110L106 355,200 5,105 SH SOLE 0 0 5,105
ELEVATION SERIES TRUST S&P AU DE IN ETF 210322574 348,166 13,713 SH SOLE 0 0 13,713
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 343,083 689 SH SOLE 0 0 689
ROSS STORES INC COM 778296103 321,826 1,379 SH SOLE 0 0 1,379
LAM RESEARCH CORP COM NEW 512807306 317,091 965 SH SOLE 0 0 965
LOCKHEED MARTIN CORP COM 539830109 315,972 620 SH SOLE 0 0 620
PHILLIPS 66 COM 718546104 312,755 1,225 SH SOLE 0 0 1,225
NEXTERA ENERGY INC COM 65339F101 301,301 3,978 SH SOLE 0 0 3,978
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 300,022 5,954 SH SOLE 0 0 5,954
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F862 297,613 5,166 SH SOLE 0 0 5,166
FEDEX CORP COM 31428X106 287,331 1,008 SH SOLE 0 0 1,008
LINCOLN ELEC HLDGS INC COM 533900106 276,486 1,045 SH SOLE 0 0 1,045
ARISTA NETWORKS INC COM SHS 040413205 274,680 1,349 SH SOLE 0 0 1,349
TEXAS INSTRS INC COM 882508104 273,368 976 SH SOLE 0 0 976
FORTINET INC COM 34959E109 272,251 1,523 SH SOLE 0 0 1,523
BANK OF AMER CORP COM 060505104 269,592 4,953 SH SOLE 0 0 4,953
BLOOM ENERGY CORP COM CL A 093712107 268,840 971 SH SOLE 0 0 971
HARDING LOEVNER FDS INC INTL DVLOPD MKTS 412295636 268,272 16,915 SH SOLE 0 0 16,915
ROKU INC COM CL A 77543R102 265,517 1,744 SH SOLE 0 0 1,744
CARDINAL HEALTH INC COM 14149Y108 262,492 1,180 SH SOLE 0 0 1,180
SPDR INDEX SHS FDS ST MAR DIVID ETF 78463X533 259,691 6,466 SH SOLE 0 0 6,466
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 256,596 21,913 SH SOLE 0 0 21,913
VANECK ETF TRUST GOLD MINERS ETF 92189F106 255,937 2,915 SH SOLE 0 0 2,915
TWILIO INC CL A 90138F102 253,762 868 SH SOLE 0 0 868
HOME DEPOT INC COM 437076102 240,809 846 SH SOLE 0 0 846
SIMPLIFY EXCHANGE TRADED FUN TREASURY OPT INC 82889N640 238,993 10,355 SH SOLE 0 0 10,355
INTERNATIONAL BUSINESS MACHS COM 459200101 238,215 1,083 SH SOLE 0 0 1,083
CATERPILLAR INC COM 149123101 235,989 291 SH SOLE 0 0 291
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 229,278 7,950 SH SOLE 0 0 7,950
HOWMET AEROSPACE INC COM 443201108 228,630 1,011 SH SOLE 0 0 1,011
ISHARES TR SELECT DIVID ETF 464287168 228,105 1,500 SH SOLE 0 0 1,500
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U612 225,457 6,521 SH SOLE 0 0 6,521
CENCORA INC COM 03073E105 223,171 743 SH SOLE 0 0 743
ISHARES TR RUS 1000 VAL ETF 464287598 223,137 900 SH SOLE 0 0 900
AIM ETF PRODUCTS TRUST US LRGCP B10 DEC 00888H836 221,892 5,506 SH SOLE 0 0 5,506
SPROTT ASSET MANAGEMENT LP PHYSICAL SILVER 85207K107 221,709 11,446 SH SOLE 0 0 11,446
COCA COLA CO COM 191216100 220,187 2,558 SH SOLE 0 0 2,558
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810 207,138 4,575 SH SOLE 0 0 4,575
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641 200,371 4,323 SH SOLE 0 0 4,323
HORIZON TECHNOLOGY FIN CORP COM 44045A102 77,608 16,908 SH SOLE 0 0 0 16,908