The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN MUN INCOME FD SH BEN INT 552738106 83,558 17,228 SH SOLE 0 0 17,228
ALPHABET INC CAP STK CL A 02079K305 475,903 1,383 SH SOLE 0 0 1,383
ALPHABET INC CAP STK CL C 02079K107 429,030 1,259 SH SOLE 0 0 1,259
APPLE INC COM 037833100 2,563,281 7,697 SH SOLE 0 0 7,697
ASBURY AUTOMOTIVE GROUP INC COM 043436104 1,360,653 7,897 SH SOLE 0 0 7,897
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 215,114 432 SH SOLE 0 0 432
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 910,949 22,735 SH SOLE 0 0 22,735
CITIGROUP INC COM NEW 172967424 654,065 5,051 SH SOLE 0 0 5,051
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 224,270 1,378 SH SOLE 0 0 1,378
GLOBAL X FDS GENOMICS AND BIO 37960A214 540,314 7,666 SH SOLE 0 0 7,666
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,994,873 9,831 SH SOLE 0 0 9,831
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 18,778,224 90,271 SH SOLE 0 0 90,271
INVESCO QQQ TR UNIT SER 1 46090E103 5,440,689 7,355 SH SOLE 0 0 7,355
ISHARES TR IBONDS 27 ETF 46435UAA9 5,493,802 227,770 SH SOLE 0 0 227,770
ISHARES TR IBDS DEC28 ETF 46435U515 5,136,494 205,789 SH SOLE 0 0 205,789
ISHARES TR IBONDS DEC 29 46436E205 3,778,525 166,528 SH SOLE 0 0 166,528
ISHARES TR IBONDS DEC 2030 46436E726 2,582,634 122,168 SH SOLE 0 0 122,168
ISHARES TR MSCI EMG MKT ETF 464287234 573,892 8,592 SH SOLE 0 0 8,592
ISHARES TR IBONDS DEC2026 46435GAA0 1,156,613 47,715 SH SOLE 0 0 47,715
ISHARES TR RUSSELL 2000 ETF 464287655 1,038,151 3,736 SH SOLE 0 0 3,736
ISHARES TR RUS 1000 ETF 464287622 1,938,935 4,659 SH SOLE 0 0 4,659
ISHARES TR MSCI EAFE ETF 464287465 610,528 5,877 SH SOLE 0 0 5,877
ISHARES TR RUS 1000 GRW ETF 464287614 1,048,753 8,373 SH SOLE 0 0 8,373
ISHARES TR RUSSELL 3000 ETF 464287689 342,146 793 SH SOLE 0 0 793
ISHARES TR S&P MC 400GR ETF 464287606 255,189 2,328 SH SOLE 0 0 2,328
JPMORGAN CHASE & CO COM 46625H100 260,694 788 SH SOLE 0 0 788
MICRON TECHNOLOGY INC COM 595112103 599,657 563 SH SOLE 0 0 563
MICROSOFT CORP COM 594918104 1,668,464 3,253 SH SOLE 0 0 3,253
NETFLIX INC. COM 64110L106 689,399 9,908 SH SOLE 0 0 9,908
NEWELL BRANDS INC COM 651229106 572,769 108,479 SH SOLE 0 0 108,479
NUVEEN SELECT MAT MUN FD SH BEN INT 67061T101 108,335 12,452 SH SOLE 0 0 12,452
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 153,256 11,411 SH SOLE 0 0 11,411
NVIDIA CORPORATION COM 67066G104 426,842 1,869 SH SOLE 0 0 1,869
PFIZER INC COM 717081103 301,739 10,580 SH SOLE 0 0 10,580
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,229,397 445,191 SH SOLE 0 0 445,191
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,775,665 299,591 SH SOLE 0 0 299,591
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,262,122 116,931 SH SOLE 0 0 116,931
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,549,699 210,122 SH SOLE 0 0 210,122
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,642,613 254,045 SH SOLE 0 0 254,045
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 1,976,518 82,013 SH SOLE 0 0 82,013
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,415,242 42,487 SH SOLE 0 0 42,487
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,801,564 81,519 SH SOLE 0 0 81,519
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 349,396 14,644 SH SOLE 0 0 14,644
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 252,294 7,756 SH SOLE 0 0 7,756
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 472,149 2,412 SH SOLE 0 0 2,412
SPDR SERIES TRUST ST STR P500GRW 78464A409 838,174 6,810 SH SOLE 0 0 6,810
SPDR SERIES TRUST ST STR SP BIOT 78464A870 270,422 1,715 SH SOLE 0 0 1,715
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,622,393 7,372 SH SOLE 0 0 7,372
TANGER INC COM 875465106 2,791,540 81,386 SH SOLE 0 0 81,386
TEXAS INSTRS INC COM 882508104 248,593 888 SH SOLE 0 0 888
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 661,020 3,000 SH SOLE 0 0 3,000
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 205,152 2,400 SH SOLE 0 0 2,400
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 27,118,062 386,573 SH SOLE 0 0 386,573
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 24,192,553 111,961 SH SOLE 0 0 111,961
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 968,061 12,345 SH SOLE 0 0 12,345
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 12,983,649 144,087 SH SOLE 0 0 144,087
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1,994,189 7,010 SH SOLE 0 0 7,010
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,655,241 2,362 SH SOLE 0 0 2,362
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 314,454 931 SH SOLE 0 0 931
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 770,216 3,334 SH SOLE 0 0 3,334
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,782,717 45,591 SH SOLE 0 0 45,591
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,381,083 23,286 SH SOLE 0 0 23,286
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,691,456 47,786 SH SOLE 0 0 47,786
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3,148,193 45,959 SH SOLE 0 0 45,959
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 503,039 10,033 SH SOLE 0 0 10,033
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 203,104 1,868 SH SOLE 0 0 1,868
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 553,884 2,374 SH SOLE 0 0 2,374
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,571,389 121,391 SH SOLE 0 0 121,391
WALMART INC COM 931142103 383,277 3,688 SH SOLE 0 0 3,688
WISDOMTREE TR US MIDCAP DIVID 97717W505 218,254 4,045 SH SOLE 0 0 4,045