The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM MMM 88579Y101 4,200 25,590 SH SOLE 25,590 0 0
AB (ALLIANCE BERNSTEIN) DISRUPTORS ETF FWD 00039J509 2,805 21,315 SH SOLE 21,315 0 0
AB(Alliance Bernstein) Ultra Short Income ETF YEAR 00039J103 965 19,283 SH SOLE 19,283 0 0
AB TAX AWARE ST DRTN MUNICIPAL ETG TAFI 00391J202 763 31,041 SH SOLE 31,041 0 0
ADVANCED MICRO DEVICES INC AMD 007903107 2,056 3,361 SH SOLE 3,361 0 0
Alphabet Inc. GOOGL 02079K305 603 1,754 SH SOLE 1,754 0 0
ALPHABET INC. CLASS C GOOG 02079K107 284 834 SH SOLE 834 0 0
Amazon.com, Inc. Com(AMZN) 023135106 1,295 5,200 SH SOLE 5,200 0 0
AMGEN INC AMGN 031162100 200 474 SH SOLE 474 0 0
ANFIELD UNIVERSAL FIXED INCOME ETF AFIF 90214Q766 3,541 384,105 SH SOLE 384,105 0 0
APPLOVIN CORP CLASS A APP 03831W108 267 920 SH SOLE 920 0 0
Apple Inc. AAPL 037833100 982 2,950 SH SOLE 2,950 0 0
ARES STRATEGIC MINING INC F ARSMF 04017M203 20 101,000 SH SOLE 101,000 0 0
ARS PHARMACEUTICALS INC SPRY 82835W108 43 10,000 SH SOLE 10,000 0 0
AVANTIS EMERGING MARKETS EQUIT ETF AVEM 025072604 927 9,870 SH SOLE 9,870 0 0
Avantis International Equity ETF International Equity ETF-AVDE 025072703 1,672 18,562 SH SOLE 18,562 0 0
Avantis US Equity ETF US Equity ETF(AVUS) 025072885 1,396 10,899 SH SOLE 10,899 0 0
Avantis US Large Cap Value ETF Large Cap Value (AVLV) 025072349 1,547 17,109 SH SOLE 17,109 0 0
Avantis US Small Cap Value ETF SMALL CAP ETF (AVUV) 025072877 10,449 88,730 SH SOLE 88,730 0 0
Berkshire Hathaway Class B BRKB 084670702 667 1,341 SH SOLE 1,341 0 0
CARNIVAL CORP F CCL 143658300 240 9,813 SH SOLE 9,813 0 0
CISCO SYS INC CSCO 17275R102 282 2,623 SH SOLE 2,623 0 0
CLOVER HEALTH INVTS CORP CLASS A CLOV 18914F103 64 15,000 SH SOLE 15,000 0 0
COLUMBIA RESEARCH ENHANCED CR ETF RECS 19761L706 5,875 130,298 SH SOLE 130,298 0 0
COSTCO WHOLESALE CO COST 22160K105 251 276 SH SOLE 276 0 0
DIMENSIONAL ETF TR INTL CORE ETF INTL CORE EQT MK(DFAI) 25434V203 1,651 39,860 SH SOLE 39,860 0 0
DIMENSIONAL ETF TR SHORT DURATION FX SHORT DURA CORE(DFSD) 25434V864 897 19,309 SH SOLE 19,309 0 0
DIMENSIONAL US CORE EQUITY 1 ETF DCOR 25434V625 3,119 37,741 SH SOLE 37,741 0 0
DIMENSIONAL US TARGETED VALUE ETF DFAT 25434V609 205 3,090 SH SOLE 3,090 0 0
DIMENSIONAL EMERG MARK CRE EQUITY 2 ETF DFEM 25434V732 792 19,943 SH SOLE 19,943 0 0
DIMENSIONAL GLOBAL CREDIT ETF DGCB 25434V567 389 7,496 SH SOLE 7,496 0 0
DIMENSIONAL GBL EX US CORE FIXED INCOME ETF DFGX 25434V575 602 11,780 SH SOLE 11,780 0 0
DMENSIONAL INTERN CORE EQUITY 2 ETF DFIC 25434V799 1,629 43,313 SH SOLE 43,313 0 0
DIMENSIONAL WORLD EQUITY ETF DFAW 25434V617 689 8,382 SH SOLE 8,382 0 0
DIMENSIONAL ETF TR U S CORE EQUITY 2 US CORE EQUITY 2 (DFAC) 25434V708 4,170 93,829 SH SOLE 93,829 0 0
DIMENSIONAL ETF TR U S SMALL CAP ETF US SMALL CAP ETF (DFAS) 25434V500 1,550 20,025 SH SOLE 20,025 0 0
DIMENSIONAL ETF TR US CORE ETF US CORE EQT MKT(DFAU) 25434V104 1,250 23,877 SH SOLE 23,877 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM (DFCF) 25434V872 1,758 43,828 SH SOLE 43,828 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG(DFAE) 25434V302 559 14,221 SH SOLE 14,221 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE (DFAX) 25434V880 304 8,238 SH SOLE 8,238 0 0
ECOLAB INC COM (ECL) 278865100 1,515 5,520 SH SOLE 5,520 0 0
ELI LILLY AND CO LLY 532457108 331 286 SH SOLE 286 0 0
ENOVIX CORPORATION COMMON STOCK ENVX 293594107 72 25,000 SH SOLE 25,000 0 0
FIDELITY ENHANCED INTERNATIONAL ETF FENI 31609A404 12,307 308,383 SH SOLE 308,383 0 0
FIDELITY TOTAL BOND ETF TOTAL BD ETF (FBND) 316188309 11,190 258,435 SH SOLE 258,435 0 0
FIRST TR EX-TD VIII FT CBOE VEST FUN (BUFR)Cboe Vest Fund of Buffer ETF 33740F755 309 8,248 SH SOLE 8,248 0 0
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND FTGC 33739H101 7,755 253,541 SH SOLE 253,541 0 0
FIRST TRUST LOW DURATION OPPORTUNITIES ETF LMBS 33739Q200 229 4,742 SH SOLE 4,742 0 0
FIRST TRUST TCW OPPORTUNISTIC FI ETF TCW OPPORTUNIS (FIXD) 33740F805 281 6,822 SH SOLE 6,822 0 0
GUARDIAN HEALTH INC. GH 38382CMC2 433 2,429 SH SOLE 2,429 0 0
HARTFORD SCHRODERS TAX AWARE BND ETF (HTAB) TAX AWARE BND ETF 41653L404 483 27,008 SH SOLE 27,008 0 0
HIM & HERS HEALTH INC CLASS A HIMS 433000106 253 8,500 SH SOLE 8,500 0 0
INVESCO EXCHANGE-TRADED FD TR INVESC S&P MDCP QUALITY (XMHQ) 46137V472 7,768 69,577 SH SOLE 69,577 0 0
INVESCO INTERNATIONAL BUYBACK ACHIEVE ETF IPKW 46138E644 280 4,725 SH SOLE 4,725 0 0
INVESCO QQQ TRUST Nasdaq 100 ETF (QQQ) 46090E103 25,057 33,872 SH SOLE 33,872 0 0
INVESCO QQQM NASDAQ 100 QQQM ETF 46138G649 7,122 23,380 SH SOLE 23,380 0 0
INVESCO SP INTERNATIONAL DVLP MNTM ETF IV IDMO 46138E222 8,732 143,060 SH SOLE 143,060 0 0
INVESCO S&P MIDCAP VALUE WITH MOMENTUM ETF XMVM 46137V456 1,824 26,162 SH SOLE 26,162 0 0
INVESCO S&P 100 EQUAL WEIGHT ETF EQWL 46137V449 332 2,575 SH SOLE 2,575 0 0
INVESCO S&P 500 MOMENTUM ETF SPMO 46138E339 1,625 10,724 SH SOLE 10,724 0 0
INVESCO S&P 500 REVENUE ETF RWL 46138G698 448 3,484 SH SOLE 3,484 0 0
INVESCO S&P SMALL CAP MOMENTM ETF S&P SMLCP MOMENT (XSMO) 46137V498 9,330 114,376 SH SOLE 114,376 0 0
INVESCO TOTAL RETURN BOND ETF TTL RETURN BND ETF (GTO) 46090A804 6,248 140,122 SH SOLE 140,122 0 0
iShares Broad USD HG YLD CRP BND Etf USHY 46435U853 346 9,706 SH SOLE 9,706 0 0
ISHARES CORE CONSERVATIVE ALL ETF IV CONSER ALLOC ETF (AOK) 464289883 239 5,945 SH SOLE 5,945 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH (DGRO) 46434V621 1,965 26,073 SH SOLE 26,073 0 0
iShares Core S&P Mid-Cap ETF GROWTH ETF (IJH) 464287507 4,494 62,463 SH SOLE 62,463 0 0
ISHARES CORE S&P US VALUE ETF CORE S&P USVLU (IUSV) 464287663 906 8,223 SH SOLE 8,223 0 0
iSHARES EDGE MSCI INTL VALUE FACTOR ETF IVLU 46435G409 1,822 42,495 SH SOLE 42,495 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF (ACWI) 464288257 4,613 29,057 SH SOLE 29,057 0 0
ISHARES MSCI USA MOMNTUM FCT ETF USA MOMENTUM FCT (MTUM) 46432F396 402 1,268 SH SOLE 1,268 0 0
ISHARES MSCI USA QUALITY FACTOR ETF USA QUALITY FCTR (QUAL) 46432F339 1,847 8,313 SH SOLE 8,313 0 0
ISHARES RUSSELL 1000 VALUE ETF IV RUS 1000 VAL ETF (IWD) 464287598 265 1,069 SH SOLE 1,069 0 0
ISHARES RUSSELL 1000 GROWTH ETF IWF 464287614 204 1,630 SH SOLE 1,630 0 0
ISHARES RUSSELL MID CAP GROWTH ETF MID CAP GROWTH ETF (IWP) 464287481 10,129 73,573 SH SOLE 73,573 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF(IWR) 464287499 1,236 11,589 SH SOLE 11,589 0 0
ISHARES TR CORE S&P500 ETF(IVV) 464287200 1,059 1,384 SH SOLE 1,384 0 0
ISHARES TR RUSSELL 2500 ETF RUSEL 2500 ETF(SMMD) 46435G268 908 10,624 SH SOLE 10,624 0 0
ISHARES US AEROSPACE DEFENSE ETF IV US AER DEF ETF (ITA) 464288760 211 1,019 SH SOLE 1,019 0 0
ISHS MSCI INTL QUALITY FACT ETF INTL QLTY FACTOR(IQLT) 46434V456 5,639 114,007 SH SOLE 114,007 0 0
JOHNSON & JOHNSON JNJ 478160104 222 840 SH SOLE 840 0 0
JP MORGAN EQUITY FOCUS ETF JPEF 46654Q781 499 6,149 SH SOLE 6,149 0 0
J P MORGAN EXCHANGE-TRADED FD TR ACT Active Growth (JGRO) 46654Q609 1,462 15,138 SH SOLE 15,138 0 0
J P MORGAN EXCHANGE-TRADED FD TR COR BOND ETF (JCPB) 46641Q670 850 18,996 SH SOLE 18,996 0 0
J P MORGAN HEDGED EQUITY LADDERED OVERLAY ETF HELO 46654Q724 4,088 59,113 SH SOLE 59,113 0 0
JANUS DETROIT STR TR HENDERSON JAAA CL 47103U845 558 11,059 SH SOLE 11,059 0 0
JP MORGAN EXCH-TRADED FD TR SHORT DU SHORT DURA CORE(JSCP) 46641Q274 1,038 22,591 SH SOLE 22,591 0 0
JP MORGAN ULTRA SHORT MUN INCOME ETF ULTRA SHT MUNCPL(JMST) 46641Q654 1,499 29,657 SH SOLE 29,657 0 0
JPMORGAN ACTIVE BOND ETF JBND 46654Q716 1,965 38,452 SH SOLE 38,452 0 0
JPMORGAN CHASE & CO JPM 46625H100 315 952 SH SOLE 952 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC (JPST) 46641Q837 3,484 69,169 SH SOLE 69,169 0 0
MARVELL TECHNOLOGY INC MRVL 573874104 600 2,271 SH SOLE 2,271 0 0
MEDTRONIC PLC F MDT G5960L103 643 7,455 SH SOLE 7,455 0 0
META PLATFORMS INC CLASS A META 59100U108 514 709 SH SOLE 709 0 0
MICROSOFT CORP COM (MSFT) 594918104 1,390 2,711 SH SOLE 2,711 0 0
Nuveen ESG Large Cap Growth ETF (NULG) NULG 67092P201 410 3,611 SH SOLE 3,611 0 0
NVIDIA CORPORATION NVDA 67066G104 972 4,256 SH SOLE 4,256 0 0
PACER US CASH COWS 100 ETF GROWTH ETF COWZ 69374H881 2,034 30,476 SH SOLE 30,476 0 0
PGIM AAA CLO ETF PAAA 69344A834 3,697 72,082 SH SOLE 72,082 0 0
PIMCO ACTIVE BOND ETF (BOND) Active Bond ETF 72201R775 7,767 89,289 SH SOLE 89,289 0 0
PIMCO MULTI SECTOR BOND ACTV ETF (PYLD) MULTI SECTOR 72201R585 5,318 209,488 SH SOLE 209,488 0 0
Procter & Gamble Co Com (PG) 742718109 424 2,922 SH SOLE 2,922 0 0
PUTNAM FOCUSED LARGE CAP VALUE ETF PVAL 746729300 4,877 92,685 SH SOLE 92,685 0 0
REZOLVE AI PLC F RZLV G75398100 32 15,000 SH SOLE 15,000 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ (SCHD) 808524797 8,009 246,227 SH SOLE 246,227 0 0
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF(SCHG) 808524300 19,507 542,928 SH SOLE 542,928 0 0
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF (SCHV) 808524409 17,476 524,666 SH SOLE 524,666 0 0
SERVICE NOW INC. NOW 81762P102 274 2,050 SH SOLE 2,050 0 0
SOFI TECHNOLOGIES INC SOFI 83406F102 362 23,040 SH SOLE 23,040 0 0
SOLVENTUM CORPORATION SOLV 83444M101 466 5,293 SH SOLE 5,293 0 0
SPDR AGGREGATE BOND ETF IV PORTFOLIO AGRGTE (SPAB) 78464A649 1,724 70,804 SH SOLE 70,804 0 0
SPDR BLACKSTONE SENIOR LOAN ETF IV BLACKSTONE SENR (SRLN) 78467V608 207 5,126 SH SOLE 5,126 0 0
SPDR DOUBLELINE TTL RTRNT RTCL ETF (TOTL) Total Return Tactical 78467V848 5,177 138,356 SH SOLE 138,356 0 0
SPDR DOW JONE GLOBAL REAL EST ETF IV DJ GLB RL ES ETF (RWO) 78463X749 226 4,872 SH SOLE 4,872 0 0
SPDR GOLD SHARES ETF GOLD SHS (GLD) 78463V107 471 1,237 SH SOLE 1,237 0 0
SPDR INDEX SHARES EMERG MARKT ETF IV PORTFOLIO EMG MK (SPEM) 78463X509 928 17,935 SH SOLE 17,935 0 0
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD (SPDW) 78463X889 1,698 33,819 SH SOLE 33,819 0 0
SPDR PORTFOLIO S&P 400 MID CP ETF IV PORTFOLIO S&P400 (SPMD) 78464A847 329 5,234 SH SOLE 5,234 0 0
SPDR PORTFOLIO S&P 500 ETF IV PORTFOLIO S&P500 (SPYM) 78464A854 3,699 41,213 SH SOLE 41,213 0 0
SPDR PORTFOLIO S&P 600 SML CP ETF IV PORTFOLIO S&P600 (SPSM) 78468R853 348 6,588 SH SOLE 6,588 0 0
SPDR S& P EMERGING MARKETS DIVIDEND ETF (EDIV)- S&P EMERGING MARKETS 78463X533 1,706 42,504 SH SOLE 42,504 0 0
SPDR S&P 500 ETF TR UNIT (SPY) 78462F103 8,433 11,058 SH SOLE 11,058 0 0
SPDR S&P 500 GROWTH ETF Growth ETF(SPYG) 78464A409 4,934 40,093 SH SOLE 40,093 0 0
SPDR S&P INTERNATIONAL SMALL ETF IV S&P INTL SMLCP (GWX) 78463X871 281 6,168 SH SOLE 6,168 0 0
SPDR S&P KENSHO FUTURE SECURITY ETF FITE 78468R671 430 3,883 SH SOLE 3,883 0 0
SPDR SP 1500 Value Tilt ETF VLU 78464A128 5,453 22,819 SH SOLE 22,819 0 0
STATE STREET SPDR BLOOMBERG ENHANCED ROLL YIELD CERY 78468R440 217 5,546 SH SOLE 5,546 0 0
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF XLK 81369Y803 213 1,090 SH SOLE 1,090 0 0
TAIWAN SEMICONDUCTOR M FSPONSORED ADT 1 TSM 874039100 389 853 SH SOLE 853 0 0
TESLA INC TSLA 88160R101 364 1,026 SH SOLE 1,026 0 0
VANECK HIGH YIELD MUNI ETF HIGH YLD MUNI ETF (HYD) 92189H409 310 6,458 SH SOLE 6,458 0 0
VANECK MERK GOLD ETF IV OUNZ 921078101 1,717 43,045 SH SOLE 43,045 0 0
VANECK URANIUM AND NUCLEAR ETF NLR 92189F601 484 4,683 SH SOLE 4,683 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT (VEA) 921943858 282 3,999 SH SOLE 3,999 0 0
VANGUARD HIGH DIVIDEND YIELD ETF (VYM) VYM 921946406 347 2,240 SH SOLE 2,240 0 0
VANGUARD MEGA CAP ETF IV MEGA CAP INDEX (MGC) 921910873 5,200 18,420 SH SOLE 18,420 0 0
VANGUARD S&P 500 ETF (VOO) S&P 500 ETF 922908363 1,218 1,738 SH SOLE 1,738 0 0
VANGUARD SMALL CAP ETF IV SMALL CP ETF (VB) 922908751 1,806 6,351 SH SOLE 6,351 0 0
VANGUARD SMALL CAP VALUE ETF VBR 922908611 467 2,025 SH SOLE 2,025 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT (BND) 921937835 457 6,519 SH SOLE 6,519 0 0
VANGUARD TOTAL WORLD STOCK ET ETF IV VT 922042742 254 1,615 SH SOLE 1,615 0 0
VISA INC CLASS A V 92826C839 362 1,009 SH SOLE 1,009 0 0
Walmart Inc WMT 931142103 1,035 9,964 SH SOLE 9,964 0 0
WISDOMTREE US LARGECAP DIVIDEND ETF DLN 97717W307 249 2,569 SH SOLE 2,569 0 0
WISDOM TREE U S VALUE ETF WTV 97717W547 6,311 61,614 SH SOLE 61,614 0 0
XCEL ENERGY INC XEL 98389B100 222 3,158 SH SOLE 3,158 0 0
XTRCKRS SHORT DURATION HIGH YIELD BOND ETF XTRACKERS SHRT (SHYL) 233051283 511 11,904 SH SOLE 11,904 0 0
ZETA GLOBAL HOLDINGS CORP CLASS A ZETA 98956A105 606 19,200 SH SOLE 19,200 0 0