The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 30,310,799 43,248 SH SOLE 43,248 0 0
ISHARES TR MSCI US GARP ETF 46436E403 17,980,790 210,894 SH SOLE 210,894 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 15,764,484 620,893 SH SOLE 620,893 0 0
CAPITAL GROUP CORE BALANCED SHS 14021D107 12,063,267 328,252 SH SOLE 328,252 0 0
HCI GROUP INC COM 40416E103 11,355,139 65,327 SH SOLE 65,327 0 0
FRANKLIN TEMPLETON ETF TR INCOME FOCUS ETF 35473P439 10,602,339 372,535 SH SOLE 372,535 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 10,308,624 368,692 SH SOLE 368,692 0 0
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 9,315,676 230,700 SH SOLE 230,700 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 9,025,581 148,618 SH SOLE 148,618 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 8,920,335 108,573 SH SOLE 108,573 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 8,905,434 12,038 SH SOLE 12,038 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 8,035,900 179,453 SH SOLE 179,453 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,261,130 26,836 SH SOLE 26,836 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5,557,137 98,846 SH SOLE 98,846 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 5,107,922 23,639 SH SOLE 23,639 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,361,851 46,393 SH SOLE 46,393 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 4,264,904 44,790 SH SOLE 44,790 0 0
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 3,299,708 63,600 SH SOLE 63,600 0 0
APPLE INC COM 037833100 2,944,548 8,842 SH SOLE 8,842 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 2,923,225 47,718 SH SOLE 47,718 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,869,919 22,684 SH SOLE 22,684 0 0
ISHARES TR US AER DEF ETF 464288760 2,764,138 13,342 SH SOLE 13,342 0 0
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 2,324,915 22,101 SH SOLE 22,101 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,995,494 5,332 SH SOLE 5,332 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,821,003 3,657 SH SOLE 3,657 0 0
BNY MELLON ETF TRUST GLOBAL INFRASCTR 09661T826 1,725,572 41,154 SH SOLE 41,154 0 0
CATERPILLAR INC COM 149123101 1,379,982 1,702 SH SOLE 1,702 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,376,798 8,280 SH SOLE 8,280 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 1,142,394 22,667 SH SOLE 22,667 0 0
APPLIED INDL TECHNOLOGIES IN COM 03820C105 1,116,708 3,361 SH SOLE 3,361 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,074,594 8,335 SH SOLE 8,335 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,001,537 8,226 SH SOLE 8,226 0 0
AMAZON COM INC COM 023135106 921,079 3,697 SH SOLE 3,697 0 0
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 824,139 3,702 SH SOLE 3,702 0 0
NVIDIA CORPORATION COM 67066G104 804,630 3,523 SH SOLE 3,523 0 0
COCA COLA CO COM 191216100 783,719 9,105 SH SOLE 9,105 0 0
PIMCO ETF TR ULTR SH GO AC FD 72201R577 780,279 7,732 SH SOLE 7,732 0 0
PEPSICO INC COM 713448108 684,415 5,401 SH SOLE 5,401 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 656,943 4,618 SH SOLE 4,618 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 656,352 1,908 SH SOLE 1,908 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 643,340 9,111 SH SOLE 9,111 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 632,219 3,885 SH SOLE 3,885 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 618,586 7,111 SH SOLE 7,111 0 0
ALPHABET INC CAP STK CL A 02079K305 566,341 1,646 SH SOLE 1,646 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 558,680 7,570 SH SOLE 7,570 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 525,572 689 SH SOLE 689 0 0
MICROSOFT CORP COM 594918104 497,238 969 SH SOLE 969 0 0
PROCTER & GAMBLE CO COM 742718109 398,939 2,746 SH SOLE 2,746 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 387,114 1,271 SH SOLE 1,271 0 0
TESLA INC COM 88160R101 362,809 1,023 SH SOLE 1,023 0 0
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 359,235 5,683 SH SOLE 5,683 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 324,280 3,618 SH SOLE 3,618 0 0
NEXTERA ENERGY INC COM 65339F101 323,477 4,271 SH SOLE 4,271 0 0
ISHARES TR CORE S&P SCP ETF 464287804 311,668 2,291 SH SOLE 2,291 0 0
VANGUARD WORLD FD MRNGSTR CAP ETF 921910873 297,078 1,052 SH SOLE 1,052 0 0
CARPENTER TECHNOLOGY CORP COM 144285103 295,503 760 SH SOLE 760 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 286,417 2,432 SH SOLE 2,432 0 0
MICRON TECHNOLOGY INC COM 595112103 278,644 262 SH SOLE 262 0 0
ISHARES TR RUS MID CAP ETF 464287499 275,845 2,585 SH SOLE 2,585 0 0
ISHARES TR CORE S&P500 ETF 464287200 261,010 341 SH SOLE 341 0 0
BROADCOM INC COM 11135F101 252,337 719 SH SOLE 719 0 0
WALMART INC COM 931142103 251,877 2,424 SH SOLE 2,424 0 0
CSX CORP COM 126408103 243,433 5,234 SH SOLE 5,234 0 0
CINTAS CORP COM 172908105 233,592 1,198 SH SOLE 1,198 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 232,509 2,139 SH SOLE 2,139 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 227,292 2,078 SH SOLE 2,078 0 0
ZIM INTEGRATED SHIPPING SERV SHS M9T951109 226,216 8,229 SH SOLE 8,229 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 225,714 6,939 SH SOLE 6,939 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 225,421 9,666 SH SOLE 9,666 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 223,717 3,772 SH SOLE 3,772 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 210,141 1,354 SH SOLE 1,354 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 200,908 1,790 SH SOLE 1,790 0 0