The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 235,999 2,649 SH SOLE 0 0 2,649
ARK ETF TR GENOMIC REV ETF 00214Q302 325,320 6,000 SH SOLE 0 0 6,000
EA SERIES TRUST FREEDOM 100 EM 02072L607 534,494 7,640 SH SOLE 0 0 7,640
ALPHABET INC CAP STK CL C 02079K107 2,691,753 7,900 SH SOLE 0 0 7,900
ALPHABET INC CAP STK CL A 02079K305 7,853,679 22,825 SH SOLE 0 0 22,825
AMAZON COM INC COM 023135106 2,271,750 9,118 SH SOLE 0 0 9,118
AMERICAN EXPRESS CO COM 025816109 2,125,354 6,989 SH SOLE 0 0 6,989
AMERICAN WTR WKS CO INC NEW COM 030420103 262,825 2,030 SH SOLE 0 0 2,030
AMERIPRISE FINL INC COM 03076C106 365,990 1,428 SH SOLE 0 0 1,428
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664 424,340 3,500 SH SOLE 0 0 3,500
ELEVANCE HEALTH INC FORMERLY COM 036752103 327,684 843 SH SOLE 0 0 843
APPLE INC COM 037833100 5,589,694 16,785 SH SOLE 0 0 16,785
APPLIED MATLS INC COM 038222105 1,039,592 2,033 SH SOLE 0 0 2,033
AUTOZONE INC COM 053332102 800,896 283 SH SOLE 0 0 283
BANCO BRADESCO S A SP ADR PFD NEW 059460303 217,258 61,721 SH SOLE 0 0 61,721
BANK OF NY MELLON CORP COM 064058100 475,689 3,289 SH SOLE 0 0 3,289
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,748,800 3,512 SH SOLE 0 0 3,512
BROADCOM INC COM 11135F101 3,369,119 9,593 SH SOLE 0 0 9,593
BROOKFIELD RENEWABLE CORP CL A EX SUB VTG 11285B108 203,450 7,209 SH SOLE 0 0 7,209
CME GROUP INC COM 12572Q105 283,200 1,081 SH SOLE 0 0 1,081
CSX CORP COM 126408103 519,749 11,175 SH SOLE 0 0 11,175
CAPITAL ONE FINL CORP COM 14040H105 1,477,564 7,653 SH SOLE 0 0 7,653
CATERPILLAR INC COM 149123101 585,390 722 SH SOLE 0 0 722
CAVCO INDS INC DEL COM 149568107 951,321 1,698 SH SOLE 0 0 1,698
CENTENE CORP DEL COM 15135B101 279,540 4,500 SH SOLE 0 0 4,500
CISCO SYS INC COM 17275R102 458,719 4,262 SH SOLE 0 0 4,262
CINTAS CORP COM 172908105 276,010 1,415 SH SOLE 0 0 1,415
CLOUDFLARE INC CL A COM 18915M107 247,610 713 SH SOLE 0 0 713
COCA COLA CO COM 191216100 375,997 4,368 SH SOLE 0 0 4,368
CORNING INC COM 219350105 473,581 3,080 SH SOLE 0 0 3,080
CRANE COMPANY COMMON STOCK 224408104 741,579 3,635 SH SOLE 0 0 3,635
CROWDSTRIKE HLDGS INC CL A 22788C105 1,428,326 5,395 SH SOLE 0 0 5,395
DANAHER CORP DEL COM 235851102 240,825 1,087 SH SOLE 0 0 1,087
DEERE & CO COM 244199105 493,589 735 SH SOLE 0 0 735
ECOLAB INC COM 278865100 311,746 1,135 SH SOLE 0 0 1,135
EMERSON ELEC CO COM 291011104 424,198 2,735 SH SOLE 0 0 2,735
EXPEDITORS INTL WASH INC COM 302130109 420,795 2,279 SH SOLE 0 0 2,279
EXXON MOBIL CORP COM 30231G102 346,007 2,126 SH SOLE 0 0 2,126
META PLATFORMS INC CL A 30303M102 2,196,476 3,029 SH SOLE 0 0 3,029
FEDEX CORP COM 31428X106 273,116 958 SH SOLE 0 0 958
FORTINET INC COM 34959E109 406,533 2,438 SH SOLE 0 0 2,438
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 475,338 950 SH SOLE 0 0 950
GALLAGHER ARTHUR J & CO COM 363576109 337,592 4,299 SH SOLE 0 0 4,299
GE AEROSPACE COM NEW 369604301 220,148 5,139 SH SOLE 0 0 5,139
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 260,640 4,000 SH SOLE 0 0 4,000
HSBC HLDGS PLC SPON ADR NEW 404280406 935,997 9,425 SH SOLE 0 0 9,425
HOME DEPOT INC COM 437076102 915,773 3,219 SH SOLE 0 0 3,219
IDEXX LABS INC COM 45168D104 353,523 677 SH SOLE 0 0 677
TIDAL TRUST III IMPA SHS WOM ETF 45259A100 642,084 14,675 SH SOLE 0 0 14,675
TIDAL TRUST III NAACP MINO ETF 45259A209 558,548 9,161 SH SOLE 0 0 9,161
INTERNATIONAL BUSINESS MACHS COM 459200101 535,749 2,436 SH SOLE 0 0 2,436
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879 247,773 9,901 SH SOLE 0 0 9,901
INVESCO QQQ TR UNIT SER 1 46090E103 4,805,225 6,496 SH SOLE 0 0 6,496
INTUITIVE SURGICAL INC COM NEW 46120E602 217,954 536 SH SOLE 0 0 536
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 236,533 1,833 SH SOLE 0 0 1,833
IQVIA HLDGS INC COM 46266C105 264,548 984 SH SOLE 0 0 984
ISHARES GOLD TR ISHARES NEW 464285204 715,474 9,161 SH SOLE 0 0 9,161
ISHARES INC MSCI SWITZERLAND 464286749 348,689 5,895 SH SOLE 0 0 5,895
ISHARES TR CORE S&P500 ETF 464287200 557,968 729 SH SOLE 0 0 729
ISHARES TR MSCI EAFE ETF 464287465 374,212 3,602 SH SOLE 0 0 3,602
ISHARES TR ISHARES BIOTECH 464287556 247,583 1,176 SH SOLE 0 0 1,176
ISHARES TR RUS 1000 VAL ETF 464287598 368,176 1,485 SH SOLE 0 0 1,485
ISHARES TR CORE S&P US GWT 464287671 1,962,850 9,926 SH SOLE 0 0 9,926
ISHARES TR MSCI AC ASIA ETF 464288182 294,348 2,528 SH SOLE 0 0 2,528
ISHARES TR MSCI ACWI EX US 464288240 354,800 4,692 SH SOLE 0 0 4,692
ISHARES TR CORE MSCI EAFE 46432F842 470,397 4,855 SH SOLE 0 0 4,855
ISHARES INC CORE MSCI EMKT 46434G103 691,876 8,525 SH SOLE 0 0 8,525
ISHARES INC MSCI TAIWAN ETF 46434G772 338,700 3,000 SH SOLE 0 0 3,000
ISHARES INC MSCI JAPAN ETF 46434G822 1,773,252 18,195 SH SOLE 0 0 18,195
ISHARES TR ESG AWR MSCI USA 46435G425 232,000 1,391 SH SOLE 0 0 1,391
ISHARES TR MSCI GBL SUS DEV 46435G532 304,645 3,487 SH SOLE 0 0 3,487
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 458,015 9,675 SH SOLE 0 0 9,675
JPMORGAN CHASE & CO COM 46625H100 1,110,388 3,356 SH SOLE 0 0 3,356
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 393,485 6,999 SH SOLE 0 0 6,999
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 947,019 18,764 SH SOLE 0 0 18,764
JOHNSON & JOHNSON COM 478160104 3,508,535 13,253 SH SOLE 0 0 13,253
KLA CORP COM NEW 482480100 574,707 2,948 SH SOLE 0 0 2,948
LAM RESEARCH CORP COM NEW 512807306 427,749 1,302 SH SOLE 0 0 1,302
LANDS END INC NEW COM 51509F105 255,089 647 SH SOLE 0 0 647
ELI LILLY & CO COM 532457108 454,511 393 SH SOLE 0 0 393
MARTIN MARIETTA MATLS INC COM 573284106 236,547 493 SH SOLE 0 0 493
MASTERCARD INCORPORATED CL A 57636Q104 912,582 1,655 SH SOLE 0 0 1,655
MERCADOLIBRE INC COM 58733R102 311,135 180 SH SOLE 0 0 180
MERCK & CO INC COM 58933Y105 495,216 3,408 SH SOLE 0 0 3,408
MERITAGE HOMES CORP COM 59001A102 419,587 6,676 SH SOLE 0 0 6,676
MICROSOFT CORP COM 594918104 6,685,660 13,035 SH SOLE 0 0 13,035
MICRON TECHNOLOGY INC COM 595112103 469,750 441 SH SOLE 0 0 441
MONDELEZ INTL INC CL A 609207105 217,461 3,761 SH SOLE 0 0 3,761
NEXTERA ENERGY INC COM 65339F101 392,367 5,180 SH SOLE 0 0 5,180
NORTHERN TR CORP COM 665859104 211,700 1,250 SH SOLE 0 0 1,250
NOVARTIS AG SPONSORED ADR 66987V109 4,475,117 31,169 SH SOLE 0 0 31,169
NVIDIA CORPORATION COM 67066G104 2,103,090 9,209 SH SOLE 0 0 9,209
OSCAR HEALTH INC CL A 687793109 308,400 10,000 SH SOLE 0 0 10,000
PNC FINL SVCS GROUP INC COM 693475105 206,257 928 SH SOLE 0 0 928
PALO ALTO NETWORKS INC COM 697435105 226,467 570 SH SOLE 0 0 570
PAR PAC HOLDINGS INC COM NEW 69888T207 244,860 3,000 SH SOLE 0 0 3,000
PEPSICO INC COM 713448108 386,876 3,053 SH SOLE 0 0 3,053
PFIZER INC COM 717081103 218,535 7,663 SH SOLE 0 0 7,663
PROGRESSIVE CORP COM 743315103 201,091 970 SH SOLE 0 0 970
PUBLIC STORAGE COM 74460D109 401,113 1,418 SH SOLE 0 0 1,418
QUALCOMM INC COM 747525103 358,372 1,947 SH SOLE 0 0 1,947
RLI CORP COM 749607107 237,280 4,290 SH SOLE 0 0 4,290
RTX CORPORATION COM 75513E101 322,847 1,739 SH SOLE 0 0 1,739
ROCKWELL AUTOMATION INC COM 773903109 382,656 879 SH SOLE 0 0 879
RUBRIK INC. CL A 781154109 486,040 4,246 SH SOLE 0 0 4,246
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,848,314 18,159 SH SOLE 0 0 18,159
SPDR GOLD TR GOLD SHS 78463V107 3,796,974 9,970 SH SOLE 0 0 9,970
SPDR INDEX SHS FDS ST STR EU 50 ETF 78463X202 491,161 7,297 SH SOLE 0 0 7,297
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 820,431 16,340 SH SOLE 0 0 16,340
SPDR SERIES TRUST ST STR P500VAL 78464A508 478,953 7,835 SH SOLE 0 0 7,835
SPDR SERIES TRUST ST STR SP AERO 78464A631 203,271 879 SH SOLE 0 0 879
SPDR SERIES TRUST ST STR SP BANK 78464A797 315,215 4,986 SH SOLE 0 0 4,986
SPDR SERIES TRUST ST STR P500ETF 78464A854 274,589 3,059 SH SOLE 0 0 3,059
SPDR SERIES TRUST ST STR SP BIOT 78464A870 394,200 2,500 SH SOLE 0 0 2,500
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 471,432 11,672 SH SOLE 0 0 11,672
SPDR SERIES TRUST ST STR MSCI GEN 78468R747 615,522 3,909 SH SOLE 0 0 3,909
SPDR SERIES TRUST ST STR SP500FF 78468R796 382,917 6,129 SH SOLE 0 0 6,129
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,519,234 28,741 SH SOLE 0 0 28,741
SALESFORCE INC COM 79466L302 311,297 1,356 SH SOLE 0 0 1,356
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 396,690 13,223 SH SOLE 0 0 13,223
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 276,741 8,481 SH SOLE 0 0 8,481
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 977,114 12,123 SH SOLE 0 0 12,123
SELECT SECTOR SPDR TR ST FINL INCO ETF 81369Y811 316,302 13,755 SH SOLE 0 0 13,755
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 417,394 10,583 SH SOLE 0 0 10,583
SIMPLIFY EXCHANGE TRADED FUN SIMPLIFY INTERST 82889N855 314,450 5,000 SH SOLE 0 0 5,000
SPROUTS FMRS MKT INC COM 85208M102 413,695 10,378 SH SOLE 0 0 10,378
STERLING INFRASTRUCTURE INC COM 859241101 557,187 1,133 SH SOLE 0 0 1,133
STRYKER CORPORATION COM 863667101 250,330 909 SH SOLE 0 0 909
TJX COS INC NEW COM 872540109 409,137 3,092 SH SOLE 0 0 3,092
T-MOBILE US INC COM 872590104 744,627 3,124 SH SOLE 0 0 3,124
TESLA INC COM 88160R101 262,205 739 SH SOLE 0 0 739
THERMO FISHER SCIENTIFIC INC COM 883556102 421,231 624 SH SOLE 0 0 624
UNILEVER PLC SPON ADR NEW 904767803 211,941 3,490 SH SOLE 0 0 3,490
UNION PAC CORP COM 907818108 1,111,107 4,083 SH SOLE 0 0 4,083
VANECK ETF TRUST OIL REFINERS ETF 92189F585 791,750 12,500 SH SOLE 0 0 12,500
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 328,860 540 SH SOLE 0 0 540
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,685,482 23,348 SH SOLE 0 0 23,348
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,439,752 16,587 SH SOLE 0 0 16,587
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 449,353 1,945 SH SOLE 0 0 1,945
VERALTO CORP COM SHS 92338C103 301,221 3,194 SH SOLE 0 0 3,194
VERISK ANALYTICS INC COM 92345Y106 260,867 1,554 SH SOLE 0 0 1,554
VISA INC COM CL A 92826C839 3,804,475 10,588 SH SOLE 0 0 10,588
WALMART INC COM 931142103 966,419 9,300 SH SOLE 0 0 9,300
WASTE MGMT INC DEL COM 94106L109 367,806 1,804 SH SOLE 0 0 1,804
WATERS CORP COM 941848103 349,315 795 SH SOLE 0 0 795
WATTS WATER TECHNOLOGIES INC CL A 942749102 385,080 1,087 SH SOLE 0 0 1,087
WILLIAMS COS INC COM 969457100 1,098,197 16,157 SH SOLE 0 0 16,157
WISDOMTREE TR JAPN HEDGE EQT 97717W851 552,483 3,060 SH SOLE 0 0 3,060
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 279,916 5,555 SH SOLE 0 0 5,555
XYLEM INC COM 98419M100 286,102 2,825 SH SOLE 0 0 2,825
EATON CORP PLC SHS G29183103 303,375 706 SH SOLE 0 0 706
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 324,128 1,400 SH SOLE 0 0 1,400
RENAISSANCERE HLDGS LTD COM G7496G103 884,361 2,779 SH SOLE 0 0 2,779
TE CONNECTIVITY PLC ORD SHS G87052109 279,470 1,324 SH SOLE 0 0 1,324
TRANE TECHNOLOGIES PLC SHS G8994E103 292,220 647 SH SOLE 0 0 647
WILLIS TOWERS WATSON PLC LTD SHS G96629103 2,384,527 8,273 SH SOLE 0 0 8,273
ASML HLDG NV N Y REGISTRY SHS N07059210 1,871,872 1,033 SH SOLE 0 0 1,033