v3.26.3
GM Financial Receivables and Transactions - Credit Risk Profile by FICO Score (Details) - GM Financial - USD ($)
$ in Millions
Sep. 30, 2026
Dec. 31, 2025
Sep. 30, 2025
Financing Receivable, Credit Quality Indicator [Line Items]      
Total $ 94,326 $ 92,374  
Retail Finance Receivables      
Financing Receivable, Credit Quality Indicator [Line Items]      
2026 25,157 30,399  
2025 22,831 20,191  
2024 14,163 12,132  
2023 7,703 7,216  
2022 4,305 3,897  
Prior 2,493 1,570  
Total $ 76,651 $ 75,404 $ 75,857
Percent 100.00% 100.00%  
Prime – FICO score 680 and greater | Retail Finance Receivables      
Financing Receivable, Credit Quality Indicator [Line Items]      
2026 $ 18,412 $ 22,850  
2025 17,027 15,204  
2024 10,543 9,298  
2023 5,782 5,350  
2022 3,154 2,712  
Prior 1,664 1,027  
Total $ 56,581 $ 56,440  
Percent 73.80% 74.90%  
Near-prime – FICO score 620 to 679 | Retail Finance Receivables      
Financing Receivable, Credit Quality Indicator [Line Items]      
2026 $ 3,028 $ 3,702  
2025 2,830 2,456  
2024 1,771 1,439  
2023 974 908  
2022 570 571  
Prior 382 225  
Total $ 9,556 $ 9,303  
Percent 12.50% 12.30%  
Sub-prime – FICO score less than 620 | Retail Finance Receivables      
Financing Receivable, Credit Quality Indicator [Line Items]      
2026 $ 3,717 $ 3,847  
2025 2,974 2,530  
2024 1,850 1,395  
2023 947 958  
2022 581 614  
Prior 447 318  
Total $ 10,515 $ 9,661  
Percent 13.70% 12.80%