The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 246,418 942 SH SOLE 0 0 942
ABRDN ETFS BBRG ALL COMD K1 003261104 452,596 17,495 SH SOLE 0 0 17,495
ADVANCED MICRO DEVICES INC COM 007903107 590,348 965 SH SOLE 0 0 965
ALPHABET INC CAP STK CL A 02079K305 1,473,695 4,283 SH SOLE 0 0 4,283
ALPHABET INC CAP STK CL C 02079K107 340,740 1,000 SH SOLE 0 0 1,000
AMAZON COM INC COM 023135106 1,169,510 4,694 SH SOLE 0 0 4,694
AMERICAN CENTY ETF TR US SML CP VALU 025072877 395,236 3,356 SH SOLE 0 0 3,356
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 622,363 8,942 SH SOLE 0 0 8,942
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 17,976,630 191,200 SH SOLE 0 0 191,200
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 375,526 7,925 SH SOLE 0 0 7,925
APPLE INC COM 037833100 2,794,038 8,390 SH SOLE 0 0 8,390
ASML HLDG NV N Y REGISTRY SHS N07059210 309,796 171 SH SOLE 0 0 171
AT&T INC COM 00206R102 218,160 8,941 SH SOLE 0 0 8,941
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 400,850 805 SH SOLE 0 0 805
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 209,125 4,755 SH SOLE 0 0 4,755
BLACKROCK ETF TRUST ISHA PR MONE ETF 09290C756 6,833,581 68,179 SH SOLE 0 0 68,179
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 575,349 8,307 SH SOLE 0 0 8,307
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 276,345 5,856 SH SOLE 0 0 5,856
BLUEROCK PVT REAL ESTATE FD COM 09631P102 917,627 73,176 SH SOLE 0 0 73,176
BROADCOM INC COM 11135F101 720,993 2,053 SH SOLE 0 0 2,053
CISCO SYS INC COM 17275R102 325,365 3,023 SH SOLE 0 0 3,023
CITIZENS FINL GROUP INC COM 174610105 201,864 3,166 SH SOLE 0 0 3,166
COCA COLA CO COM 191216100 208,055 2,417 SH SOLE 0 0 2,417
COSTCO WHOLESALE CORPORATION COM 22160K105 321,350 353 SH SOLE 0 0 353
CSX CORP COM 126408103 206,644 4,443 SH SOLE 0 0 4,443
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 662,094 15,798 SH SOLE 0 0 15,798
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 711,154 19,210 SH SOLE 0 0 19,210
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 574,386 13,864 SH SOLE 0 0 13,864
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 2,349,427 58,560 SH SOLE 0 0 58,560
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 358,586 9,122 SH SOLE 0 0 9,122
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,366,082 30,733 SH SOLE 0 0 30,733
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 571,048 12,288 SH SOLE 0 0 12,288
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 681,344 8,206 SH SOLE 0 0 8,206
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,013,009 19,347 SH SOLE 0 0 19,347
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 257,863 7,654 SH SOLE 0 0 7,654
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 412,751 8,967 SH SOLE 0 0 8,967
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 383,118 7,732 SH SOLE 0 0 7,732
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 425,910 10,904 SH SOLE 0 0 10,904
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 657,539 12,858 SH SOLE 0 0 12,858
DOUBLELINE ETF TRUST OPPO CORE BD ETF 25861R105 360,032 8,280 SH SOLE 0 0 8,280
ELI LILLY & CO COM 532457108 332,082 287 SH SOLE 0 0 287
EOG RES INC COM 26875P101 217,523 1,579 SH SOLE 0 0 1,579
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 323,384 1,987 SH SOLE 0 0 1,987
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 243,715 5,434 SH SOLE 0 0 5,434
FORD MTR CO COM 345370860 139,064 11,531 SH SOLE 0 0 11,531
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 134,016 25,972 SH SOLE 0 0 25,972
FULTON FINL CORP PA COM 360271100 1,453,451 64,426 SH SOLE 0 0 64,426
GENERAL DYNAMICS CORP COM 369550108 265,132 799 SH SOLE 0 0 799
GLOBAL X FDS 1 3 MO T BI ET 37960A438 348,079 3,469 SH SOLE 0 0 3,469
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 355,496 9,621 SH SOLE 0 0 9,621
INTEL CORP COM 458140100 391,950 3,260 SH SOLE 0 0 3,260
INVESCO ACTIVELY MANAGED EXC AAA CLO FLTNG RT 46090A721 5,462,902 213,478 SH SOLE 0 0 213,478
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 13,905,505 311,853 SH SOLE 0 0 311,853
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516 6,135,435 183,443 SH SOLE 0 0 183,443
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 427,718 21,515 SH SOLE 0 0 21,515
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 248,441 1,639 SH SOLE 0 0 1,639
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 37,047,652 121,611 SH SOLE 0 0 121,611
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107 15,260,233 604,126 SH SOLE 0 0 604,126
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 7,470,287 105,946 SH SOLE 0 0 105,946
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 30,056,354 233,574 SH SOLE 0 0 233,574
INVESCO EXCH TRADED FD TR II ESG NASDAQ 100 46138G540 7,229,252 139,465 SH SOLE 0 0 139,465
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 6,953,073 325,062 SH SOLE 0 0 325,062
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437 18,993,355 568,323 SH SOLE 0 0 568,323
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 292,542 4,599 SH SOLE 0 0 4,599
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 243,383 1,170 SH SOLE 0 0 1,170
INVESCO QQQ TR UNIT SER 1 46090E103 1,632,672 2,207 SH SOLE 0 0 2,207
ISHARES INC CORE MSCI EMKT 46434G103 1,021,834 12,590 SH SOLE 0 0 12,590
ISHARES INC MSCI GBL MIN VOL 464286525 451,278 3,677 SH SOLE 0 0 3,677
ISHARES TR 0-5YR HI YL CP 46434V407 464,434 11,259 SH SOLE 0 0 11,259
ISHARES TR MSCI INTL QUALTY 46434V456 246,113 4,975 SH SOLE 0 0 4,975
ISHARES TR MSCI USA MIN ETF 46429B697 442,475 4,541 SH SOLE 0 0 4,541
ISHARES TR CORE S&P500 ETF 464287200 65,014,349 84,892 SH SOLE 0 0 84,892
ISHARES TR US TREAS BD ETF 46429B267 399,991 18,290 SH SOLE 0 0 18,290
ISHARES TR INTRM GOV CR ETF 464288612 317,662 3,082 SH SOLE 0 0 3,082
ISHARES TR JPMORGAN USD EMG 464288281 302,371 3,329 SH SOLE 0 0 3,329
ISHARES TR ESG AWR US AGRGT 46435U549 5,052,672 111,661 SH SOLE 0 0 111,661
ISHARES TR ESG MSCI USA ETF 46436E767 1,043,292 15,329 SH SOLE 0 0 15,329
ISHARES TR SHRT NAT MUN ETF 464288158 1,424,671 13,628 SH SOLE 0 0 13,628
ISHARES TR CORE UNIVRSL USD 46434V613 275,514 6,249 SH SOLE 0 0 6,249
ISHARES TR NATIONAL MUN ETF 464288414 652,791 6,457 SH SOLE 0 0 6,457
ISHARES TR ESG OPTIMIZED 464288802 14,751,303 94,754 SH SOLE 0 0 94,754
ISHARES TR ESG AW MSCI EAFE 46435G516 213,280 2,070 SH SOLE 0 0 2,070
ISHARES TR EGSADVNCDMSCI EM 46436E742 224,191 3,916 SH SOLE 0 0 3,916
ISHARES TR IBOXX HI YD ETF 464288513 398,481 5,161 SH SOLE 0 0 5,161
ISHARES TR USD INV GRDE ETF 464288620 268,295 5,508 SH SOLE 0 0 5,508
ISHARES TR ESG AWARE MSCI 46435U663 286,254 5,505 SH SOLE 0 0 5,505
ISHARES TR ESG EAFE ETF 46436E759 594,836 7,027 SH SOLE 0 0 7,027
ISHARES TR CORE MSCI INTL 46435G326 1,791,658 20,023 SH SOLE 0 0 20,023
ISHARES TR CORE INTL AGGR 46435G672 229,681 4,668 SH SOLE 0 0 4,668
ISHARES TR RUS TP200 GR ETF 464289438 1,261,625 4,278 SH SOLE 0 0 4,278
ISHARES TR S&P 500 GRWT ETF 464287309 517,118 3,635 SH SOLE 0 0 3,635
ISHARES TR S&P 500 VAL ETF 464287408 509,300 2,231 SH SOLE 0 0 2,231
ISHARES TR RUS MID CAP ETF 464287499 210,646 1,974 SH SOLE 0 0 1,974
ISHARES TR MBS ETF 464288588 403,648 4,504 SH SOLE 0 0 4,504
ISHARES TR ESG ADVAN ETF 46436E619 3,586,618 86,279 SH SOLE 0 0 86,279
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 6,311,547 124,833 SH SOLE 0 0 124,833
J P MORGAN EXCHANGE TRADED F HIGH YIELD MUNI 46654Q799 4,416,906 94,097 SH SOLE 0 0 94,097
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 4,311,816 85,603 SH SOLE 0 0 85,603
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 6,610,869 89,846 SH SOLE 0 0 89,846
JPMORGAN CHASE & CO COM 46625H100 648,758 1,961 SH SOLE 0 0 1,961
KEYSIGHT TECHNOLOGIES INC COM 49338L103 234,806 645 SH SOLE 0 0 645
KLA CORP COM NEW 482480100 238,594 1,224 SH SOLE 0 0 1,224
LAM RESEARCH CORP COM NEW 512807306 295,988 901 SH SOLE 0 0 901
MASTERCARD INCORPORATED CL A 57636Q104 249,816 453 SH SOLE 0 0 453
META PLATFORMS INC CL A 30303M102 638,158 880 SH SOLE 0 0 880
MICRON TECHNOLOGY INC COM 595112103 706,168 663 SH SOLE 0 0 663
MICROSOFT CORP COM 594918104 1,655,641 3,228 SH SOLE 0 0 3,228
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419 318,457 8,214 SH SOLE 0 0 8,214
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796 345,890 1,271 SH SOLE 0 0 1,271
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633 374,532 16,284 SH SOLE 0 0 16,284
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 227,268 4,204 SH SOLE 0 0 4,204
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,438,281 29,640 SH SOLE 0 0 29,640
NUSHARES ETF TR ESG HI TLD CRP 67092P854 2,181,515 106,780 SH SOLE 0 0 106,780
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 1,353,419 31,778 SH SOLE 0 0 31,778
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 258,512 4,910 SH SOLE 0 0 4,910
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 241,875 2,128 SH SOLE 0 0 2,128
NVIDIA CORPORATION COM 67066G104 2,472,214 10,825 SH SOLE 0 0 10,825
PACER FDS TR ARIST HIGH ETF 69374H428 2,159,539 46,502 SH SOLE 0 0 46,502
PACER FDS TR US CASH COWS 100 69374H881 449,349 6,731 SH SOLE 0 0 6,731
PALANTIR TECHNOLOGIES INC CL A 69608A108 216,230 1,156 SH SOLE 0 0 1,156
PGIM ETF TR AAA CLO ETF 69344A834 581,629 11,340 SH SOLE 0 0 11,340
PIMCO ETF TR ENHANCD SHORT 72201R643 3,689,399 37,420 SH SOLE 0 0 37,420
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 445,939 4,435 SH SOLE 0 0 4,435
PNC FINL SVCS GROUP INC COM 693475105 350,949 1,579 SH SOLE 0 0 1,579
PPL CORP COM 69351T106 423,755 12,884 SH SOLE 0 0 12,884
RBB FD INC US TREASR 10 YR 74933W536 693,628 17,135 SH SOLE 0 0 17,135
RBB FD INC US TREASY 2 YR 74933W486 835,788 17,655 SH SOLE 0 0 17,655
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 378,019 11,585 SH SOLE 0 0 11,585
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,254,608 62,750 SH SOLE 0 0 62,750
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 745,020 24,834 SH SOLE 0 0 24,834
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 780,232 23,985 SH SOLE 0 0 23,985
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,276,924 119,291 SH SOLE 0 0 119,291
SCHWAB STRATEGIC TR US TIPS ETF 808524870 563,716 22,432 SH SOLE 0 0 22,432
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 715,705 29,996 SH SOLE 0 0 29,996
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,970,819 59,166 SH SOLE 0 0 59,166
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,745,144 115,503 SH SOLE 0 0 115,503
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 351,412 381 SH SOLE 0 0 381
SEI EXCHANGE TRADED FUNDS HIGH YIELD BOND 81589A874 747,244 30,860 SH SOLE 0 0 30,860
SEI EXCHANGE TRADED FUNDS QIM US EQUITY FA 81589A882 1,053,830 41,282 SH SOLE 0 0 41,282
SEI EXCHANGE TRADED FUNDS QIM US LARGE CAP 81589A205 1,103,522 20,523 SH SOLE 0 0 20,523
SEI EXCHANGE TRADED FUNDS SELE INTL EQ ETF 81589A700 761,396 21,274 SH SOLE 0 0 21,274
SEI EXCHANGE TRADED FUNDS QIM US LRG CAP Q 81589A106 555,445 13,531 SH SOLE 0 0 13,531
SEI EXCHANGE TRADED FUNDS QIM US LARGE VAL 81589A304 1,108,992 22,591 SH SOLE 0 0 22,591
SEI EXCHANGE TRADED FUNDS SELECT EMERGING 81589A601 318,792 8,221 SH SOLE 0 0 8,221
SEI EXCHANGE TRADED FUNDS ANG RESH ENHANCE 81589A866 782,529 30,936 SH SOLE 0 0 30,936
SEI EXCHANGE TRADED FUNDS SELE SMAL CA ETF 81589A502 286,484 9,194 SH SOLE 0 0 9,194
SEI EXCHANGE TRADED FUNDS QIM US LARGE VOL 81589A403 305,503 9,060 SH SOLE 0 0 9,060
SEI EXCHANGE TRADED FUNDS DBI MULTI-STRGY 81589A809 508,638 19,306 SH SOLE 0 0 19,306
SPDR GOLD TR GOLD SHS 78463V107 233,836 614 SH SOLE 0 0 614
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,602,422 17,852 SH SOLE 0 0 17,852
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 1,207,368 53,447 SH SOLE 0 0 53,447
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,545,243 16,787 SH SOLE 0 0 16,787
SPDR SERIES TRUST ST STR P400MID 78464A847 5,257,791 83,404 SH SOLE 0 0 83,404
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 270,985 11,546 SH SOLE 0 0 11,546
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 18,169,600 745,878 SH SOLE 0 0 745,878
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 731,362 959 SH SOLE 0 0 959
TESLA INC COM 88160R101 613,112 1,728 SH SOLE 0 0 1,728
THERMO FISHER SCIENTIFIC INC COM 883556102 296,347 439 SH SOLE 0 0 439
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 663,433 26,719 SH SOLE 0 0 26,719
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,151,915 113,337 SH SOLE 0 0 113,337
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,408,939 48,595 SH SOLE 0 0 48,595
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,509,720 32,211 SH SOLE 0 0 32,211
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 285,346 1,235 SH SOLE 0 0 1,235
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 329,204 1,524 SH SOLE 0 0 1,524
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 922,392 1,316 SH SOLE 0 0 1,316
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 263,926 705 SH SOLE 0 0 705
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 280,401 830 SH SOLE 0 0 830
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 928,006 15,647 SH SOLE 0 0 15,647
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 725,086 14,732 SH SOLE 0 0 14,732
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,450,294 220,657 SH SOLE 0 0 220,657
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 23,376,942 331,071 SH SOLE 0 0 331,071
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 664,367 10,524 SH SOLE 0 0 10,524
VANGUARD WORLD FD ESG INTL STK ETF 921910725 11,071,973 136,573 SH SOLE 0 0 136,573
VANGUARD WORLD FD ESG US CORP BD 921910691 2,189,327 36,746 SH SOLE 0 0 36,746
VERIZON COMMUNICATIONS INC COM 92343V104 232,469 5,068 SH SOLE 0 0 5,068
WALMART INC COM 931142103 488,632 4,702 SH SOLE 0 0 4,702
WISDOMTREE TR FUTRE STRAT FD 97717W125 12,583,885 298,267 SH SOLE 0 0 298,267