Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
									9/30/2026			6/30/2026			9/30/2025
Assets
			Loans						$	112,993		$	110,430		$	105,902
			Loans held for sale						1,159			1,198			998
			Securities available for sale						36,311			38,459			40,456
			Held-to-maturity securities						9,612			9,515			7,509
			Trading account assets						925			936			972
			Short-term investments						12,973			12,416			13,334
			Other investments						1,281			1,230			921
						Total earning assets			175,254			174,184			170,092
			Allowance for loan and lease losses						(1,398)			(1,445)			(1,444)
			Cash and due from banks						1,540			1,711			1,938
			Premises and equipment						636			620			606
			Goodwill						2,803			2,752			2,752
			Other intangible assets						11			3			13
			Corporate-owned life insurance						4,461			4,456			4,428
			Accrued income and other assets						9,617			8,848			8,803
			Discontinued assets						178			188			221
						Total assets			$	193,102		$	191,317		$	187,409
Liabilities
			Deposits in domestic offices:
						Interest-bearing deposits			125,594			122,196			122,425
						Noninterest-bearing deposits			28,220			30,893			28,340
						Total deposits			153,814			153,089			150,765
			Federal funds purchased and securities sold under repurchase agreements						49			5			10
			Bank notes and other short-term borrowings						5,185			3,680			1,339
			Accrued expense and other liabilities						4,772			3,778			4,276
			Long-term debt						11,473			10,967			10,917
						Total liabilities			175,293			171,519			167,307
Equity
			Preferred stock						1,975			2,500			2,500
			Common shares						1,257			1,257			1,257
			Capital surplus						6,057			6,014			6,002
			Retained earnings						16,194			15,873			15,111
			Treasury stock, at cost						(3,809)			(3,492)			(2,619)
			Accumulated other comprehensive income (loss)						(3,865)			(2,354)			(2,149)
						Total equity			17,809			19,798			20,102
Total liabilities and equity									$	193,102		$	191,317		$	187,409
Common shares outstanding (000)									1,058,176			1,072,035			1,112,952

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Consolidated Statements of Income
(dollars in millions, except per share amounts)
									Three months ended												Nine months ended
									9/30/2026			6/30/2026			9/30/2025						9/30/2026			9/30/2025
Interest income
			Loans						$	1,511		$	1,463		$	1,466					$	4,390		$	4,310
			Loans held for sale						22			15			18						51			43
			Securities available for sale						373			367			408						1,110			1,211
			Held-to-maturity securities						98			95			64						279			188
			Trading account assets						12			10			11						33			44
			Short-term investments						107			101			156						311			487
			Other investments						10			8			8						23			25
						Total interest income			2,133			2,059			2,131						6,197			6,308
Interest expense
			Deposits						634			600			748						1,832			2,231
			Federal funds purchased and securities sold under repurchase agreements						11			19			4						44			9
			Bank notes and other short-term borrowings						25			35			14						80			75
			Long-term debt						163			155			181						469			572
						Total interest expense			833			809			947						2,425			2,887
Net interest income									1,300			1,250			1,184						3,772			3,421
Provision for credit losses									61			92			107						259			363
Net interest income after provision for credit losses									1,239			1,158			1,077						3,513			3,058
Noninterest income
			Trust and investment services income						165			159			150						481			435
			Investment banking and debt placement fees						214			169			184						580			537
			Service charges on deposit accounts						79			77			75						233			217
			Operating lease income and other leasing gains						9			10			11						27			34
			Corporate services income						72			80			72						223			213
			Cards and payments income						93			94			86						273			253
			Corporate-owned life insurance income						35			33			35						102			100
			Consumer mortgage income						14			17			14						44			42
			Commercial mortgage servicing fees						53			49			73						164			219
			Other income						9			15			8						42			16
			Net securities gains (losses)						1			3			(6)						4			(6)
						Total noninterest income			744			706			702						2,173			2,060
Noninterest expense
			Personnel						815			786			742						2,344			2,127
			Net occupancy						67			68			65						203			201
			Computer processing						116			108			105						335			319
			Business services and professional fees						46			46			44						128			132
			Equipment						21			22			20						62			61
			Operating lease expense						6			7			9						20			30
			Marketing						23			22			22						63			67
			Other expense						151			158			170						488			525
						Total noninterest expense			1,245			1,217			1,177						3,643			3,462
Income (loss) from continuing operations before income taxes									738			647			602						2,043			1,656
			Income taxes						159			139			112						434			337
Income (loss) from continuing operations									579			508			490						1,609			1,319
			Income (loss) from discontinued operations, net of taxes						—			1			(1)						1			—
Net income (loss)									579			509			489						1,610			1,319
			Less: Net income (loss) attributable to noncontrolling interests						—			—			—						—			—
Net income (loss) attributable to Key									$	579		$	509		$	489					$	1,610		$	1,319
Income (loss) from continuing operations attributable to Key common shareholders									$	537		$	472		$	454					$	1,495		$	1,211
Net income (loss) attributable to Key common shareholders									537			473			453						1,496			1,211
Per common share
Income (loss) from continuing operations attributable to Key common shareholders									$	.51		$	.44		$	.41					$	1.39		$	1.1
Income (loss) from discontinued operations, net of taxes									—			—			—						—			—
Net income (loss) attributable to Key common shareholders (a)									.51			.44			.41						1.39			1.1
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders									$	.51		$	.44		$	.41					$	1.39		$	1.09
Income (loss) from discontinued operations, net of taxes									—			—			—						—			—
Net income (loss) attributable to Key common shareholders (a)									.51			.44			$	.41					1.39			1.09
Cash dividends declared per common share									$	.205		$	.205		$	.205					$	.615		$	.615
Weighted-average common shares outstanding (000)									1,054,951			1,071,229			1,100,830						1,070,808			1,099,520
			Effect of common share options and other stock awards (b)						9,315			8,779			9,845						9,395			8,864
Weighted-average common shares and potential common shares outstanding (000) (c)									1,064,266			1,080,008			1,110,675						1,080,203			1,108,384

(a)Earnings per share may not foot due to rounding.

(b)For periods ended in a loss from continuing operations attributable to Key common shareholders, anti-dilutive instruments have been excluded from the calculation of diluted earnings per share.

(c)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.