The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 277,317 2,806 SH SOLE 0 0 2,806
ABBVIE INC COM 00287Y109 802,794 3,069 SH SOLE 0 0 3,069
ADVANCED MICRO DEVICES INC COM 007903107 609,313 996 SH SOLE 0 0 996
ALPHABET INC CAP STK CL A 02079K305 6,849,256 19,906 SH SOLE 0 0 19,906
ALPHABET INC CAP STK CL C 02079K107 6,299,109 18,487 SH SOLE 0 0 18,487
AMAZON COM INC COM 023135106 7,759,432 31,144 SH SOLE 0 0 31,144
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,450,912 20,811 SH SOLE 0 0 20,811
AMERICAN HOMES 4 RENT CL A 02665T306 223,670 7,360 SH SOLE 0 0 7,360
AMGEN INC COM 031162100 2,397,127 5,687 SH SOLE 0 0 5,687
APPLE INC COM 037833100 43,247,929 129,866 SH SOLE 0 0 129,866
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 775,632 1,558 SH SOLE 0 0 1,558
BIOGEN INC COM 09062X103 798,486 3,535 SH SOLE 0 0 3,535
BOEING CO COM 097023105 585,499 3,147 SH SOLE 0 0 3,147
BRISTOL-MYERS SQUIBB CO COM 110122108 564,999 9,054 SH SOLE 0 0 9,054
CENCORA INC COM 03073E105 3,566,069 11,877 SH SOLE 0 0 11,877
CHARLES SCHWAB CORP (THE) COM 808513105 951,597 9,736 SH SOLE 0 0 9,736
CHEVRON CORPORATION COM 166764100 254,352 1,246 SH SOLE 0 0 1,246
CISCO SYS INC COM 17275R102 282,627 2,626 SH SOLE 0 0 2,626
COMCAST CORP NEW CL A 20030N101 343,683 15,794 SH SOLE 0 0 15,794
COSTCO WHOLESALE CORPORATION COM 22160K105 3,432,864 3,771 SH SOLE 0 0 3,771
DELL TECHNOLOGIES INC CL C 24703L202 270,589 503 SH SOLE 0 0 503
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 794,720 14,227 SH SOLE 0 0 14,227
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 295,237 6,642 SH SOLE 0 0 6,642
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 738,801 8,898 SH SOLE 0 0 8,898
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 498,850 9,070 SH SOLE 0 0 9,070
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,154,410 14,911 SH SOLE 0 0 14,911
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 237,722 3,578 SH SOLE 0 0 3,578
DISNEY WALT CO COM 254687106 335,365 3,197 SH SOLE 0 0 3,197
ELI LILLY & CO COM 532457108 6,020,287 5,203 SH SOLE 0 0 5,203
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 344,871 2,119 SH SOLE 0 0 2,119
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 487,225 4,603 SH SOLE 0 0 4,603
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 813,847 9,188 SH SOLE 0 0 9,188
FORTINET INC COM 34959E109 283,379 1,585 SH SOLE 0 0 1,585
GSK PLC SPONSORED ADR 37733W204 229,289 4,760 SH SOLE 0 0 4,760
HOME DEPOT INC COM 437076102 1,267,569 4,456 SH SOLE 0 0 4,456
HONEYWELL AEROSPACE INC COM 43849R105 290,569 1,875 SH SOLE 0 0 1,875
HONEYWELL INTL INC COM 438516205 395,513 1,875 SH SOLE 0 0 1,875
INTEL CORP COM 458140100 791,679 6,585 SH SOLE 0 0 6,585
INTERNATIONAL BUSINESS MACHS COM 459200101 2,364,028 10,749 SH SOLE 0 0 10,749
INTUIT COM 461202103 1,194,376 4,332 SH SOLE 0 0 4,332
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 304,005 998 SH SOLE 0 0 998
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 7,672,148 347,077 SH SOLE 0 0 347,077
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 2,626,673 144,323 SH SOLE 0 0 144,323
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 HG 46138J395 350,918 16,990 SH SOLE 0 0 16,990
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 533,499 33,830 SH SOLE 0 0 33,830
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 9,519,482 487,054 SH SOLE 0 0 487,054
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 1,885,570 88,045 SH SOLE 0 0 88,045
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 1,249,809 77,435 SH SOLE 0 0 77,435
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 9,938,428 493,835 SH SOLE 0 0 493,835
INVESCO EXCHANGE TRADED FD T LEISU ENTMT ETF 46137V720 452,654 7,303 SH SOLE 0 0 7,303
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 10,854,338 52,179 SH SOLE 0 0 52,179
INVESCO QQQ TR UNIT SER 1 46090E103 4,872,967 6,587 SH SOLE 0 0 6,587
ISHARES INC MSCI EQUAL WEITE 464286681 13,099,407 117,652 SH SOLE 0 0 117,652
ISHARES SILVER TR ISHARES 46428Q109 277,292 5,087 SH SOLE 0 0 5,087
ISHARES TR CORE 60 BALA ETF 464289867 206,177 3,009 SH SOLE 0 0 3,009
ISHARES TR CORE HIGH DV ETF 46429B663 3,093,967 110,657 SH SOLE 0 0 110,657
ISHARES TR CORE MSCI EAFE 46432F842 602,731 6,221 SH SOLE 0 0 6,221
ISHARES TR CORE S&P MCP ETF 464287507 27,105,196 376,723 SH SOLE 0 0 376,723
ISHARES TR CORE S&P SCP ETF 464287804 18,964,167 139,401 SH SOLE 0 0 139,401
ISHARES TR CORE S&P TTL STK 464287150 8,687,366 52,245 SH SOLE 0 0 52,245
ISHARES TR CORE S&P500 ETF 464287200 78,893,743 103,015 SH SOLE 0 0 103,015
ISHARES TR CORE US AGGBD ET 464287226 3,964,133 41,931 SH SOLE 0 0 41,931
ISHARES TR EUROPE ETF 464287861 253,921 3,570 SH SOLE 0 0 3,570
ISHARES TR EXPANDED TECH 464287515 444,235 4,172 SH SOLE 0 0 4,172
ISHARES TR GLOBAL TECH ETF 464287291 1,228,819 8,291 SH SOLE 0 0 8,291
ISHARES TR IBDS DEC28 ETF 46435U515 11,878,177 475,888 SH SOLE 0 0 475,888
ISHARES TR IBON 2027 TE ETF 46436E478 4,893,256 224,667 SH SOLE 0 0 224,667
ISHARES TR IBON 2030 TE ETF 46436E122 1,862,005 72,621 SH SOLE 0 0 72,621
ISHARES TR IBONDS 27 ETF 46435UAA9 8,940,984 370,688 SH SOLE 0 0 370,688
ISHARES TR IBONDS 28 TR HI 46436E387 11,093,023 479,595 SH SOLE 0 0 479,595
ISHARES TR IBONDS 29 TR HI 46436E379 8,101,443 354,860 SH SOLE 0 0 354,860
ISHARES TR IBONDS DEC 2030 46436E726 15,033,557 711,143 SH SOLE 0 0 711,143
ISHARES TR IBONDS DEC 2031 46436E486 14,268,139 711,273 SH SOLE 0 0 711,273
ISHARES TR IBONDS DEC 2032 46436E312 13,825,990 574,408 SH SOLE 0 0 574,408
ISHARES TR IBONDS DEC 2033 46436E130 9,525,651 389,120 SH SOLE 0 0 389,120
ISHARES TR IBONDS DEC 29 46436E205 15,725,597 693,063 SH SOLE 0 0 693,063
ISHARES TR IBOXX HI YD ETF 464288513 1,786,271 23,135 SH SOLE 0 0 23,135
ISHARES TR IBOXX INV CP ETF 464287242 2,405,667 23,543 SH SOLE 0 0 23,543
ISHARES TR INTL SEL DIV ETF 464288448 617,775 14,643 SH SOLE 0 0 14,643
ISHARES TR ISHARES SEMICDTR 464287523 1,805,432 3,175 SH SOLE 0 0 3,175
ISHARES TR MSCI EAFE ETF 464287465 8,419,338 81,041 SH SOLE 0 0 81,041
ISHARES TR MSCI EMG MKT ETF 464287234 477,123 7,144 SH SOLE 0 0 7,144
ISHARES TR RUS 1000 GRW ETF 464287614 1,873,887 14,960 SH SOLE 0 0 14,960
ISHARES TR RUS 2000 GRW ETF 464287648 1,712,109 4,797 SH SOLE 0 0 4,797
ISHARES TR RUS MID CAP ETF 464287499 888,910 8,330 SH SOLE 0 0 8,330
ISHARES TR RUSSELL 2000 ETF 464287655 805,583 2,899 SH SOLE 0 0 2,899
ISHARES TR S&P 500 GRWT ETF 464287309 18,811,607 132,234 SH SOLE 0 0 132,234
ISHARES TR S&P 500 VAL ETF 464287408 21,058,764 92,250 SH SOLE 0 0 92,250
ISHARES TR S&P MC 400GR ETF 464287606 3,821,159 34,861 SH SOLE 0 0 34,861
ISHARES TR S&P MC 400VL ETF 464287705 5,246,640 38,099 SH SOLE 0 0 38,099
ISHARES TR S&P SML 600 GWT 464287887 1,872,097 11,677 SH SOLE 0 0 11,677
ISHARES TR SELECT DIVID ETF 464287168 5,022,466 33,027 SH SOLE 0 0 33,027
ISHARES TR SP SMCP600VL ETF 464287879 6,638,174 51,820 SH SOLE 0 0 51,820
ISHARES TR U.S. ENERGY ETF 464287796 925,927 14,289 SH SOLE 0 0 14,289
ISHARES TR U.S. FINLS ETF 464287788 427,611 3,403 SH SOLE 0 0 3,403
ISHARES TR US AER DEF ETF 464288760 313,568 1,514 SH SOLE 0 0 1,514
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 1,165,814 10,213 SH SOLE 0 0 10,213
JOHNSON & JOHNSON COM 478160104 2,624,618 9,914 SH SOLE 0 0 9,914
JPMORGAN CHASE & CO COM 46625H100 5,200,105 15,718 SH SOLE 0 0 15,718
LAM RESEARCH CORP COM NEW 512807306 236,527 720 SH SOLE 0 0 720
LOCKHEED MARTIN CORP COM 539830109 667,118 1,310 SH SOLE 0 0 1,310
LOWES COS INC COM 548661107 1,348,460 7,317 SH SOLE 0 0 7,317
MAPLEBEAR INC COM 565394103 389,632 9,036 SH SOLE 0 0 9,036
MCDONALDS CORP COM 580135101 942,235 4,080 SH SOLE 0 0 4,080
MERCK & CO INC COM 58933Y105 786,331 5,411 SH SOLE 0 0 5,411
META PLATFORMS INC CL A 30303M102 353,447 487 SH SOLE 0 0 487
MICROSOFT CORP COM 594918104 6,496,141 12,666 SH SOLE 0 0 12,666
NVIDIA CORPORATION COM 67066G104 1,477,782 6,471 SH SOLE 0 0 6,471
OCCIDENTAL PETE CORP COM 674599105 375,789 6,793 SH SOLE 0 0 6,793
OMEGA HEALTHCARE INVS INC COM 681936100 262,867 5,676 SH SOLE 0 0 5,676
ORACLE CORP COM 68389X105 578,308 4,212 SH SOLE 0 0 4,212
PEPSICO INC COM 713448108 233,806 1,845 SH SOLE 0 0 1,845
PFIZER INC COM 717081103 921,225 32,301 SH SOLE 0 0 32,301
PRICESMART INC COM 741511109 281,399 1,664 SH SOLE 0 0 1,664
PROSHARES TR ULTRAPRO QQQ 74347X831 569,307 7,296 SH SOLE 0 0 7,296
RTX CORPORATION COM 75513E101 2,214,501 11,928 SH SOLE 0 0 11,928
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 313,333 8,547 SH SOLE 0 0 8,547
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 214,435 5,883 SH SOLE 0 0 5,883
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,153,969 42,008 SH SOLE 0 0 42,008
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,097,878 37,457 SH SOLE 0 0 37,457
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,519,351 46,706 SH SOLE 0 0 46,706
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 531,231 14,785 SH SOLE 0 0 14,785
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 851,669 25,568 SH SOLE 0 0 25,568
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,742,309 58,077 SH SOLE 0 0 58,077
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,150,805 63,222 SH SOLE 0 0 63,222
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,435,428 43,991 SH SOLE 0 0 43,991
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 254,903 2,342 SH SOLE 0 0 2,342
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,911,247 31,077 SH SOLE 0 0 31,077
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,257,599 23,551 SH SOLE 0 0 23,551
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 273,208 2,462 SH SOLE 0 0 2,462
SNAP ON INC COM 833034101 680,191 1,872 SH SOLE 0 0 1,872
SPDR GOLD TR GOLD SHS 78463V107 450,153 1,182 SH SOLE 0 0 1,182
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 220,271 4,387 SH SOLE 0 0 4,387
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 3,271,791 144,834 SH SOLE 0 0 144,834
SPDR SERIES TRUST ST STR P400MID 78464A847 302,466 4,798 SH SOLE 0 0 4,798
SPDR SERIES TRUST ST STR P500ETF 78464A854 488,564 5,443 SH SOLE 0 0 5,443
SPDR SERIES TRUST ST STR P500GRW 78464A409 386,717 3,142 SH SOLE 0 0 3,142
SPDR SERIES TRUST ST STR P500VAL 78464A508 936,835 15,325 SH SOLE 0 0 15,325
SPDR SERIES TRUST ST STR SP500FF 78468R796 348,451 5,577 SH SOLE 0 0 5,577
SPDR SERIES TRUST ST STR SP600 SML 78468R853 276,669 5,234 SH SOLE 0 0 5,234
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,251,787 4,264 SH SOLE 0 0 4,264
STRYKER CORPORATION COM 863667101 276,216 1,003 SH SOLE 0 0 1,003
SUNPOWER INC COM 20460L104 3,225 10,500 SH SOLE 0 0 10,500
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 224,445 492 SH SOLE 0 0 492
TESLA INC COM 88160R101 340,972 961 SH SOLE 0 0 961
THE CIGNA GROUP COM 125523100 302,547 1,113 SH SOLE 0 0 1,113
TRAVELERS COMPANIES INC COM 89417E109 233,514 655 SH SOLE 0 0 655
VANECK ETF TRUST URANI NUCLE ETF 92189F601 303,241 2,931 SH SOLE 0 0 2,931
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 507,874 4,014 SH SOLE 0 0 4,014
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,204,104 71,426 SH SOLE 0 0 71,426
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 241,947 3,449 SH SOLE 0 0 3,449
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 7,383,848 81,943 SH SOLE 0 0 81,943
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 10,602,838 30,135 SH SOLE 0 0 30,135
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 1,575,474 5,394 SH SOLE 0 0 5,394
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 2,093,081 10,705 SH SOLE 0 0 10,705
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 2,432,557 31,020 SH SOLE 0 0 31,020
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 1,935,781 5,730 SH SOLE 0 0 5,730
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 2,134,630 7,503 SH SOLE 0 0 7,503
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 15,597,871 41,679 SH SOLE 0 0 41,679
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 5,052,481 23,382 SH SOLE 0 0 23,382
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,052,063 1,501 SH SOLE 0 0 1,501
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,172,180 50,285 SH SOLE 0 0 50,285
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 7,580,787 48,025 SH SOLE 0 0 48,025
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 386,282 1,656 SH SOLE 0 0 1,656
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,112,480 114,891 SH SOLE 0 0 114,891
VANGUARD WORLD FD INF TECH ETF 92204A702 548,675 4,366 SH SOLE 0 0 4,366
VISA INC COM CL A 92826C839 271,653 756 SH SOLE 0 0 756
WALMART INC COM 931142103 944,485 9,089 SH SOLE 0 0 9,089
WELLS FARGO & CO COM 949746101 237,717 2,970 SH SOLE 0 0 2,970
YORK SPACE SYSTEMS INC COM 987084100 1,104,916 127,736 SH SOLE 0 0 127,736
YUM BRANDS INC COM 988498101 661,385 4,851 SH SOLE 0 0 4,851
ZIONS BANCORPORATION NATL AS COM 989701107 1,285,453 20,518 SH SOLE 0 0 20,518