The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 207,632 1,265 SH SOLE 0 0 1,265
ABBVIE INC COM 00287Y109 330,589 1,264 SH SOLE 0 0 1,264
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 968,194 5,280 SH SOLE 0 0 5,280
ADVANCED MICRO DEVICES INC COM 007903107 3,223,363 5,269 SH SOLE 0 0 5,269
AIR PRODUCTS AND CHEMICALS I COM 009158106 612,941 2,203 SH SOLE 0 0 2,203
AKEBIA THREAPEUTICS INC COM 00972D105 9,200 10,000 SH SOLE 0 0 10,000
ALPHABET INC CAP STK CL A 02079K305 580,742 1,688 SH SOLE 0 0 1,688
ALPHABET INC CAP STK CL C 02079K107 1,690,812 4,962 SH SOLE 0 0 4,962
AMAZON COM INC COM 023135106 4,648,641 18,658 SH SOLE 0 0 18,658
AMERICAN CENTY ETF TR US SML CP VALU 025072877 29,782,135 252,884 SH SOLE 0 0 252,884
APPLE INC COM 037833100 2,968,083 8,913 SH SOLE 0 0 8,913
APPLIED MATLS INC COM 038222105 487,038 952 SH SOLE 0 0 952
ARCH CAP GROUP LTD ORD G0450A105 560,348 6,067 SH SOLE 0 0 6,067
ARK ETF TR NEXT GEN TECH 00214Q401 304,920 1,904 SH SOLE 0 0 1,904
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 322,638 2,661 SH SOLE 0 0 2,661
ARK ETF TR GENOMIC REV ETF 00214Q302 244,573 4,511 SH SOLE 0 0 4,511
AT&T INC COM 00206R102 657,373 26,942 SH SOLE 0 0 26,942
AUTOZONE INC COM 053332102 226,402 80 SH SOLE 0 0 80
BANK OF AMER CORP COM 060505104 492,796 9,054 SH SOLE 0 0 9,054
BECTON DICKINSON & CO COM 075887109 287,116 1,604 SH SOLE 0 0 1,604
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 240,012 482 SH SOLE 0 0 482
BLACKROCK ENHANCED EQUITY DI COM 09251A104 141,846 15,090 SH SOLE 0 0 15,090
BLACKSTONE INC COM 09260D107 346,470 3,091 SH SOLE 0 0 3,091
BRISTOL-MYERS SQUIBB CO COM 110122108 248,102 3,976 SH SOLE 0 0 3,976
BROADCOM INC COM 11135F101 972,178 2,768 SH SOLE 0 0 2,768
CAMECO CORP COM 13321L108 516,120 5,955 SH SOLE 0 0 5,955
CARDINAL HEALTH INC COM 14149Y108 355,346 1,597 SH SOLE 0 0 1,597
CARNIVAL CORP LTD COMMON SHARES G2004J103 677,802 27,620 SH SOLE 0 0 27,620
CATERPILLAR INC COM 149123101 963,981 1,189 SH SOLE 0 0 1,189
CHARLES SCHWAB CORP (THE) COM 808513105 468,468 4,793 SH SOLE 0 0 4,793
CHENIERE ENERGY INC COM NEW 16411R208 513,098 1,907 SH SOLE 0 0 1,907
CHEVRON CORPORATION COM 166764100 2,152,881 10,542 SH SOLE 0 0 10,542
COCA COLA CO COM 191216100 513,448 5,965 SH SOLE 0 0 5,965
COHERENT CORP COM 19247G107 977,978 3,398 SH SOLE 0 0 3,398
CONSTELLATION ENERGY CORP COM 21037T109 472,390 1,860 SH SOLE 0 0 1,860
CROWDSTRIKE HLDGS INC CL A 22788C105 395,272 1,493 SH SOLE 0 0 1,493
CSX CORP COM 126408103 407,943 8,771 SH SOLE 0 0 8,771
CVS HEALTH CORP COM 126650100 276,842 3,231 SH SOLE 0 0 3,231
DANAHER CORP DEL COM 235851102 276,716 1,249 SH SOLE 0 0 1,249
DEERE & CO COM 244199105 289,623 431 SH SOLE 0 0 431
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 19,680,010 464,151 SH SOLE 0 0 464,151
DISNEY WALT CO COM 254687106 373,756 3,563 SH SOLE 0 0 3,563
ELI LILLY & CO COM 532457108 4,779,699 4,131 SH SOLE 0 0 4,131
EOG RES INC COM 26875P101 220,554 1,601 SH SOLE 0 0 1,601
ETF SER SOLUTIONS DEFIANCE SPACE A 26922A289 219,795 2,585 SH SOLE 0 0 2,585
EXELON CORP COM 30161N101 236,896 5,864 SH SOLE 0 0 5,864
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 4,854,309 29,827 SH SOLE 0 0 29,827
F5 INC COM 315616102 316,968 712 SH SOLE 0 0 712
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 218,089 2,116 SH SOLE 0 0 2,116
FORD MTR CO COM 345370860 133,987 11,110 SH SOLE 0 0 11,110
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 27,182,493 473,233 SH SOLE 0 0 473,233
FULTON FINL CORP PA COM 360271100 1,954,656 86,643 SH SOLE 0 0 86,643
GABELLI EQUITY TR INC COM 362397101 97,590 18,624 SH SOLE 0 0 18,624
GABELLI UTIL TR COM 36240A101 103,205 18,138 SH SOLE 0 0 18,138
GALLAGHER ARTHUR J & CO COM 363576109 1,266,923 5,554 SH SOLE 0 0 5,554
GE AEROSPACE COM NEW 369604301 235,181 753 SH SOLE 0 0 753
GE VERNOVA INC COM 36828A101 317,488 334 SH SOLE 0 0 334
GLOBAL X FDS US INFR DEV ETF 37954Y673 415,817 7,920 SH SOLE 0 0 7,920
HCA HEALTHCARE INC COM 40412C101 222,332 521 SH SOLE 0 0 521
ILLINOIS TOOL WKS INC COM 452308109 604,351 2,349 SH SOLE 0 0 2,349
ISHARES TR CORE US AGGBD ET 464287226 1,086,288 11,490 SH SOLE 0 0 11,490
ISHARES TR RUSSELL 2000 ETF 464287655 684,721 2,464 SH SOLE 0 0 2,464
ISHARES TR CORE MSCI EAFE 46432F842 546,941 5,646 SH SOLE 0 0 5,646
ISHARES TR RUS 1000 ETF 464287622 1,593,778 3,830 SH SOLE 0 0 3,830
ISHARES TR FUTU AI TECH ETF 46435U556 262,079 3,346 SH SOLE 0 0 3,346
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 283,563 3,383 SH SOLE 0 0 3,383
JOHNSON & JOHNSON COM 478160104 562,276 2,124 SH SOLE 0 0 2,124
JPMORGAN CHASE & CO COM 46625H100 2,700,376 8,162 SH SOLE 0 0 8,162
LUMENTUM HLDGS INC COM 55024U109 318,573 328 SH SOLE 0 0 328
MARVELL TECHNOLOGY INC COM 573874104 1,390,537 5,263 SH SOLE 0 0 5,263
MCDONALDS CORP COM 580135101 281,766 1,220 SH SOLE 0 0 1,220
MERCK & CO INC COM 58933Y105 1,469,019 10,110 SH SOLE 0 0 10,110
META PLATFORMS INC CL A 30303M102 859,548 1,185 SH SOLE 0 0 1,185
MICRON TECHNOLOGY INC COM 595112103 2,074,834 1,948 SH SOLE 0 0 1,948
MICROSOFT CORP COM 594918104 3,980,420 7,761 SH SOLE 0 0 7,761
NEXTERA ENERGY INC COM 65339F101 854,969 11,288 SH SOLE 0 0 11,288
NORTHROP GRUMMAN CORP COM 666807102 483,963 1,001 SH SOLE 0 0 1,001
NORWOOD FINANCIAL CORP COM 669549107 777,365 23,528 SH SOLE 0 0 23,528
NVIDIA CORPORATION COM 67066G104 3,700,481 16,203 SH SOLE 0 0 16,203
OCEANFIRST FINL CORP COM 675234108 439,384 26,581 SH SOLE 0 0 26,581
OCUGEN INC COM 67577C105 14,420 14,000 SH SOLE 0 0 14,000
ORACLE CORP COM 68389X105 601,979 4,384 SH SOLE 0 0 4,384
PALO ALTO NETWORKS INC COM 697435105 205,012 516 SH SOLE 0 0 516
PEOPLES FINL SVCS CORP COM 711040105 1,930,201 28,655 SH SOLE 0 0 28,655
PEPSICO INC COM 713448108 331,892 2,619 SH SOLE 0 0 2,619
PHILIP MORRIS INTL INC COM 718172109 224,085 1,174 SH SOLE 0 0 1,174
PNC FINL SVCS GROUP INC COM 693475105 2,945,377 13,252 SH SOLE 0 0 13,252
PROCTER & GAMBLE CO COM 742718109 279,507 1,924 SH SOLE 0 0 1,924
PROSHARES TR PSHS ULT S&P 500 74347R107 318,430 4,593 SH SOLE 0 0 4,593
PUBLIC SVC ENTERPRISE GROUP COM 744573106 216,665 3,217 SH SOLE 0 0 3,217
QUALCOMM INC COM 747525103 554,603 3,013 SH SOLE 0 0 3,013
ROCKWELL AUTOMATION INC COM 773903109 743,544 1,708 SH SOLE 0 0 1,708
RTX CORPORATION COM 75513E101 266,838 1,437 SH SOLE 0 0 1,437
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 12,642,444 75,065 SH SOLE 0 0 75,065
SOUTHERN CO COM 842587107 263,234 3,176 SH SOLE 0 0 3,176
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 779,644 5,168 SH SOLE 0 0 5,168
SPDR GOLD TR GOLD SHS 78463V107 611,629 1,606 SH SOLE 0 0 1,606
SPX TECHNOLOGIES INC COM 78473E103 200,420 1,182 SH SOLE 0 0 1,182
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,882,322 5,091 SH SOLE 0 0 5,091
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 347,770 1,676 SH SOLE 0 0 1,676
TESLA INC COM 88160R101 791,581 2,231 SH SOLE 0 0 2,231
UNITEDHEALTH GROUP INC COM 91324P102 331,701 904 SH SOLE 0 0 904
URANIUM ENERGY CORP COM 916896103 145,927 15,442 SH SOLE 0 0 15,442
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 739,844 5,848 SH SOLE 0 0 5,848
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,550,885 19,777 SH SOLE 0 0 19,777
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 61,606,208 87,901 SH SOLE 0 0 87,901
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 211,011 2,431 SH SOLE 0 0 2,431
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 369,318 2,864 SH SOLE 0 0 2,864
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 553,531 5,092 SH SOLE 0 0 5,092
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 502,619 7,118 SH SOLE 0 0 7,118
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 416,782 2,685 SH SOLE 0 0 2,685
VERIZON COMMUNICATIONS INC COM 92343V104 466,842 10,177 SH SOLE 0 0 10,177
VISA INC COM CL A 92826C839 617,944 1,720 SH SOLE 0 0 1,720
WALMART INC COM 931142103 351,911 3,386 SH SOLE 0 0 3,386
WELLS FARGO & CO COM 949746101 276,733 3,457 SH SOLE 0 0 3,457
WISDOMTREE TR US QTLY DIV GRT 97717X669 19,164,835 197,088 SH SOLE 0 0 197,088