The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 12,559,712 139,382 SH SOLE 1 0 0 139,382
APPLE INC COM 037833100 2,459,686 7,386 SH SOLE 1 0 0 7,386
ASTRAZENECA PLC ORD G0593M107 218,307 1,352 SH SOLE 0 0 1,352
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 310,223 623 SH SOLE 0 0 623
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 26,769,613 386,509 SH SOLE 1 0 0 386,509
CSX CORP COM 126408103 768,392 16,521 SH SOLE 0 0 16,521
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL *A* 25239Y170 204,774 5,465 SH SOLE 0 0 5,465
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 210,009 5,069 SH SOLE 0 0 5,069
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 885,355 16,909 SH SOLE 0 0 16,909
DOMINION ENERGY INC COM 25746U109 1,295,128 21,400 SH SOLE 1 0 0 21,400
DUKE ENERGY CORP NEW COM NEW 26441C204 304,635 2,672 SH SOLE 0 0 2,672
EXXONMOBIL HOLDINGS CORP COM SHS *A* 30233Q108 233,058 1,432 SH SOLE 0 0 1,432
INTERNATIONAL BUSINESS MACHS COM 459200101 204,975 932 SH SOLE 0 0 932
ISHARES TR CORE INTL AGGR 46435G672 18,734,523 380,783 SH SOLE 1 0 0 380,783
ISHARES TR CORE S&P500 ETF 464287200 4,330,882 5,655 SH SOLE 1 0 0 5,655
ISHARES TR CORE UNIVRSL USD 46434V613 133,651,516 3,031,334 SH SOLE 1 0 0 3,031,334
ISHARES TR RUS MD CP GR ETF 464287481 359,345 2,610 SH SOLE 1 0 0 2,610
ISHARES TR RUS MID CAP ETF 464287499 1,086,522 10,182 SH SOLE 1 0 0 10,182
ISHARES TR RUS TOP 200 ETF 464289446 3,372,107 17,733 SH SOLE 1 0 0 17,733
ISHARES TR RUS TP200 GR ETF 464289438 2,013,056 6,826 SH SOLE 1 0 0 6,826
ISHARES TR RUSSELL 3000 ETF 464287689 625,044 1,448 SH SOLE 1 0 0 1,448
ISHARES TR S&P 500 GRWT ETF 464287309 4,665,274 32,794 SH SOLE 1 0 0 32,794
ISHARES TR S&P 500 VAL ETF 464287408 1,425,837 6,246 SH SOLE 1 0 0 6,246
JPMORGAN CHASE & CO COM 46625H100 246,138 744 SH SOLE 0 0 744
MCDONALDS CORP COM 580135101 380,820 1,649 SH SOLE 0 0 1,649
MICROSOFT CORP COM 594918104 232,344 453 SH SOLE 0 0 453
PIMCO ETF TR MULTISECTOR BD 72201R585 27,284,957 1,074,634 SH SOLE 1 0 0 1,074,634
PIMCO ETF TR MUNI INCOME OPP 72201R635 2,936,197 68,941 SH SOLE 1 0 0 68,941
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,842,689 96,987 SH SOLE 1 0 0 96,987
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 767,070 25,569 SH SOLE 1 0 0 25,569
SOUTHERN CO COM 842587107 591,171 7,132 SH SOLE 0 0 7,132
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 13,793,316 266,486 SH SOLE 1 0 0 266,486
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 39,790,622 792,484 SH SOLE 1 0 0 792,484
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,095,323 5,370 SH SOLE 1 0 0 5,370
TRUIST FINL CORP COM 89832Q109 469,575 10,142 SH SOLE 0 0 10,142
UNITED PARCEL SVCS INC CL B 911312106 251,354 2,690 SH SOLE 0 0 2,690
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,548,450 17,184 SH SOLE 1 0 0 17,184
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 312,787,614 888,980 SH SOLE 1 0 0 888,980
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 50,643,008 645,792 SH SOLE 1 0 0 645,792
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 25,554,600 89,826 SH SOLE 1 0 0 89,826
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,797,848 4,804 SH SOLE 1 0 0 4,804
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 878,148 4,064 SH SOLE 1 0 0 4,064
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 253,711 362 SH SOLE 1 0 0 362
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,865,387 102,732 SH SOLE 1 0 0 102,732
VANGUARD WORLD FD MRNGSTR CAP ETF 921910873 995,990 3,528 SH SOLE 1 0 0 3,528
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 792,158 8,550 SH SOLE 1 0 0 8,550