The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ALLEGION PLC | FOREIGN EQUITIES | G0176J109 | 10,148 | 66 | SH | SOLE | 66 | 0 | 0 | ||
| ACCENTURE LTD BERMUDA CL A | FOREIGN EQUITIES | G1151C101 | 72,978 | 398 | SH | SOLE | 198 | 200 | 0 | ||
| ACCENTURE LTD BERMUDA CL A | FOREIGN EQUITIES | G1151C101 | 70,596 | 385 | SH | DFND | 0 | 385 | 0 | ||
| EATON CORP PLC | FOREIGN EQUITIES | G29183103 | 176,174 | 410 | SH | SOLE | 410 | 0 | 0 | ||
| LINDE PLC SHS | FOREIGN EQUITIES | G54950103 | 47,464 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| MEDTRONIC PLC ORDINARY | COMMON STOCK | G5960L103 | 276,384 | 3,203 | SH | SOLE | 3,203 | 0 | 0 | ||
| TRANE TECHNOLOGIES PLC SHS | FOREIGN EQUITIES | G8994E103 | 90,394 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| ALCON INC ORD SHS | COMMON STOCK | H01301128 | 6,475 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| ALCON INC ORD SHS | COMMON STOCK | H01301128 | 4,662 | 72 | SH | DFND | 0 | 72 | 0 | ||
| ASML HOLDING N V N Y REGISTRY SHS | COMMON STOCK | N07059210 | 896,772 | 495 | SH | SOLE | 480 | 0 | 15 | ||
| LYONDELLBASELL INDUSTRIES N.V. CL A | FOREIGN EQUITIES | N53745100 | 3,620 | 63 | SH | SOLE | 63 | 0 | 0 | ||
| AT&T INC COM | COMMON STOCK | 00206R102 | 421,012 | 17,262 | SH | SOLE | 16,182 | 693 | 387 | ||
| AT&T INC COM | COMMON STOCK | 00206R102 | 113,533 | 4,655 | SH | DFND | 0 | 4,655 | 0 | ||
| ABBOTT LABS COM | COMMON STOCK | 002824100 | 841,822 | 8,518 | SH | SOLE | 8,268 | 250 | 0 | ||
| ABBOTT LABS COM | COMMON STOCK | 002824100 | 284,728 | 2,881 | SH | DFND | 556 | 2,325 | 0 | ||
| ABBVIE INC | COMMON STOCK | 00287Y109 | 3,031,425 | 11,589 | SH | SOLE | 11,123 | 350 | 116 | ||
| ABBVIE INC | COMMON STOCK | 00287Y109 | 1,744,472 | 6,669 | SH | DFND | 1,615 | 5,054 | 0 | ||
| ADOBE INC COM | COMMON STOCK | 00724F101 | 451,068 | 1,880 | SH | SOLE | 1,860 | 20 | 0 | ||
| ADOBE INC COM | COMMON STOCK | 00724F101 | 27,593 | 115 | SH | DFND | 0 | 115 | 0 | ||
| AGILENT TECHNOLOGIES INC COM | COMMON STOCK | 00846U101 | 34,462 | 200 | SH | DFND | 200 | 0 | 0 | ||
| AIR PRODUCT AND CHEMICALS INC | COMMON STOCK | 009158106 | 883,060 | 3,174 | SH | SOLE | 2,974 | 200 | 0 | ||
| AIR PRODUCT AND CHEMICALS INC | COMMON STOCK | 009158106 | 701,114 | 2,520 | SH | DFND | 270 | 2,250 | 0 | ||
| ALLSTATE CORP COM | COMMON STOCK | 020002101 | 22,186 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| ALNYLAM PHARMACEUTICALS INC COM | COMMON STOCK | 02043Q107 | 12,337 | 50 | SH | SOLE | 50 | 0 | 0 | ||
| ALPHABET INC CAP STK CL C | COMMON STOCK | 02079K107 | 1,881,168 | 5,521 | SH | SOLE | 5,521 | 0 | 0 | ||
| ALPHABET INC CAP STK CL C | COMMON STOCK | 02079K107 | 4,325,907 | 12,696 | SH | DFND | 396 | 12,300 | 0 | ||
| ALPHABET INC CAP STK CL A | COMMON STOCK | 02079K305 | 3,385,968 | 9,841 | SH | SOLE | 9,686 | 0 | 155 | ||
| ALPHABET INC CAP STK CL A | COMMON STOCK | 02079K305 | 547,757 | 1,592 | SH | DFND | 897 | 695 | 0 | ||
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 167,405 | 2,486 | SH | SOLE | 2,486 | 0 | 0 | ||
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 205,387 | 3,050 | SH | DFND | 0 | 3,050 | 0 | ||
| AMAZON COM INC COM | COMMON STOCK | 023135106 | 4,435,837 | 17,804 | SH | SOLE | 17,639 | 94 | 71 | ||
| AMAZON COM INC COM | COMMON STOCK | 023135106 | 3,400,646 | 13,649 | SH | DFND | 1,179 | 12,470 | 0 | ||
| AMERICAN ELEC PWR INC COM | COMMON STOCK | 025537101 | 330,412 | 2,785 | SH | DFND | 0 | 2,785 | 0 | ||
| AMERICAN EXPRESS CO COM | COMMON STOCK | 025816109 | 2,370,361 | 7,795 | SH | SOLE | 7,495 | 300 | 0 | ||
| AMERICAN EXPRESS CO COM | COMMON STOCK | 025816109 | 343,619 | 1,130 | SH | DFND | 499 | 631 | 0 | ||
| AMERICAN WATER WORKS | COMMON STOCK | 030420103 | 355,133 | 2,743 | SH | SOLE | 2,543 | 200 | 0 | ||
| AMERICAN WATER WORKS | COMMON STOCK | 030420103 | 100,985 | 780 | SH | DFND | 460 | 320 | 0 | ||
| AMERIPRISE FINL INC COM | COMMON STOCK | 03076C106 | 295,404 | 600 | SH | SOLE | 600 | 0 | 0 | ||
| AMGEN INC COM | COMMON STOCK | 031162100 | 1,044,492 | 2,478 | SH | SOLE | 2,478 | 0 | 0 | ||
| AMGEN INC COM | COMMON STOCK | 031162100 | 832,482 | 1,975 | SH | DFND | 0 | 1,975 | 0 | ||
| AMPLIFY ETF TR ALTRNTV HARV ETF | MUTUAL FUNDS-ETF EQUITIES | 032108474 | 198 | 8 | SH | SOLE | 8 | 0 | 0 | ||
| ANALOG DEVICES INC | COMMON STOCK | 032654105 | 2,759,039 | 6,955 | SH | SOLE | 6,955 | 0 | 0 | ||
| ANALOG DEVICES INC | COMMON STOCK | 032654105 | 233,654 | 589 | SH | DFND | 254 | 335 | 0 | ||
| MIDCAP FINANCIAL INVSTMNT COCOM NEW | COMMON STOCK | 03761U502 | 681 | 78 | SH | SOLE | 78 | 0 | 0 | ||
| APPLE COMPUTER INC COM | COMMON STOCK | 037833100 | 11,782,864 | 35,383 | SH | SOLE | 34,889 | 287 | 207 | ||
| APPLE COMPUTER INC COM | COMMON STOCK | 037833100 | 2,270,458 | 6,818 | SH | DFND | 2,489 | 4,329 | 0 | ||
| APPLIED MATLS INC COM | COMMON STOCK | 038222105 | 1,385,319 | 2,709 | SH | SOLE | 2,709 | 0 | 0 | ||
| APPLIED MATLS INC COM | COMMON STOCK | 038222105 | 33,239 | 65 | SH | DFND | 65 | 0 | 0 | ||
| AUTOMATIC DATA PROCESSING INCOM | COMMON STOCK | 053015103 | 458,549 | 1,777 | SH | SOLE | 1,227 | 550 | 0 | ||
| AUTOMATIC DATA PROCESSING INCOM | COMMON STOCK | 053015103 | 51,610 | 200 | SH | DFND | 0 | 200 | 0 | ||
| AUTOZONE INC COM | COMMON STOCK | 053332102 | 885,796 | 313 | SH | SOLE | 313 | 0 | 0 | ||
| AUTOZONE INC COM | COMMON STOCK | 053332102 | 141,501 | 50 | SH | DFND | 0 | 50 | 0 | ||
| AXON ENTERPRISE INC COM | COMMON STOCK | 05464C101 | 4,225 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| BP PLC SPONSORED ADR | COMMON STOCK | 055622104 | 115,491 | 2,626 | SH | SOLE | 2,626 | 0 | 0 | ||
| BP PLC SPONSORED ADR | COMMON STOCK | 055622104 | 103,308 | 2,349 | SH | DFND | 999 | 1,350 | 0 | ||
| BANKAMERICA CORP NEW | COMMON STOCK | 060505104 | 28,628 | 526 | SH | SOLE | 526 | 0 | 0 | ||
| BANK NEW YORK MELLON CORP COM | COMMON STOCK | 064058100 | 184,686 | 1,277 | SH | SOLE | 1,277 | 0 | 0 | ||
| BAXTER INTL INC COM | COMMON STOCK | 071813109 | 48,000 | 2,000 | SH | DFND | 0 | 2,000 | 0 | ||
| BELLRING BRANDS INC COMMON STOCK | COMMON STOCK | 07831C103 | 299 | 39 | SH | SOLE | 39 | 0 | 0 | ||
| BERKSHIRE HATHAWAY B NEW | COMMON STOCK | 084670702 | 2,069,964 | 4,157 | SH | SOLE | 4,157 | 0 | 0 | ||
| BERKSHIRE HATHAWAY B NEW | COMMON STOCK | 084670702 | 849,003 | 1,705 | SH | DFND | 205 | 1,500 | 0 | ||
| BLACKROCK ETF TRUST II ISHARES MORTGAGE | MUTUAL FUNDS-ETF FIXED INCOME | 092528793 | 19,932 | 425 | SH | DFND | 0 | 425 | 0 | ||
| BLACKROCK INC COM | COMMON STOCK | 09290D101 | 446,593 | 422 | SH | SOLE | 422 | 0 | 0 | ||
| BLACKROCK INC COM | COMMON STOCK | 09290D101 | 740,803 | 700 | SH | DFND | 0 | 700 | 0 | ||
| BOEING CO COM | COMMON STOCK | 097023105 | 1,066,421 | 5,732 | SH | SOLE | 5,732 | 0 | 0 | ||
| BOEING CO COM | COMMON STOCK | 097023105 | 133,583 | 718 | SH | DFND | 451 | 267 | 0 | ||
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 1,220,228 | 19,555 | SH | SOLE | 18,500 | 900 | 155 | ||
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 394,867 | 6,328 | SH | DFND | 165 | 6,163 | 0 | ||
| BROADCOM INC NPV | COMMON STOCK | 11135F101 | 5,899,970 | 16,800 | SH | SOLE | 16,675 | 125 | 0 | ||
| BROADCOM INC NPV | COMMON STOCK | 11135F101 | 410,890 | 1,170 | SH | DFND | 150 | 1,020 | 0 | ||
| CNB FINL CORP PA COM | COMMON STOCK | 126128107 | 30,175 | 907 | SH | SOLE | 907 | 0 | 0 | ||
| CSX CORP COM | COMMON STOCK | 126408103 | 27,900 | 600 | SH | SOLE | 0 | 600 | 0 | ||
| CVS/CAREMARK CORP COM | COMMON STOCK | 126650100 | 82,258 | 960 | SH | SOLE | 960 | 0 | 0 | ||
| CVS/CAREMARK CORP COM | COMMON STOCK | 126650100 | 24,421 | 285 | SH | DFND | 0 | 285 | 0 | ||
| CADENCE DESIGN SYSTEM INC COM | COMMON STOCK | 127387108 | 49,527 | 150 | SH | SOLE | 150 | 0 | 0 | ||
| CAPITAL ONE FINL CORP | COMMON STOCK | 14040H105 | 21,430 | 111 | SH | SOLE | 111 | 0 | 0 | ||
| CARRIER GLOBAL CORPORATION COM | COMMON STOCK | 14448C104 | 4,937 | 90 | SH | SOLE | 90 | 0 | 0 | ||
| CARRIER GLOBAL CORPORATION COM | COMMON STOCK | 14448C104 | 301,730 | 5,500 | SH | DFND | 0 | 5,500 | 0 | ||
| CATERPILLAR INC DEL COM | COMMON STOCK | 149123101 | 1,419,661 | 1,751 | SH | SOLE | 1,751 | 0 | 0 | ||
| CATERPILLAR INC DEL COM | COMMON STOCK | 149123101 | 127,291 | 157 | SH | DFND | 70 | 87 | 0 | ||
| CHARTER COMMUNICATIONS INC NCL A | COMMON STOCK | 16119P108 | 1,774 | 16 | SH | SOLE | 16 | 0 | 0 | ||
| CHEMOURS CO COM | COMMON STOCK | 163851108 | 1,301 | 96 | SH | SOLE | 96 | 0 | 0 | ||
| EXPAND ENERGY CORPORATION COM | COMMON STOCK | 165167735 | 5,886 | 70 | SH | SOLE | 70 | 0 | 0 | ||
| CHEVRON CORPORATION COM | COMMON STOCK | 166764100 | 1,995,318 | 9,771 | SH | SOLE | 9,771 | 0 | 0 | ||
| CHEVRON CORPORATION COM | COMMON STOCK | 166764100 | 1,264,874 | 6,194 | SH | DFND | 196 | 5,998 | 0 | ||
| CISCO SYS INC COM | COMMON STOCK | 17275R102 | 2,935,264 | 27,272 | SH | SOLE | 27,272 | 0 | 0 | ||
| CISCO SYS INC COM | COMMON STOCK | 17275R102 | 481,104 | 4,470 | SH | DFND | 876 | 3,594 | 0 | ||
| CITIGROUP INC NEW | COMMON STOCK | 172967424 | 183,341 | 1,416 | SH | SOLE | 1,416 | 0 | 0 | ||
| CITIGROUP INC NEW | COMMON STOCK | 172967424 | 16,185 | 125 | SH | DFND | 0 | 125 | 0 | ||
| CLOROX COMPANY | COMMON STOCK | 189054109 | 29,243 | 361 | SH | SOLE | 361 | 0 | 0 | ||
| COCA COLA CO COM | COMMON STOCK | 191216100 | 1,434,859 | 16,669 | SH | SOLE | 15,240 | 1,000 | 429 | ||
| COCA COLA CO COM | COMMON STOCK | 191216100 | 230,693 | 2,680 | SH | DFND | 580 | 2,100 | 0 | ||
| COINBASE GLOBAL INC COM CL A | COMMON STOCK | 19260Q107 | 18,641 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| COLGATE PALMOLIVE CO COM | COMMON STOCK | 194162103 | 60,142 | 705 | SH | SOLE | 325 | 380 | 0 | ||
| COLGATE PALMOLIVE CO COM | COMMON STOCK | 194162103 | 341,240 | 4,000 | SH | DFND | 0 | 4,000 | 0 | ||
| COMCAST CORP | COMMON STOCK | 20030N101 | 317,390 | 14,593 | SH | SOLE | 14,593 | 0 | 0 | ||
| COMCAST CORP | COMMON STOCK | 20030N101 | 39,171 | 1,801 | SH | DFND | 1,456 | 345 | 0 | ||
| COMMUNITY BANK SYSTEM INC | COMMON STOCK | 203607106 | 303,654 | 5,100 | SH | SOLE | 5,100 | 0 | 0 | ||
| CONOCOPHILLIPS COM | COMMON STOCK | 20825C104 | 164,945 | 1,318 | SH | SOLE | 1,318 | 0 | 0 | ||
| CONOCOPHILLIPS COM | COMMON STOCK | 20825C104 | 57,068 | 456 | SH | DFND | 456 | 0 | 0 | ||
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 | 204 | 2 | SH | SOLE | 2 | 0 | 0 | ||
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 | 51,105 | 500 | SH | DFND | 0 | 0 | 500 | ||
| CONSTELLATION ENERGY CORP COM | COMMON STOCK | 21037T109 | 41,150 | 162 | SH | SOLE | 34 | 0 | 128 | ||
| CONSTELLATION ENERGY CORP COM | COMMON STOCK | 21037T109 | 16,765 | 66 | SH | DFND | 0 | 66 | 0 | ||
| CORNING INC COM | COMMON STOCK | 219350105 | 15,376 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| CORTEVA INC COM | COMMON STOCK | 22052L104 | 159,718 | 2,057 | SH | SOLE | 1,958 | 99 | 0 | ||
| CORTEVA INC COM | COMMON STOCK | 22052L104 | 221,531 | 2,853 | SH | DFND | 0 | 2,853 | 0 | ||
| COSTCO WHSL CORP NEW | COMMON STOCK | 22160K105 | 505,228 | 555 | SH | SOLE | 555 | 0 | 0 | ||
| COSTCO WHSL CORP NEW | COMMON STOCK | 22160K105 | 72,827 | 80 | SH | DFND | 80 | 0 | 0 | ||
| CUMMINS INC COM | COMMON STOCK | 231021106 | 106,929 | 207 | SH | SOLE | 207 | 0 | 0 | ||
| DANAHER CORP | COMMON STOCK | 235851102 | 345,389 | 1,559 | SH | SOLE | 1,559 | 0 | 0 | ||
| DANAHER CORP | COMMON STOCK | 235851102 | 17,724 | 80 | SH | DFND | 0 | 80 | 0 | ||
| DEERE & CO COM | COMMON STOCK | 244199105 | 749,431 | 1,116 | SH | SOLE | 1,116 | 0 | 0 | ||
| DEERE & CO COM | COMMON STOCK | 244199105 | 853,526 | 1,271 | SH | DFND | 186 | 1,085 | 0 | ||
| DIGITAL RLTY TR INC COM | COMMON STOCK | 253868103 | 61,611 | 351 | SH | SOLE | 351 | 0 | 0 | ||
| DISNEY WALT CO COM DISNEY | COMMON STOCK | 254687106 | 250,808 | 2,391 | SH | SOLE | 2,391 | 0 | 0 | ||
| DISNEY WALT CO COM DISNEY | COMMON STOCK | 254687106 | 20,980 | 200 | SH | DFND | 100 | 100 | 0 | ||
| DOLLAR GEN CORP COM | COMMON STOCK | 256677105 | 39,939 | 334 | SH | SOLE | 334 | 0 | 0 | ||
| DOMINION RES INC VA NEW COM | COMMON STOCK | 25746U109 | 435,252 | 7,192 | SH | SOLE | 5,783 | 1,100 | 309 | ||
| DOMINION RES INC VA NEW COM | COMMON STOCK | 25746U109 | 483,311 | 7,986 | SH | DFND | 0 | 7,986 | 0 | ||
| DOW HLDGS INC COM | COMMON STOCK | 260557103 | 21,150 | 768 | SH | SOLE | 768 | 0 | 0 | ||
| DOW HLDGS INC COM | COMMON STOCK | 260557103 | 71,378 | 2,592 | SH | DFND | 0 | 2,592 | 0 | ||
| DUKE ENERGY HLDG CORP | COMMON STOCK | 26441C204 | 543,023 | 4,763 | SH | SOLE | 4,763 | 0 | 0 | ||
| DUKE ENERGY HLDG CORP | COMMON STOCK | 26441C204 | 490,356 | 4,301 | SH | DFND | 901 | 3,400 | 0 | ||
| DUPONT DE NEMOURS INC COMMON STOCK | COMMON STOCK | 26614N201 | 136,241 | 1,049 | SH | SOLE | 974 | 32 | 43 | ||
| DUPONT DE NEMOURS INC COMMON STOCK | COMMON STOCK | 26614N201 | 114,037 | 878 | SH | DFND | 0 | 878 | 0 | ||
| EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 | 8,040 | 124 | SH | SOLE | 124 | 0 | 0 | ||
| EATON VANCE INSURED MUNI BD FD | MUTUAL FUNDS-ETF NON-TAX | 27827X101 | 15,109 | 1,666 | SH | SOLE | 1,666 | 0 | 0 | ||
| EBAY INC COM | COMMON STOCK | 278642103 | 43,268 | 408 | SH | SOLE | 408 | 0 | 0 | ||
| ECOLAB INC | COMMON STOCK | 278865100 | 319,044 | 1,162 | SH | SOLE | 1,162 | 0 | 0 | ||
| ECOLAB INC | COMMON STOCK | 278865100 | 59,854 | 218 | SH | DFND | 21 | 197 | 0 | ||
| EMERSON ELEC CO COM | COMMON STOCK | 291011104 | 1,981,548 | 12,776 | SH | SOLE | 12,469 | 75 | 232 | ||
| EMERSON ELEC CO COM | COMMON STOCK | 291011104 | 746,029 | 4,810 | SH | DFND | 356 | 4,454 | 0 | ||
| ENBRIDGE INC | COMMON STOCK | 29250N105 | 884,966 | 19,036 | SH | SOLE | 18,736 | 300 | 0 | ||
| ENBRIDGE INC | COMMON STOCK | 29250N105 | 452,391 | 9,731 | SH | DFND | 1,963 | 7,768 | 0 | ||
| ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS | PARTNERSHIPS | 29273V100 | 35,388 | 1,790 | SH | SOLE | 1,790 | 0 | 0 | ||
| ESSENTIAL UTILS INC COM | COMMON STOCK | 29670G102 | 9,795 | 250 | SH | DFND | 0 | 250 | 0 | ||
| EXELON CORP COM | COMMON STOCK | 30161N101 | 139,338 | 3,449 | SH | SOLE | 2,862 | 200 | 387 | ||
| EXELON CORP COM | COMMON STOCK | 30161N101 | 16,160 | 400 | SH | DFND | 0 | 400 | 0 | ||
| EXPEDITORS INTL WASH INC | COMMON STOCK | 302130109 | 433,719 | 2,349 | SH | SOLE | 2,349 | 0 | 0 | ||
| EXPEDITORS INTL WASH INC | COMMON STOCK | 302130109 | 85,119 | 461 | SH | DFND | 261 | 200 | 0 | ||
| EXXONMOBIL HOLDINGS CORP COM SHS | COMMON STOCK | 30233Q108 | 3,260,513 | 20,034 | SH | SOLE | 18,509 | 1,525 | 0 | ||
| EXXONMOBIL HOLDINGS CORP COM SHS | COMMON STOCK | 30233Q108 | 2,335,622 | 14,351 | SH | DFND | 880 | 12,871 | 600 | ||
| F N B CORP PA | COMMON STOCK | 302520101 | 996,516 | 57,937 | SH | SOLE | 0 | 57,937 | 0 | ||
| META PLATFORMS INC | COMMON STOCK | 30303M102 | 1,327,047 | 1,830 | SH | SOLE | 1,830 | 0 | 0 | ||
| META PLATFORMS INC | COMMON STOCK | 30303M102 | 129,078 | 178 | SH | DFND | 83 | 95 | 0 | ||
| FASTENAL CO COM | COMMON STOCK | 311900104 | 2,397,748 | 48,420 | SH | SOLE | 46,582 | 600 | 1,238 | ||
| FASTENAL CO COM | COMMON STOCK | 311900104 | 710,856 | 14,355 | SH | DFND | 5,905 | 8,450 | 0 | ||
| FEDEX CORPORATION | COMMON STOCK | 31428X106 | 28,508 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| FEDEX FGHT HLDG CO INC COMMON STOCK | COMMON STOCK | 314352105 | 5,469 | 50 | SH | SOLE | 50 | 0 | 0 | ||
| FIDELITY D & D BANCORP INC COM | COMMON STOCK | 31609R100 | 7,929 | 146 | SH | SOLE | 146 | 0 | 0 | ||
| FLEXSHARES TR NRTHRN TR US QLT | MUTUAL FUNDS-ETF EQUITIES | 33939L654 | 2,537,605 | 32,380 | SH | SOLE | 32,380 | 0 | 0 | ||
| FLEXSHARES TR NRTHRN TR US QLT | MUTUAL FUNDS-ETF EQUITIES | 33939L654 | 22,805 | 291 | SH | DFND | 0 | 291 | 0 | ||
| FORD MTR CO DEL COM PAR $0.01 | COMMON STOCK | 345370860 | 6,030 | 500 | SH | SOLE | 500 | 0 | 0 | ||
| FREEPORTMCMORAN COPP CL B | COMMON STOCK | 35671D857 | 18,760 | 268 | SH | DFND | 0 | 268 | 0 | ||
| GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK | COMMON STOCK | 36266G107 | 16,075 | 246 | SH | SOLE | 238 | 8 | 0 | ||
| GE VERNOVA INC COM | COMMON STOCK | 36828A101 | 215,755 | 227 | SH | SOLE | 190 | 37 | 0 | ||
| GE VERNOVA INC COM | COMMON STOCK | 36828A101 | 124,511 | 131 | SH | DFND | 0 | 131 | 0 | ||
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 146,000 | 440 | SH | SOLE | 440 | 0 | 0 | ||
| GENERAL ELEC CO COM | COMMON STOCK | 369604301 | 360,370 | 1,154 | SH | SOLE | 1,004 | 150 | 0 | ||
| GENERAL ELEC CO COM | COMMON STOCK | 369604301 | 181,434 | 581 | SH | DFND | 0 | 581 | 0 | ||
| GENERAL MLS INC COM | COMMON STOCK | 370334104 | 242,213 | 7,534 | SH | SOLE | 7,534 | 0 | 0 | ||
| GENERAL MLS INC COM | COMMON STOCK | 370334104 | 118,857 | 3,697 | SH | DFND | 257 | 3,440 | 0 | ||
| GENERAL MOTORS CO COM | COMMON STOCK | 37045V100 | 15,400 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| GENUINE PARTS CO COM | COMMON STOCK | 372460105 | 26,531 | 211 | SH | SOLE | 211 | 0 | 0 | ||
| GLAXOSMITHKLINE PLC SPONSORED ADR | COMMON STOCK | 37733W204 | 123,766 | 2,570 | SH | SOLE | 2,250 | 320 | 0 | ||
| GLAXOSMITHKLINE PLC SPONSORED ADR | COMMON STOCK | 37733W204 | 3,852 | 80 | SH | DFND | 0 | 80 | 0 | ||
| GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 2,073,490 | 2,303 | SH | SOLE | 2,303 | 0 | 0 | ||
| GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 139,554 | 155 | SH | DFND | 115 | 40 | 0 | ||
| HALEON PLC SPON ADS | FOREIGN EQUITIES | 405552100 | 900 | 100 | SH | DFND | 0 | 100 | 0 | ||
| HASBRO INC COM | COMMON STOCK | 418056107 | 19,113 | 218 | SH | SOLE | 218 | 0 | 0 | ||
| HERSHEY FOODS CORP COM | COMMON STOCK | 427866108 | 67,614 | 429 | SH | SOLE | 279 | 150 | 0 | ||
| HOME DEPOT INC COM | COMMON STOCK | 437076102 | 1,274,454 | 4,480 | SH | SOLE | 4,480 | 0 | 0 | ||
| HOME DEPOT INC COM | COMMON STOCK | 437076102 | 74,817 | 263 | SH | DFND | 213 | 50 | 0 | ||
| HONEYWELL AEROSPACE INC COM | COMMON STOCK | 43849R105 | 239,423 | 1,545 | SH | SOLE | 1,545 | 0 | 0 | ||
| HONEYWELL AEROSPACE INC COM | COMMON STOCK | 43849R105 | 7,593 | 49 | SH | DFND | 0 | 49 | 0 | ||
| HONEYWELL INTL INC COM | COMMON STOCK | 438516205 | 325,899 | 1,545 | SH | SOLE | 1,545 | 0 | 0 | ||
| HONEYWELL INTL INC COM | COMMON STOCK | 438516205 | 10,336 | 49 | SH | DFND | 0 | 49 | 0 | ||
| INDEXIQ ETF TR HEDGE MLTI ETF | MUTUAL FUNDS-ETF ALTERNATIVE | 45409B107 | 114,679 | 3,182 | SH | SOLE | 3,182 | 0 | 0 | ||
| INGERSOLL RAND INC COM | COMMON STOCK | 45687V106 | 13,219 | 176 | SH | SOLE | 176 | 0 | 0 | ||
| INTEL CORP COM | COMMON STOCK | 458140100 | 96,184 | 800 | SH | SOLE | 800 | 0 | 0 | ||
| INTEL CORP COM | COMMON STOCK | 458140100 | 456,633 | 3,798 | SH | DFND | 1,298 | 2,500 | 0 | ||
| INTERNATIONAL BUSINESS MACHSCOM | COMMON STOCK | 459200101 | 328,571 | 1,494 | SH | SOLE | 1,494 | 0 | 0 | ||
| INTERNATIONAL BUSINESS MACHSCOM | COMMON STOCK | 459200101 | 436,119 | 1,983 | SH | DFND | 0 | 1,983 | 0 | ||
| INTUITIVE SURGICAL INC. | COMMON STOCK | 46120E602 | 10,165 | 25 | SH | SOLE | 25 | 0 | 0 | ||
| INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT | MUTUAL FUNDS-ETF EQUITIES | 46137V357 | 350,088 | 1,683 | SH | SOLE | 1,683 | 0 | 0 | ||
| INVESCO EX PFD ETF | MUTUAL FUNDS-ETF EQUITIES | 46138E511 | 40,279 | 4,000 | SH | SOLE | 4,000 | 0 | 0 | ||
| ISHARES SILVER TRUST ETF | MUTUAL FUNDS-ETF EQUITIES | 46428Q109 | 5,450 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| I SHARES TR DJ SLECT DIV INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287168 | 130,168 | 856 | SH | SOLE | 856 | 0 | 0 | ||
| ISHARES S&P 500 INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287200 | 891,436 | 1,164 | SH | SOLE | 1,164 | 0 | 0 | ||
| ISHARES S&P 500 INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287200 | 6,892 | 9 | SH | DFND | 9 | 0 | 0 | ||
| ISHARES TR MSCI EAFE INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287465 | 2,481,815 | 23,889 | SH | SOLE | 23,889 | 0 | 0 | ||
| ISHARES TR MSCI EAFE INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287465 | 794,030 | 7,643 | SH | DFND | 5,253 | 2,390 | 0 | ||
| ISHARES TR RUS MD CP GR ETF | MUTUAL FUNDS-ETF EQUITIES | 464287481 | 13,630 | 99 | SH | SOLE | 99 | 0 | 0 | ||
| ISHARES RUSSELL MID-CAP ETF | MUTUAL FUNDS-ETF EQUITIES | 464287499 | 32,013 | 300 | SH | SOLE | 300 | 0 | 0 | ||
| ISHARES RUSSELL 1000 VALUE | MUTUAL FUNDS-ETF EQUITIES | 464287598 | 45,867 | 185 | SH | SOLE | 185 | 0 | 0 | ||
| ISHARES RUSSELL 1000 GROWTH | MUTUAL FUNDS-ETF EQUITIES | 464287614 | 162,837 | 1,300 | SH | SOLE | 1,300 | 0 | 0 | ||
| ISHARES S&P 600 INDEX | MUTUAL FUNDS-ETF EQUITIES | 464287804 | 34,009 | 250 | SH | SOLE | 250 | 0 | 0 | ||
| ISHARES TR US TREAS BD ETF | MUTUAL FUNDS-ETF FIXED INCOME | 46429B267 | 13,531 | 619 | SH | SOLE | 619 | 0 | 0 | ||
| J P MORGAN CHASE & CO COM | COMMON STOCK | 46625H100 | 3,980,405 | 12,032 | SH | SOLE | 11,932 | 100 | 0 | ||
| J P MORGAN CHASE & CO COM | COMMON STOCK | 46625H100 | 481,672 | 1,456 | SH | DFND | 356 | 1,100 | 0 | ||
| JOHNSON & JOHNSON COM | COMMON STOCK | 478160104 | 3,969,072 | 14,993 | SH | SOLE | 14,143 | 850 | 0 | ||
| JOHNSON & JOHNSON COM | COMMON STOCK | 478160104 | 1,061,831 | 4,011 | SH | DFND | 265 | 3,746 | 0 | ||
| KIMBERLY CLARK CORP COM | COMMON STOCK | 494368103 | 68,490 | 703 | SH | SOLE | 703 | 0 | 0 | ||
| KIMBERLY CLARK CORP COM | COMMON STOCK | 494368103 | 328,533 | 3,372 | SH | DFND | 0 | 3,372 | 0 | ||
| KINDER MORGAN INC (DE) CLASS P | COMMON STOCK | 49456B101 | 30 | 1 | SH | SOLE | 1 | 0 | 0 | ||
| KRAFT HEINZ CO COM | COMMON STOCK | 500754106 | 130,150 | 5,731 | SH | SOLE | 5,731 | 0 | 0 | ||
| KRAFT HEINZ CO COM | COMMON STOCK | 500754106 | 23,753 | 1,046 | SH | DFND | 0 | 1,046 | 0 | ||
| KYNDRYL HLDGS INC COMMON STOCK | COMMON STOCK | 50155Q100 | 258 | 23 | SH | SOLE | 23 | 0 | 0 | ||
| KYNDRYL HLDGS INC COMMON STOCK | COMMON STOCK | 50155Q100 | 112 | 10 | SH | DFND | 0 | 10 | 0 | ||
| LILLY ELI & CO COM | COMMON STOCK | 532457108 | 5,292,460 | 4,574 | SH | SOLE | 4,272 | 225 | 77 | ||
| LILLY ELI & CO COM | COMMON STOCK | 532457108 | 7,598,539 | 6,567 | SH | DFND | 307 | 6,260 | 0 | ||
| LOCKHEED MARTIN CORP COM | COMMON STOCK | 539830109 | 775,070 | 1,522 | SH | SOLE | 1,522 | 0 | 0 | ||
| LOCKHEED MARTIN CORP COM | COMMON STOCK | 539830109 | 76,386 | 150 | SH | DFND | 83 | 67 | 0 | ||
| LOWES COS INC COM | COMMON STOCK | 548661107 | 236,441 | 1,283 | SH | SOLE | 626 | 425 | 232 | ||
| LOWES COS INC COM | COMMON STOCK | 548661107 | 167,887 | 911 | SH | DFND | 456 | 455 | 0 | ||
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 | 724,391 | 1,832 | SH | SOLE | 1,832 | 0 | 0 | ||
| MARVELL TECHNOLOGY INC COM | COMMON STOCK | 573874104 | 2,097,746 | 7,940 | SH | SOLE | 7,940 | 0 | 0 | ||
| MARVELL TECHNOLOGY INC COM | COMMON STOCK | 573874104 | 26,420 | 100 | SH | DFND | 0 | 100 | 0 | ||
| MASCO CORP | COMMON STOCK | 574599106 | 19,209 | 285 | SH | SOLE | 285 | 0 | 0 | ||
| MASTERCARD INCORPORATED | COMMON STOCK | 57636Q104 | 2,232,295 | 4,048 | SH | SOLE | 4,048 | 0 | 0 | ||
| MASTERCARD INCORPORATED | COMMON STOCK | 57636Q104 | 1,023,507 | 1,856 | SH | DFND | 516 | 1,340 | 0 | ||
| MC CORMICK & COMPANY INC. NON VOTING | COMMON STOCK | 579780206 | 92,800 | 2,000 | SH | SOLE | 2,000 | 0 | 0 | ||
| MCDONALDS CORP COM | COMMON STOCK | 580135101 | 3,508,423 | 15,192 | SH | SOLE | 15,192 | 0 | 0 | ||
| MCDONALDS CORP COM | COMMON STOCK | 580135101 | 302,067 | 1,308 | SH | DFND | 448 | 860 | 0 | ||
| MCKESSON CORP | COMMON STOCK | 58155Q103 | 189,543 | 222 | SH | SOLE | 222 | 0 | 0 | ||
| MERCK & CO INC NEW | COMMON STOCK | 58933Y105 | 2,367,819 | 16,295 | SH | SOLE | 15,974 | 50 | 271 | ||
| MERCK & CO INC NEW | COMMON STOCK | 58933Y105 | 838,727 | 5,772 | SH | DFND | 357 | 5,415 | 0 | ||
| MICROSOFT CORP | COMMON STOCK | 594918104 | 7,298,897 | 14,231 | SH | SOLE | 12,969 | 1,170 | 92 | ||
| MICROSOFT CORP | COMMON STOCK | 594918104 | 2,047,966 | 3,993 | SH | DFND | 546 | 3,447 | 0 | ||
| MICROCHIP TECHNOLOGY INC COM | COMMON STOCK | 595017104 | 201,188 | 2,587 | SH | SOLE | 2,587 | 0 | 0 | ||
| MICROCHIP TECHNOLOGY INC COM | COMMON STOCK | 595017104 | 247,308 | 3,180 | SH | DFND | 0 | 3,180 | 0 | ||
| MICRON TECHNOLOGY INC | COMMON STOCK | 595112103 | 3,195,300 | 3,000 | SH | SOLE | 3,000 | 0 | 0 | ||
| MONDELEZ INTL INC | COMMON STOCK | 609207105 | 349,219 | 6,041 | SH | SOLE | 5,713 | 0 | 328 | ||
| MONDELEZ INTL INC | COMMON STOCK | 609207105 | 483,230 | 8,359 | SH | DFND | 1,169 | 7,190 | 0 | ||
| MORGAN STANLEY DEAN WITTER DISCOVER & CO | COMMON STOCK | 617446448 | 1,376,356 | 7,318 | SH | SOLE | 7,318 | 0 | 0 | ||
| MORGAN STANLEY DEAN WITTER DISCOVER & CO | COMMON STOCK | 617446448 | 34,794 | 185 | SH | DFND | 185 | 0 | 0 | ||
| NBT BANCORP INC COM | COMMON STOCK | 628778102 | 752,250 | 15,000 | SH | SOLE | 15,000 | 0 | 0 | ||
| NASDAQ INC COM | COMMON STOCK | 631103108 | 92,010 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | ||
| NETFLIX INC COM | COMMON STOCK | 64110L106 | 64,013 | 920 | SH | SOLE | 920 | 0 | 0 | ||
| NEW YORK TIMES CO CL A | COMMON STOCK | 650111107 | 38,220 | 600 | SH | SOLE | 600 | 0 | 0 | ||
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 450,274 | 5,945 | SH | SOLE | 5,045 | 900 | 0 | ||
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 1,155,487 | 15,256 | SH | DFND | 702 | 14,554 | 0 | ||
| NIKE INC CL B | COMMON STOCK | 654106103 | 270,931 | 7,656 | SH | SOLE | 7,656 | 0 | 0 | ||
| NIKE INC CL B | COMMON STOCK | 654106103 | 18,720 | 529 | SH | DFND | 184 | 345 | 0 | ||
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 612,438 | 1,982 | SH | SOLE | 1,982 | 0 | 0 | ||
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 99,807 | 323 | SH | DFND | 0 | 323 | 0 | ||
| NORTHERN LTS FD TR IV INSPIRE 500 ETF | MUTUAL FUNDS-ETF EQUITIES | 66537J796 | 53,065 | 195 | SH | SOLE | 195 | 0 | 0 | ||
| NORTHERN LTS FD TR IV INSPIRE INTL ETF | MUTUAL FUNDS-ETF EQUITIES | 66538H419 | 33,536 | 865 | SH | SOLE | 865 | 0 | 0 | ||
| NORTHERN LTS FD TR IV INSPIRE 100 ETF | MUTUAL FUNDS-ETF EQUITIES | 66538H534 | 41,031 | 759 | SH | SOLE | 759 | 0 | 0 | ||
| NORTHERN LTS FD TR IV INSPIRE SML/ MID | MUTUAL FUNDS-ETF EQUITIES | 66538H641 | 31,789 | 686 | SH | SOLE | 686 | 0 | 0 | ||
| NORWOOD FINANCIAL CORPORATION | COMMON STOCK | 669549107 | 117,456 | 3,555 | SH | SOLE | 3,555 | 0 | 0 | ||
| NOVARTIS AG | COMMON STOCK | 66987V109 | 98,372 | 690 | SH | SOLE | 535 | 0 | 155 | ||
| NOVARTIS AG | COMMON STOCK | 66987V109 | 135,154 | 948 | SH | DFND | 768 | 180 | 0 | ||
| NOVO-NORDISK A S ADR | COMMON STOCK | 670100205 | 122,367 | 3,229 | SH | SOLE | 3,229 | 0 | 0 | ||
| NOVO-NORDISK A S ADR | COMMON STOCK | 670100205 | 27,970 | 738 | SH | DFND | 0 | 738 | 0 | ||
| NUCOR CORP | COMMON STOCK | 670346105 | 75,968 | 325 | SH | SOLE | 325 | 0 | 0 | ||
| NVIDIA CORP COM | COMMON STOCK | 67066G104 | 682,168 | 2,987 | SH | SOLE | 2,987 | 0 | 0 | ||
| NVIDIA CORP COM | COMMON STOCK | 67066G104 | 11,419 | 50 | SH | DFND | 0 | 50 | 0 | ||
| NUVEEN REAL ESTATE INCOME FD | MUTUAL FUNDS-ETF EQUITIES | 67071B108 | 1,475 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| OREILLY AUTOMOTIVE INC COM | COMMON STOCK | 67103H107 | 128,100 | 1,500 | SH | DFND | 0 | 1,500 | 0 | ||
| OCCIDENTAL PETE CORP DEL COM | COMMON STOCK | 674599105 | 141,592 | 2,560 | SH | SOLE | 2,560 | 0 | 0 | ||
| ONTO INNOVATION INC COM | COMMON STOCK | 683344105 | 258,566 | 840 | SH | SOLE | 840 | 0 | 0 | ||
| ORACLE CORP COM | COMMON STOCK | 68389X105 | 863,341 | 6,288 | SH | SOLE | 6,288 | 0 | 0 | ||
| ORACLE CORP COM | COMMON STOCK | 68389X105 | 46,682 | 340 | SH | DFND | 0 | 340 | 0 | ||
| OTIS WORLDWIDE CORP COM | COMMON STOCK | 68902V107 | 2,572 | 40 | SH | SOLE | 40 | 0 | 0 | ||
| PNC FINL SVCS GROUP INC COM | COMMON STOCK | 693475105 | 864,144 | 3,888 | SH | SOLE | 3,356 | 300 | 232 | ||
| PNC FINL SVCS GROUP INC COM | COMMON STOCK | 693475105 | 588,989 | 2,650 | SH | DFND | 0 | 2,650 | 0 | ||
| PPG INDS INC COM | COMMON STOCK | 693506107 | 36,515 | 350 | SH | SOLE | 350 | 0 | 0 | ||
| PPG INDS INC COM | COMMON STOCK | 693506107 | 36,515 | 350 | SH | DFND | 0 | 350 | 0 | ||
| PPL CORP, COM | COMMON STOCK | 69351T106 | 678,968 | 20,650 | SH | SOLE | 18,215 | 2,048 | 387 | ||
| PPL CORP, COM | COMMON STOCK | 69351T106 | 6,576 | 200 | SH | DFND | 0 | 200 | 0 | ||
| PALO ALTO NETWORKS INC COM | COMMON STOCK | 697435105 | 531,981 | 1,339 | SH | SOLE | 1,223 | 0 | 116 | ||
| PAYCHEX INC COM | COMMON STOCK | 704326107 | 10,243 | 104 | SH | SOLE | 104 | 0 | 0 | ||
| PAYPAL HLDGS INC COM | COMMON STOCK | 70450Y103 | 83,503 | 1,590 | SH | SOLE | 1,540 | 50 | 0 | ||
| PAYPAL HLDGS INC COM | COMMON STOCK | 70450Y103 | 15,756 | 300 | SH | DFND | 0 | 300 | 0 | ||
| PEOPLES FINL SVCS CORP | COMMON STOCK | 711040105 | 5,022,619 | 74,564 | SH | SOLE | 41,455 | 31,639 | 1,470 | ||
| PEOPLES FINL SVCS CORP | COMMON STOCK | 711040105 | 968,502 | 14,378 | SH | DFND | 0 | 14,378 | 0 | ||
| PEPSICO INC COM | COMMON STOCK | 713448108 | 905,528 | 7,146 | SH | SOLE | 6,846 | 300 | 0 | ||
| PEPSICO INC COM | COMMON STOCK | 713448108 | 94,026 | 742 | SH | DFND | 192 | 550 | 0 | ||
| PFIZER INC COM | COMMON STOCK | 717081103 | 635,192 | 22,272 | SH | SOLE | 21,972 | 300 | 0 | ||
| PFIZER INC COM | COMMON STOCK | 717081103 | 387,727 | 13,595 | SH | DFND | 340 | 13,255 | 0 | ||
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 | 374,768 | 1,964 | SH | SOLE | 1,964 | 0 | 0 | ||
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 | 477,050 | 2,500 | SH | DFND | 0 | 2,500 | 0 | ||
| PHILLIPS 66 | COMMON STOCK | 718546104 | 785,078 | 3,075 | SH | SOLE | 3,075 | 0 | 0 | ||
| PHILLIPS 66 | COMMON STOCK | 718546104 | 255,310 | 1,000 | SH | DFND | 0 | 1,000 | 0 | ||
| POST HLDGS INC COM | COMMON STOCK | 737446104 | 2,258 | 31 | SH | SOLE | 31 | 0 | 0 | ||
| PROCTER & GAMBLE CO COM | COMMON STOCK | 742718109 | 2,504,753 | 17,241 | SH | SOLE | 16,186 | 900 | 155 | ||
| PROCTER & GAMBLE CO COM | COMMON STOCK | 742718109 | 1,504,519 | 10,356 | SH | DFND | 344 | 9,712 | 300 | ||
| PROLOGIS INC. COM | COMMON STOCK | 74340W103 | 78,293 | 603 | SH | SOLE | 603 | 0 | 0 | ||
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 | 35,436 | 312 | SH | SOLE | 312 | 0 | 0 | ||
| PUBLIC SVC ENTERPRISE GROUP COM | COMMON STOCK | 744573106 | 17,776 | 264 | SH | SOLE | 264 | 0 | 0 | ||
| PUBLIC SVC ENTERPRISE GROUP COM | COMMON STOCK | 744573106 | 26,936 | 400 | SH | DFND | 0 | 400 | 0 | ||
| PULTE GROUP, INC. | COMMON STOCK | 745867101 | 74,046 | 638 | SH | SOLE | 638 | 0 | 0 | ||
| QNITY ELECTRONICS INC COMMON STOCK | COMMON STOCK | 74743L100 | 178,916 | 1,423 | SH | SOLE | 1,374 | 49 | 0 | ||
| QNITY ELECTRONICS INC COMMON STOCK | COMMON STOCK | 74743L100 | 189,107 | 1,504 | SH | DFND | 277 | 1,227 | 0 | ||
| QUALCOMM INC COM | COMMON STOCK | 747525103 | 1,491,818 | 8,106 | SH | SOLE | 8,106 | 0 | 0 | ||
| QUALCOMM INC COM | COMMON STOCK | 747525103 | 219,190 | 1,191 | SH | DFND | 901 | 290 | 0 | ||
| RAYTHEON TECHNOLOGIES CORP COM | COMMON STOCK | 75513E101 | 231,133 | 1,245 | SH | SOLE | 1,245 | 0 | 0 | ||
| RAYTHEON TECHNOLOGIES CORP COM | COMMON STOCK | 75513E101 | 1,021,075 | 5,500 | SH | DFND | 0 | 5,500 | 0 | ||
| REGIONS FINANCIAL CORP NEW | COMMON STOCK | 7591EP100 | 15,315 | 570 | SH | SOLE | 570 | 0 | 0 | ||
| SHELL PLC SPON ADS | COMMON STOCK | 780259305 | 289,902 | 3,050 | SH | DFND | 0 | 3,050 | 0 | ||
| GOLD TRUST | MUTUAL FUNDS-ETF EQUITIES | 78463V107 | 190,415 | 500 | SH | SOLE | 500 | 0 | 0 | ||
| SPDR INDEX SHS FDS S&P INTL ETF | MUTUAL FUNDS-ETF EQUITIES | 78463X772 | 36,591 | 800 | SH | SOLE | 800 | 0 | 0 | ||
| SANOFI AVENTIS SPONSORED ADR | FOREIGN EQUITIES | 80105N105 | 8,244 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| SCHLUMBERGER LTD COM | COMMON STOCK | 806857108 | 156,584 | 3,214 | SH | SOLE | 2,605 | 300 | 309 | ||
| SCHLUMBERGER LTD COM | COMMON STOCK | 806857108 | 10,426 | 214 | SH | DFND | 0 | 214 | 0 | ||
| SCHWAB STRATEGIC TR US BRD MKT ETF | MUTUAL FUNDS-ETF EQUITIES | 808524102 | 175,800 | 6,000 | SH | SOLE | 6,000 | 0 | 0 | ||
| SPDR MATERIALS | MUTUAL FUNDS-ETF EQUITIES | 81369Y100 | 821,461 | 16,868 | SH | SOLE | 16,868 | 0 | 0 | ||
| SPDR HEALTH CARE | MUTUAL FUNDS-ETF EQUITIES | 81369Y209 | 217,596 | 1,292 | SH | SOLE | 1,292 | 0 | 0 | ||
| SPDR STAPLES | MUTUAL FUNDS-ETF EQUITIES | 81369Y308 | 17,409 | 216 | SH | SOLE | 216 | 0 | 0 | ||
| SPDR DISCRETIONARY | MUTUAL FUNDS-ETF EQUITIES | 81369Y407 | 181,216 | 1,665 | SH | SOLE | 1,665 | 0 | 0 | ||
| SPDR DISCRETIONARY | MUTUAL FUNDS-ETF EQUITIES | 81369Y407 | 16,326 | 150 | SH | DFND | 0 | 150 | 0 | ||
| SPDR ENERGY | MUTUAL FUNDS-ETF EQUITIES | 81369Y506 | 780,988 | 12,699 | SH | SOLE | 12,699 | 0 | 0 | ||
| SPDR ENERGY | MUTUAL FUNDS-ETF EQUITIES | 81369Y506 | 67,650 | 1,100 | SH | DFND | 450 | 650 | 0 | ||
| SPDR FINANCIALS | MUTUAL FUNDS-ETF EQUITIES | 81369Y605 | 195,978 | 3,670 | SH | SOLE | 3,670 | 0 | 0 | ||
| SPDR FINANCIALS | MUTUAL FUNDS-ETF EQUITIES | 81369Y605 | 18,690 | 350 | SH | DFND | 0 | 350 | 0 | ||
| SPDR INDUSTRIALS | MUTUAL FUNDS-ETF EQUITIES | 81369Y704 | 55,601 | 333 | SH | SOLE | 333 | 0 | 0 | ||
| SPDR TECHNOLOGY | MUTUAL FUNDS-ETF EQUITIES | 81369Y803 | 248,797 | 1,271 | SH | SOLE | 1,271 | 0 | 0 | ||
| SPDR TECHNOLOGY | MUTUAL FUNDS-ETF EQUITIES | 81369Y803 | 125,280 | 640 | SH | DFND | 0 | 640 | 0 | ||
| SPDR COMMUNICATION | MUTUAL FUNDS-ETF EQUITIES | 81369Y852 | 799,862 | 7,208 | SH | SOLE | 7,208 | 0 | 0 | ||
| SPDR COMMUNICATION | MUTUAL FUNDS-ETF EQUITIES | 81369Y852 | 11,097 | 100 | SH | DFND | 0 | 100 | 0 | ||
| SPDR REAL ESTATE | MUTUAL FUNDS-ETF EQUITIES | 81369Y860 | 78,526 | 1,920 | SH | SOLE | 1,920 | 0 | 0 | ||
| SPDR UTILITIES | MUTUAL FUNDS-ETF EQUITIES | 81369Y886 | 1,233,636 | 31,287 | SH | SOLE | 31,287 | 0 | 0 | ||
| QXO INC COM NEW | COMMON STOCK | 82846H405 | 7,084 | 606 | SH | SOLE | 606 | 0 | 0 | ||
| SOLSTICE ADVANCED MATLS INC COM SHS | COMMON STOCK | 83443Q103 | 40,822 | 725 | SH | SOLE | 725 | 0 | 0 | ||
| SOLVENTUM CORP COM SHS | COMMON STOCK | 83444M101 | 7,667 | 87 | SH | SOLE | 37 | 50 | 0 | ||
| SOUTHERN CO COM | COMMON STOCK | 842587107 | 740,276 | 8,932 | SH | SOLE | 8,461 | 200 | 271 | ||
| SOUTHERN CO COM | COMMON STOCK | 842587107 | 727,686 | 8,780 | SH | DFND | 0 | 8,780 | 0 | ||
| SPROTT ASSET MANAGEMENT LP PHYSICAL SILVER | COMMON STOCK | 85207K107 | 96,800 | 5,000 | SH | DFND | 0 | 5,000 | 0 | ||
| STARBUCKS CORP COM | COMMON STOCK | 855244109 | 139,998 | 1,490 | SH | SOLE | 1,490 | 0 | 0 | ||
| STARBUCKS CORP COM | COMMON STOCK | 855244109 | 250,403 | 2,665 | SH | DFND | 0 | 2,665 | 0 | ||
| STATE STR CORP COM | COMMON STOCK | 857477103 | 215,439 | 1,234 | SH | SOLE | 1,234 | 0 | 0 | ||
| STATE STR CORP COM | COMMON STOCK | 857477103 | 33,172 | 190 | SH | DFND | 0 | 190 | 0 | ||
| SUNCOR ENERGY INC NEW COM | FOREIGN EQUITIES | 867224107 | 56,865 | 838 | SH | SOLE | 838 | 0 | 0 | ||
| SYNCHRONY FINANCIAL COM | COMMON STOCK | 87165B103 | 17,742 | 250 | SH | SOLE | 250 | 0 | 0 | ||
| SYSCO CORP COM | COMMON STOCK | 871829107 | 98,073 | 1,258 | SH | SOLE | 408 | 850 | 0 | ||
| SYSCO CORP COM | COMMON STOCK | 871829107 | 24,869 | 319 | SH | DFND | 0 | 319 | 0 | ||
| TJX COMPANIES | COMMON STOCK | 872540109 | 20,508 | 155 | SH | SOLE | 0 | 0 | 155 | ||
| TARGET CORP | COMMON STOCK | 87612E106 | 489,334 | 3,123 | SH | SOLE | 3,023 | 100 | 0 | ||
| TARGA RES CORP COM | COMMON STOCK | 87612G101 | 54,060 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| TESLA MOTORS, INC | COMMON STOCK | 88160R101 | 15,966 | 45 | SH | SOLE | 45 | 0 | 0 | ||
| TEXAS INSTRS INC COM | COMMON STOCK | 882508104 | 56,576 | 202 | SH | SOLE | 202 | 0 | 0 | ||
| THERMO FISCHER SCIENTIFIC | COMMON STOCK | 883556102 | 288,910 | 428 | SH | SOLE | 428 | 0 | 0 | ||
| 3M CO | COMMON STOCK | 88579Y101 | 353,406 | 2,153 | SH | SOLE | 1,753 | 400 | 0 | ||
| TIMOTHY PLAN INTL ETF | MUTUAL FUNDS-ETF EQUITIES | 887432334 | 33,807 | 911 | SH | SOLE | 911 | 0 | 0 | ||
| TIMOTHY PLAN US LRGMD CP CORE | MUTUAL FUNDS-ETF EQUITIES | 887432359 | 38,365 | 793 | SH | SOLE | 793 | 0 | 0 | ||
| TRACTOR SUPPLY CO COM | COMMON STOCK | 892356106 | 11,107 | 355 | SH | SOLE | 355 | 0 | 0 | ||
| TRAVELERS COMPANIES INC COM | COMMON STOCK | 89417E109 | 110,159 | 309 | SH | SOLE | 309 | 0 | 0 | ||
| TRUIST FINL CORP COM | COMMON STOCK | 89832Q109 | 24,209 | 523 | SH | SOLE | 523 | 0 | 0 | ||
| US BANCORP | COMMON STOCK | 902973304 | 276,722 | 4,791 | SH | SOLE | 4,691 | 100 | 0 | ||
| US BANCORP | COMMON STOCK | 902973304 | 42,222 | 731 | SH | DFND | 731 | 0 | 0 | ||
| UNION PAC CORP COM | COMMON STOCK | 907818108 | 232,943 | 856 | SH | SOLE | 856 | 0 | 0 | ||
| UNION PAC CORP COM | COMMON STOCK | 907818108 | 598,686 | 2,200 | SH | DFND | 0 | 2,200 | 0 | ||
| UNITED PARCEL SERVICE INC CL B | COMMON STOCK | 911312106 | 295,451 | 3,162 | SH | SOLE | 3,085 | 0 | 77 | ||
| UNITED PARCEL SERVICE INC CL B | COMMON STOCK | 911312106 | 60,268 | 645 | SH | DFND | 100 | 545 | 0 | ||
| VANECK VECTORS ETF TR GOLD MINERS ETF | COMMON STOCK | 92189F106 | 122,920 | 1,400 | SH | DFND | 0 | 1,400 | 0 | ||
| VANGUARD TOTAL INTL STOCK VG TL INTL STK F | MUTUAL FUNDS-ETF EQUITIES | 921909768 | 1,010,843 | 11,898 | SH | SOLE | 11,898 | 0 | 0 | ||
| VANGUARD TOTAL INTL STOCK VG TL INTL STK F | MUTUAL FUNDS-ETF EQUITIES | 921909768 | 49,021 | 577 | SH | DFND | 480 | 97 | 0 | ||
| VANGUARD B SHORT TERM BOND | MUTUAL FUNDS-ETF FIXED INCOME | 921937827 | 47,750 | 625 | SH | DFND | 0 | 625 | 0 | ||
| VANGUARD BD INDEX FD INC TOTAL BD MARKET | MUTUAL FUNDS-ETF FIXED INCOME | 921937835 | 43,422 | 619 | SH | DFND | 0 | 619 | 0 | ||
| VANGUARD FTSE DEVELOPED MARKET ETF | MUTUAL FUNDS-ETF EQUITIES | 921943858 | 2,113,356 | 29,930 | SH | SOLE | 29,930 | 0 | 0 | ||
| VANGUARD INFORMATION TECH ETF | MUTUAL FUNDS-ETF EQUITIES | 92204A702 | 199,061 | 1,584 | SH | SOLE | 1,584 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX FALLWRLD EX US | MUTUAL FUNDS-ETF EQUITIES | 922042775 | 9,956 | 120 | SH | SOLE | 120 | 0 | 0 | ||
| VANGUARD EMERGING MARKETS ETF | MUTUAL FUNDS-ETF EQUITIES | 922042858 | 1,120,596 | 18,894 | SH | SOLE | 18,894 | 0 | 0 | ||
| VANGUARD EMERGING MARKETS ETF | MUTUAL FUNDS-ETF EQUITIES | 922042858 | 33,212 | 560 | SH | DFND | 560 | 0 | 0 | ||
| VANGUARD 500 INDEX FUND | MUTUAL FUNDS-ETF EQUITIES | 922908363 | 1,114,346 | 1,590 | SH | SOLE | 1,590 | 0 | 0 | ||
| VANGUARD 500 INDEX FUND | MUTUAL FUNDS-ETF EQUITIES | 922908363 | 57,469 | 82 | SH | DFND | 0 | 82 | 0 | ||
| VANGUARD INDEX FDS MCAP VL IDXVIP | MUTUAL FUNDS-ETF EQUITIES | 922908512 | 13,491 | 69 | SH | SOLE | 69 | 0 | 0 | ||
| VANGUARD REAL ESTATE | COMMON STOCK | 922908553 | 885,167 | 9,876 | SH | SOLE | 9,669 | 0 | 207 | ||
| VANGUARD REAL ESTATE | COMMON STOCK | 922908553 | 122,612 | 1,368 | SH | DFND | 681 | 687 | 0 | ||
| VANGUARD MID CAP ETF | MUTUAL FUNDS-ETF EQUITIES | 922908629 | 2,522,992 | 32,173 | SH | SOLE | 32,173 | 0 | 0 | ||
| VANGUARD MID CAP ETF | MUTUAL FUNDS-ETF EQUITIES | 922908629 | 145,545 | 1,856 | SH | DFND | 392 | 1,464 | 0 | ||
| VANGUARD INDEX FDS EXTEND MKT ETF | MUTUAL FUNDS-ETF EQUITIES | 922908652 | 83,849 | 362 | SH | SOLE | 362 | 0 | 0 | ||
| VANGUARD GROWTH ETF | MUTUAL FUNDS-ETF EQUITIES | 922908736 | 656,179 | 7,282 | SH | SOLE | 7,282 | 0 | 0 | ||
| VANGUARD VALUE ETF | MUTUAL FUNDS-ETF EQUITIES | 922908744 | 673,519 | 3,117 | SH | SOLE | 3,117 | 0 | 0 | ||
| VANGUARD SMALL CAP ETF | MUTUAL FUNDS-ETF EQUITIES | 922908751 | 2,363,440 | 8,308 | SH | SOLE | 8,308 | 0 | 0 | ||
| VANGUARD SMALL CAP ETF | MUTUAL FUNDS-ETF EQUITIES | 922908751 | 221,607 | 779 | SH | DFND | 571 | 208 | 0 | ||
| VERALTO CORP COM SHS | COMMON STOCK | 92338C103 | 2,452 | 26 | SH | DFND | 0 | 26 | 0 | ||
| VERIZON COMMUNICATIONS COM | COMMON STOCK | 92343V104 | 1,343,903 | 29,305 | SH | SOLE | 27,331 | 1,665 | 309 | ||
| VERIZON COMMUNICATIONS COM | COMMON STOCK | 92343V104 | 281,165 | 6,131 | SH | DFND | 1,185 | 4,046 | 900 | ||
| VERSANT MEDIA GROUP INC COM CL A | COMMON STOCK | 925283103 | 665 | 21 | SH | SOLE | 21 | 0 | 0 | ||
| VERSANT MEDIA GROUP INC COM CL A | COMMON STOCK | 925283103 | 1,521 | 48 | SH | DFND | 48 | 0 | 0 | ||
| VIATRIS INC COM | COMMON STOCK | 92556V106 | 1,522 | 86 | SH | SOLE | 86 | 0 | 0 | ||
| VIATRIS INC COM | COMMON STOCK | 92556V106 | 5,702 | 322 | SH | DFND | 0 | 322 | 0 | ||
| VISA CLASS A | COMMON STOCK | 92826C839 | 298,589 | 831 | SH | SOLE | 781 | 50 | 0 | ||
| VISA CLASS A | COMMON STOCK | 92826C839 | 254,398 | 708 | SH | DFND | 183 | 525 | 0 | ||
| VIRTUS CONVERTABLE & INCOME COM | MUTUAL FUNDS-ETF FIXED INCOME | 92838X805 | 10,682 | 707 | SH | SOLE | 707 | 0 | 0 | ||
| VODAFONE GROUP PLC | FOREIGN EQUITIES | 92857W308 | 136,378 | 8,450 | SH | SOLE | 8,450 | 0 | 0 | ||
| VODAFONE GROUP PLC | FOREIGN EQUITIES | 92857W308 | 205,703 | 12,745 | SH | DFND | 11,745 | 1,000 | 0 | ||
| WEC ENERGY GROUP INC COM | COMMON STOCK | 92939U106 | 32,854 | 326 | SH | SOLE | 326 | 0 | 0 | ||
| WABTEC CORP COM | COMMON STOCK | 929740108 | 2,871 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| WABTEC CORP COM | COMMON STOCK | 929740108 | 287 | 1 | SH | DFND | 0 | 1 | 0 | ||
| WAL MART STORES INC COM | COMMON STOCK | 931142103 | 809,217 | 7,787 | SH | SOLE | 6,887 | 900 | 0 | ||
| WAL MART STORES INC COM | COMMON STOCK | 931142103 | 189,654 | 1,825 | SH | DFND | 1,825 | 0 | 0 | ||
| DISCOVERY GLOBAL HOLDINGS INCOM SER A | COMMON STOCK | 934423104 | 38,500 | 1,244 | SH | SOLE | 1,208 | 36 | 0 | ||
| DISCOVERY GLOBAL HOLDINGS INCOM SER A | COMMON STOCK | 934423104 | 2,228 | 72 | SH | DFND | 0 | 72 | 0 | ||
| WASTE MANAGEMENT INC NEW | COMMON STOCK | 94106L109 | 348,897 | 1,711 | SH | SOLE | 1,711 | 0 | 0 | ||
| WELLS FARGO & CO NEW COM | COMMON STOCK | 949746101 | 722,843 | 9,030 | SH | SOLE | 8,930 | 100 | 0 | ||
| WELLS FARGO & CO NEW COM | COMMON STOCK | 949746101 | 84,852 | 1,060 | SH | DFND | 460 | 600 | 0 | ||
| WEYERHAEUSER CO COM | COMMON STOCK | 962166104 | 27,226 | 1,430 | SH | SOLE | 1,430 | 0 | 0 | ||
| WILLIAMS CO INC | COMMON STOCK | 969457100 | 1,359 | 20 | SH | SOLE | 20 | 0 | 0 | ||
| XCEL ENERGY INC | COMMON STOCK | 98389B100 | 239,598 | 3,400 | SH | SOLE | 3,400 | 0 | 0 | ||
| XYLEM INC | COMMON STOCK | 98419M100 | 318,890 | 3,149 | SH | SOLE | 3,149 | 0 | 0 | ||
| XYLEM INC | COMMON STOCK | 98419M100 | 92,560 | 914 | SH | DFND | 914 | 0 | 0 | ||
| YUM BRANDS INC | COMMON STOCK | 988498101 | 21,814 | 160 | SH | SOLE | 160 | 0 | 0 | ||
| YUM CHINA HLDGS INC COM | COMMON STOCK | 98850P109 | 6,574 | 160 | SH | SOLE | 160 | 0 | 0 | ||
| ZIMMER HLDGS INC COM | COMMON STOCK | 98956P102 | 7,106 | 80 | SH | SOLE | 80 | 0 | 0 | ||
| ZOETIS INC CL A | COMMON STOCK | 98978V103 | 10,333 | 148 | SH | SOLE | 148 | 0 | 0 | ||