The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 389,920 1,565 SH SOLE 0 0 1,565
JOHNSON & JOHNSON COM 478160104 241,078 911 SH SOLE 0 0 911
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 18,517,688 49,481 SH SOLE 0 0 49,481
UNITED PARCEL SVCS INC CL B 911312106 389,741 4,171 SH SOLE 0 0 4,171
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,246,816 47,382 SH SOLE 0 0 47,382
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,175,679 1,542 SH SOLE 0 0 1,542
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633 769,727 33,466 SH SOLE 0 0 33,466
DIREXION SHARES ETF TRUST DAI REA BUL ETF 25459W755 133,288 16,078 SH SOLE 0 0 16,078
SPDR GOLD TR GOLD SHS 78463V107 687,930 1,806 SH SOLE 0 0 1,806
MICROSOFT CORP COM 594918104 572,909 1,117 SH SOLE 0 0 1,117
VANGUARD WORLD FD ESG INTL STK ETF 921910725 16,314,846 201,244 SH SOLE 0 0 201,244
VANGUARD WORLD FD ESG US STK ETF 921910733 22,261,483 164,255 SH SOLE 0 0 164,255
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 580,879 2,042 SH SOLE 0 0 2,042
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 427,860 5,456 SH SOLE 0 0 5,456
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,952,004 51,286 SH SOLE 0 0 51,286
SCHWAB STRATEGIC TR US TIPS ETF 808524870 56,700,900 2,256,303 SH SOLE 0 0 2,256,303
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,424,210 4,886 SH SOLE 0 0 4,886
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,966,560 29,755 SH SOLE 0 0 29,755
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 655,083 6,027 SH SOLE 0 0 6,027
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419 2,193,746 56,584 SH SOLE 0 0 56,584
PPL CORP COM 69351T106 296,785 9,024 SH SOLE 0 0 9,024
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 225,073 452 SH SOLE 0 0 452
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 35,902,280 807,700 SH SOLE 0 0 807,700
HERSHEY CO COM 427866108 470,648 2,986 SH SOLE 0 0 2,986
META PLATFORMS INC CL A 30303M102 344,460 475 SH SOLE 0 0 475
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 19,374,388 515,139 SH SOLE 0 0 515,139
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 73,758,193 2,726,735 SH SOLE 0 0 2,726,735
NVIDIA CORPORATION COM 67066G104 306,610 1,343 SH SOLE 0 0 1,343
MCDONALDS CORP COM 580135101 277,128 1,200 SH SOLE 0 0 1,200
BURKE HERBERT FINL SVCS CORP COM 12135Y108 978,245 14,260 SH SOLE 0 0 14,260
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796 3,007,572 11,052 SH SOLE 0 0 11,052
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 6,860,146 172,713 SH SOLE 0 0 172,713
MCCORMICK & CO INC COM NON VTG 579780206 396,172 8,538 SH SOLE 0 0 8,538
VANGUARD INSTL INDEX FD ULTR SHOR TR ETF 922040852 310,954 4,112 SH SOLE 0 0 4,112
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,892,456 111,775 SH SOLE 0 0 111,775
PRAXIS FDS IMPA LA GROW ETF 74006E736 6,538,146 160,106 SH SOLE 0 0 160,106
PRAXIS FDS IMPA LA VALU ETF 74006E744 6,370,248 183,952 SH SOLE 0 0 183,952
WALMART INC COM 931142103 620,714 5,973 SH SOLE 0 0 5,973
INTERNATIONAL BUSINESS MACHS COM 459200101 1,098,234 4,994 SH SOLE 0 0 4,994
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,186,130 36,859 SH SOLE 0 0 36,859
CATERPILLAR INC COM 149123101 290,320 358 SH SOLE 0 0 358
ISHARES TR 7-10 YR TRSY BD 464287440 48,352,877 541,405 SH SOLE 0 0 541,405
PNC FINL SVCS GROUP INC COM 693475105 337,835 1,520 SH SOLE 0 0 1,520
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,046,806 6,432 SH SOLE 0 0 6,432
APPLE INC COM 037833100 3,110,178 9,339 SH SOLE 0 0 9,339