The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 453,453 1,820 SH SOLE 0 0 1,820
AMERICAN ELEC PWR CO INC COM 025537101 833,684 7,027 SH SOLE 0 0 7,027
APPLE INC COM 037833100 435,702 1,308 SH SOLE 0 0 1,308
BLACKROCK FLOATING RATE INCO COM 09255X100 4,991,096 473,539 SH SOLE 0 0 473,539
BRUNSWICK CORP COM 117043109 353,320 5,500 SH SOLE 0 0 5,500
CALAMOS CONV OPPORTUNITIES & COM 128117108 3,412,893 298,591 SH SOLE 0 0 298,591
CONOCOPHILLIPS COM 20825C104 1,281,912 10,243 SH SOLE 0 0 10,243
DUKE ENERGY CORP NEW COM 26441C204 524,355 4,599 SH SOLE 0 0 4,599
EXXONMOBIL HOLDINGS CORP COM 30233Q108 2,231,791 13,713 SH SOLE 0 0 13,713
INTEL CORP COM 458140100 28,091,379 233,647 SH SOLE 0 0 233,647
INTERNATIONAL BUSINESS MACHS COM 459200101 227,188 1,033 SH SOLE 0 0 1,033
ISHARES INC MSCI EMRG CHN COM 46434G764 593,688 5,992 SH SOLE 0 0 5,992
ISHARES TR CORE S&P500 ETF COM 464287200 10,640,707 13,894 SH SOLE 0 0 13,894
ISHARES TR ISHS 1-5YR INVS COM 464288646 1,101,005 21,491 SH SOLE 0 0 21,491
ISHARES TR CORE S&P MCP ETF COM 464287507 764,181 10,621 SH SOLE 0 0 10,621
ISHARES TR RUSSELL 2000 ETF COM 464287655 261,243 940 SH SOLE 0 0 940
ISHARES TR MSCI EMG MKT ETF COM 464287234 256,287 3,837 SH SOLE 0 0 3,837
ISHARES TR MSCI EAFE ETF COM 464287465 214,761 2,067 SH SOLE 0 0 2,067
LINDE PLC COM G54950103 1,097,866 2,313 SH SOLE 0 0 2,313
MCKESSON CORP COM 58155Q103 478,988 561 SH SOLE 0 0 561
MICRON TECHNOLOGY INC COM 595112103 453,737 426 SH SOLE 0 0 426
MICROSOFT CORP COM 594918104 1,255,125 2,447 SH SOLE 0 0 2,447
PEPSICO INC COM 713448108 300,960 2,375 SH SOLE 0 0 2,375
PHILLIPS 66 COM 718546104 1,017,921 3,987 SH SOLE 0 0 3,987
PPL CORP COM 69351T106 302,720 9,204 SH SOLE 0 0 9,204
ROCKWELL AUTOMATION INC COM 773903109 533,280 1,225 SH SOLE 0 0 1,225
SCHWAB STRATEGIC TR COM 808524805 297,006 10,812 SH SOLE 0 0 10,812
SHELL PLC COM 780259305 226,505 2,383 SH SOLE 0 0 2,383
SOLUNA HOLDINGS INC COM 583543301 24,453 21,450 SH SOLE 0 0 21,450
SPDR INDEX SHS EMERGING MARKETS COM 78463X509 12,959,982 250,386 SH SOLE 0 0 250,386
SPDR INDEX SHS DEV WORLD EX US COM 78463X889 11,906,236 237,129 SH SOLE 0 0 237,129
SPDR SERIES TRUST MID CAP COM 78464A847 23,182,733 367,746 SH SOLE 0 0 367,746
SPDR SERIES TRUST LARGE CAP COM 78464A854 13,363,828 148,884 SH SOLE 0 0 148,884
SPDR SERIES TRUST SMALL CAP COM 78468R853 2,811,769 53,193 SH SOLE 0 0 53,193
STRYKER CORPORATION COM 863667101 317,801 1,154 SH SOLE 0 0 1,154
TRANE TECHNOLOGIES PLC COM G8994E103 287,460 636 SH SOLE 0 0 636
UNITED BANKSHARES INC WEST V COM 909907107 255,657 5,565 SH SOLE 0 0 5,565
VALERO ENERGY CORP COM 91913Y100 245,745 634 SH SOLE 0 0 634
VANGUARD INDEX REAL ESTATE ETF COM 922908553 8,877,810 99,050 SH SOLE 0 0 99,050
VANGUARD INDEX MRNGSTR MID CAP COM 922908629 5,269,119 67,191 SH SOLE 0 0 67,191
VANGUARD INDEX MRNGSTR TTL STK COM 922908769 952,816 2,546 SH SOLE 0 0 2,546
VANGUARD INDEX MRNGSTR SML CAP COM 922908751 813,357 2,859 SH SOLE 0 0 2,859
VANGUARD INTL EQUITY INDEX F COM 922042676 6,141,090 144,428 SH SOLE 0 0 144,428
VANGUARD INTL EQUITY INDEX F COM 922042858 5,185,403 87,429 SH SOLE 0 0 87,429
VANGUARD MALVERN FDS COM 922020805 628,630 12,772 SH SOLE 0 0 12,772
VANGUARD TAX-MANAGED FDS COM 921943858 6,869,496 97,288 SH SOLE 0 0 97,288
WISDOMTREE TR US SMALLCAP DIVD COM 97717W604 2,705,316 71,380 SH SOLE 0 0 71,380
WISDOMTREE TR INTL SMCAP DIV COM 97717W760 2,223,712 25,504 SH SOLE 0 0 25,504
WISDOMTREE TR EMG MKTS SMCAP COM 97717W281 2,201,079 34,838 SH SOLE 0 0 34,838
WISDOMTREE TR US MIDCAP DIVID COM 97717W505 830,884 15,401 SH SOLE 0 0 15,401