<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019fa4e7-d33a-7e41-8779-4d8b2e30a78f,g:16a94d9d-45cd-4f24-b292-7e4375ba4fd0-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:acf="http://www.gmfinancial.com/20260930" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.gmfinancial.com/20260930">
  <xs:import namespace="http://fasb.org/srt/2026" schemaLocation="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2026" schemaLocation="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2026" schemaLocation="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="acf-20260930_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="acf-20260930_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="acf-20260930_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="acf-20260930_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.gmfinancial.com/role/CoverPage">
        <link:definition>0000001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDBALANCESHEETS" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS">
        <link:definition>9952151 - Statement - CONDENSED CONSOLIDATED BALANCE SHEETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical">
        <link:definition>9952152 - Statement - CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDSTATEMENTSOFINCOME" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFINCOME">
        <link:definition>9952153 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME">
        <link:definition>9952154 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParenthetical" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParenthetical">
        <link:definition>9952155 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITY" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITY">
        <link:definition>9952156 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" roleURI="http://www.gmfinancial.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS">
        <link:definition>9952157 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessandBasisofPresentation" roleURI="http://www.gmfinancial.com/role/BusinessandBasisofPresentation">
        <link:definition>9952158 - Disclosure - Business and Basis of Presentation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MarketableandOtherSecurities" roleURI="http://www.gmfinancial.com/role/MarketableandOtherSecurities">
        <link:definition>9952159 - Disclosure - Marketable and Other Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactions" roleURI="http://www.gmfinancial.com/role/RelatedPartyTransactions">
        <link:definition>9952160 - Disclosure - Related Party Transactions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivables" roleURI="http://www.gmfinancial.com/role/FinanceReceivables">
        <link:definition>9952161 - Disclosure - Finance Receivables</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasedVehicles" roleURI="http://www.gmfinancial.com/role/LeasedVehicles">
        <link:definition>9952162 - Disclosure - Leased Vehicles</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EquityinNetAssetsofNonconsolidatedAffiliates" roleURI="http://www.gmfinancial.com/role/EquityinNetAssetsofNonconsolidatedAffiliates">
        <link:definition>9952163 - Disclosure - Equity in Net Assets of Nonconsolidated Affiliates</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Debt" roleURI="http://www.gmfinancial.com/role/Debt">
        <link:definition>9952164 - Disclosure - Debt</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntities" roleURI="http://www.gmfinancial.com/role/VariableInterestEntities">
        <link:definition>9952165 - Disclosure - Variable Interest Entities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivities" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivities">
        <link:definition>9952166 - Disclosure - Derivative Financial Instruments and Hedging Activities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingencies" roleURI="http://www.gmfinancial.com/role/CommitmentsandContingencies">
        <link:definition>9952167 - Disclosure - Commitments and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquity" roleURI="http://www.gmfinancial.com/role/ShareholdersEquity">
        <link:definition>9952168 - Disclosure - Shareholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.gmfinancial.com/role/IncomeTaxes">
        <link:definition>9952169 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReporting" roleURI="http://www.gmfinancial.com/role/SegmentReporting">
        <link:definition>9952170 - Disclosure - Segment Reporting</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalandOtherRegulatoryMatters" roleURI="http://www.gmfinancial.com/role/RegulatoryCapitalandOtherRegulatoryMatters">
        <link:definition>9952171 - Disclosure - Regulatory Capital and Other Regulatory Matters</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessandBasisofPresentationPolicies" roleURI="http://www.gmfinancial.com/role/BusinessandBasisofPresentationPolicies">
        <link:definition>9955511 - Disclosure - Business and Basis of Presentation (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MarketableandOtherSecuritiesTables" roleURI="http://www.gmfinancial.com/role/MarketableandOtherSecuritiesTables">
        <link:definition>9955512 - Disclosure - Marketable and Other Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactionsTables" roleURI="http://www.gmfinancial.com/role/RelatedPartyTransactionsTables">
        <link:definition>9955513 - Disclosure - Related Party Transactions (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesTables" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesTables">
        <link:definition>9955514 - Disclosure - Finance Receivables (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasedVehiclesTables" roleURI="http://www.gmfinancial.com/role/LeasedVehiclesTables">
        <link:definition>9955515 - Disclosure - Leased Vehicles (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EquityinNetAssetsofNonconsolidatedAffiliatesTables" roleURI="http://www.gmfinancial.com/role/EquityinNetAssetsofNonconsolidatedAffiliatesTables">
        <link:definition>9955516 - Disclosure - Equity in Net Assets of Nonconsolidated Affiliates (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DebtTables" roleURI="http://www.gmfinancial.com/role/DebtTables">
        <link:definition>9955517 - Disclosure - Debt (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesTables" roleURI="http://www.gmfinancial.com/role/VariableInterestEntitiesTables">
        <link:definition>9955518 - Disclosure - Variable Interest Entities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesTables" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesTables">
        <link:definition>9955519 - Disclosure - Derivative Financial Instruments and Hedging Activities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityTables" roleURI="http://www.gmfinancial.com/role/ShareholdersEquityTables">
        <link:definition>9955520 - Disclosure - Shareholders' Equity (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReportingTables" roleURI="http://www.gmfinancial.com/role/SegmentReportingTables">
        <link:definition>9955521 - Disclosure - Segment Reporting (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MarketableandOtherSecuritiesDetails" roleURI="http://www.gmfinancial.com/role/MarketableandOtherSecuritiesDetails">
        <link:definition>9955522 - Disclosure - Marketable and Other Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MarketableandOtherSecuritiesDetails_1" roleURI="http://www.gmfinancial.com/role/MarketableandOtherSecuritiesDetails_1">
        <link:definition>9955522 - Disclosure - Marketable and Other Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactionsNarrativeDetails" roleURI="http://www.gmfinancial.com/role/RelatedPartyTransactionsNarrativeDetails">
        <link:definition>9955523 - Disclosure - Related Party Transactions - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactionsScheduleofRelatedPartyTransactionsDetails" roleURI="http://www.gmfinancial.com/role/RelatedPartyTransactionsScheduleofRelatedPartyTransactionsDetails">
        <link:definition>9955524 - Disclosure - Related Party Transactions - Schedule of Related Party Transactions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesScheduleofFinanceReceivablesNetDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesScheduleofFinanceReceivablesNetDetails">
        <link:definition>9955525 - Disclosure - Finance Receivables - Schedule of Finance Receivables, Net (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesScheduleofAllowanceforCreditLossesonFinancingReceivablesDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesScheduleofAllowanceforCreditLossesonFinancingReceivablesDetails">
        <link:definition>9955526 - Disclosure - Finance Receivables - Schedule of Allowance for Credit Losses on Financing Receivables (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesNarrativeDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesNarrativeDetails">
        <link:definition>9955527 - Disclosure - Finance Receivables - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesScheduleofFinancingReceivableCreditQualityIndicatorsDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesScheduleofFinancingReceivableCreditQualityIndicatorsDetails">
        <link:definition>9955528 - Disclosure - Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesScheduleofDelinquencyDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesScheduleofDelinquencyDetails">
        <link:definition>9955529 - Disclosure - Finance Receivables - Schedule of Delinquency (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinanceReceivablesScheduleofCreditRiskProfilebyDealerDetails" roleURI="http://www.gmfinancial.com/role/FinanceReceivablesScheduleofCreditRiskProfilebyDealerDetails">
        <link:definition>9955530 - Disclosure - Finance Receivables - Schedule of Credit Risk Profile by Dealer (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasedVehiclesScheduleofLeasedVehiclesDetails" roleURI="http://www.gmfinancial.com/role/LeasedVehiclesScheduleofLeasedVehiclesDetails">
        <link:definition>9955531 - Disclosure - Leased Vehicles - Schedule of Leased Vehicles (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasedVehiclesScheduleofMinimumRentalPaymentsDetails" roleURI="http://www.gmfinancial.com/role/LeasedVehiclesScheduleofMinimumRentalPaymentsDetails">
        <link:definition>9955532 - Disclosure - Leased Vehicles - Schedule of Minimum Rental Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EquityinNetAssetsofNonconsolidatedAffiliatesDetails" roleURI="http://www.gmfinancial.com/role/EquityinNetAssetsofNonconsolidatedAffiliatesDetails">
        <link:definition>9955533 - Disclosure - Equity in Net Assets of Nonconsolidated Affiliates (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DebtScheduleofDebtDetails" roleURI="http://www.gmfinancial.com/role/DebtScheduleofDebtDetails">
        <link:definition>9955534 - Disclosure - Debt - Schedule of Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DebtNarrativeDetails" roleURI="http://www.gmfinancial.com/role/DebtNarrativeDetails">
        <link:definition>9955535 - Disclosure - Debt - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesDetails" roleURI="http://www.gmfinancial.com/role/VariableInterestEntitiesDetails">
        <link:definition>9955536 - Disclosure - Variable Interest Entities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofFairValueDetails" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofFairValueDetails">
        <link:definition>9955537 - Disclosure - Derivative Financial Instruments and Hedging Activities - Schedule of Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofFairValueDetails_1" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofFairValueDetails_1">
        <link:definition>9955537 - Disclosure - Derivative Financial Instruments and Hedging Activities - Schedule of Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofBalanceSheetDetails" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofBalanceSheetDetails">
        <link:definition>9955538 - Disclosure - Derivative Financial Instruments and Hedging Activities - Schedule of Balance Sheet (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofIncomeLossesRecognizedinIncomeDetails" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofIncomeLossesRecognizedinIncomeDetails">
        <link:definition>9955539 - Disclosure - Derivative Financial Instruments and Hedging Activities - Schedule of Income (Losses) Recognized in Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofIncomeLossesRecognizedinIncomeDetails_1" roleURI="http://www.gmfinancial.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesScheduleofIncomeLossesRecognizedinIncomeDetails_1">
        <link:definition>9955539 - Disclosure - Derivative Financial Instruments and Hedging Activities - Schedule of Income (Losses) Recognized in Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesDetails" roleURI="http://www.gmfinancial.com/role/CommitmentsandContingenciesDetails">
        <link:definition>9955540 - Disclosure - Commitments and Contingencies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityScheduleofCommonandPreferredStockDetails" roleURI="http://www.gmfinancial.com/role/ShareholdersEquityScheduleofCommonandPreferredStockDetails">
        <link:definition>9955541 - Disclosure - Shareholders' Equity - Schedule of Common and Preferred Stock (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityNarrativeDetails" roleURI="http://www.gmfinancial.com/role/ShareholdersEquityNarrativeDetails">
        <link:definition>9955542 - Disclosure - Shareholders' Equity - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareholdersEquityScheduleofAccumulatedOtherComprehensiveIncomeLossDetails" roleURI="http://www.gmfinancial.com/role/ShareholdersEquityScheduleofAccumulatedOtherComprehensiveIncomeLossDetails">
        <link:definition>9955543 - Disclosure - Shareholders' Equity - Schedule of Accumulated Other Comprehensive Income (Loss) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReportingScheduleofOperationsReportingbyRevenueDetails" roleURI="http://www.gmfinancial.com/role/SegmentReportingScheduleofOperationsReportingbyRevenueDetails">
        <link:definition>9955544 - Disclosure - Segment Reporting - Schedule of Operations Reporting by Revenue (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReportingScheduleofOperationsReportingbyAssetsDetails" roleURI="http://www.gmfinancial.com/role/SegmentReportingScheduleofOperationsReportingbyAssetsDetails">
        <link:definition>9955545 - Disclosure - Segment Reporting - Schedule of Operations Reporting by Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalandOtherRegulatoryMattersDetails" roleURI="http://www.gmfinancial.com/role/RegulatoryCapitalandOtherRegulatoryMattersDetails">
        <link:definition>9955546 - Disclosure - Regulatory Capital and Other Regulatory Matters (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="acf_AccretionAndFinanceLeaseRightOfUseAssetAmortization" abstract="false" name="AccretionAndFinanceLeaseRightOfUseAssetAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_PrincipalCollectionAndRecoveriesOnReceivables" abstract="false" name="PrincipalCollectionAndRecoveriesOnReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_NetChangeinCommercialFinanceReceivables" abstract="false" name="NetChangeinCommercialFinanceReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_RestrictedCashAndMoneyMarketFunds" abstract="false" name="RestrictedCashAndMoneyMarketFunds" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_RegulatoryCapitalandOtherRegulatoryMattersAbstract" abstract="true" name="RegulatoryCapitalandOtherRegulatoryMattersAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acf_LessorOperatingLeaseCarryingValueOfAssetsSubjectToLeasesTableTextBlock" abstract="false" name="LessorOperatingLeaseCarryingValueOfAssetsSubjectToLeasesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="acf_SummarizedFinancialDataOfEquityMethodInvesteesTableTextBlock" abstract="false" name="SummarizedFinancialDataOfEquityMethodInvesteesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="acf_VariableInterestEntityPrimaryBeneficiarySecuritizationandCreditFacilityVIEMember" abstract="true" name="VariableInterestEntityPrimaryBeneficiarySecuritizationandCreditFacilityVIEMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_ScheduleOfCashCashEquivalentsAndMarketableSecuritiesTable" abstract="true" name="ScheduleOfCashCashEquivalentsAndMarketableSecuritiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="acf_CorporateDebtAndOtherSecuritiesMember" abstract="true" name="CorporateDebtAndOtherSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_CashAndTimeDeposits" abstract="false" name="CashAndTimeDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_JuniorSubordinatedRevolvingCreditFacilityMember" abstract="true" name="JuniorSubordinatedRevolvingCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_GeneralMotorsMember" abstract="true" name="GeneralMotorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FiveYearRevolvingCreditFacilityMember" abstract="true" name="FiveYearRevolvingCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_ThreeYearRevolvingCreditFacilityExpiringMarch2028Member" abstract="true" name="ThreeYearRevolvingCreditFacilityExpiringMarch2028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_ThreeHundredandSixtyFourDayRevolvingCreditFacilitiesMember" abstract="true" name="ThreeHundredandSixtyFourDayRevolvingCreditFacilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_LineOfCreditFacilitiesRelatedPartyFacility" abstract="false" name="LineOfCreditFacilitiesRelatedPartyFacility" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_IntercompanySubventionReceivable" abstract="false" name="IntercompanySubventionReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_RelatedPartyLeasedVehicleIncomeEarned" abstract="false" name="RelatedPartyLeasedVehicleIncomeEarned" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_DealerFinancingMember" abstract="true" name="DealerFinancingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_OtherFinancingMember" abstract="true" name="OtherFinancingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FloorplanAdvancesMember" abstract="true" name="FloorplanAdvancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinancingReceivableRevolvingPercentOfTotal" abstract="false" name="FinancingReceivableRevolvingPercentOfTotal" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="acf_FinancingReceivableAllowanceForCreditLossModificationOfLoans" abstract="false" name="FinancingReceivableAllowanceForCreditLossModificationOfLoans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_FICOScoreGreaterThan680Member" abstract="true" name="FICOScoreGreaterThan680Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FICOScore620To679Member" abstract="true" name="FICOScore620To679Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FICOScoreLessThan620Member" abstract="true" name="FICOScoreLessThan620Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinancingReceivableBeforeAllowanceForCreditLossPercent" abstract="false" name="FinancingReceivableBeforeAllowanceForCreditLossPercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="acf_FinancingReceivables31to60DaysPastDueMember" abstract="true" name="FinancingReceivables31to60DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinancingReceivablesGreaterThan60DaysPastDueMember" abstract="true" name="FinancingReceivablesGreaterThan60DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinancingReceivablesGreaterthan30DaysPastDueMember" abstract="true" name="FinancingReceivablesGreaterthan30DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinancingReceivablesInRepossessionMember" abstract="true" name="FinancingReceivablesInRepossessionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_FinanceReceivablesMoreThan30DaysDelinquentOrInRepossesionMember" abstract="true" name="FinanceReceivablesMoreThan30DaysDelinquentOrInRepossesionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_PropertyPlantAndEquipmentLessorAssetUnderOperatingLeaseBeforeAccumulatedDepreciationNetOfManufacturingIncentives" abstract="false" name="PropertyPlantAndEquipmentLessorAssetUnderOperatingLeaseBeforeAccumulatedDepreciationNetOfManufacturingIncentives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_AICGMACSAICGMFLeasingCo.andPTSGMWMultifinanceIndonesiaMember" abstract="true" name="AICGMACSAICGMFLeasingCo.andPTSGMWMultifinanceIndonesiaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_SAICGMACAutomotiveFinanceCompanyLimitedMember" abstract="true" name="SAICGMACAutomotiveFinanceCompanyLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_ShortTermandLongTermDebtTable" abstract="true" name="ShortTermandLongTermDebtTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="acf_SecuritizationNotesPayableMember" abstract="true" name="SecuritizationNotesPayableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_OtherUnsecuredDebtMember" abstract="true" name="OtherUnsecuredDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_ShortTermandLongTermDebtLineItems" abstract="true" name="ShortTermandLongTermDebtLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acf_SecuredDebtFairValueDisclosure" abstract="false" name="SecuredDebtFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_UnsecuredDebtFairValueDisclosure" abstract="false" name="UnsecuredDebtFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_DebtTable" abstract="true" name="DebtTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="acf_DerivativeAssetsLiabilitiesNetFairValueAmountNotOffsetAgainstCollateral" abstract="false" name="DerivativeAssetsLiabilitiesNetFairValueAmountNotOffsetAgainstCollateral" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_DerivativeLiabilityFairValueHedgingAdjustmentIncreaseDecrease" abstract="false" name="DerivativeLiabilityFairValueHedgingAdjustmentIncreaseDecrease" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_DerivativeLiabilityFairValueHedgingAdjustmentIncreaseDecreaseDiscontinuationOfHedgeAccounting" abstract="false" name="DerivativeLiabilityFairValueHedgingAdjustmentIncreaseDecreaseDiscontinuationOfHedgeAccounting" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_ElectricVehiclesMember" abstract="true" name="ElectricVehiclesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_IndirectTaxContingency" abstract="false" name="IndirectTaxContingency" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_NumberOfReportableSegmentsDisclosedByDefinitionFlag" abstract="false" name="NumberOfReportableSegmentsDisclosedByDefinitionFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="acf_NorthAmericaSegmentMember" abstract="true" name="NorthAmericaSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_InternationalSegmentMember" abstract="true" name="InternationalSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="acf_AssetsFromReportableSegments" abstract="false" name="AssetsFromReportableSegments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_SegmentReportingOtherSegmentItemOtherAssets" abstract="false" name="SegmentReportingOtherSegmentItemOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="acf_InternationalRegulatedBankAndFinanceCompaniesMember" abstract="true" name="InternationalRegulatedBankAndFinanceCompaniesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
