v3.26.3
Finance Receivables - Schedule of Delinquency (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Gross charge-offs          
2026     $ 84   $ 187
2025     489   603
2024     451   536
2023     305   358
2022     181   201
Prior     129   113
Total     1,639   1,998
Retail Finance Receivables          
Financing Receivable, Past Due [Line Items]          
2026 $ 25,157   25,157   30,399
2025 22,831   22,831   20,191
2024 14,163   14,163   12,132
2023 7,703   7,703   7,216
2022 4,305   4,305   3,897
Prior 2,493   2,493   1,570
Total $ 76,651 $ 75,857 $ 76,651 $ 75,857 $ 75,404
Percent of portfolio 100.00% 100.00% 100.00% 100.00% 100.00%
Gross charge-offs          
Total $ 563 $ 494 $ 1,639 $ 1,461  
Retail Finance Receivables | Performing Financial Instruments | 0 - 30 days          
Financing Receivable, Past Due [Line Items]          
2026 24,768   24,768   $ 29,871
2025 22,080   22,080   19,413
2024 13,482   13,482   11,524
2023 7,228   7,228   6,744
2022 3,975   3,975   3,576
Prior 2,214   2,214   1,395
Total $ 73,748 $ 73,318 $ 73,748 $ 73,318 $ 72,523
Percent of portfolio 96.20% 96.70% 96.20% 96.70% 96.20%
Retail Finance Receivables | Nonperforming Financial Instruments | 31 - 60 days          
Financing Receivable, Past Due [Line Items]          
2026 $ 273   $ 273   $ 370
2025 517   517   536
2024 467   467   419
2023 325   325   334
2022 232   232   230
Prior 194   194   122
Total $ 2,008 $ 1,779 $ 2,008 $ 1,779 $ 2,011
Percent of portfolio 2.60% 2.30% 2.60% 2.30% 2.70%
Retail Finance Receivables | Nonperforming Financial Instruments | Greater than 60 days          
Financing Receivable, Past Due [Line Items]          
2026 $ 99   $ 99   $ 140
2025 204   204   218
2024 192   192   172
2023 136   136   129
2022 90   90   86
Prior 81   81   51
Total $ 803 $ 682 $ 803 $ 682 $ 795
Percent of portfolio 1.00% 0.90% 1.00% 0.90% 1.10%
Retail Finance Receivables | Nonperforming Financial Instruments | Finance receivables more than 30 days delinquent          
Financing Receivable, Past Due [Line Items]          
2026 $ 373   $ 373   $ 510
2025 721   721   753
2024 659   659   591
2023 462   462   463
2022 322   322   316
Prior 275   275   173
Total $ 2,811 $ 2,461 $ 2,811 $ 2,461 $ 2,806
Percent of portfolio 3.70% 3.20% 3.70% 3.20% 3.70%
Retail Finance Receivables | Nonperforming Financial Instruments | In repossession          
Financing Receivable, Past Due [Line Items]          
2026 $ 15   $ 15   $ 18
2025 29   29   24
2024 21   21   17
2023 14   14   10
2022 8   8   6
Prior 4   4   2
Total $ 92 $ 78 $ 92 $ 78 $ 75
Percent of portfolio 0.10% 0.10% 0.10% 0.10% 0.10%
Retail Finance Receivables | Nonperforming Financial Instruments | Finance receivables more than 30 days delinquent or in repossession          
Financing Receivable, Past Due [Line Items]          
2026 $ 388   $ 388   $ 527
2025 751   751   777
2024 681   681   608
2023 475   475   472
2022 329   329   321
Prior 279   279   175
Total $ 2,903 $ 2,540 $ 2,903 $ 2,540 $ 2,881
Percent of portfolio 3.80% 3.30% 3.80% 3.30% 3.80%