The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 4,915 29,944 SH SOLE 0 0 29,944
ABBOTT LABORATORIES COM COM 002824100 6,715 67,951 SH SOLE 0 0 67,951
ABBVIE INC COM COM 00287Y109 13,833 52,881 SH SOLE 0 0 52,881
AIR PRODUCTS AND CHEMICALS INC COM 009158106 420 1,510 SH SOLE 0 0 1,510
ALPHABET INC CAP STK CL A COM 02079K305 6,954 20,211 SH SOLE 0 0 20,211
ALPHABET INC CAP STK CL C COM 02079K107 27,636 81,108 SH SOLE 0 0 81,108
ALTRIA GROUP INC COM COM 02209S103 638 9,489 SH SOLE 0 0 9,489
AMAZON COM INC COM COM 023135106 16,467 66,094 SH SOLE 0 0 66,094
AMERICAN CENTY ETF TR AVANTIS COM 025072323 314 4,554 SH SOLE 0 0 4,554
AMERICAN EXPRESS CO COM COM 025816109 1,351 4,445 SH SOLE 0 0 4,445
AMERIPRISE FINL INC COM COM 03076C106 224 455 SH SOLE 0 0 455
APPLE INC COM COM 037833100 30,645 92,022 SH SOLE 0 0 92,022
ARM HOLDINGS PLC SPONSORED ADS COM 042068205 984 3,399 SH SOLE 0 0 3,399
AUTOMATIC DATA PROCESSING INC COM 053015103 12,661 49,065 SH SOLE 0 0 49,065
BANK AMERICA CORP COM COM 060505104 12,022 220,882 SH SOLE 0 0 220,882
BERKLEY W R CORP COM COM 084423102 498 7,385 SH SOLE 0 0 7,385
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 3,666 7,364 SH SOLE 0 0 7,364
BLACKROCK INC COM COM 09290D101 287 272 SH SOLE 0 0 272
BOEING CO COM COM 097023105 304 1,636 SH SOLE 0 0 1,636
BOSTON SCIENTIFIC CO COM 101137107 367 8,427 SH SOLE 0 0 8,427
BRISTOL-MYERS SQUIBB CO COM COM 110122108 4,005 64,183 SH SOLE 0 0 64,183
BROWN FORMAN CORP CL B COM 115637209 205 7,851 SH SOLE 0 0 7,851
CAPITAL ONE FINL CORP COM COM 14040H105 3,416 17,696 SH SOLE 0 0 17,696
CARRIER GLOBAL CORPORATION COM COM 14448C104 4,828 88,006 SH SOLE 0 0 88,006
CATERPILLAR INC COM COM 149123101 17,342 21,389 SH SOLE 0 0 21,389
CHESAPEAKE UTILS CORP COM COM 165303108 3,259 25,375 SH SOLE 0 0 25,375
CHEVRON CORPORATION COM COM 166764100 12,539 61,405 SH SOLE 0 0 61,405
CHIPOTLE MEXICAN GRILL INC COM COM 169656105 875 27,405 SH SOLE 0 0 27,405
CHUBB LTD SWITZ COM COM H1467J104 10,648 32,740 SH SOLE 0 0 32,740
CISCO SYS INC COM COM 17275R102 3,490 32,433 SH SOLE 0 0 32,433
COCA COLA CO COM COM 191216100 5,135 59,662 SH SOLE 0 0 59,662
COLGATE PALMOLIVE CO COM COM 194162103 1,947 22,819 SH SOLE 0 0 22,819
CORNING INC COM COM 219350105 21,269 138,327 SH SOLE 0 0 138,327
COSTCO WHOLESALE CORPORATION C COM 22160K105 1,888 2,074 SH SOLE 0 0 2,074
CROWN CASTLE INC COM COM 22822V101 1,403 21,064 SH SOLE 0 0 21,064
CSX CORP COM COM 126408103 514 11,072 SH SOLE 0 0 11,072
DANAHER CORP DEL COM COM 235851102 5,535 24,987 SH SOLE 0 0 24,987
DEERE & CO COM COM 244199105 1,729 2,575 SH SOLE 0 0 2,575
DIGITAL RLTY TR INC COM COM 253868103 6,753 38,473 SH SOLE 0 0 38,473
DIMENSIONAL ETF TR US MARKETWI COM 25434v724 546 9,937 SH SOLE 0 0 9,937
DIMENSIONAL ETF TRUST US CORE COM 25434v708 807 18,177 SH SOLE 0 0 18,177
DIMENSIONAL ETF TRUST US HIGH COM 25434v831 421 10,067 SH SOLE 0 0 10,067
DISNEY WALT CO COM COM 254687106 3,802 36,244 SH SOLE 0 0 36,244
DOW HLDGS INC COM COM 260557103 442 16,070 SH SOLE 0 0 16,070
DUKE ENERGY CORP NEW COM NEW COM 26441C204 4,807 42,166 SH SOLE 0 0 42,166
DUPONT DE NEMOURS INC COM COM 26614N201 1,223 9,419 SH SOLE 0 0 9,419
EATON CORP PLC SHS COM G29183103 573 1,334 SH SOLE 0 0 1,334
ECOSPHERE TECHNOLOGIES INC COM COM 27922x105 0 10,500 SH SOLE 0 0 10,500
ELEVANCE HEALTH INC FORMERLY A COM 036752103 1,603 4,124 SH SOLE 0 0 4,124
ELI LILLY & CO COM COM 532457108 6,593 5,698 SH SOLE 0 0 5,698
ELUTIA INC CL A COM COM 05479K106 9 12,050 SH SOLE 0 0 12,050
EMERSON ELEC CO COM COM 291011104 10,898 70,264 SH SOLE 0 0 70,264
ENTERPRISE PRODS PARTNERS L P COM 293792107 2,913 81,820 SH SOLE 0 0 81,820
EXXONMOBIL HLDGS CORP COM SHS COM 30233q108 13,181 80,989 SH SOLE 0 0 80,989
FARMERS & MERCHANTS BANCORP IN COM 30779N105 270 7,800 SH SOLE 0 0 7,800
GE AEROSPACE COM NEW COM 369604301 765 2,449 SH SOLE 0 0 2,449
GE VERNOVA INC COM COM 36828A101 599 630 SH SOLE 0 0 630
GOLDMAN SACHS GROUP INC COM COM 38141G104 423 470 SH SOLE 0 0 470
HOME DEPOT INC COM COM 437076102 388 1,364 SH SOLE 0 0 1,364
INTEL CORP COM COM 458140100 4,920 40,928 SH SOLE 0 0 40,928
INTERNATIONAL BUSINESS MACHS C COM 459200101 5,789 26,324 SH SOLE 0 0 26,324
INTUITIVE SURGICAL INC COM NEW COM 46120e602 441 1,085 SH SOLE 0 0 1,085
INVESCO QQQ TR UNIT SER 1 COM 46090E103 480 649 SH SOLE 0 0 649
ISHARES TR CORE S&P MCP ETF COM 464287507 1,287 17,900 SH SOLE 0 0 17,900
ISHARES TR CORE S&P SCP ETF COM 464287804 1,087 7,995 SH SOLE 0 0 7,995
ISHARES TR CORE S&P500 ETF COM 464287200 5,710 7,456 SH SOLE 0 0 7,456
ISHARES TR EXPND TEC SC ETF COM 464287549 942 5,575 SH SOLE 0 0 5,575
ISHARES TR MSCI USA MOMENTUM F COM 46432f396 583 1,838 SH SOLE 0 0 1,838
JOHNSON & JOHNSON COM COM 478160104 14,031 53,002 SH SOLE 0 0 53,002
JPMORGAN CHASE & CO COM COM 46625H100 21,789 65,864 SH SOLE 0 0 65,864
LOCKHEED MARTIN CORP COM COM 539830109 9,231 18,128 SH SOLE 0 0 18,128
LOWES COS INC COM COM 548661107 540 2,935 SH SOLE 0 0 2,935
MASTERCARD INCORPORATED CL A COM 57636Q104 209 380 SH SOLE 0 0 380
MCCORMICK & CO INC COM NON VTG COM 579780206 1,163 25,078 SH SOLE 0 0 25,078
MEDTRONIC PLC SHS COM G5960L103 5,266 61,031 SH SOLE 0 0 61,031
MERCK & CO INC COM COM 58933Y105 14,121 97,178 SH SOLE 0 0 97,178
META PLATFORMS INC CL A COM 30303M102 1,521 2,098 SH SOLE 0 0 2,098
MICROSOFT CORP COM COM 594918104 36,811 71,771 SH SOLE 0 0 71,771
MONDELEZ INTL INC CL A COM 609207105 5,786 100,084 SH SOLE 0 0 100,084
MONGODB INC CL A COM 60937P106 209 600 SH SOLE 0 0 600
NETFLIX INC. COM COM 64110L106 472 6,790 SH SOLE 0 0 6,790
NEXTERA ENERGY INC COM COM 65339F101 714 9,438 SH SOLE 0 0 9,438
NIKE INC CL B COM 654106103 1,075 30,378 SH SOLE 0 0 30,378
NORFOLK SOUTHN CORP COM COM 655844108 10,090 32,655 SH SOLE 0 0 32,655
NVIDIA CORPORATION COM COM 67066g104 1,443 6,320 SH SOLE 0 0 6,320
NXP SEMICONDUCTORS N V COM COM N6596X109 7,478 31,486 SH SOLE 0 0 31,486
OCCIDENTAL PETE CORP COM COM 674599105 611 11,062 SH SOLE 0 0 11,062
OTIS WORLDWIDE CORP COM COM 68902V107 900 13,993 SH SOLE 0 0 13,993
PEPSICO INC COM COM 713448108 3,592 28,352 SH SOLE 0 0 28,352
PHILIP MORRIS INTL INC COM COM 718172109 7,510 39,357 SH SOLE 0 0 39,357
PINTEREST INC CL A COM 72352L106 419 22,225 SH SOLE 0 0 22,225
PNC FINL SVCS GROUP INC COM COM 693475105 2,015 9,070 SH SOLE 0 0 9,070
PRICE T ROWE GROUP INC COM COM 74144T108 561 5,396 SH SOLE 0 0 5,396
PROCTER & GAMBLE CO COM COM 742718109 8,958 61,665 SH SOLE 0 0 61,665
QNITY ELECTRONICS INC COMMON S COM 74743L100 1,833 14,580 SH SOLE 0 0 14,580
QUALCOMM INC COM COM 747525103 11,556 62,793 SH SOLE 0 0 62,793
RTX CORPORATION COM COM 75513E101 12,721 68,524 SH SOLE 0 0 68,524
SELECT SECTOR SPDR TR STATE ST COM 81369Y803 568 2,906 SH SOLE 0 0 2,906
SLB LIMITED COM STK COM 806857108 978 20,086 SH SOLE 0 0 20,086
SPDR GOLD TR GOLD SHS COM 78463V107 211 555 SH SOLE 0 0 555
SPDR SERIES TRUST STATE STREET COM 78464A763 1,569 10,716 SH SOLE 0 0 10,716
STATE STR SPDR DOW JONES INDL COM 78467X109 4,077 8,018 SH SOLE 0 0 8,018
STATE STR SPDR S&P 500 ETF TR COM 78462F103 3,203 4,201 SH SOLE 0 0 4,201
STRYKER CORPORATION COM COM 863667101 262 955 SH SOLE 0 0 955
SYSCO CORP COM COM 871829107 1,058 13,579 SH SOLE 0 0 13,579
TARGET CORP COM COM 87612E106 9,914 63,277 SH SOLE 0 0 63,277
TESLA INC COM COM 88160R101 205 579 SH SOLE 0 0 579
TJX COS INC NEW COM COM 872540109 15,318 115,776 SH SOLE 0 0 115,776
UNION PAC CORP COM COM 907818108 658 2,421 SH SOLE 0 0 2,421
UNITED PARCEL SVCS INC CL B COM 911312106 4,525 48,433 SH SOLE 0 0 48,433
UNITEDHEALTH GROUP INC COM COM 91324P102 238 650 SH SOLE 0 0 650
VANGUARD INDEX FDS S&P 500 ETF COM 922908363 1,018 1,453 SH SOLE 0 0 1,453
VANGUARD INDEX FDS VANGUARD SM COM 922908751 265 934 SH SOLE 0 0 934
VANGUARD WORLD FD INF TECH ETF COM 92204A702 201 1,600 SH SOLE 0 0 1,600
VERIZON COMMUNICATIONS INC COM COM 92343V104 3,654 79,663 SH SOLE 0 0 79,663
VISA INC COM CL A COM 92826c839 960 2,674 SH SOLE 0 0 2,674
WALMART INC COM COM 931142103 697 6,714 SH SOLE 0 0 6,714
WELLS FARGO & CO COM COM 949746101 9,223 115,226 SH SOLE 0 0 115,226
ZOETIS INC CL A COM 98978V103 3,255 46,622 SH SOLE 0 0 46,622
AMERICAN CENTY ETF TR AVANTIS INT 025072604 317 3,378 SH SOLE 0 0 3,378
DIMENSIONAL ETF TR DIMENSIONAL INT 25434v765 268 7,958 SH SOLE 0 0 7,958
DIMENSIONAL ETF TRUST INTERNAT INT 25434V807 337 6,047 SH SOLE 0 0 6,047
DIMENSIONAL ETF TRUST INTL COR INT 25434V799 455 12,103 SH SOLE 0 0 12,103
ISHARES INC CORE MSCI EMKT INT 46434G103 956 11,784 SH SOLE 0 0 11,784
ISHARES TR CORE MSCI EAFE INT 46432F842 1,843 19,030 SH SOLE 0 0 19,030
ISHARES TR MSCI INTL MOMENTUM INT 46434v449 326 6,205 SH SOLE 0 0 6,205
SHELL PLC SPON ADS INT 780259305 302 3,178 SH SOLE 0 0 3,178
TAIWAN SEMICONDUCTOR MANUFACT INT 874039100 10,473 22,959 SH SOLE 0 0 22,959
VANGUARD INTL EQUITY INDEX FDS INT 922042775 271 3,270 SH SOLE 0 0 3,270
VANGUARD INTL EQUITY INDEX FDS INT 922042858 1,806 30,456 SH SOLE 0 0 30,456
VANGUARD INTL FD FTSE DEVELOPE INT 921943858 2,174 30,800 SH SOLE 0 0 30,800