The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 321,780 2,000 SH SOLE 0 0 2,000
ADOBE INC COM 00724F101 946,130 3,973 SH SOLE 0 0 3,973
ALPHABET INC CAP STK CL A 02079K305 3,908,843 11,082 SH SOLE 0 0 11,082
ALPHABET INC CAP STK CL C 02079K107 7,882,758 22,589 SH SOLE 0 0 22,589
ALPS ETF TR ALERIAN MLP 00162Q452 2,835,567 53,796 SH SOLE 0 0 53,796
ALTRIA GROUP INC COM 02209S103 534,584 7,460 SH SOLE 0 0 7,460
AMAZON COM INC COM 023135106 9,331,142 35,954 SH SOLE 0 0 35,954
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,577,698 29,829 SH SOLE 0 0 29,829
AMGEN INC COM 031162100 1,488,219 3,564 SH SOLE 0 0 3,564
APPLE INC COM 037833100 16,686,457 48,938 SH SOLE 0 0 48,938
APPLIED MATLS INC COM 038222105 547,283 1,100 SH SOLE 0 0 1,100
ARES CAPITAL CORP COM 04010L103 592,359 31,796 SH SOLE 0 0 31,796
AT&T INC COM 00206R102 254,391 11,311 SH SOLE 0 0 11,311
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 25,534,761 49,333 SH SOLE 0 0 49,333
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 9,836,092 139,717 SH SOLE 0 0 139,717
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 1,636,729 32,289 SH SOLE 0 0 32,289
BLACKSTONE INC COM 09260D107 2,729,773 23,783 SH SOLE 0 0 23,783
BLACKSTONE MORTGAGE TRUST IN NOTE 5.500% 3/1 09257WAE0 199,088 200,000 PRN SOLE 0 0 200,000
BOEING CO COM 097023105 1,788,122 9,436 SH SOLE 0 0 9,436
BOOKING HOLDINGS INC COM 09857L108 396,075 2,500 SH SOLE 0 0 2,500
CAPITAL ONE FINL CORP COM 14040H105 562,589 2,797 SH SOLE 0 0 2,797
CATERPILLAR INC COM 149123101 215,830 270 SH SOLE 0 0 270
CHARLES SCHWAB CORP (THE) COM 808513105 3,777,364 38,918 SH SOLE 0 0 38,918
CHEVRON CORPORATION COM 166764100 3,919,773 18,232 SH SOLE 0 0 18,232
CHURCHILL DOWNS INC COM 171484108 274,747 3,413 SH SOLE 0 0 3,413
COCA COLA CO COM 191216100 368,408 4,103 SH SOLE 0 0 4,103
COMCAST CORP NEW CL A 20030N101 879,237 42,516 SH SOLE 0 0 42,516
COSTCO WHOLESALE CORPORATION COM 22160K105 3,098,991 3,230 SH SOLE 0 0 3,230
DELTA AIR LINES INC COM NEW 247361702 2,763,074 34,491 SH SOLE 0 0 34,491
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,344,442 136,826 SH SOLE 0 0 136,826
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8,296,008 149,639 SH SOLE 0 0 149,639
DISNEY WALT CO COM 254687106 1,837,170 16,934 SH SOLE 0 0 16,934
DT MIDSTREAM INC COMMON STOCK 23345M107 478,487 3,809 SH SOLE 0 0 3,809
DTE ENERGY CO COM 233331107 875,350 6,836 SH SOLE 0 0 6,836
DUKE ENERGY CORP NEW COM NEW 26441C204 1,118,997 9,508 SH SOLE 0 0 9,508
EATON CORP PLC SHS G29183103 1,920,958 4,502 SH SOLE 0 0 4,502
ELI LILLY & CO COM 532457108 2,805,175 2,372 SH SOLE 0 0 2,372
EVEREST GROUP LTD COM G3223R108 1,250,956 3,358 SH SOLE 0 0 3,358
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 618,191 3,591 SH SOLE 0 0 3,591
FERRARI N V COM N3167Y103 1,886,257 4,846 SH SOLE 0 0 4,846
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 7,422,750 119,973 SH SOLE 0 0 119,973
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 690,459 6,405 SH SOLE 0 0 6,405
FORD MTR CO COM 345370860 173,042 14,420 SH SOLE 0 0 14,420
GE AEROSPACE COM NEW 369604301 805,637 2,610 SH SOLE 0 0 2,610
GE VERNOVA INC COM 36828A101 235,245 236 SH SOLE 0 0 236
GENERAL DYNAMICS CORP COM 369550108 2,232,848 6,656 SH SOLE 0 0 6,656
GLOBAL X FDS US PFD ETF 37954Y657 174,659 10,061 SH SOLE 0 0 10,061
GOLDMAN SACHS GROUP INC COM 38141G104 5,920,631 6,623 SH SOLE 0 0 6,623
INTEL CORP COM 458140100 509,993 5,032 SH SOLE 0 0 5,032
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 644,258 10,097 SH SOLE 0 0 10,097
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 866,276 17,639 SH SOLE 0 0 17,639
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 391,302 2,671 SH SOLE 0 0 2,671
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 581,245 7,149 SH SOLE 0 0 7,149
IRON MTN INC DEL COM 46284V101 260,126 2,260 SH SOLE 0 0 2,260
ISHARES TR CORE MSCI EAFE 46432F842 7,605,241 79,073 SH SOLE 0 0 79,073
ISHARES TR CORE S&P500 ETF 464287200 4,602,688 5,890 SH SOLE 0 0 5,890
ISHARES TR CORE UNIVRSL USD 46434V613 2,772,488 62,797 SH SOLE 0 0 62,797
ISHARES TR ESG SELECT SCRE 46436E569 353,545 5,966 SH SOLE 0 0 5,966
ISHARES TR ISHARES BIOTECH 464287556 387,073 1,895 SH SOLE 0 0 1,895
ISHARES TR ISHARES SEMICDTR 464287523 535,588 983 SH SOLE 0 0 983
ISHARES TR JPMORGAN USD EMG 464288281 441,556 4,848 SH SOLE 0 0 4,848
ISHARES TR MBS ETF 464288588 1,067,091 11,879 SH SOLE 0 0 11,879
ISHARES TR MSCI USA QLT FCT 46432F339 11,097,949 48,735 SH SOLE 0 0 48,735
ISHARES TR RUS TP200 GR ETF 464289438 14,445,957 48,332 SH SOLE 0 0 48,332
ISHARES TR SELECT DIVID ETF 464287168 776,495 4,999 SH SOLE 0 0 4,999
ISHARES TR US TREAS BD ETF 46429B267 451,559 20,638 SH SOLE 0 0 20,638
JOHNSON & JOHNSON COM 478160104 4,155,599 15,757 SH SOLE 0 0 15,757
JPMORGAN CHASE & CO COM 46625H100 5,309,353 15,882 SH SOLE 0 0 15,882
LOCKHEED MARTIN CORP COM 539830109 215,501 421 SH SOLE 0 0 421
LOWES COS INC COM 548661107 2,471,421 13,318 SH SOLE 0 0 13,318
MARATHON PETE CORP COM 56585A102 665,275 1,450 SH SOLE 0 0 1,450
MEDTRONIC PLC SHS G5960L103 1,610,246 17,516 SH SOLE 0 0 17,516
MERCADOLIBRE INC COM 58733R102 851,598 450 SH SOLE 0 0 450
MERCK & CO INC COM 58933Y105 550,237 3,783 SH SOLE 0 0 3,783
META PLATFORMS INC CL A 30303M102 5,748,282 7,737 SH SOLE 0 0 7,737
MICROSOFT CORP COM 594918104 9,772,628 18,059 SH SOLE 0 0 18,059
MORGAN STANLEY COM NEW 617446448 5,714,281 30,072 SH SOLE 0 0 30,072
NETFLIX INC. COM 64110L106 232,660 3,295 SH SOLE 0 0 3,295
NIKE INC CL B 654106103 434,381 12,288 SH SOLE 0 0 12,288
NORTHROP GRUMMAN CORP COM 666807102 618,375 1,275 SH SOLE 0 0 1,275
NVIDIA CORPORATION COM 67066G104 2,656,318 11,737 SH SOLE 0 0 11,737
OMEGA HEALTHCARE INVS INC COM 681936100 2,276,209 50,392 SH SOLE 0 0 50,392
ORACLE CORP COM 68389X105 3,534,220 25,724 SH SOLE 0 0 25,724
PARKER-HANNIFIN CORP COM 701094104 1,873,591 1,958 SH SOLE 0 0 1,958
PHILIP MORRIS INTL INC COM 718172109 242,400 1,200 SH SOLE 0 0 1,200
REDWOOD TRUST INC COM 758075402 48,177 15,744 SH SOLE 0 0 15,744
S&P GLOBAL INC COM 78409V104 271,221 658 SH SOLE 0 0 658
SALESFORCE INC COM 79466L302 2,340,604 10,006 SH SOLE 0 0 10,006
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 1,166,257 54,295 SH SOLE 0 0 54,295
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 2,148,516 50,117 SH SOLE 0 0 50,117
SCHWAB STRATEGIC TR ULTRA SHORT INCM 808524623 314,989 12,573 SH SOLE 0 0 12,573
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,981,454 89,537 SH SOLE 0 0 89,537
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,783,323 48,738 SH SOLE 0 0 48,738
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 784,111 23,035 SH SOLE 0 0 23,035
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,281,391 37,131 SH SOLE 0 0 37,131
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,183,272 36,230 SH SOLE 0 0 36,230
SERVICENOW INC COM 81762P102 2,703,966 19,270 SH SOLE 0 0 19,270
SOUTHERN CO COM 842587107 673,167 7,734 SH SOLE 0 0 7,734
SPDR SERIES TRUST ST STR SP AERO 78464A631 396,362 1,757 SH SOLE 0 0 1,757
STARBUCKS CORP COM 855244109 343,300 3,720 SH SOLE 0 0 3,720
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,910,094 3,740 SH SOLE 0 0 3,740
STRYKER CORPORATION COM 863667101 781,672 2,766 SH SOLE 0 0 2,766
TESLA INC COM 88160R101 336,069 889 SH SOLE 0 0 889
TRUIST FINL CORP COM 89832Q109 543,776 11,659 SH SOLE 0 0 11,659
TUTOR PERINI CORP COM 901109108 738,803 8,849 SH SOLE 0 0 8,849
UNITED PARCEL SVCS INC CL B 911312106 1,520,006 15,943 SH SOLE 0 0 15,943
UNUM GROUP COM 91529Y106 3,261,163 35,252 SH SOLE 0 0 35,252
US BANCORP COM NEW 902973304 207,975 3,622 SH SOLE 0 0 3,622
VAIL RESORTS INC COM 91879Q109 978,579 6,657 SH SOLE 0 0 6,657
VANECK ETF TRUST GOLD MINERS ETF 92189F106 442,650 5,000 SH SOLE 0 0 5,000
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 3,278,215 9,131 SH SOLE 0 0 9,131
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 6,157,408 76,093 SH SOLE 0 0 76,093
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 4,222,435 14,653 SH SOLE 0 0 14,653
VANGUARD WELLINGTON FD US MINIMUM 921935409 4,837,464 33,425 SH SOLE 0 0 33,425
VERIZON COMMUNICATIONS INC COM 92343V104 1,821,230 42,572 SH SOLE 0 0 42,572
VERTEX PHARMACEUTICALS INC COM 92532F100 1,599,078 3,154 SH SOLE 0 0 3,154
VISA INC COM CL A 92826C839 3,050,320 7,836 SH SOLE 0 0 7,836
WALMART INC COM 931142103 345,912 3,059 SH SOLE 0 0 3,059
WASTE MGMT INC DEL COM 94106L109 1,167,393 5,529 SH SOLE 0 0 5,529
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 2,948,818 56,993 SH SOLE 0 0 56,993