The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 318,115 520 SH SOLE 520 0 0
ALPHABET INC CAP STK CL A 02079K305 769,019 2,235 SH SOLE 2,235 0 0
ALPHABET INC CAP STK CL C 02079K107 726,117 2,131 SH SOLE 2,131 0 0
AMAZON COM INC COM 023135106 1,437,124 5,768 SH SOLE 5,768 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 27,742,571 253,632 SH SOLE 253,632 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 36,366,369 308,790 SH SOLE 308,790 0 0
APPLE INC COM 037833100 4,404,751 13,224 SH SOLE 13,224 0 0
ASTRAZENECA PLC ORD G0593M107 379,293 2,349 SH SOLE 2,349 0 0
BANK OF AMER CORP COM 060505104 247,310 4,542 SH SOLE 4,542 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 629,906 1,265 SH SOLE 1,265 0 0
BROADCOM INC COM 11135F101 628,279 1,789 SH SOLE 1,789 0 0
CARVANA CO CL A 146869102 2,811,360 44,953 SH SOLE 44,953 0 0
CATERPILLAR INC COM 149123101 244,048 301 SH SOLE 301 0 0
CATHAY GEN BANCORP COM 149150104 3,003,739 50,483 SH SOLE 50,483 0 0
CHEVRON CORPORATION COM 166764100 229,532 1,124 SH SOLE 1,124 0 0
CISCO SYS INC COM 17275R102 278,547 2,588 SH SOLE 2,588 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 385,692 423 SH SOLE 423 0 0
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 357,689 9,546 SH SOLE 9,546 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 18,538,223 466,721 SH SOLE 466,721 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8,549,719 153,054 SH SOLE 153,054 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 213,696 5,158 SH SOLE 5,158 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 247,131 5,708 SH SOLE 5,708 0 0
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 15,741,295 338,725 SH SOLE 338,725 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 8,797,164 105,950 SH SOLE 105,950 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 7,636,383 138,842 SH SOLE 138,842 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,120,840 66,143 SH SOLE 66,143 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,465,523 22,056 SH SOLE 22,056 0 0
DISNEY WALT CO COM 254687106 708,596 6,754 SH SOLE 6,754 0 0
ELI LILLY & CO COM 532457108 318,390 275 SH SOLE 275 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 234,686 1,442 SH SOLE 1,442 0 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 239,178 2,120 SH SOLE 2,120 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 208,883 232 SH SOLE 232 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 698,532 944 SH SOLE 944 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,186,658 14,621 SH SOLE 14,621 0 0
ISHARES TR CORE MSCI EAFE 46432F842 681,551 7,035 SH SOLE 7,035 0 0
ISHARES TR CORE MSCI INTL 46435G326 26,193,042 292,723 SH SOLE 292,723 0 0
ISHARES TR CORE S&P SCP ETF 464287804 978,943 7,196 SH SOLE 7,196 0 0
ISHARES TR CORE S&P TTL STK 464287150 54,783,153 329,462 SH SOLE 329,462 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,151,103 1,503 SH SOLE 1,503 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,783,366 72,999 SH SOLE 72,999 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 409,308 3,267 SH SOLE 3,267 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 392,652 1,583 SH SOLE 1,583 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 601,383 2,164 SH SOLE 2,164 0 0
JOHNSON & JOHNSON COM 478160104 254,930 962 SH SOLE 962 0 0
JPMORGAN CHASE & CO COM 46625H100 694,503 2,098 SH SOLE 2,098 0 0
MARSH & MCLENNAN COS INC COM 571748102 661,237 3,873 SH SOLE 3,873 0 0
MERCK & CO INC COM 58933Y105 213,461 1,469 SH SOLE 1,469 0 0
META PLATFORMS INC CL A 30303M102 575,067 793 SH SOLE 793 0 0
MICRON TECHNOLOGY INC COM 595112103 429,239 403 SH SOLE 403 0 0
MICROSOFT CORP COM 594918104 2,261,000 4,407 SH SOLE 4,407 0 0
MORGAN STANLEY ETF TRUST CALVE INDEX ETF 61774R106 656,488 7,897 SH SOLE 7,897 0 0
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 521,348 5,508 SH SOLE 5,508 0 0
NVIDIA CORPORATION COM 67066G104 2,366,033 10,360 SH SOLE 10,360 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,342,470 44,749 SH SOLE 44,749 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 443,529 17,648 SH SOLE 17,648 0 0
SOUTHERN CO COM 842587107 782,067 9,435 SH SOLE 9,435 0 0
SPDR INDEX SHS FDS ST DOW GLOBA ETF 78463X749 229,822 4,951 SH SOLE 4,951 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 562,059 737 SH SOLE 737 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 214,410 470 SH SOLE 470 0 0
TESLA INC COM 88160R101 458,059 1,291 SH SOLE 1,291 0 0
UNITED PARCEL SVCS INC CL B 911312106 795,101 8,509 SH SOLE 8,509 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 874,708 12,004 SH SOLE 12,004 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,416,171 18,535 SH SOLE 18,535 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 11,006,068 223,607 SH SOLE 223,607 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 29,326,136 517,579 SH SOLE 517,579 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 292,880 6,385 SH SOLE 6,385 0 0
WALMART INC COM 931142103 234,837 2,259 SH SOLE 2,259 0 0
WELLS FARGO & CO COM 949746101 231,264 2,889 SH SOLE 2,889 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 356,424 6,443 SH SOLE 6,443 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 1,132,179 15,373 SH SOLE 15,373 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 408,853 9,606 SH SOLE 9,606 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,142,437 22,040 SH SOLE 22,040 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 594,550 6,113 SH SOLE 6,113 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 862,222 22,748 SH SOLE 22,748 0 0