The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 913,489 8,172 SH SOLE 0 0 8,172
ALPHABET INC CAP STK CL C 02079K107 1,053,913 3,093 SH SOLE 0 0 3,093
ALPHABET INC CAP STK CL A 02079K305 257,716 749 SH SOLE 0 0 749
AMAZON COM INC COM 023135106 347,564 1,395 SH SOLE 0 0 1,395
APPLE INC COM 037833100 1,956,159 5,874 SH SOLE 0 0 5,874
AUTOMATIC DATA PROCESSING IN COM 053015103 752,408 2,916 SH SOLE 0 0 2,916
BANK OF AMER CORP COM 060505104 300,943 5,529 SH SOLE 0 0 5,529
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 408,319 820 SH SOLE 0 0 820
CHEVRON CORPORATION COM 166764100 454,943 2,228 SH SOLE 0 0 2,228
COCA COLA CO COM 191216100 797,996 9,270 SH SOLE 0 0 9,270
CONSOLIDATED EDISON INC COM 209115104 855,089 8,366 SH SOLE 0 0 8,366
DUKE ENERGY CORP NEW COM NEW 26441C204 205,104 1,799 SH SOLE 0 0 1,799
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 470,348 2,890 SH SOLE 0 0 2,890
META PLATFORMS INC CL A 30303M102 1,723,028 2,376 SH SOLE 0 0 2,376
GE AEROSPACE COM NEW 369604301 250,787 803 SH SOLE 0 0 803
ISHARES TR CORE S&P500 ETF 464287200 2,365,925 3,089 SH SOLE 0 0 3,089
ISHARES TR CORE US AGGBD ET 464287226 6,768,889 71,598 SH SOLE 0 0 71,598
ISHARES TR MSCI EMG MKT ETF 464287234 658,149 9,854 SH SOLE 0 0 9,854
ISHARES TR S&P 500 GRWT ETF 464287309 257,206 1,808 SH SOLE 0 0 1,808
ISHARES TR U.S. REAL ES ETF 464287739 769,254 8,094 SH SOLE 0 0 8,094
ISHARES TR CORE S&P SCP ETF 464287804 4,370,577 32,127 SH SOLE 0 0 32,127
ISHARES TR NATIONAL MUN ETF 464288414 342,021 3,383 SH SOLE 0 0 3,383
ISHARES TR CRE U S REIT ETF 464288521 648,868 10,537 SH SOLE 0 0 10,537
ISHARES INC CORE MSCI EMKT 46434G103 394,113 4,856 SH SOLE 0 0 4,856
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 776,897 16,411 SH SOLE 0 0 16,411
ISHARES ETHEREUM TR SHS 46438R105 201,401 10,010 SH SOLE 0 0 10,010
JPMORGAN CHASE & CO COM 46625H100 481,713 1,456 SH SOLE 0 0 1,456
JOHNSON & JOHNSON COM 478160104 387,034 1,462 SH SOLE 0 0 1,462
KIMBERLY-CLARK CORP COM 494368103 640,407 6,573 SH SOLE 0 0 6,573
ELI LILLY & CO COM 532457108 2,699,861 2,333 SH SOLE 0 0 2,333
PAYCHEX INC COM 704326107 219,163 2,225 SH SOLE 0 0 2,225
PFIZER INC COM 717081103 413,169 14,487 SH SOLE 0 0 14,487
PIMCO DYNAMIC INCOME FD SHS 72201Y101 173,635 12,376 SH SOLE 0 0 12,376
PROCTER & GAMBLE CO COM 742718109 726,261 4,999 SH SOLE 0 0 4,999
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,215,056 5,527 SH SOLE 0 0 5,527
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,401,764 27,082 SH SOLE 0 0 27,082
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 813,009 20,119 SH SOLE 0 0 20,119
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 14,503,044 288,848 SH SOLE 0 0 288,848
SPDR SERIES TRUST ST INTER BD ETF 78464A375 9,882,533 306,150 SH SOLE 0 0 306,150
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 21,041,889 863,789 SH SOLE 0 0 863,789
SPDR SERIES TRUST ST STR P400MID 78464A847 3,480,186 55,206 SH SOLE 0 0 55,206
SPDR SERIES TRUST ST STR P500ETF 78464A854 27,120,029 302,139 SH SOLE 0 0 302,139
SPDR SERIES TRUST ST STR SP500DIV 78468R788 533,755 11,765 SH SOLE 0 0 11,765
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,113,638 21,068 SH SOLE 0 0 21,068
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 437,089 12,848 SH SOLE 0 0 12,848
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 842,268 5,001 SH SOLE 0 0 5,001
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 211,494 2,624 SH SOLE 0 0 2,624
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 839,483 7,713 SH SOLE 0 0 7,713
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 808,262 15,136 SH SOLE 0 0 15,136
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 930,413 5,572 SH SOLE 0 0 5,572
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 3,562,005 18,197 SH SOLE 0 0 18,197
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 232,414 5,893 SH SOLE 0 0 5,893
SYSCO CORP COM 871829107 629,969 8,081 SH SOLE 0 0 8,081
TARGET CORP COM 87612E106 897,063 5,725 SH SOLE 0 0 5,725
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,672,574 32,886 SH SOLE 0 0 32,886
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 476,669 6,795 SH SOLE 0 0 6,795
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,107,481 15,684 SH SOLE 0 0 15,684
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 408,176 2,630 SH SOLE 0 0 2,630
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 706,251 8,512 SH SOLE 0 0 8,512
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,585,356 111,033 SH SOLE 0 0 111,033
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,116,857 14,262 SH SOLE 0 0 14,262
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 480,790 686 SH SOLE 0 0 686
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,040,451 56,236 SH SOLE 0 0 56,236
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 9,217,376 117,539 SH SOLE 0 0 117,539
VERIZON COMMUNICATIONS INC COM 92343V104 685,619 14,947 SH SOLE 0 0 14,947
WELLS FARGO & CO COM 949746101 632,875 7,906 SH SOLE 0 0 7,906