The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 314,445 514 SH SOLE 514 0 0
AMAZON COM INC COM 023135106 256,126 1,028 SH SOLE 1,028 0 0
APPLE INC COM 037833100 2,284,184 6,859 SH SOLE 6,859 0 0
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 342,250 4,191 SH SOLE 4,191 0 0
COCA COLA CO COM 191216100 217,008 2,521 SH SOLE 2,521 0 0
CVS HEALTH CORP COM 126650100 590,811 6,895 SH SOLE 6,895 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 4,291,978 118,465 SH SOLE 118,465 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 563,940 3,465 SH SOLE 3,465 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 227,188 1,033 SH SOLE 1,033 0 0
ISHARES TR CORE S&P500 ETF 464287200 26,783,564 34,972 SH SOLE 34,972 0 0
ISHARES TR US SML CAP EQT 46434V290 4,299,850 51,458 SH SOLE 51,458 0 0
ISHARES TR ESG MSCI KLD ETF 464288570 226,547 1,550 SH SOLE 1,550 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 354,948 7,844 SH SOLE 7,844 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 285,969 1,714 SH SOLE 1,714 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 273,362 12,457 SH SOLE 12,457 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 52,004,600 1,158,490 SH SOLE 1,158,490 0 0
MICROSOFT CORP COM 594918104 648,969 1,265 SH SOLE 1,265 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 17,483,291 173,877 SH SOLE 173,877 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 2,047,522 58,501 SH SOLE 58,501 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 9,457,776 175,959 SH SOLE 175,959 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 17,570,371 558,321 SH SOLE 558,321 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,996,164 82,199 SH SOLE 82,199 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,431,155 246,423 SH SOLE 246,423 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,008,815 239,109 SH SOLE 239,109 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,962,712 125,009 SH SOLE 125,009 0 0
SPDR SERIES TRUST ST TERM HIGH ETF 78468R408 2,925,632 120,645 SH SOLE 120,645 0 0
SYSCO CORP COM 871829107 231,030 2,963 SH SOLE 2,963 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 369,749 3,146 SH SOLE 3,146 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,759,213 201,991 SH SOLE 201,991 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,801,740 48,547 SH SOLE 48,547 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 14,590,138 150,043 SH SOLE 150,043 0 0